Adacta

What Adacta does

Adacta d.o.o. is a privately held Slovenian software company headquartered in Ljubljana that builds core platforms for the European insurance and financial-services industry. Its flagship product, AdInsure, is a cloud-agnostic, API-first insurance platform delivering policy administration, claims management, billing, and distribution management across life, non-life (P&C), and commercial lines; it includes AdInsure Studio, a low-code tool that lets business users configure products and workflows, and a phased legacy-modernization framework that lets carriers replace legacy systems incrementally. Beyond insurance, Adacta sells Adacta Digital Banking (ADB) for retail and corporate banks, Adacta Wealth Management (AWM) for private banking, Adacta Leasing (ADL) for leasing companies, and Adacta Treasury (ADT) as an asset-management module, all sharing the same cloud-agnostic, API-first architecture and Open Banking integrations.

The company makes money through enterprise software licensing (AdInsure subscription plus associated modules) and implementation and support services delivered by senior engineering teams for complex regulated deployments. Pricing is quote-based, reflecting insurer size, product scope, and deployment model, and is bundled with multi-year term agreements. Customers are predominantly mid-to-large European insurers and banks — Generali, Signal Iduna, Die Haftpflichtkasse, Triglav Group, DVA, Halk Insurance, Modra zavarovalnica, Triglav Health, Intesa Sanpaolo Bank, and others — together with leasing firms and central/government entities in Slovenia and the wider region. The company employs 251-500 staff and operates across Europe (DACH, UK, France, Benelux, Iberia, Central and Eastern Europe).

Since the August 2021 partnership and investment from private equity firm Volpi Capital, Adacta has executed on European expansion (Adacta Germany, Central European industry events) and product depth (2020 wealth platform, 2025 first AI-integrated applications for document management). The company holds ISO/IEC 27001:2022 and ISO 9001:2015 certifications, is GDPR-compliant, and has been recognized across leading analyst firms including Gartner, ISG, Celent, and Everest Group between 2023 and 2024.

Name

Adacta

Legal name

Adacta d.o.o.

Website

https://adacta-fintech.com

Company type

Private

Founded year

1991

Operating status

Operating

Headcount range

251–500 employees

Short description

Adacta is a Slovenian enterprise software provider selling the AdInsure platform for life, non-life, and commercial insurers, alongside digital banking, wealth management, and leasing platforms to mid-to-large European financial-services customers.

Ownership category

akta.pro rank

Product category

Insurance Core Software Platforms

NAICS

Software Publishers (513210), Custom Computer Programming Services (541511)

SIC

Services-Computer Programming, Data Processing, Etc. (7370), Services-Computer Programming Services (7371)

akta.pro primary industry

Policy Administration, Underwriting & Rating Platforms (Core Insurance SaaS) (FSAGAGAB)

akta.pro secondary industries

Data, Analytics & AI for Insurance (Risk, Pricing, Personalization) (FSAGAGAE), Document, Workflow & Policy Servicing Automation (RPA/No-Code) (FSAGAGAK), Embedded Insurance & Affinity Distribution Platforms (FSAGAGAL)

Keywords

• Insurance core platforms
• Policy administration software
• Claims management software
• Digital banking platforms
• Wealth management software

Headquarters

HQ city

Ljubljana

HQ country

Slovenia

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Marketing or Sales, Operations, Infrastructure

Revenue model

1. Software Licensing and Subscription: Adacta generates revenue primarily through software licensing of the AdInsure platform to insurance companies. The platform is sold as a subscription or license arrangement, typically with annual or multi-year contract terms. Implementation services, customization, and ongoing support are bundled or provided as professional services.
2. Professional Services and Implementation: Solution development and implementation services are delivered by senior engineering teams for complex delivery in regulated environments. This includes core modernization, BPM-driven process implementation, integration-heavy projects, and compliance-focused system delivery.

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels8 records

Core offering

Adacta develops and sells AdInsure, a cloud-agnostic, modular insurance software platform providing end-to-end functionality for life, non-life (P&C), and commercial insurers covering policy administration, claims management, billing, and distribution. Beyond AdInsure, Adacta also sells distinct platforms for digital banking (ADB), wealth management (AWM), leasing (ADL), and treasury (ADT), along with implementation and professional services delivered to financial institutions and insurers across Europe.

Product overview

Adacta offers a comprehensive portfolio of software platforms for the insurance and financial services industries. The core AdInsure insurance platform serves as the foundation, with specialized modules for Policy Administration (AdInsure Policy Administration) and Claims Management (AdInsure Claims), supported by low-code configuration tools (AdInsure Studio). Beyond insurance, Adacta provides distinct platforms for banking (Adacta Digital Banking), wealth management (Adacta Wealth Management), leasing (Adacta Leasing), and treasury (Adacta Treasury). All platforms share a cloud-agnostic architecture with API-first design, compliance features (GDPR, KYC), and AI/ML capabilities. The portfolio is delivered both as standalone platforms and through solution development services for complex enterprise implementations.

Differentiator

Problem solved

Functional benefit

Brands

• AdInsure: Digital insurance platform for life and non-life insurers that streamlines operations and processes.
• AdInsure Life
• AdInsure Claims
• AdInsure Policy Administration
• Adacta Digital Banking (ADB)
• Adacta Wealth Management (AWM)
• Adacta Leasing (ADL)
• Adacta Treasury (ADT)

Products and services

• AdInsure Core insurance software platform providing end-to-end capabilities for life, non-life (P&C), and commercial insurers, covering policy administration, claims management, billing, and distribution management through modular architecture, API-first design, and configurable workflows. Sold to insurance carriers across Europe.
• AdInsure Policy Administration Web-based policy lifecycle management system covering quoting, binding, endorsements, and renewals for life and non-life insurance carriers.
• AdInsure Claims End-to-end claims management solution for insurers covering claims intake, evaluation, settlement, and payment processing across all insurance lines.
• Adacta Digital Banking (ADB) Digital banking platform enabling retail and corporate banks to deliver omnichannel experiences with real-time services, mobile-first design, Open Banking (PSD2) integrations, and account, payment, and card management.
• Adacta Wealth Management (AWM) Wealth management platform equipping banks and private bankers with tools for client relationship management, portfolio management, investment advisory, and personalized financial services for high-net-worth clients.
• Adacta Leasing (ADL) AI-enabled leasing software suite for leasing companies, providing sales portals, B2B/B2C mobile apps, AI-powered document processing, underwriting, and risk management to streamline onboarding and partner network management.
• Adacta Treasury (ADT) Asset management solution providing integrated support to finance functions in financial services organizations, including asset and liquidity management and basic risk management features.
• Solution Development Services Senior engineering services for complex delivery in regulated environments, including core platform modernization, ecosystem integrations, BPM-driven process implementation, and multi-stakeholder systems requiring security and auditability.

Quantifiable outcome

• Adacta survey of 110 European insurers found 80% expect increased spending on claims AI over next two years; 94% express generative AI interest but only 26% currently using or piloting it
• +1 more outcomes

Named customers40 records

Segments5 records

Ideal customer profiles4 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration4 records

AI capability9 records

Feature5 records

Scale indicators1 record

Recent moves6 records

Expansion highlights6 records

Direct peers

• TIA Technology: Nordic-origin insurance platform serving Scandinavian and European insurers with configurable PAS and digital-channel software. Comparable in scale and target market to Adacta, especially in Northern European deals.
• Insurity: Insurance core and analytics SaaS provider focused on P&C carriers, mutual insurers, and MGAs. Competes in similar buyer RFPs against AdInsure, particularly in mid-market European and North American deployments.
• Vitech Systems Group: Provider of core insurance administration and benefits software for life, health, and retirement carriers. Competes with AdInsure in life-insurance PAS RFPs, particularly among mid-to-large mutual and group carriers.
• msg life (msg global solutions): DACH-headquartered insurance software provider with deep life and health PAS capabilities across German-speaking markets. Strong regional overlap with Adacta's DACH customer base and similar life-insurance focus.
• RGI Group: European insurance software vendor specializing in PAS and claims for life and non-life carriers, with strong presence in Italy, France, and Iberia. Directly comparable to Adacta in market segment and product scope.
• Duck Creek Technologies: Cloud-native insurance core SaaS suite (Policy, Billing, Claims) targeting P&C insurers. Competes with AdInsure for mid-market and large carrier deals, with comparable low-code configurability and SaaS delivery model.
• Sapiens International: Global provider of insurance software platforms for Property & Casualty, Life, and Reinsurance. Closely comparable to Adacta in multi-line life/non-life PAS, geographic breadth (EMEA + Americas), and enterprise carrier focus.
• EIS Group: Core insurance platform vendor with strong life, health, and P&C capabilities on a cloud-native, API-first architecture. Direct overlap with AdInsure in PAS, claims, and digital ecosystem orchestration for mid-to-large carriers.
• Guidewire Software: The dominant global provider of core insurance platform software (PolicyCenter, BillingCenter, ClaimCenter) for P&C insurers. Direct competitor to AdInsure in the same enterprise insurance-core category, with broader geographic reach and a North American stronghold.
• Majesco: Cloud-native insurance core software (P&C and L&A) plus analytics and digital services. Comparable platform play to AdInsure, often competing for the same mid-market insurer modernization budgets.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xtwitter.com/AdactaFintech
• Facebookfacebook.com/adacta.fintech
• LinkedInlinkedin.com/company/adacta-fintech
• Instagraminstagram.com/adacta.careers

Compliance6 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles6 records

Funding overview

Funding rounds1 record

Investors1 record

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Adacta