ONE
- Company typePrivate
- Founded2017
- HeadquartersLondon, United Kingdom
- Headcount51–100
- GTM typeB2B
- OfferingServices
ONE firmographics
Firmographics- Name
- ONE
- Legal name
- One.io UK Limited / Oneio International Limited / One.io Cyprus Limited / One.io Canada MSB Limited
- Website
- https://one.io
- Company type
- Private
- Founded year
- 2017
- Operating status
- Operating
- Headcount range
- 51–100 employees
- Ownership category
- akta.pro rank
ONE industry classification
Industry- Product category
- Cross-Border Payments & FX
- NAICS
- Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320), Securities and Commodity Exchanges (5232)
- SIC
- Finance Services (6199), Security & Commodity Brokers, Dealers, Exchanges & Services (6200)
- akta.pro primary industry
- Crypto Payments & Stablecoin Settlement Platforms (BPAMAFAL)
- akta.pro secondary industries
- Multi-Currency Accounts, Wallets & IBAN Services (FSAMAIAG), On/Off-Ramp Providers (Fiat↔Crypto) & Cash-In/Cash-Out Networks (FSADAIAE), Invoice, Billing & Subscription Payments (Crypto) (FSADAIAG), Settlement, Reconciliation & Merchant Treasury Tools (Crypto) (FSADAIAK)
Keywords
Where ONE is headquartered
LocationHeadquarters
- HQ city
- London
- HQ country
- United Kingdom
- HQ region
- Europe
Offices4 records
Markets served
ONE business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Technology or R&D, Operations, Others, Marketing or Sales
Revenue model
- Business Account Services: Multi-currency business accounts with named IBANs generating revenue through account maintenance and transaction fees
- Global Payments: Cross-border payment processing through multiple payment rails (SWIFT, SEPA, Faster Payments, CHAPS) with associated transaction fees
- Spot FX Services: Foreign exchange services with low fees and competitive rates for currency conversion across 50+ currency pairs
- Crypto Trading: 24/7 cryptocurrency trading services including spot trading and automated trading platform for digital assets
- Crypto Payment Processing: Crypto gateway enabling merchants to accept cryptocurrency payments with automatic conversion and fiat settlement
Go-to-market motion2 records
Distribution channels3 records
Marketing channels5 records
ONE product offering
Product offeringCore offering
ONE.io provides a unified financial services platform for businesses, offering named multi-currency IBAN accounts (EUR, USD, CAD, CHF, PLN, NOK, DKK, SEK, CZK, HUF, RON), global payment processing via SWIFT/SEPA/SEPA Instant/Faster Payments/CHAPS/T2 rails, real-time spot FX across 50+ currency pairs, 24/7 crypto trading (including automated strategies), and a crypto payment gateway that converts crypto to fiat at settlement—structured under two sub-brands: ONE.io Connect (accounts, payments, FX) and ONE.io Fusion (digital asset services).
Product overview
ONE.io operates as a unified financial services platform structured around three core pillars: ONE.io (Group brand), ONE.io Connect (business accounts, global payments, and spot FX), and ONE.io Fusion (digital asset services). The platform provides multi-currency business accounts with named IBANs supporting EUR, USD, CAD, CHF, PLN, NOK, DKK, SEK, CZK, HUF, and RON; real-time spot FX with 50+ currency pairs; crypto trading via an automated trading platform; and crypto payment processing through the Crypto Gateway. The platform integrates multiple payment rails including SWIFT, SEPA Instant, SEPA, Faster Payments, and CHAPS, accessible via web platform, API, or mobile app.
Differentiator
Problem solved
Functional benefit
Brands
- ONE.io Connect: Business accounts, global payments, and spot FX solution providing named multi-currency accounts with access to SWIFT, SEPA, Faster Payments, and CHAPS payment rails.
- ONE.io Fusion
Products and services
- Multi-Currency Business Accounts International business accounts providing named IBANs in multiple currencies (EUR, USD, CAD, CHF, PLN, NOK, DKK, SEK, CZK, HUF, RON) supporting global payments and settlements for businesses underserved by traditional banks.
- Spot FX (Real-Time FX) Corporate currency exchange solution with tile-based UI, real-time rate streaming, business account settlement, and 50+ currency pair conversion for digital-first and cross-border businesses.
- Global Payments (Multi-Rail) Cross-border and domestic payment processing through SWIFT, SEPA, SEPA Instant, SEPA Direct Debit, Faster Payments, CHAPS, and T2 rails, accessible via unified platform and API.
- Crypto Trading Platform 24/7 self-serve automated trading platform for digital assets enabling clients to execute complex trading strategies, with integrated business accounts and fiat settlements.
- Crypto Gateway Crypto payment processing solution enabling merchants to accept cryptocurrency as a payment method with automated conversion and fiat settlement into business accounts.
- Mobile Application Mobile application providing secure on-the-go access to core features of the ONE.io platform including accounts, payments, FX, and trading.
Quantifiable outcome
- Free and near-instant fiat settlements within ONE.io network for clients and suppliers in the same ecosystem
- +1 more outcomes
Companies that use ONE
Customer profileNamed customers1 record
Segments4 records
Ideal customer profiles3 records
ONE technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Feature9 records
ONE partnerships and signals
Strategic signalPartnerships
Three partnerships are on record, tiered core and supporting.
- Law Firms and Legal AdvisorscoreLaw firms and legal advisors supporting clients with entity formation, structuring, and ongoing legal advice/licensing. Partners provide broad suite of regulated crypto and payment solutions including named accounts to support clients' business account and money movement needs.
- Corporate Services Providers (CSPs)coreCSPs assisting clients across licensing, entity formation, and ongoing corporate governance. Partnership enables seamless client onboarding while ensuring right payments capabilities. Multi-user access feature and flexible user roles allow CSPs to manage underlying clients via single platform interface.
- Industry ConsultantssupportingIndustry consultants with deep expertise and extensive connections in pioneering sectors (iGaming, VASPs). Consultants specialize in finding new or enhanced solutions to improve capabilities, drive efficiencies, reduce costs, or help clients grow revenue through innovative payment solutions.
Scale indicators9 records
Recent moves7 records
Expansion highlights6 records
ONE competitors and assessment
Company assessmentDirect peers
- BVNK: BVNK provides business accounts, payments, and crypto on/off-ramp infrastructure for digital businesses. Closely matches ONE.io's Connect + Fusion product stack and target customer base of crypto-native and high-risk merchants.
- Alchemy Pay: Alchemy Pay operates a crypto payment gateway enabling merchants to accept crypto with fiat settlement, similar to ONE.io's Crypto Gateway. Both target merchant acquiring across fiat-crypto rails globally.
- Triple-A: Triple-A is a licensed crypto payment gateway serving merchants with crypto acceptance and settlement. Directly comparable to ONE.io Fusion's merchant acquiring use cases for digital and high-risk merchants.
- Transak: Transak provides fiat-to-crypto on/off-ramp infrastructure for wallets and Web3 applications. Comparable to ONE.io's fiat-crypto conversion and settlement capabilities within its unified platform.
- Mercuryo: Mercuryo offers fiat-crypto on/off-ramp and payment solutions to wallets and platforms. Overlaps with ONE.io Fusion on crypto payment processing and fiat settlement services.
- Wirex: Wirex combines crypto payments with multi-currency accounts and card programs. Comparable to ONE.io's unified fiat + crypto stack, though more retail-focused and broader geographic reach.
Broad incumbents
- Banking Circle: Banking Circle provides multi-currency business accounts and payment infrastructure for financial institutions and fintechs. Comparable to ONE.io Connect's multi-currency IBAN and global payments offering, but at larger institutional scale.
- Unlimit: Unlimit is a global payments and BaaS platform offering acquiring, issuing, and accounts. Comparable to ONE.io Connect on payment infrastructure; both share a connection through the new ONE.io CEO's prior senior role at Unlimit.
- Solaris (SEPA): Solaris is a regulated banking-as-a-service platform offering accounts, payments, lending, and crypto on/off-ramp APIs. Comparable to ONE.io's platform play; the new CEO also previously worked at Solaris.
- Paysafe: Paysafe provides specialized payment solutions for iGaming and high-risk digital sectors, including alternative payment methods and merchant accounts. Comparable vertical overlap with ONE.io's iGaming-focused customer segment.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
ONE social profiles
Digital presenceONE compliance and trust
Trust signalCompliance7 records
ONE financial estimates
Financial estimateRevenue estimate
Valuation estimate
ONE leadership team
Management profileNumber of profiles
Profiles5 records
ONE subsidiaries and ownership
Company hierarchySubsidiaries2 records
ONE funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
ONE M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about ONE
What does ONE do?
ONE.io provides a unified financial services platform for businesses, offering named multi-currency IBAN accounts (EUR, USD, CAD, CHF, PLN, NOK, DKK, SEK, CZK, HUF, RON), global payment processing via SWIFT/SEPA/SEPA Instant/Faster Payments/CHAPS/T2 rails, real-time spot FX across 50+ currency pairs, 24/7 crypto trading (including automated strategies), and a crypto payment gateway that converts crypto to fiat at settlement—structured under two sub-brands: ONE.io Connect (accounts, payments, FX) and ONE.io Fusion (digital asset services).
Is ONE a public or private company?
ONE is a private company. It is classified as venture growth investor backed and is currently operating.
When was ONE founded?
ONE was founded in 2017. It employs 51 to 100 people.
Where is ONE based?
ONE is headquartered in London, United Kingdom, in the Europe region.
How does ONE make money?
Five revenue lines are on record. Business Account Services are the primary driver. The others are global Payments, spot FX Services, crypto Trading and crypto Payment Processing.
Who are ONE's main competitors?
Direct peers on record are BVNK, Alchemy Pay, Triple-A, Transak, Mercuryo and Wirex. Broad incumbents are Banking Circle, Unlimit, Solaris (SEPA) and Paysafe.
Does ONE have an API?
Yes. ONE.io offers API integration enabling access to international accounts in multiple currencies (EUR, USD, CAD, CHF, PLN, NOK, DKK, SEK, CZK, HUF, RON), domestic EUR accounts (SEPA Instant), domestic GBP accounts (Faster Payments, CHAPS), and foreign exchange services with 50+ currency pairs conversion capability. API Integration is available for clients to programmatically access platform features. Developer documentation is at Not specified.
What industry is ONE in?
ONE's product category is Cross-Border Payments & FX. Its primary akta.pro industry code is BPAMAFAL, Crypto Payments & Stablecoin Settlement Platforms, with a secondary code of FSAMAIAG, Multi-Currency Accounts, Wallets & IBAN Services. Its NAICS code is 522320 and its SIC code is 6199.