CPOS
CPOS is an Ottawa-based private company founded in 2014 that provides SMB-facing technology, with its current public-facing product centered on Tap to Pay contactless payment acceptance via smartphone, positioned as part of an integrated platform replacing multiple SaaS tools.
- Company typePrivate
- Founded2014
- HeadquartersOttawa, Canada
- Headcount11–50
- GTM typeB2B
- OfferingSoftware
What CPOS does
CPOS is a private, Ottawa-based technology company founded in 2014, operating with a headcount of 11-50 employees. The company's firmographic positioning describes it as an integrated platform for small and medium businesses (SMBs) intended to consolidate three to five SaaS tools into a single stack for streamlined operations and efficiency. The current public-facing product focus, as evidenced by the company website (cpos.com), is a "Tap to Pay" solution that transforms a compatible smartphone into a contactless card reader, enabling merchants to accept card payments without dedicated point-of-sale hardware. The technology leverages the smartphone's native NFC capabilities to function as a payment acceptance device, positioning ease-of-implementation as the primary technical differentiator.
The business model is not publicly disclosed; no pricing model, revenue mechanics, customer segmentation details, distribution channels, or marketing channels are documented in the available source data. There is no information on ownership structure, investors, founders, parent entities, management team, partnerships, certifications, regulatory actions, or mergers and acquisitions. The company does not have a disclosed mobile application, public API, or documented integration partnerships with payment processors or platforms. Operating geographies, customer counts, and revenue figures are also not available, representing significant data gaps for any deeper analytical assessment.
Based on observable signals, CPOS appears to be an early-to-mid stage private company in the competitive SMB payments and operations software market, where incumbents such as Square, Stripe, and the platform-native Tap to Pay offerings from Apple and Google already operate at scale. CPOS's strategic emphasis on hardware-free payment acceptance is a wedge into the broader integrated SMB platform positioning, though no evidence of traction, customer adoption, or capital formation is available to validate scale.
CPOS firmographics
Firmographics- Name
- CPOS
- Website
- https://cpos.com
- Company type
- Private
- Founded year
- 2014
- Headcount range
- 11–50 employees
- Short description
- CPOS is an Ottawa-based private company founded in 2014 that provides SMB-facing technology, with its current public-facing product centered on Tap to Pay contactless payment acceptance via smartphone, positioned as part of an integrated platform replacing multiple SaaS tools.
- Ownership category
- akta.pro rank
CPOS industry classification
Industry- Product category
- Mobile Payment Processing
- akta.pro primary industry
- mPOS & SoftPOS (Tap-to-Phone) Solutions (FSAMADAB)
Keywords
Where CPOS is headquartered
LocationHeadquarters
- HQ city
- Ottawa
- HQ country
- Canada
- HQ region
- North America
Markets served
CPOS business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Operations, Marketing or Sales, Infrastructure
CPOS product offering
Product offeringCore offering
CPOS provides a Tap to Pay contactless payment solution that turns a compatible smartphone into a card reader, allowing merchants to accept card payments without dedicated point-of-sale hardware. The company also positions itself as an integrated platform that replaces 3–5 separate SaaS tools with one unified system to streamline SMB operations and efficiency.
Product overview
CPOS offers Tap to Pay technology that transforms compatible smartphones into card readers, allowing merchants to accept contactless payments without additional hardware.
Differentiator
Problem solved
Functional benefit
Products and services
- Tap to Pay A contactless payment solution that enables merchants to accept card payments using a smartphone, eliminating the need for dedicated point-of-sale hardware.
Companies that use CPOS
Customer profileIdeal customer profiles1 record
CPOS technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature1 record
CPOS partnerships and signals
Strategic signalRecent moves2 records
Expansion highlights1 record
CPOS competitors and assessment
Company assessmentDirect peers
- Square (Block): Square pioneered mPOS and Tap-to-Pay acceptance on smartphones, directly competing with CPOS for small and mid-sized merchants seeking hardware-free contactless payments.
- SumUp: SumUp is a global mPOS and Tap-to-Pay provider focused on SMBs, with very similar value proposition: smartphone-based contactless acceptance replacing dedicated card readers.
- Zettle by PayPal: PayPal's Zettle offers card readers and Tap to Pay on phone for SMBs, with comparable pricing model and merchant target to CPOS.
- Stripe Terminal: Stripe Terminal provides software-driven POS acceptance including Tap-to-Pay on iPhone/Android, targeting developers and online-first merchants — overlapping CPOS on the SoftPOS side.
- Lightspeed Commerce: Montreal-headquartered omnichannel POS and payments platform for retail and restaurant SMBs — a direct North American peer in the integrated POS + payments stack CPOS targets.
Broad incumbents
- Apple Tap to Pay on iPhone: Apple's platform-level Tap-to-Pay on iPhone enables any iPhone to accept contactless payments, providing the underlying infrastructure CPOS and similar ISVs build on — comparable but as a platform incumbent.
- Google Wallet for Business / Tap to Pay: Google's Android-side tap-to-pay capability competes directly at the platform layer, and Google Pay for Business offers SMB acceptance — adjacent to CPOS's smartphone-based contactless play.
- Shopify POS: Shopify's POS offering bundles Tap-to-Pay acceptance into its broader commerce platform, overlapping with CPOS on the integrated SMB software stack thesis.
- Clover (Fiserv): Clover is a large-scale POS and payments platform from Fiserv serving SMBs with hardware + software bundles, adjacent to CPOS but more hardware-centric.
Emerging players
- Toast: Toast is a vertical SaaS + payments provider for restaurants with its own Tap-to-Pay options, comparable to CPOS as a software-led payments platform pursuing SMB verticals.
Market position
Strengths3 records
Weaknesses4 records
Competitive moat2 records
Key risks5 records
Key highlights5 records
Customer concentration
CPOS social profiles
Digital presenceCPOS financial estimates
Financial estimateRevenue estimate
Valuation estimate
CPOS leadership team
Management profileNumber of profiles
CPOS funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
CPOS M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about CPOS
What does CPOS do?
CPOS provides a Tap to Pay contactless payment solution that turns a compatible smartphone into a card reader, allowing merchants to accept card payments without dedicated point-of-sale hardware. The company also positions itself as an integrated platform that replaces 3–5 separate SaaS tools with one unified system to streamline SMB operations and efficiency.
Is CPOS a public or private company?
CPOS is a private company. It is classified as unknown.
When was CPOS founded?
CPOS was founded in 2014. It employs 11 to 50 people.
Where is CPOS based?
CPOS is headquartered in Ottawa, Canada, in the North America region.
Who are CPOS's main competitors?
Direct peers on record are Square (Block), SumUp, Zettle by PayPal, Stripe Terminal and Lightspeed Commerce. Broad incumbents are Apple Tap to Pay on iPhone, Google Wallet for Business / Tap to Pay, Shopify POS and Clover (Fiserv). Toast is listed as an emerging player.
Does CPOS have an API?
No public API is recorded for CPOS.
What industry is CPOS in?
CPOS's product category is Mobile Payment Processing. Its primary akta.pro industry code is FSAMADAB, mPOS & SoftPOS (Tap-to-Phone) Solutions.