eCollect AG
eCollect AG operates a regulated, API-enabled Invoice-to-Cash platform for European B2B clients, covering invoicing, dunning, digital collection and legal collection through an integrated four-module white-label product with embedded payments.
- Company typePrivate
- Founded2019
- HeadquartersBaar, Switzerland
- Headcount11–50
- GTM typeB2B
- OfferingSoftware
What eCollect AG does
eCollect AG operates a regulated, end-to-end Invoice-to-Cash platform serving European B2B clients (SMEs and corporates) that need to manage unpaid receivables without stitching together multiple point solutions. The platform is structured as a proprietary Java-based, four-module architecture: Invoicing (invoice creation and delivery), Reminders (two-step dunning procedures), Digital Collection (pre-judicial/amicable recovery across email, post, phone and installment plans), and Legal Collection (judicial proceedings and enforcement monitoring). All modules support white-label branding and are accompanied by a RESTful API (docs.ecollect.org) and an embedded payment engine covering 60+ methods (Visa, Mastercard, SEPA Direct Debit, PayPal, Alipay, WeChat Pay, Apple Pay, Stripe, Giropay, Skrill and others). The technology stack layers machine-learning workflows and large language models over automated dunning, dispute resolution and multi-channel debtor communication, hosted on Swiss servers with ISO-IEC-27001 controls.
The commercial model combines two revenue streams: (i) collection fees, default interest and expenses earned from debtors in active collection procedures (success-based commission), and (ii) recurring Invoice-to-Cash service fees covering invoicing, dunning, payment processing, dispute management and collection transfer, priced via custom multi-year client agreements. Distribution runs through direct enterprise sales (anchored by a 'Request a Demo' CTA), a self-serve API channel for high-volume creditors, and an online client portal (manage.ecollect.org). Operating geographies are Switzerland (registered in Canton Zug) and Germany (registered under §10 RDG). Founded in 2019 by CEO Marc Schillinger, eCollect was acquired in 2023 by Intrum AB (Nasdaq Stockholm-listed Swedish credit management market leader), within which it continues to operate as a digital receivables platform supporting Intrum's tech-driven transformation.
eCollect AG firmographics
Firmographics- Name
- eCollect AG
- Legal name
- eCollect AG
- Website
- https://ecollect.org
- Company type
- Private
- Founded year
- 2019
- Operating status
- Acquired
- Headcount range
- 11–50 employees
- Short description
- eCollect AG operates a regulated, API-enabled Invoice-to-Cash platform for European B2B clients, covering invoicing, dunning, digital collection and legal collection through an integrated four-module white-label product with embedded payments.
- Ownership category
- akta.pro rank
eCollect AG industry classification
Industry- Product category
- Debt Collection Software
- NAICS
- Collection Agencies (56144), Activities Related to Credit Intermediation (5223)
- SIC
- Services-Consumer Credit Reporting, Collection Agencies (7320)
- akta.pro primary industry
- Accounts Receivable (Invoicing, Cash Application, Deductions) (BPAAAGAB)
- akta.pro secondary industries
- Invoicing, Billing & Accounts Receivable Automation (FSAGAJAC), A2A Collections & Direct Account Funding (FSAMAFAH)
Keywords
Where eCollect AG is headquartered
LocationHeadquarters
- HQ city
- Baar
- HQ country
- Switzerland
- HQ region
- Europe
Offices1 record
Markets served
eCollect AG business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Operations, Infrastructure, Marketing or Sales
Revenue model
- Collection Fees and Success Commission: eCollect earns collection fees, default interest, and expenses from customers (debtors) in the collection procedure. The company receives 100% of default interest collected, and collection costs/expenses collected represent its commission for success. The amount of fees is based on respective national statutory regulations.
- Invoice-to-Cash Service Fees: Fees for the full debtor and receivables management service covering invoicing, dunning procedure, payment processing, payment allocation and monitoring, customer communication, dispute management, and transfer to collection. Pricing is determined in a separate agreement with clients.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Multi-year contract | Custom enterprise pricing based on individual agreements |
Go-to-market motion2 records
Distribution channels3 records
Marketing channels6 records
eCollect AG product offering
Product offeringCore offering
eCollect AG provides a white-label, Java-based digital Invoice-to-Cash platform for B2B creditors across Europe, automating the full receivables lifecycle through four integrated modules (Invoicing, Reminders, Digital Collection, Legal Collection), an embedded payment platform supporting 60+ payment methods, and a RESTful API for integration into client AR systems. The company also operates the collection procedure itself, charging statutory collection fees and success commissions on recovered amounts.
Product overview
eCollect AG offers a unified Invoice-to-Cash platform with a 4-module solution: Invoicing Module (creates and sends invoices), Reminders Module (automates two-step dunning procedures), Digital Collection Module (handles amicable debt collection), and Legal Collection Module (manages judicial collection and monitoring). The platform integrates 60+ payment methods and provides a RESTful API for automation. The solution covers the full receivables management lifecycle from initial invoice via reminder service to debt collection with an embedded payment platform.
Differentiator
Problem solved
Functional benefit
Products and services
- eCollect Invoice-to-Cash Platform
Quantifiable outcome
- 99.9% network availability
- +1 more outcomes
Companies that use eCollect AG
Customer profileSegments1 record
Ideal customer profiles2 records
eCollect AG technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration10 records
AI capability3 records
Feature6 records
eCollect AG partnerships and signals
Strategic signalScale indicators5 records
Recent moves6 records
Expansion highlights5 records
eCollect AG competitors and assessment
Company assessmentBroad incumbents
- Atradius Collections: Atradius Collections is the international debt collection arm of the Atradius group, offering B2B receivables management globally and competing with eCollect for enterprise creditors needing cross-border collection reach.
- EOS Holding: EOS is one of Europe's largest debt collection and receivables management groups with a broad, multi-country services portfolio; it competes with eCollect on collections but operates a wider footprint of services beyond the tech-first positioning.
Direct peers
- Billtrust: Billtrust operates a B2B order-to-cash platform covering electronic invoicing, credit, billing, and collections — directly overlapping with eCollect's invoicing through legal collection modules and targeting enterprise creditors needing AR automation.
- Taulia: Taulia offers invoice management, dynamic discounting, and supply chain finance, overlapping with eCollect's invoicing and reminder modules and competing for finance/AP teams seeking embedded receivables automation.
- Versapay: Versapay provides B2B payments and AR automation, including invoice delivery, collections workflows, and embedded payments, directly competing for mid-market and enterprise AR automation buyers that eCollect targets via its API and platform.
- HighRadius: HighRadius is a leading cloud-based AR automation platform combining AI-powered collections, cash application, deductions, and electronic invoicing — closely matching eCollect's full invoice-to-cash stack and target enterprise buyer profile.
- YayPay (Bottomline): YayPay, now part of Bottomline, delivers AR automation and collections management SaaS, serving enterprise creditors with invoicing and collections workflows that directly parallel eCollect's Reminders and Digital Collection modules.
- Sidetrade: Sidetrade is a European-listed provider of AI-driven order-to-cash (O2C) and collection solutions, serving mid-market and enterprise B2B customers with similar receivables and dunning automation as eCollect's Invoice-to-Cash platform.
Emerging players
- CollectAI: CollectAI is an AI-powered digital payment and collection platform focused on automated reminders and digital debt collection, directly addressing eCollect's digital collection use case with a more niche, ML-first product.
- TIS (Treasury Intelligence Solutions): TIS provides cloud-based business payments, cash visibility, and collection workflows for corporate treasuries, partially overlapping with eCollect's bank connectivity and AR payment-orchestration capabilities.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks7 records
Key highlights7 records
Customer concentration
eCollect AG social profiles
Digital presenceeCollect AG compliance and trust
Trust signalCompliance3 records
eCollect AG financial estimates
Financial estimateRevenue estimate
Valuation estimate
eCollect AG leadership team
Management profileNumber of profiles
Profiles7 records
eCollect AG funding detail
Funding detailFunding overview
Funding rounds1 record
Investors1 record
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
eCollect AG M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about eCollect AG
What does eCollect AG do?
eCollect AG provides a white-label, Java-based digital Invoice-to-Cash platform for B2B creditors across Europe, automating the full receivables lifecycle through four integrated modules (Invoicing, Reminders, Digital Collection, Legal Collection), an embedded payment platform supporting 60+ payment methods, and a RESTful API for integration into client AR systems. The company also operates the collection procedure itself, charging statutory collection fees and success commissions on recovered amounts.
Is eCollect AG a public or private company?
eCollect AG is a private company. It is classified as corporate owned and is currently acquired.
When was eCollect AG founded?
eCollect AG was founded in 2019. It employs 11 to 50 people.
Where is eCollect AG based?
eCollect AG is headquartered in Baar, Switzerland, in the Europe region.
How does eCollect AG make money?
Two revenue lines are on record. Collection Fees and Success Commission is the primary driver. The others are invoice-to-Cash Service Fees.
Who are eCollect AG's main competitors?
Broad incumbents on record are Atradius Collections and EOS Holding. Direct peers are Billtrust, Taulia, Versapay, HighRadius, YayPay (Bottomline) and Sidetrade. Emerging players are CollectAI and TIS (Treasury Intelligence Solutions).
Does eCollect AG have an API?
Yes. RESTful API enabling creditors with large volumes of monthly claims or invoices to unlock efficiency and automate processes. The API is easy to integrate and can be scaled to any business logic. Clients can submit customer data, claim data, contract data, and invoice data via a secure software interface (API) with documentation and precise data object descriptions provided. Developer documentation is at docs.ecollect.org.
What industry is eCollect AG in?
eCollect AG's product category is Debt Collection Software. Its primary akta.pro industry code is BPAAAGAB, Accounts Receivable (Invoicing, Cash Application, Deductions), with a secondary code of FSAGAJAC, Invoicing, Billing & Accounts Receivable Automation. Its NAICS code is 56144 and its SIC code is 7320.