Vendo Services
- Company typePrivate
- Founded2009
- HeadquartersEngelberg, Switzerland
- Headcount11–50
- GTM typeB2B
- OfferingSoftware
Vendo Services firmographics
Firmographics- Name
- Vendo Services
- Legal name
- Vendo Services GmbH
- Website
- https://vendoservices.com
- Company type
- Private
- Founded year
- 2009
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Ownership category
- akta.pro rank
Vendo Services industry classification
Industry- Product category
- High-Risk Payment Processing
- NAICS
- Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320), Gambling Industries (7132), Computing Infrastructure Providers, Data Processing, Web Hosting, and Related Services (5182)
- SIC
- Finance Services (6199), Services-Computer Programming, Data Processing, Etc. (7370)
- akta.pro primary industry
- Merchant Payment Gateways (API/Hosted Checkout) (FSAMACAA)
- akta.pro secondary industries
- Smart Routing, Cascading & Payment Optimization (FSAMACAJ), Card & Alternative Payment Processing (PSPs, Acquirers, Aggregators) (MPAEALAA), Payments Orchestration, Wallets & Alternative Payments Enablement (MPAEAKAH)
Keywords
Where Vendo Services is headquartered
LocationHeadquarters
- HQ city
- Engelberg
- HQ country
- Switzerland
- HQ region
- Europe
Offices1 record
Markets served
Vendo Services business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Infrastructure, Operations, Marketing or Sales, Others
Revenue model
- Payment Processing Transaction Fees: Vendo charges transaction fees for processing credit card and alternative payment method transactions. For high-risk merchants, fees include one-time set-up fees, annual registration fees (Visa/Mastercard high-risk registration), and per-transaction fees. The company maintains relationships with multiple acquiring banks to optimize approval rates.
- Subscription Management Services: Revenue optimization through subscription billing management including rebilling, cancellation handling, retention offers, and discount management. Tools include back discount offers, cancel discount offers, retention discount offers, and expiring discount offers.
- Alternative Payment Methods: Processing fees for alternative payment methods including Pay by Bank, PIX, SEPA, and cryptocurrency. Pay by Bank offers up to 75% cost savings versus traditional card payments.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Pay-as-you-go | High-risk merchant processing with tiered fee structure based on industry, volume, and risk profile |
Go-to-market motion3 records
Distribution channels4 records
Marketing channels6 records
Vendo Services product offering
Product offeringCore offering
Vendo Services operates a Level 1 PCI-compliant payment gateway platform purpose-built for high-risk merchants (adult entertainment, CBD/hemp, online gaming, and high-risk e-commerce) who have been rejected by mainstream processors such as Stripe and PayPal. The platform delivers multi-acquirer routing, AI-powered fraud detection, subscription lifecycle management, and support for global payment rails — including credit cards, Pay by Bank open banking, Brazil PIX/PIX Automático, SEPA, OXXO cash, and cryptocurrencies — accessed via APIs, an SDK for PHP, and pre-built WooCommerce, PrestaShop, and NATS integrations.
Product overview
Vendo Services is a payment processing platform offering a comprehensive suite of payment solutions for high-risk merchants, content platforms, and e-commerce businesses. The core platform provides payment gateway services with multiple integration methods (API, plugins, NATS). Key products include Pay by Bank for cost-effective open banking payments, OXXO for Mexico cash payments, and specialized CBD payment processing. Revenue optimization tools (cross-sales, one-click checkout, discount offers) work alongside AI-powered fraud management to maximize approval rates and minimize chargebacks. Reporting and data tools provide business intelligence, while technical integration options include WooCommerce/PrestaShop plugins and custom API connections.
Differentiator
Problem solved
Functional benefit
Products and services
- Payment Processing Platform Intelligent Level 1 PCI-compliant payment gateway platform providing seamless, secure payment processing for high-risk merchants, with multi-acquirer routing, AI fraud detection, and support for credit cards and alternative payment methods globally.
- Pay by Bank Open banking payment solution enabling customers to pay directly from bank accounts, bypassing card networks for up to 75% lower transaction fees, suitable for high-risk merchants in Europe.
- OXXO Payment Integration with Mexico's largest cash-based payment solution, enabling cash transactions for customers without bank accounts or credit cards, addressing the Mexican market's preference for cash-based payments.
- PIX Automático Recurring payment capability on top of Brazil's PIX instant bank-transfer rail, enabling card-free subscription billing for the 174 million PIX users in a market with low credit card penetration.
- CBD Payment Processing Specialized payment processing for CBD merchants offering oils, seeds, plant materials, extracts, and cosmetics, bundled with compliance guidance for European CBD regulations (Novel Food, lab reports, age verification).
- Cryptocurrency Payment Processing Cryptocurrency payment processing supporting Bitcoin and Ethereum with near-instant onboarding, global reach, end-user anonymity, and reduced chargeback risk for high-risk merchants.
Quantifiable outcome
- Brazil approval rates jump from 52% to 81% after adding PIX
- +4 more outcomes
Companies that use Vendo Services
Customer profileNamed customers1 record
Segments5 records
Ideal customer profiles4 records
Vendo Services technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration8 records
AI capability4 records
Feature6 records
Vendo Services partnerships and signals
Strategic signalScale indicators5 records
Recent moves5 records
Expansion highlights5 records
Vendo Services competitors and assessment
Company assessmentBroad incumbents
- Adyen: Adyen is a global incumbent acquirer and gateway handling large enterprise merchants; relevant as a benchmark for multi-acquirer routing, alternative payment method coverage, and the scale ceiling Vendo's infrastructure could target.
- Stripe: Stripe is a global incumbent payment gateway used by mainstream merchants who are frequently rejected and then fall back to Vendo; understanding Stripe's roadmap is relevant because tightening (or loosening) of Stripe's risk policies shifts the pool of merchants Vendo can serve.
Direct peers
- HighRiskPay.com: HighRiskPay.com underwrites online gaming, adult, CBD, and travel merchants, providing merchant accounts and gateway services — directly overlapping Vendo's core verticals and risk-banding posture.
- CCBill: CCBill is a payment processor specialized in high-risk verticals, particularly adult entertainment and digital content — directly overlapping with Vendo's largest segment by revenue dependency and use case (subscription billing, alternative payment methods, multi-acquirer routing).
- National Processing: National Processing offers high-risk merchant accounts with subscription/recurring billing capability across e-commerce verticals, sharing Vendo's value proposition around higher approval rates for hard-to-place merchants.
- Vantage Payments: Vantage Payments is a high-risk merchant services provider offering accounts and processing for nutraceuticals, CBD, adult, and subscription e-commerce — directly comparable merchant mix and underwriting posture to Vendo.
- Epoch (Epoch.com): Epoch specializes in payment processing for adult entertainment and other high-risk content merchants with global acquirer relationships and subscription billing tools; mirrors Vendo's core offerings and target segments.
- Easy Pay Direct: Easy Pay Direct provides high-risk payment processing and gateway integration with chargeback mitigation tools for e-commerce and subscription merchants — strong overlap on AI fraud/chargeback emphasis and high-risk onboarding.
- SegPay: SegPay is a high-risk merchant account provider focused on online adult content, subscription, and digital goods merchants — a closely matched business model in vertical, recurring-billing logic, and bank-relationship requirements to Vendo.
- Durango Merchant Services: Durango is a high-risk ISO offering merchant accounts for CBD, adult, supplements, and online gaming — same target segments and risk profile as Vendo, often competing head-to-head for rejected merchants.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
Vendo Services social profiles
Digital presenceVendo Services compliance and trust
Trust signalCompliance2 records
Vendo Services financial estimates
Financial estimateRevenue estimate
Valuation estimate
Vendo Services leadership team
Management profileNumber of profiles
Profiles8 records
Vendo Services funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Vendo Services M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Vendo Services
What does Vendo Services do?
Vendo Services operates a Level 1 PCI-compliant payment gateway platform purpose-built for high-risk merchants (adult entertainment, CBD/hemp, online gaming, and high-risk e-commerce) who have been rejected by mainstream processors such as Stripe and PayPal. The platform delivers multi-acquirer routing, AI-powered fraud detection, subscription lifecycle management, and support for global payment rails — including credit cards, Pay by Bank open banking, Brazil PIX/PIX Automático, SEPA, OXXO cash, and cryptocurrencies — accessed via APIs, an SDK for PHP, and pre-built WooCommerce, PrestaShop, and NATS integrations.
Is Vendo Services a public or private company?
Vendo Services is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Vendo Services founded?
Vendo Services was founded in 2009. It employs 11 to 50 people.
Where is Vendo Services based?
Vendo Services is headquartered in Engelberg, Switzerland, in the Europe region.
How does Vendo Services make money?
Three revenue lines are on record. Payment Processing Transaction Fees are the primary driver. The others are subscription Management Services and alternative Payment Methods.
Who are Vendo Services's main competitors?
Broad incumbents on record are Adyen and Stripe. Direct peers are HighRiskPay.com, CCBill, National Processing, Vantage Payments, Epoch (Epoch.com), Easy Pay Direct, SegPay and Durango Merchant Services.
Does Vendo Services have an API?
Yes. Vendo offers a public API for payment processing, subscription management, and reporting. The API includes: Payment Gateway API for processing transactions, Subscription API for managing subscriptions (cancel, reactivate), and Reconciliation API for accessing transactional data. The Reconciliation API supports CSV and XML formats with rate limits of 500 requests per 5 minute period per IP address. Authentication uses merchant ID and signature-based URL signing. Developer documentation is at docs.vendoservices.com.
What industry is Vendo Services in?
Vendo Services's product category is High-Risk Payment Processing. Its primary akta.pro industry code is FSAMACAA, Merchant Payment Gateways (API/Hosted Checkout), with a secondary code of FSAMACAJ, Smart Routing, Cascading & Payment Optimization. Its NAICS code is 522320 and its SIC code is 6199.