Habitat for Humanity of Coastal Fairfield County

What Habitat for Humanity of Coastal Fairfield County does

Habitat for Humanity of Coastal Fairfield County (Habitat CFC) is a 501(c)(3) nonprofit founded in 1985 that builds and sells affordable single-family homes to low-income working families earning 45–80% of area median income across 13 towns in Coastal Fairfield County, Connecticut, including Bridgeport, Fairfield, Stamford, Norwalk, and Greenwich. Since founding, the organization has completed 300 homes housing over 1,220 family members at a current production rate of approximately 10–12 homes per year. Homes are sold at no profit to partner families with 30-year interest-free mortgages based on ability to pay; families contribute "sweat equity" through volunteer construction hours and complete financial education and homebuyer counseling.

The organization operates with approximately 20 staff members and a 14-member Board of Directors, supplemented by 1,000+ community volunteers annually across construction sites and its ReStore retail operation. Habitat CFC runs seven discrete volunteer channels — Individual, Corporate Team Build, Community Team Build, Youth United (ages 12–18, 15+ school chapters), Women Build, Core Volunteer, and ReStore Volunteer — alongside multiple donation programs (individual giving, corporate sponsorship tiers up to $225,000, planned giving/legacy circle, vehicle donations, and the Building More Dreams in Fairfield project-specific campaign). Technology is non-proprietary: the organization uses a Firespring-built website, standard email/newsletter tools, and no AI/ML platforms; construction is delivered through conventional volunteer-labor methods producing ENERGY STAR certified homes.

Habitat CFC's revenue is diversified across individual donations, ReStore retail sales of donated furniture and building materials, corporate sponsorships and Team Build Day fees (starting at $3,750 per 10-employee team), foundation and federal grants (notably a $2M Congressionally Directed Spending grant and Wells Fargo Foundation funding), and planned giving vehicles. The organization's $20M+ of cumulative real estate development in Bridgeport and 4-Star Charity Navigator rating anchor its operational credibility, while a current Connecticut Superior Court appeal of Bridgeport's property tax-exemption denial represents a material near-term regulatory risk.

Name

Habitat for Humanity of Coastal Fairfield County

Legal name

Habitat for Humanity of Coastal Fairfield County

Website

https://habitatcfc.org

Company type

Private

Founded year

1985

Operating status

Operating

Headcount range

11–50 employees

Short description

Habitat for Humanity of Coastal Fairfield County is a 501(c)(3) nonprofit founded in 1985 that builds and sells affordable homes to low-income families (45–80% AMI) across 13 Coastal Fairfield County, Connecticut towns, supported by volunteer labor and a ReStore retail operation.

Ownership category

akta.pro rank

Product category

Affordable Housing Services

NAICS

Residential Building Construction (2361)

SIC

Land Subdividers & Developers (No Cemeteries) (6552)

akta.pro primary industry

Affordable Housing & Community Development (Housing, Community Land Trusts) (BPAGALAC)

akta.pro secondary industry

Residential Affordable Housing Development & Construction (IMAFABAI)

Keywords

• Affordable housing construction
• Nonprofit homebuilding services
• Homeownership programs
• Volunteer construction programs
• Home improvement retail

Headquarters

HQ city

Bridgeport

HQ country

United States

HQ region

North America

Offices7 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Supply Chain, Operations, Marketing or Sales, Infrastructure, Others

Revenue model

1. Individual Donations and Contributions: Direct financial donations from individuals supporting the affordable housing mission. Donations are tax-deductible (501(c)(3) status). The organization also accepts planned gifts, bequests, and stock donations.
2. ReStore Retail Revenue: ReStore is a nonprofit home improvement store selling donated new and gently used furniture, appliances, and building materials. All proceeds fund Habitat CFC home construction. The store also serves an environmental mission by diverting items from landfills.
3. Corporate Sponsorships and Team Build Fees: Corporate partners sponsor Team Build Days starting at $3,750 for 10 employees. Sponsorship tiers range from $3,750 (Corporate Build Day) to $225,000 (Full House Sponsor) for recognition benefits including build days, signage, press releases, and social media exposure.
4. Vehicle Donation Program: The organization accepts vehicle donations (cars, trucks, boats, RVs, motorcycles, and equipment) as another donation channel. Proceeds support local home construction. Towing is free and donors may qualify for tax deductions.
5. Foundation and Government Grants: Grants from foundations such as Wells Fargo Foundation ($15,000 in 2025) and federal appropriations such as the $2 million Congressionally Directed Spending grant from Senators Blumenthal and Murphy, supporting specific construction projects.
6. Planned Giving and Legacy Circle: Planned giving vehicles including wills, living trusts, beneficiary designations, charitable gift annuities, charitable remainder trusts, stocks, real estate, memorial gifts, and donor advised fund designations.

Pricing tiers

Go-to-market motion1 record

Distribution channels4 records

Marketing channels11 records

Core offering

Habitat for Humanity of Coastal Fairfield County is a 501(c)(3) nonprofit that builds and sells affordable homes to low-income working families earning 45-80% of area median income, financing purchases through 30-year interest-free mortgages. The organization operates a ReStore nonprofit home improvement retail store whose proceeds fund home construction, and runs multiple volunteer, corporate, community, youth, and women engagement programs that supply labor and donations for its build pipeline.

Product overview

Habitat for Humanity of Coastal Fairfield County operates as a nonprofit homebuilder offering a single integrated affordable homeownership program supplemented by a retail donation store (ReStore) and multiple volunteer engagement programs. The core product is the Homeownership Program, which builds and sells affordable homes to families earning 45-80% of area median income using 30-year interest-free mortgages. Supporting this core mission are: the ReStore nonprofit home improvement retail store that generates revenue through resale of donated materials; volunteer programs including Individual, Corporate Team Build, Community Team Build, Youth United, Women Build, Core Volunteer, and ReStore Volunteer offerings; and various donation programs including funds, corporate giving, planned giving, vehicle donations, and specific initiatives like Building More Dreams in Fairfield. The organization also provides family services including pre-closing workshops and the Advancing Black Homeownership financial coaching initiative.

Differentiator

Problem solved

Functional benefit

Products and services

• Homeownership Program Affordable homeownership program that builds and sells ENERGY STAR certified homes to low-income families earning 45-80% of area median income, offering 30-year interest-free mortgages based on buyer ability to pay.
• ReStore Nonprofit home improvement retail store accepting donations of new and gently used furniture, appliances, and building materials, reselling them to the public at low cost to fund Habitat home construction.
• Individual Volunteer Program Volunteer opportunities for individuals on construction build sites or at the ReStore, available Tuesday through Saturday from 8 a.m. to 3:30 p.m.
• Corporate Team Build Corporate partnership program offering team build days where employees volunteer on Habitat worksites, with sponsorship opportunities starting at $3,750 for ten employees.
• Community Team Build Volunteer program for school groups, church groups, and community service groups to build affordable homes, with a $1,200 donation requirement covering materials, equipment, and supervision.
• Youth United Program Student-led volunteer and fundraising program for ages 12-18 that sponsors Habitat homes, with monthly meetings and chapters in over 15 schools across Coastal Fairfield County.
• Women Build Program Volunteer and fundraising program for women supporting affordable housing, with monthly meetings and build days, including the annual She Nailed It! fundraising competition.
• Corporate Giving Program Customized corporate partnerships including Team Build Days and sponsorship opportunities with benefits such as public recognition, tax deductions, and employee engagement.
• Planned Giving / Legacy Circle Planned giving program allowing donors to extend support through wills, living trusts, beneficiary designations, charitable gift annuities, stock donations, and real estate gifts.
• Vehicle Donation Program Vehicle donation program accepting cars, trucks, boats, RVs, motorcycles, and construction equipment, with free towing and potential tax deduction benefits.
• Building More Dreams in Fairfield Targeted fundraising initiative for building four affordable homes on Quincy Street in Fairfield, CT, developed through partnership with Town of Fairfield on a 75-year renewable ground lease.
• Family Services (Homebuyer Education) Pre-closing workshops and financial coaching for prospective and current Habitat homeowners, covering mortgage terms, budgeting, escrow, property tax guidance, and the Advancing Black Homeownership financial coaching partnerships.

Quantifiable outcome

• 300 homes built housing over 1,220 family members since 1985
• +3 more outcomes

Named customers6 records

Segments5 records

Ideal customer profiles5 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Five partnerships are on record, tiered core and minor.

• Town of FairfieldcoreStrategic or Co-development Partner · 5 September 2023Partnership between Habitat CFC and the Town of Fairfield to develop affordable homeownership opportunities. The Town provides land through a no-cost, 75-year renewable ground lease for development. First project on Greenfield Street (4 homes, completed July 2025) and second project on Quincy Street (4 homes, groundbreaking May 2026). The Town of Fairfield is represented by First Selectwoman Brenda Kupchick and Director of Community & Economic Development Mark Barnhart.
• Daniel S. Nagel, Esq.minorStrategic or Co-development Partner · 14 April 2023Attorney Daniel S. Nagel volunteered over 22 years of pro-bono legal services for over 200 closings on Habitat CFC homes, as well as various pro-bono legal services and assistance with refinance closings.
• Michael C. Sohon, Esq.minorStrategic or Co-development Partner · 14 April 2023Attorney Michael C. Sohon volunteered over 10 years of pro-bono closing attorney services for nearly 100 Habitat CFC families, as well as Will preparations for low fees and pro-bono legal guidance.
• Sacred Heart UniversityminorStrategic or Co-development PartnerSacred Heart University Student Chapter of Habitat CFC participates in fundraising and planning activities. Student representative Declan Farkas serves on the Habitat CFC Board of Directors. Students collaborate with Youth United on fundraisers.
• Habitat for Humanity InternationalcoreStrategic or Co-development PartnerHabitat CFC is a local affiliate of Habitat for Humanity International, founded in Americus, Georgia in 1976. The international organization has helped more than 1 million families (6.8 million people) improve their living conditions since founding. Habitat CFC benefits from the global brand, proven operating model, and international volunteer network.

Scale indicators14 records

Recent moves9 records

Expansion highlights5 records

Broad incumbents

• BRIDGE Housing Corporation: West Coast-focused nonprofit affordable housing developer producing rental and for-sale housing. Comparable affordable homeownership development mission but with regional focus on California/Pacific Northwest markets.
• NeighborWorks America: National network of more than 250 nonprofit housing and community development organizations. Operates a comparable model of supporting local affordable housing nonprofits with training, funding, and a national brand, though at significantly broader scale than a single affiliate.
• Mercy Housing: National nonprofit affordable housing organization operating across multiple states with multifamily rental and homeownership programs. Comparable affordable housing development mission but operates at materially larger geographic and asset scale.
• Enterprise Community Partners: Major national nonprofit affordable housing developer and investor with a much larger footprint and capital base. Comparable mission of developing affordable housing but operates at substantially greater scale across multiple states.

Regional players

• Connecticut Housing Coalition: Connecticut-focused nonprofit advocating for affordable housing policy and supporting member organizations. Operates in the same state policy environment as Habitat CFC but functions primarily as an advocacy/umbrella organization rather than direct developer.

Direct peers

• Champlain Housing Trust: Burlington, Vermont-based community land trust providing permanently affordable homeownership. Comparable model of nonprofit-driven affordable homeownership with shared-equity preservation, though operates primarily in Vermont.
• Habitat for Humanity NYC and Westchester: Regional Habitat affiliate serving the New York City and Westchester County area with comparable affordable homeownership, ReStore, and volunteer programs. Similar scale and metropolitan-area operating context as Habitat CFC.
• Habitat for Humanity of New Haven: Connecticut Habitat affiliate serving the New Haven region with the same affordable homeownership, volunteer, and ReStore model. Directly comparable affiliate in an adjacent Connecticut market sharing the same state-level housing policy environment.
• Habitat for Humanity of Greater Hartford: Another Habitat for Humanity affiliate serving Connecticut, with a similar homeownership program for low-income families. Directly comparable in mission, model, and donor/corporate partnership structure, operating in an adjacent Connecticut market.
• Habitat for Humanity of Massachusetts: Statewide Habitat affiliate operating ReStore locations, corporate build programs, and homeownership pathways for low-income families. Comparable organizational model, fundraising apparatus, and affiliate structure.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• YouTubeyoutube.com/user/HabitatCFC
• Facebookfacebook.com/HabitatCFC
• LinkedInlinkedin.com/company/habitatcfc
• Instagraminstagram.com/habitatcfc/?hl=en
• Xx.com/HabitatCFC

Revenue estimate

Valuation estimate

Number of profiles

Profiles9 records

Subsidiaries1 record

Funding overview

Funding rounds1 record

Investors1 record

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M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Habitat for Humanity of Coastal Fairfield County