DIMOCO Payments GmbH

Name

DIMOCO Payments GmbH

Legal name

DIMOCO Payments GmbH

Website

https://dimoco-payments.com

Company type

Private

Founded year

2000

Operating status

Operating

Headcount range

51–100 employees

Ownership category

akta.pro rank

Product category

Payment Processing Services

NAICS

Financial Transactions Processing, Reserve, and Clearinghouse Activities (52232)

SIC

Finance Services (6199)

akta.pro primary industry

Merchant-of-Record (MoR) & Payment Facilitation (PayFac) Infrastructure (FSAGABAE)

Keywords

• Payment processing services
• Carrier billing technology
• Alternative payment methods
• Open banking solutions
• Merchant acquiring services

Headquarters

HQ city

Brunn Am Gebirge

HQ country

Austria

HQ region

Europe

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Personnel, Operations, Marketing or Sales, Infrastructure

Revenue model

1. Payment Processing Services: DIMOCO generates revenue through transaction-based payment processing fees for carrier billing, card processing, and alternative payment methods. The company provides tailored payment solutions for merchants across multiple verticals, charging fees per transaction processed through their platform.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels4 records

Core offering

DIMOCO Payments GmbH is a regulated Austrian payment institution that provides merchants with a modular paytech platform for accepting digital payments. Its core offerings include direct carrier billing (DCB), card processing and acquiring services, alternative payment methods (APMs), open banking connectivity, and identity verification services. The platform is packaged into vertical solutions for eCommerce, mobility (including micromobility), lifestyle/digital content, and iGaming & betting merchants.

Product overview

DIMOCO Payments GmbH offers a modular payment platform providing multiple payment products that work together to enable comprehensive payment acceptance. The core portfolio includes Carrier Billing (their flagship solution for carrier-direct payments), Card Processing and Acquiring Services, Alternative Payment Methods (APMs), Open Banking, and Identity Services. These products are organized into solution verticals targeting specific industries: eCommerce, Mobility (including micromobility services), Lifestyle, and iGaming & Betting. The platform enables personalized paytech that scales, allowing merchants to select and combine payment methods based on their business needs.

Differentiator

Problem solved

Functional benefit

Brands

• DIMOCO Payments: Payment solutions brand offering card processing, carrier billing, alternative payment methods, open banking, and identity services.

Products and services

• Card Processing Payment processing solution enabling merchants to accept and process credit and debit card payments as part of DIMOCO's broader acquiring services offering.
• Carrier Billing Direct carrier billing solution allowing end users to pay for digital and physical goods by charging purchases to their mobile phone bill, enabling payments for consumers without credit cards or traditional banking access.
• Alternative Payment Methods (APMs) A collection of alternative payment methods beyond card payments that merchants can offer to consumers, expanding checkout options and conversion potential.
• Open Banking Open banking solution enabling secure data sharing and payment initiation through bank APIs, facilitating connectivity between financial institutions and payment service providers.
• Identity Services Identity verification and authentication services supporting secure customer onboarding and transaction verification for merchants and payment flows.
• Acquiring Services Payment acquiring services enabling merchants to accept and settle card transactions, encompassing the card processing infrastructure within DIMOCO's platform.

Quantifiable outcome

• Up to 30% revenue uplift for micromobility operators using carrier billing

Named customers14 records

Segments4 records

Ideal customer profiles4 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature2 records

Partnerships

Three partnerships are on record, tiered core.

• AircashcoreTechnology or Integration · 1 September 2025DIMOCO partnered with Aircash, a licensed EU electronic money institution and Croatian fintech platform, to integrate carrier billing technology into Aircash's mobile wallet. The integration enables users to top up mobile wallet balances and pay for digital services using their mobile phone bills, eliminating the need for credit cards or traditional banking. The rollout was scheduled to begin in September 2025 across selected EU markets.
• nextbikecoreTechnology or IntegrationDIMOCO established a carrier billing partnership with nextbike, a leading bike-sharing operator. The integration enables micromobility users to pay for bike rentals through carrier billing on their mobile phone bills. Juniper Research reports this partnership contributed to demonstrated revenue uplift of up to 30% for micromobility operators without cannibalizing other payment methods.
• German Mobile Network OperatorscoreTechnology or IntegrationDIMOCO has partnered with major German mobile network operators including Vodafone Germany, Deutsche Telekom, and Telefónica to expand Direct Carrier Billing usage. DIMOCO's agent model enables operators to process payments beyond digital content to physical goods and services such as car sharing, taxi services, e-scooter rentals, and electric vehicle charging.

Expansion highlights5 records

Broad incumbents

• Worldline: Worldline is a major European payment processor offering merchant acquiring, payment processing, and digital services. It competes with DIMOCO in European card acquiring and merchant services for the same enterprise customer base.
• Stripe: Stripe is a dominant global payment infrastructure provider serving internet businesses with card processing, APMs, and increasingly open banking. It competes with DIMOCO for enterprise merchants across eCommerce, mobility, and digital content verticals.
• Checkout.com: Checkout.com is a global payment processor serving enterprise merchants with card acquiring, APMs, and unified payment APIs. It overlaps with DIMOCO's card processing and APM product lines for cross-border enterprise customers.
• PayU: PayU is a global payment service provider offering card processing, APMs, and alternative payment methods across emerging and developed markets. It overlaps with DIMOCO's APM aggregation and merchant acquiring for enterprise clients.
• Adyen: Adyen is a major global payment processor offering unified card, APM, and open banking acceptance to enterprise merchants. While not specializing in carrier billing, it competes with DIMOCO for the same enterprise merchants on card processing and acquiring.

Direct peers

• Fortumo (Vonage): Fortumo, now part of Vonage (Ericsson), provides carrier billing and digital monetization services for app stores, streaming services, and online merchants. It directly competes with DIMOCO in DCB infrastructure across European and emerging markets.
• Trustly: Trustly is a European open banking payments network enabling account-to-account payments and merchant settlement. It directly overlaps with DIMOCO's Open Banking offering for European enterprise merchants seeking A2A payment acceptance.
• Boku: Boku is a leading global direct carrier billing network integrated with mobile operators worldwide, offering merchants an alternative to card payments. It is the closest direct competitor to DIMOCO in carrier billing infrastructure for digital goods, subscriptions, and physical services.

Regional players

• Viva Wallet: Viva Wallet is a European cloud-based payment processor offering card acquiring, business accounts, and APMs, primarily serving SMEs in Greece and the broader EU. It overlaps with DIMOCO's card processing and merchant acquiring offerings within the European region.

Emerging players

• SlimPay: SlimPay is a European direct-debit and recurring payments provider leveraging open banking and SEPA rails. It is adjacent to DIMOCO's open banking and recurring billing use cases for subscription-based merchants in lifestyle and digital content verticals.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/dimoco-payments
• YouTubeyoutube.com/@dimoco
• Xx.com/dimoco

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds1 record

Investors1 record

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A2 records

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about DIMOCO Payments GmbH