LoanBud
LoanBud is a fintech loan broker that connects small business owners and prospective acquirers with 50+ SBA lender partners, using an AI-powered prequalification platform integrated into the BizBuySell marketplace to streamline SBA loan origination.
- Company typePrivate
- Founded2022
- HeadquartersNew York, United States
- Headcount11–50
- GTM typeB2B
- OfferingServices
What LoanBud does
LoanBud is a financial technology company that operates an SBA financing marketplace, connecting small business owners and prospective business acquirers with a network of 50+ SBA-approved lender partners. The company is structured as a loan broker rather than a direct lender, earning revenue through origination fees on closed transactions and referral commissions from partner advisors, with services free at the point of use for borrowers. Its product portfolio spans SBA 7(a) products (FastTrack up to $150K, Boost up to $350K, Business Acquisition up to $10M, Startup loans from $75K–$5M, Commercial Real Estate, Partial Buyout, and Made in America Manufacturing), supplementary real estate financing (construction, rental, fix-and-flip, hard money, commercial mortgage), and small business credit (lines of credit up to $250K, equipment financing up to $5M, term loans).
The company's core technology is LoanBud.io, an AI-powered prequalification platform that combines OCR-based document extraction, AI-assisted CIM (Confidential Information Memorandum) review, and automated financial spreading to surface SBA eligibility issues and generate Deal Readiness Reports before listings enter the market. This platform is paired with an SBA Loan Eligible badge program integrated into the BizBuySell marketplace, giving prequalified listings a standardized financing-readiness signal visible to 120,000+ business-for-sale listings and 50 million annual marketplace visits. The go-to-market blends a self-serve digital application portal, a sales-led loan specialist model, channel partnerships (BizBuySell, CPAs, tax advisors, business brokers), and a lender partner network that receives pre-qualified applications matched to each lender's credit criteria.
LoanBud is privately held, founder-led by CEO Burke Purcell (20+ years of lending experience), and has expanded from a New York headquarters to regional offices in Orangeburg, South Carolina and Fort Lauderdale, Florida (opened November 2025), with a stated 20 hires planned for 2026 in support of Southeast US growth. The company holds a California Financing Law License (60DBO-190011) for broker activity in that state, has no disclosed institutional funding, and is not affiliated with the SBA or any government agency.
LoanBud firmographics
Firmographics- Name
- LoanBud
- Legal name
- LoanBud, Inc
- Website
- https://loanbud.com
- Company type
- Private
- Founded year
- 2022
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- LoanBud is a fintech loan broker that connects small business owners and prospective acquirers with 50+ SBA lender partners, using an AI-powered prequalification platform integrated into the BizBuySell marketplace to streamline SBA loan origination.
- Ownership category
- akta.pro rank
LoanBud industry classification
Industry- Product category
- SBA Loan Brokerage
- NAICS
- Mortgage and Nonmortgage Loan Brokers (522310), Mortgage and Nonmortgage Loan Brokers (52231)
- SIC
- Loan Brokers (6163)
- akta.pro primary industry
- SBA/USDA Government-Backed Loan Intermediation (FSAEAEAI)
- akta.pro secondary industries
- SBA/Government-Backed & Development Finance Loans (FSAKAGAI), SME Credit Risk, Underwriting & Financial Data (B2B Fintech Data/Decisioning) (FSAGAJAM)
Keywords
Where LoanBud is headquartered
LocationHeadquarters
- HQ city
- New York
- HQ country
- United States
- HQ region
- North America
Offices4 records
Markets served
LoanBud business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Technology or R&D, Marketing or Sales, Operations
Revenue model
- Loan Brokerage / Origination Fees: LoanBud operates as a loan broker/marketplace connecting borrowers with SBA lenders. The company earns fees when loans are originated through its platform of 50+ lending partners. LoanBud is not a lender itself but facilitates transactions between borrowers and SBA-approved lenders.
- Referral Partner Commissions: LoanBud earns commissions through its referral partner program where business brokers, CPAs, tax advisors, and other professionals refer clients seeking SBA financing.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Multi-year contract | Free borrower services - LoanBud does not charge borrowers directly for its matchmaking and application support services |
| Unit Pricing | Multi-year contract | SBA FastTrack loans up to $150,000 for quick small business financing |
| Unit Pricing | Multi-year contract | SBA Boost loans up to $350,000 for growing businesses |
| Unit Pricing | Multi-year contract | Business Acquisition loans up to $10 million for buying existing businesses |
| Unit Pricing | Multi-year contract | Equipment financing up to $5 million for new or used equipment |
| Usage-based | Monthly | Business lines of credit up to $250,000 |
| Unit Pricing | Multi-year contract | SBA Startup loans from $75,000 to $5 million |
Go-to-market motion3 records
Distribution channels5 records
Marketing channels10 records
LoanBud product offering
Product offeringCore offering
LoanBud operates a fintech loan brokerage platform that matches small business owners seeking SBA financing with a network of 50+ SBA-approved lenders and processes applications from intake through funding. The platform spans SBA 7(a), SBA FastTrack®, SBA Boost®, Bridge™, business acquisition loans up to $10 million, SBA commercial real estate loans with 100% financing, SBA startup loans ($100,000–$5 million), SBA partial buyout loans, equipment financing (up to $5 million), business lines of credit (up to $250,000), and adjacent real-estate loan products (rental property, fix-and-flip, ground-up construction, hard money, commercial mortgages). Its differentiator is LoanBud.io, an AI-powered prequalification platform that uses OCR document extraction and AI-assisted financial analysis to surface SBA eligibility issues before listings are taken to market.
Product overview
LoanBud is a financial technology platform dedicated to SBA financing, operating as a unified marketplace that connects entrepreneurs with capital through a network of 50+ SBA lender partners. The platform offers a comprehensive portfolio of SBA loan products and services organized around two core pillars: (1) the AI-powered LoanBud Prequalification Platform (LoanBud.io) that uses OCR, document analysis, and AI-assisted review to prequalify businesses for SBA financing before listings go to market, and (2) a full suite of lending products including SBA FastTrack® (up to $150,000), SBA Boost® (up to $350,000), Bridge™ financing, Business Acquisition Loans (up to $10 million), SBA Commercial Real Estate Loans (100% financing), SBA Startup Loans ($100,000-$5 million), and SBA Partial Buyout Loans. The platform also provides real estate-specific financing including Ground-Up Construction Loans (up to $20 million), Commercial Mortgages, Rental Property Loans (up to $10 million), Fix and Flip Loans, Hard Money Loans (up to $20 million), and 100% Financing options. Additional products include Equipment Financing (up to $5 million), Business Lines of Credit (up to $250,000), and Term Loans. Through the SBA Loan Eligible Program partnership with BizBuySell, listings receive prequalification badges, creating an integrated marketplace experience for buyers, sellers, and brokers.
Differentiator
Problem solved
Functional benefit
Products and services
- SBA FastTrack® by LoanBud SBA loan product providing up to $150,000 in financing for small businesses, with extended terms up to 10 years and a streamlined application process designed for fast capital access.
- SBA Boost® by LoanBud SBA loan product offering up to $350,000 with extended terms up to 10 years, designed to help growing businesses access flexible capital with expert guidance from specialists.
- Bridge™ by LoanBud Short-term bridge financing solution providing businesses with quick capital access while longer-term financing is arranged.
- Business Acquisition Loans SBA-backed loans up to $10 million for acquiring existing businesses, including those with real estate, with loan terms of 10 and 25 years and deal structuring to customize financing.
- SBA Commercial Real Estate Loans SBA 7(a) loans providing 100% financing for owner-occupied commercial real estate purchases, with terms up to 25 years, preserving liquidity and working capital for owners.
- SBA Startup Loans Financing from $75,000 to $5 million for starting a new business, with loan terms ranging from 10 to 25 years, minimum 10% equity injection required, and franchise experience and guidance offered.
- Made in America Manufacturing Loans SBA financing specifically designed for manufacturers, supporting domestic production and growth in the United States.
- LoanBud Prequalification Platform (LoanBud.io) AI-powered platform that prequalifies businesses for SBA financing before listing. Combines guided document checklists, structured intake, OCR-based data extraction, AI-assisted CIM review, automated financial spread and cash-flow normalization, and a Deal Readiness Report to surface SBA eligibility issues early in the deal process.
- SBA Loan Eligible Program Partnership program with BizBuySell that prequalifies business listings for SBA 7(a) financing and displays an SBA Loan Eligible badge, bringing financing clarity to the transaction process.
- Ground-Up Construction Loans Construction loans up to $20 million for real estate investors, developers, and business owners, covering up to 85% of project costs for single-family rental homes, multifamily, and commercial real estate.
- Commercial Mortgages Comprehensive commercial real estate financing including CMBS loans, multifamily, bridge, construction, and mezzanine loans offered through a network of 100+ lenders.
- Rental Property Loans Investment property financing up to $10 million with up to 80% LTV, cash-flow-based lending, and 30-year fixed rates; foreign nationals welcome.
- Fix and Flip Loans Short-term renovation financing for 1–4 family rental homes, multifamily, and commercial properties with up to 80% ARV and 90% LTC, 12-month interest-only terms.
- Hard Money Loans Short-term, non-conforming bridge loans up to $20 million for real estate investors, with fast closings in as little as two weeks, available up to 70% LTV.
- 100% Financing Loans SBA 7(a) loans for owner-occupied commercial real estate up to $5 million with no money down, preserving liquidity and working capital.
- Business Line of Credit Revolving line of credit up to $250,000 with fast approvals in 24 hours, no collateral required, and interest-only payments on drawn funds.
- Equipment Financing Equipment loans up to $5 million for new or used equipment, with terms up to 84 months, 100% financing available, and a streamlined application process for loans under $150,000.
- SBA 7(a) Loans Primary SBA 7(a) loan program offering flexible financing for working capital, commercial real estate, equipment, and debt consolidation, with repayment terms up to 25 years.
- SBA Partial Buyout Loans Financing up to $10 million for partial business acquisitions, allowing retiring owners to retain equity while transitioning ownership with combined SBA loan power.
Quantifiable outcome
- Most clients are prequalified in 1-2 days
- +2 more outcomes
Companies that use LoanBud
Customer profileNamed customers4 records
Segments5 records
Ideal customer profiles5 records
LoanBud technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
AI capability5 records
Feature6 records
LoanBud partnerships and signals
Strategic signalPartnerships
Five partnerships are on record, tiered flagship, minor and core.
- BizBuySellflagshipLoanBud partnered with BizBuySell, the nation's largest business-for-sale marketplace with over 120,000 listings and 50 million annual visits, to launch the SBA Loan Eligible program. This first-of-its-kind listing prequalification program enables business listings to display an 'SBA Loan Eligible' badge, signaling that financials have been reviewed and the business supports SBA financing for qualified buyers. The partnership aims to address financing uncertainty, a common obstacle in ownership transitions, while providing brokers and sellers with improved buyer confidence and reduced deal-fallthrough risk.
- BloombergminorLoanBud is featured/trusted by Bloomberg as indicated in their trusted lending partner section on their lending partners page.
- Yahoo FinanceminorLoanBud is featured/trusted by Yahoo Finance as indicated in their trusted lending partner section on their lending partners page.
- ForbesminorLoanBud is featured/trusted by Forbes as indicated in their trusted lending partner section on their lending partners page.
- CPAs and Tax PlannerscoreLoanBud partners with CPAs and tax planners to help business owners explore SBA financing for acquisitions, expansion, working capital, commercial real estate, and debt refinance. The partnership enables advisors to connect clients with SBA financing support through a dedicated referral process.
Scale indicators6 records
Recent moves8 records
Expansion highlights6 records
LoanBud competitors and assessment
Company assessmentDirect peers
- Lendio: Lendio operates a similar small-business loan marketplace, aggregating SBA and non-SBA term loans, lines of credit, and equipment financing through a network of lenders and is LoanBud's closest direct competitor in broker-model SMB financing.
- Fundera (American Express): Fundera is a small-business loan marketplace (acquired by AmEx) connecting SMB borrowers to SBA, term, and line-of-credit products through a lender network, mirroring LoanBud's core marketplace mechanics.
- National Funding: National Funding is a direct alternative SMB lender specializing in equipment financing, lines of credit, and working capital; competes head-to-head with LoanBud's equipment financing and line-of-credit products.
- Biz2Credit: Biz2Credit runs an SBA and small-business loan matching platform serving similar buyers, sellers, and small-business borrowers; its small-biz financing marketplace overlaps directly with LoanBud's broker model.
- SmartBiz Loans: SmartBiz is an SBA-focused fintech lender/broker with an online application and prequalification workflow targeting the same SBA 7(a) borrower as LoanBud, making it a direct product and distribution peer.
Broad incumbents
- BlueVine: BlueVine is a well-funded fintech providing lines of credit, term loans, and SBA-7(a)-aligned working capital products to SMBs; a broad incumbent competing for the same SMB acquisition and working-capital use cases.
- Funding Circle US: Funding Circle is a larger established online SMB lender offering term loans and lines of credit to small businesses; while it lends from its own balance sheet rather than brokering, it competes for the same SBA-adjacent SMB borrower as LoanBud.
- OnDeck (Enova): OnDeck, owned by Enova, is an established online small-business lender offering term loans and lines of credit; it operates as a direct lender and competes for the same non-SBA SMB financing demand as LoanBud's bridge and term products.
Emerging players
- Kalamata Capital: Kalamata Capital is an SBA 504/7(a) focused lender serving small-business acquisition and commercial real estate deals, partially overlapping LoanBud's business acquisition and CRE loan verticals.
Regional players
- Accion Opportunity Fund: Accion Opportunity Fund is a nonprofit/community-development small-business lender focused on SBA microloans and inclusive lending; overlaps with LoanBud's startup and SBA small-dollar SBA FastTrack and SBA Boost tiers, especially for underrepresented SMBs.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
LoanBud social profiles
Digital presenceLoanBud financial estimates
Financial estimateRevenue estimate
Valuation estimate
LoanBud leadership team
Management profileNumber of profiles
Profiles24 records
LoanBud funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
LoanBud M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about LoanBud
What does LoanBud do?
LoanBud operates a fintech loan brokerage platform that matches small business owners seeking SBA financing with a network of 50+ SBA-approved lenders and processes applications from intake through funding. The platform spans SBA 7(a), SBA FastTrack®, SBA Boost®, Bridge™, business acquisition loans up to $10 million, SBA commercial real estate loans with 100% financing, SBA startup loans ($100,000–$5 million), SBA partial buyout loans, equipment financing (up to $5 million), business lines of credit (up to $250,000), and adjacent real-estate loan products (rental property, fix-and-flip, ground-up construction, hard money, commercial mortgages). Its differentiator is LoanBud.io, an AI-powered prequalification platform that uses OCR document extraction and AI-assisted financial analysis to surface SBA eligibility issues before listings are taken to market.
Is LoanBud a public or private company?
LoanBud is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was LoanBud founded?
LoanBud was founded in 2022. It employs 11 to 50 people.
Where is LoanBud based?
LoanBud is headquartered in New York, United States, in the North America region.
How does LoanBud make money?
Two revenue lines are on record. Loan Brokerage / Origination Fees are the primary driver. The others are referral Partner Commissions.
Who are LoanBud's main competitors?
Direct peers on record are Lendio, Fundera (American Express), National Funding, Biz2Credit and SmartBiz Loans. Broad incumbents are BlueVine, Funding Circle US and OnDeck (Enova). Kalamata Capital is listed as an emerging player. Accion Opportunity Fund is listed as a regional player.
Does LoanBud have an API?
No public API is recorded for LoanBud.
What industry is LoanBud in?
LoanBud's product category is SBA Loan Brokerage. Its primary akta.pro industry code is FSAEAEAI, SBA/USDA Government-Backed Loan Intermediation, with a secondary code of FSAKAGAI, SBA/Government-Backed & Development Finance Loans. Its NAICS code is 522310 and its SIC code is 6163.