National Insurance Crime Bureau

What National Insurance Crime Bureau does

The National Insurance Crime Bureau (NICB), founded in 1912 and headquartered in Oak Brook, Illinois, is a non-profit organization that serves as the property-casualty insurance industry's focal point for combating insurance fraud and vehicle crime in the United States. With approximately 400 employees working out of eight regional field offices, NICB partners with over 1,200 member insurance companies, federal/state/local law enforcement agencies, state insurance departments, and consumers to identify, prevent, and investigate insurance-related criminal activity. Its operational footprint in 2025 included 208,276 vehicles recovered, $77M in specialized equipment recoveries, 208,956 questionable claims processed, and 205,991 training enrollments. NICB also testified before the U.S. Senate Judiciary Committee and ran the annual Contractor Fraud Awareness Week.

NICB's core technology stack centers on the ISO ClaimSearch electronic claim referral system, the free public VINCheck vehicle theft and salvage lookup tool, and an Intelligence & Analytics platform that delivers fraud alerts, trend analysis, and reports to members. The organization produces annual VIN identification manuals (publicly priced at $10, free to members and law enforcement) covering U.S. and Canadian passenger and commercial vehicles. Its learning and development arm, the National Insurance Crime Training Academy (NICTA), operates an LMS with 61+ courses in 15+ languages, plus FraudSmart webinars, FAST on-demand courses, an NICTA Specialization Program with three certification tracks, and the new IFIT pilot. No public API or developer tooling is offered.

NICB's business model is membership-funded rather than equity-backed. Primary revenue comes from member insurance company dues, supplemented by VIN manual sales and paid training/certification programs (courses from $35 each; specialization tracks priced per membership tier). The GTM motion is sales-led, targeting property-casualty insurers into membership via the value proposition of collective, multi-carrier fraud-fighting data and investigative support that no single carrier could build independently. NICB is governed by a Board of Governors chaired by Nicholas Seminara (EVP and Chief Claim Officer of Travelers) and led by President and CEO David J. Glawe.

Name

National Insurance Crime Bureau

Legal name

National Insurance Crime Bureau

Website

https://nicb.org

Company type

Private

Founded year

1912

Operating status

Operating

Headcount range

251–500 employees

Short description

The National Insurance Crime Bureau is a U.S. non-profit founded in 1912 that partners with 1,200+ property-casualty insurers, law enforcement, and consumers to combat insurance fraud and vehicle crime via shared intelligence (VINCheck, ISO ClaimSearch), multi-carrier investigations, and the NICTA training academy.

Ownership category

akta.pro rank

Product category

Insurance Fraud Prevention and Investigation Services

NAICS

Investigation, Guard, and Armored Car Services (56161)

SIC

Services-Detective, Guard & Armored Car Services (7381)

akta.pro primary industry

Beneficial Ownership (UBO) & Corporate Registry Verification (KYB) (FSAMAMAK)

Keywords

• Insurance fraud prevention
• Vehicle theft investigation
• Fraud analytics services
• Insurance crime training
• VIN verification services

Headquarters

HQ city

Des Plaines

HQ country

United States

HQ region

North America

Offices2 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Membership Dues: NICB operates as a non-profit organization with over 1,200 member property-casualty insurance companies. Member benefits include access to VIN manuals, ISO ClaimSearch, training programs, investigative assistance, and intelligence reports. Services such as VINCheck are free to the public while members receive complimentary VIN manuals and enhanced access.
2. VIN Manual Sales: Sale of annual Passenger Vehicle Identification Manuals ($10 each) and Commercial Vehicle Identification Manuals. Revenue supports NICB's mission to combat and prevent insurance crime. Previous years' manuals also available for purchase.
3. Training and Education Programs: NICTA offers single course options at $35 per course, company memberships, and FAST (Fraud Awareness & Solutions Training) courses for continuing education and compliance requirements. Courses available for insurance investigators and adjusters.

Pricing tiers

Go-to-market motion1 record

Distribution channels6 records

Marketing channels7 records

Core offering

NICB provides intelligence and analytics, multi-carrier investigations, and learning development services to over 1,200 member property-casualty insurance companies to combat insurance fraud and vehicle crime. Core deliverables include the VINCheck® public vehicle theft/salvage lookup, ISO ClaimSearch electronic claim referral platform, annual and quinquennial VIN identification manuals, multi-claim investigations conducted through eight regional field offices, and the NICTA e-learning training academy with 61+ courses.

Product overview

NICB offers a platform of fraud prevention and investigation services rather than a single product. The core offerings include VINCheck® (a free public vehicle theft/salvage lookup tool) and VIN Manuals (annual and quinquennial vehicle identification manuals) for law enforcement and members. Supporting services include Intelligence & Analytics, multi-carrier Investigations, and Government Affairs. Learning & Development products include NICTA (with 61+ courses), FraudSmart® Webinars, Specialization Program tracks, FAST Courses, and IFIT training. Consumer-facing resources cover contractor fraud, disaster fraud, identity theft, vehicle theft, cargo theft, medical fraud, and other fraud types. The organization also runs the annual Contractor Fraud Awareness Week program. NICB's services are primarily data-driven and educational rather than AI/technology products.

Differentiator

Problem solved

Functional benefit

Brands

• National Insurance Crime Training Academy (NICTA): An affiliated training academy providing insurance fraud and crime training to industry professionals and law enforcement. Note: NICTA is described as a separate entity from NICB.
• VINCheck
• FraudSmart

Products and services

• VINCheck® A free public lookup service that checks whether a vehicle has been reported as an unrecovered theft or salvage vehicle by participating NICB member insurance companies. Users can search by VIN or upload a photo of the VIN, with up to 5 searches allowed per IP address per 24 hours.
• Passenger Vehicle Identification Manual An annual publication containing vehicle identification number (VIN) structure and decoding for most U.S. and Canadian passenger vehicles, including light duty trucks, motorcycles/ATVs, and snowmobiles. Sold at $10 per copy to the public, free to NICB members and law enforcement.
• Commercial Vehicle Identification Manual A manual published every five years containing VIN structure for commercial vehicles (trucks and trailers) from the previous four model years. Used by law enforcement, members, and the transportation industry to identify commercial vehicles.
• Intelligence & Analytics Provides fraud-fighting data to members through products including alerts, analytical training and services, crime trend analysis, and reports on industry statistics and patterns. Operated by the Intelligence and Analytics Department, supporting member fraud detection and investigation efforts.
• Investigations Multi-claim, multi-carrier investigations of major criminal activity conducted in partnership with members and law enforcement agencies nationwide through eight regional field offices. Supports civil and criminal prosecutions of insurance fraud, vehicle theft, cargo theft, and other organized criminal activity.
• National Insurance Crime Training Academy (NICTA) An e-learning platform offering over 61 courses for insurance fraud investigators, insurance adjusters, and law enforcement, with courses approved for continuing education credits and available in 15+ languages. Delivered as a paid subscription/membership model with single course and company membership options.
• FraudSmart® Webinars Virtual instructor-led training (vILT) webinars for frontline claims personnel covering fraud topics including casualty fraud, vehicle theft, motorcycle theft, rental car fraud, vehicle inspections, field safety, and hit-while-parked claims.
• NICTA Specialization Program A professional development program with three learning tracks: General Fraud Investigation, Catastrophe Fraud, and Vehicle Fraud. Each track includes six focused courses with CE credit opportunities. Priced by membership tier.
• FAST Courses Fraud Awareness & Solutions Training offering over 40 on-demand NICTA eLearning courses as single-purchase options for insurance adjusters and investigators at $35 per course.
• IFIT: Insurance Fraud Investigative Training Pilot An 18-hour comprehensive learning program for professionals new to investigative work, covering basic fraud courses, investigative skills, and specialized fraud modules across vehicle, property, and medical fraud.
• Report Fraud Hotline Hotline (800-TEL-NICB) and online form for reporting suspected insurance fraud anonymously, covering types including contractor fraud, medical fraud, vehicle fraud, property fraud, identity theft, and other insurance-related crimes.
• Government Affairs Services Legislative tracking, insurance fraud summits, fraud bureau reporting program, and legislative policy guides to influence fraud and theft legislation at federal and state levels. Includes the Fraud Bureau Reporting Program that helps state insurance departments receive questionable claim referrals electronically from NICB member companies.

Quantifiable outcome

• 208,276 vehicles recovered in 2025
• +4 more outcomes

Named customers3 records

Segments4 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Partnerships

Eight partnerships are on record, tiered core and major.

• 4WARNcoreStrategic or Co-development Partner · 3 March 2026Digital intelligence company partnered with NICB and Louisiana Department of Insurance to combat third-party litigation funding (TPLF) marketing tactics. Joint analysis found TPLF entities spent an estimated $380 million on paid online search ads from June 2024 to June 2025. The partnership aims to protect consumers from practices that fuel excessive litigation.
• TravelerscoreStrategic or Co-development PartnerEVP and Chief Claim Officer Nicholas Seminara serves as Chair of NICB Board of Governors. Travelers is an active member company participating in NICB's fraud-fighting initiatives and board leadership.
• Member Insurance Companies (1,200+)coreOthersOver 1,200 property-casualty insurance companies participate as NICB members, providing data for VINCheck and ClaimSearch databases, receiving fraud-fighting tools and intelligence, and collaborating on investigations.
• Law Enforcement AgenciescoreStrategic or Co-development PartnerNICB partners with local, state, and federal law enforcement agencies across eight regional field offices. Through electronic claim referrals and task force participation, NICB agents work with law enforcement professionals to investigate suspicious insurance claims and support civil and criminal prosecutions.
• Industry Partners for Contractor Fraud Awareness WeekmajorGTM or Marketing PartnerNICB collaborates with industry partners during annual Contractor Fraud Awareness Week to help consumers identify and avoid fraudulent contractors following natural disasters. Partners include state governments issuing proclamations, media outlets, and consumer advocacy organizations.
• State Insurance DepartmentscoreStrategic or Co-development PartnerNICB offers the Fraud Bureau Reporting Program to help state insurance departments receive questionable claim referrals electronically from member companies. This streamlines reporting and gets information to state investigators efficiently while identifying duplicate investigations.
• U.S. Chamber of CommercemajorStrategic or Co-development PartnerEndorsed the Litigation Funding Transparency Act along with APCIA, NICB, and the High Tech Inventors Alliance, arguing the bill is needed to combat foreign influence and fraud in the U.S. civil justice system.
• American Property Casualty Insurance Association (APCIA)majorStrategic or Co-development PartnerMajor industry association that endorsed the Litigation Funding Transparency Act and cited estimates that excess tort costs impose a $368 billion annual economic burden on the US economy. Collaborates with NICB on third-party litigation funding transparency initiatives.

Scale indicators11 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• Insurance Information Institute (Triple-I): Non-profit insurance industry information and educational organization serving as a resource for the property-casualty industry. Both are industry-funded non-profits serving overlapping P&C carrier members with research, intelligence, and educational services.
• National White Collar Crime Center (NW3C): Non-profit organization providing training, investigative support, and intelligence to law enforcement combating economic and high-tech crime. Overlaps with NICB's law enforcement training and investigation mission.
• American Property Casualty Insurance Association (APCIA): P&C insurance industry trade association that collaborates with NICB on legislative initiatives like the Litigation Funding Transparency Act. Both serve overlapping P&C carrier constituents with advocacy and industry resources.
• Verisk Analytics (ISO ClaimSearch): Operates ISO ClaimSearch, the underlying electronic claim referral platform that NICB leverages for fraud investigations. Verisk is the data and analytics backbone for insurance industry fraud detection, making it the most direct technology peer.
• National Insurance Association: Insurance industry non-profit association focused on minority-owned insurance companies. Both organizations are industry-funded non-profits providing member services within the broader P&C insurance ecosystem.

Broad incumbents

• LexisNexis Risk Solutions: Provides insurance fraud detection, claims investigation, and identity verification data and analytics to P&C insurers. While commercial rather than non-profit, LexisNexis serves the same fraud intelligence use case across the same customer base.
• TransUnion Insurance Solutions: Credit bureau and insurance risk information provider offering fraud detection and identity verification tools to insurers. Comparable fraud intelligence use case from a commercial analytics provider perspective.
• CoreLogic: Property and insurance data analytics provider offering fraud detection, valuation, and risk intelligence to P&C insurers. Comparable to NICB's Intelligence & Analytics function but commercial and broader in scope.

Emerging players

• Carfax: Vehicle history report service that overlaps directly with NICB's VINCheck functionality for consumer-facing vehicle theft and salvage lookups. Carfax is the dominant commercial player in this specific vehicle intelligence niche.
• FraudFighter: Specialized provider of insurance fraud detection tools and training for P&C claims professionals. Direct competitor to NICTA training programs and complementary fraud intelligence offerings.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat6 records

Key risks5 records

Key highlights6 records

Customer concentration

• Xx.com/insurancecrime
• YouTubeyoutube.com/@InsuranceCrime/videos
• Facebookfacebook.com/230621820309256
• LinkedInlinkedin.com/company/59809
• Instagraminstagram.com/insurance_crime

Revenue estimate

Valuation estimate

Number of profiles

Profiles6 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about National Insurance Crime Bureau