Bison Bank

What Bison Bank does

Bison Bank, S.A. is a Portuguese private bank headquartered in Lisbon that delivers Private Banking, Depositary Banking, Corporate Advisory, and Digital Asset services to high net worth individuals, asset management companies, institutional clients, and digital asset service providers. The bank operates across four business lines: Private Banking (investment advisory, portfolio construction, custody, mortgage solutions, Bison Card and Bison Mobile app), Corporate Advisory (M&A, capital markets, debt restructuring, valuations, and transaction settlement), Depositary Banking (supervising 167 investment funds with €4.1B in supervised assets), and Digital Assets (custody, trading, and blockchain-based processing via its wholly-owned subsidiary Bison Digital Assets, supplemented by an MiCA-regulated Electronic Money Token and planned real-world asset tokenization).

Underlying technology includes Multi-Party Computation (MPC) for crypto key custody, blockchain-based deposit and withdrawal processing with four-eyes controls, 1:1 segregated digital asset custody, and a multi-layer security architecture; AI-powered blockchain analytics from Elliptic support compliance. The bank's go-to-market blends a dedicated Private Banker relationship model with digital self-serve channels including remote international account opening, the Bison Mobile app (iOS/Android), and a homebanking portal, reaching clients across 140+ countries.

The revenue model combines recurring fee income (advisory, custody, depositary supervision) with transaction-based fees across digital asset operations and corporate advisory mandates. In 2025, banking product reached €17.4M (+44% YoY), net profit doubled to €5M, customer deposits grew 67% to €588M, and assets under supervision exceeded €7.4B, supported by a 38.5% CET1 ratio. The bank is wholly owned by Bison Capital, which acquired the entity (formerly Banif – Banco de Investimento) in 2018.

Name

Bison Bank

Legal name

Bison Bank, S.A.

Website

https://bisonbank.com

Company type

Private

Founded year

1998

Operating status

Operating

Headcount range

101–250 employees

Short description

Bison Bank is a Lisbon-headquartered Portuguese private bank offering private banking, depositary, corporate advisory, and digital asset services to high net worth individuals, asset managers, and institutional clients across 140+ countries.

Ownership category

akta.pro rank

Product category

Private Banking & Wealth Management

NAICS

Commercial Banking (522110), Depository Credit Intermediation (5221)

SIC

National Commercial Banks (6021), Functions Related To Depository Banking, Nec (6099)

akta.pro primary industry

Bank & Credit Union Personal Loans (Unsecured Installment) (FSAKAAAL)

Keywords

• Private banking services
• Wealth management advisory
• Depositary bank services
• Corporate financial advisory
• Digital asset custody

Headquarters

HQ city

Lisboa

HQ country

Portugal

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Infrastructure, Marketing or Sales, Others

Revenue model

1. Private Banking Services: Investment advisory, portfolio management, execution services, custody, and mortgage solutions for high net worth individuals. Revenue generated through advisory fees, custody fees, and transaction commissions.
2. Depositary Bank Services: Custody and supervisory services for asset management companies and institutional customers. Revenue from depositary fees based on assets under supervision.
3. Corporate Advisory: Financial consulting for mergers, acquisitions, valuations, capital markets, and debt restructuring. Revenue from advisory fees and transaction-based compensation.
4. Digital Assets Services: Crypto asset custody, trading, and transfer services through Bison Digital Assets (BDA). Revenue from transaction fees and custody fees on digital asset operations. Volume transacted reached €165 million in 2025.

Pricing tiers

Go-to-market motion2 records

Distribution channels5 records

Marketing channels7 records

Core offering

Bison Bank is a Portuguese private bank offering four integrated service lines: Private Banking (wealth management, investment advisory, portfolio construction, custody, and mortgage solutions for high net worth individuals), Corporate Advisory (M&A, capital markets, debt restructuring, valuations, and transaction settlement for companies and institutional clients), Depositary Banking (custody and supervision of investment funds for asset managers), and Digital Assets (regulated crypto-asset custody, trading, and transfer services via its Bison Digital Assets subsidiary, including a bank-issued E-Money Token). The bank combines dedicated private banker relationships with digital self-serve channels and serves clients across 140+ countries.

Product overview

Bison Bank operates as a Portuguese private banking institution offering a comprehensive suite of financial services organized into four core business lines: Private Banking (wealth management with investment advisory, portfolio construction, custody, mortgage solutions, and the Bison Card/Mobile apps), Corporate Advisory (M&A, capital markets, debt restructuring, valuations, and transaction settlement), Depositary Bank (custody services for asset managers and institutional customers), and Digital Assets (crypto-asset custody and trading through Bison Digital Assets subsidiary and its electronic money token product). The bank serves high net worth individuals, asset management companies, institutional customers, and digital asset service providers with over 25 years of experience in the Portuguese market.

Differentiator

Problem solved

Functional benefit

Brands

• Bison Mobile: Mobile banking application providing digital banking services to customers
• Bison Card
• Bison Electronic Money Token (EUB | USB)

Products and services

• Private Banking

Quantifiable outcome

• Assets under supervision exceeded €7.4 billion in 2025
• +4 more outcomes

Named customers2 records

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

AI capability2 records

Feature6 records

Partnerships

Five partnerships are on record, tiered minor and core.

• Cáritas Diocesana de Leiria-FátimaminorOthers · 12 June 2026Bison Bank supports the 'Explica-me' educational literacy project run by Cáritas Diocesana de Leiria-Fatma. The program provides weekly study support to children from economically vulnerable families, operated by young volunteers every Saturday during the school year. Support was provided following flooding episodes that exacerbated vulnerability in the Leiria region.
• AngelsWaycoreStrategic or Co-development Partner · 27 February 2026Bison Bank provided strategic support to AngelsWay's first major annual event in Portugal, held at Cloudflare's Lisbon offices. The event brought together 120 investors and AI startup founders. AngelsWay is the largest angel investment community in Portugal with 436 investors and 10 portfolio investments. Bison Bank CEO António Henriques opened the event emphasizing the importance of Portuguese startups adopting global perspectives.
• CloudflarecoreStrategic or Co-development Partner · 27 February 2026Cloudflare hosted the AngelsWay Portugal launch event attended by 120 investors and AI startups. Bison Bank was the strategic supporter of the event.
• EllipticcoreTechnology or Integration · 27 February 2026Bison Bank adopted Elliptic's AI-supported data analysis for accelerated digital asset compliance. Elliptic provides blockchain analytics and crypto compliance solutions enabling Bison Bank to enhance AML/CTF compliance for digital asset operations.
• International Partner NetworkcoreGTM or Marketing PartnerBison Bank maintains an international network of over 125 partners and specialists providing access to investment and growth opportunities in international markets. The bank acts as a strategic bridge connecting international investors to the Portuguese market.

Scale indicators14 records

Recent moves7 records

Expansion highlights6 records

Direct peers

• Banco Carregosa: Portuguese private bank focused on wealth management, asset management, and investment services for high net worth individuals and families. Directly comparable to Bison Bank's private banking franchise in the same domestic market, with overlapping services in investment advisory, custody, and portfolio management.
• Sygnum Bank: Swiss regulated digital asset bank offering crypto trading, custody, lending, and tokenization alongside traditional banking. Closely comparable to Bison Bank in combining supervised banking with integrated digital asset services under a clear regulatory framework.
• AMINA Bank (formerly SEBA Bank): Swiss FINMA-regulated bank providing digital asset custody, trading, lending, and staking alongside traditional banking services. Directly comparable to Bison Bank's positioning as a regulated bank with a full-stack digital asset offering.
• Haitong Bank, S.A. (Lisbon): Subsidiary of Chinese-backed Haitong Securities operating in Portugal, providing investment banking, corporate advisory, and asset management. Comparable to Bison Bank on the corporate advisory and cross-border (Portugal–international) private banking axis, with a similar Portuguese base and foreign capital ownership profile.

Broad incumbents

• Caixa Geral de Depósitos: Portuguese state-owned universal bank with retail, corporate, investment banking, and asset management franchises. Comparable to Bison Bank as a domestic incumbent competing for the same HNWI and institutional clients, though it operates at much larger scale across multiple business lines.
• Novo Banco: Major Portuguese commercial bank formed from the resolution of Banco Espírito Santo, with retail, corporate, and private banking divisions. Comparable as a domestic incumbent competing for the same institutional and HNWI wallet share, though at significantly larger scale.
• Millennium BCP: Largest Portuguese private-sector bank by assets, offering retail, private banking, corporate banking, and investment services with international presence. Comparable as the dominant domestic incumbent competing for HNWIs and corporate advisory mandates, though with much broader product breadth.
• Banco BPI: Major Portuguese bank controlled by CaixaBank offering retail, corporate, and private banking services with strong domestic positioning. Comparable as a domestic incumbent with overlapping private banking and corporate advisory capabilities.

Emerging players

• Zodia Custody: Institutional digital asset custodian launched by Standard Chartered and Northern Trust, offering segregated custody and execution for crypto assets. Comparable to Bison Bank's BDA digital asset custody franchise on the custody and compliance technology layer, though Zodia lacks the integrated full-bank wrapper.
• Anchorage Digital: US federally chartered digital asset bank providing custody, trading, and staking services for institutional clients under US banking supervision. Comparable to Bison Bank on the regulated-bank-meets-digital-assets axis, illustrating an analogous model in a different jurisdiction.

Market position

Strengths1 record

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xlinkedin.com/company/bisonbank/?viewAsMember=true
• YouTubeyoutube.com/channel/bisonbank
• Facebookfacebook.com/bisonbank
• LinkedInlinkedin.com/company/bisonbank
• Instagraminstagram.com/bisonbank

Compliance7 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Subsidiaries1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Bison Bank