Chedid

What Chedid does

Chedid Capital Holding S.A.L is a privately held Lebanese investment group founded in 1998 by Farid Chedid that operates as a vertically integrated risk and insurance platform across the Middle East, Africa, Europe, and Asia. The group spans 82 subsidiaries in more than 85 countries with 1,700+ professionals, organized into six business pillars: reinsurance brokerage (Chedid Re), insurance brokerage (Chedid Insurance Brokers and the Ascoma network covering 23 countries in French-speaking Africa), insurance underwriting (Seib Insurance in Qatar and Momentum Insurance in the Cayman Islands), corporate risk advisory (Chedid Corporate Solutions LLP in London), digital insurance distribution (Compare360.com and BuyAnyInsurance.com), and risk education (CRMI and A2GR). Chedid Re has been a Lloyd's registered broker since June 2015 and ranks among the top 15 global reinsurance brokers, serving more than 400 insurance companies across 45+ countries.

The group's technology stack is built around three proprietary digital assets: the Compare360.com and BuyAnyInsurance.com insurance aggregators, which have collectively sold over 100,000 retail policies in the UAE and are now expanding into Lebanon; E-Darat, an HR digital solution provider for SMEs in the UAE; and the CRMI education platform, which delivers accredited risk management, governance, and compliance training in partnership with the UK's Institute of Risk Management and the Chartered Insurance Institute. Seib Insurance, the group's largest disclosed revenue contributor, underwrites commercial and specialty risks in Qatar with USD 30 million paid-up capital, USD 80 million turnover, and an S&P BBB stable / gc AA rating for the third consecutive year.

Chedid earns revenue through six streams: reinsurance brokerage commissions on treaty and facultative placements (Chedid Re), insurance brokerage commissions on retail and corporate placements (Chedid Insurance Brokers, Ascoma), underwriting premiums and investment income on risk-carrying books (Seib, Momentum), professional services fees (Chedid Corporate Solutions), aggregator commissions from partner insurers on distributed retail policies, and subscription/recurring revenue from accredited professional education. Go-to-market combines direct enterprise field sales for reinsurance, a multi-country broker network for primary insurance, self-serve digital platforms for retail consumers, and event-driven thought leadership (webinars with AXA, Coface, Swiss Re, RSA, Hanover Re) for the insurance professional segment.

Name

Chedid

Legal name

Chedid Capital S.A.L (Holding)

Website

https://chedid-capital.com

Company type

Private

Founded year

1998

Operating status

Operating

Headcount range

101–250 employees

Short description

Chedid Capital is a privately held Lebanese investment group operating 82 subsidiaries across 85+ countries in reinsurance brokerage, insurance underwriting, brokerage, risk advisory, digital distribution, and risk education. Founded in 1998, it owns Chedid Re (top 15 global reinsurance broker, Lloyd's registered) and the Ascoma network covering 23 African countries.

Ownership category

akta.pro rank

Product category

Insurance Brokerage

NAICS

Insurance Agencies and Brokerages (52421), Direct Insurance (except Life, Health, and Medical) Carriers (52412), Agencies, Brokerages, and Other Insurance Related Activities (5242)

SIC

Insurance Agents, Brokers & Service (6411), Fire, Marine & Casualty Insurance (6331), Insurance Carriers, Nec (6399)

akta.pro primary industry

Reinsurance Capital & Solvency Analytics (e.g., RBC/Solvency II) (FSAOAIAG)

akta.pro secondary industries

Facultative Financial Lines Reinsurance (D&O, E&O, FI, Crime) (FSAOAFAF), Facultative Life Reinsurance (FSAOAFAJ)

Keywords

• Reinsurance brokerage
• Insurance brokerage
• Insurance underwriting
• Risk advisory services
• Digital insurance platform

Headquarters

HQ city

London

HQ country

United Kingdom

HQ region

Europe

Offices21 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Others

Revenue model

1. Reinsurance Brokerage: Chedid Re acts as an intermediary between insurance companies and reinsurers, earning commission on reinsurance placements. Registered as a Lloyd's broker since 2015, ranked among top 15 global reinsurance brokers, serving 400+ insurance companies across 45+ countries.
2. Insurance Brokerage: Chedid Insurance Brokers and Ascoma Assureurs Conseils earn commissions on insurance policies placed for retail and corporate clients. Ascoma is the largest independent insurance broking network in French-speaking sub-Saharan Africa with operations in 23 countries.
3. Direct Insurance Underwriting: Risk-carrying business via Seib Insurance and Reinsurance (Qatar) and Momentum Insurance (Cayman Islands). Seib has paid-up capital of USD 30 million and turnover of USD 80 million. Momentum underwrites insurance and reinsurance in the Middle East and Africa.
4. Risk Advisory and Consultancy: Chedid Corporate Solutions LLP provides end-to-end consultancy services focused on strategic and operational risk, helping companies in the risk and insurance sector build in-house capabilities.
5. Digital Platform / Aggregator: Compare360.com and BuyAnyInsurance.com earn revenue through insurance policy sales and commissions from partner insurers including ALIG, Arabia Insurance, Arope Insurance, Lia Assurex, Libano-Suisse Insurance, Securite Assurance, SNA, and Victoire Insurance Company.
6. Risk Education and Training: CRMI (Corporate Risk Management Institute) and A2GR academy generate revenue through accredited courses and diplomas in risk management, governance, compliance, and insurance for professionals in MENA.

Pricing tiers

Go-to-market motion4 records

Distribution channels6 records

Marketing channels9 records

Core offering

Chedid Capital is an insurance investment group operating reinsurance brokerage through Chedid Re (Lloyd's broker, top 15 globally), insurance brokerage through Chedid Insurance Brokers and Ascoma, direct underwriting via Seib Insurance and Momentum Insurance, risk advisory via Chedid Corporate Solutions LLP, digital insurance distribution via Compare360.com and BuyAnyInsurance.com, and accredited risk management education via CRMI and A2GR. Services are delivered through 82 subsidiaries across more than 85 countries in EMEA and Asia.

Product overview

Chedid Capital operates as a diversified investment group in the insurance industry with a portfolio of 82 subsidiaries across more than 85 countries. The offering is organized as a platform-plus-subsidiary architecture centered on insurance and reinsurance brokerage, insurance underwriting, and digital distribution. Core products include Chedid Re (reinsurance brokerage) and Chedid Insurance Brokers (insurance brokerage), supported by subsidiary brands Seib Insurance (Qatar) and Momentum Insurance (Cayman Islands). The Digital Solutions vertical encompasses Compare360.com and BuyAnyInsurance (insurance aggregators), plus E-Darat (HR solutions). Risk Education offerings include the Corporate Risk Management Institute (CRMI) and A2GR academy. The Ascoma network, acquired in 2021 with full acquisition completed in 2024, represents the group's largest independent insurance brokerage footprint in French-speaking Africa.

Differentiator

Problem solved

Functional benefit

Brands

• Chedid Re: Reinsurance brokerage subsidiary, Lloyd's broker, top 15 global reinsurance broker
• Chedid Insurance Brokers
• Ascoma
• Seib Insurance
• Momentum Insurance
• Chedid Corporate Solutions
• Compare360.com
• BuyAnyInsurance
• CRMI
• Milestone Risk Solutions
• A2GR

Products and services

• Chedid Re Flagship reinsurance brokerage subsidiary of Chedid Capital, operating in over 45 countries and ranking among the top 15 reinsurance brokers globally. Registered as a Lloyd's broker since June 2015, it delivers treaty, facultative, and retrocession solutions to over 400 insurance companies.
• Chedid Insurance Brokers A fully authorized insurance broker network offering a full range of added-value products and services tailor-made to each client, with flexible and responsive coverage across the Middle East and Africa.
• Ascoma Assureurs Conseils International French insurance broking group headquartered in Monaco with a network of 29 subsidiaries and 700 employees across 23 countries; the leading independent insurance broker network in French-speaking African countries with operations established since 1952.
• Seib Insurance and Reinsurance Qatar-based insurance and reinsurance company with paid-up capital of USD 30 million and turnover of USD 80 million, rated BBB stable / gc AA by Standard & Poor's for the third consecutive year; specializes in underwriting large and complex risks.
• Momentum Insurance Insurance and reinsurance company incorporated in the Cayman Islands and regulated by CIMA, underwriting insurance and reinsurance businesses in the Middle East and Africa with plans to expand underwriting capacities globally.
• Chedid Corporate Solutions LLP Consultancy firm offering effective end-to-end consultancy services focused on strategic and operational risk, helping companies in the risk and insurance sector reach their goals.
• Compare360.com Digital insurance aggregator platform enabling consumers to compare and purchase car, health, travel, expat, and pet insurance online; sold over 100,000 policies in the UAE before expanding to Lebanon.
• BuyAnyInsurance.com Online insurance platform and aggregator operating as a leading UAE online insurance distribution channel, with plans to scale regionally into Lebanon and the wider Arab world.
• E-Darat HR digital solution provider founded in the UAE offering digital human resources services for small and medium enterprises within the Chedid Capital ecosystem.
• Corporate Risk Management Institute (CRMI) Professional development institute offering accredited courses and diplomas in risk management, corporate governance, and compliance for financial and non-financial professionals in MENA, in partnership with IRM London; CRMI obtained CII Approved Professional Development Centre status in February 2025.
• A2GR (Académie de la Gouvernance et de la Gestion des Risques) Risk and governance academy founded in partnership with university institutions, focused on education and capacity building in governance, risk management, compliance, and insurance.

Quantifiable outcome

• Top 15 global reinsurance broker ranking, registered as Lloyd's broker
• +4 more outcomes

Named customers9 records

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature4 records

Partnerships

Seven partnerships are on record, tiered core and minor.

• OMT GroupcoreGTM or Marketing Partner · 1 October 2025OMT Group and Compare360.com announced a strategic partnership in October 2025 to expand the reach and distribution of Compare360.com insurance comparison platform, combining OMT's market presence with Chedid Capital's digital insurance aggregator capabilities.
• Chartered Insurance Institute (CII)coreStrategic or Co-development Partner · 1 February 2025CRMI achieved approved professional development centre status from the Chartered Insurance Institute (CII) in February 2025, enabling CRMI to deliver CII-accredited training programs and issue professional certifications in the Middle East, significantly enhancing CRMI's educational credibility.
• ESA Business School – IRMcoreStrategic or Co-development Partner · 1 December 2022Partnership between ESA Business School, IRM, and CRMI to launch the 'Certificate in Risk Management for Insurance and Reinsurance Professionals' in December 2022. This educational program targets professionals seeking specialized credentials in risk management and insurance.
• IRM (Institute of Risk Management), LondoncoreStrategic or Co-development Partner · 1 January 2020CRMI (Corporate Risk Management Institute) was launched in 2020 as a partnership between Chedid Capital and IRM London. The institute provides accredited courses and diplomas in risk management, corporate governance, and compliance for professionals in MENA, with the aim of creating centers of excellence that position the region at par with the world's largest financial hubs.
• AXA, CofaceminorStrategic or Co-development PartnerCRMI co-hosted webinars with AXA and Coface on topics including the impact of COVID-19 in the Middle East and Africa (June 2020). These thought leadership webinars brought together industry leaders to discuss risk trends and insurance market dynamics.
• Swiss Re, RSA, Hanover ReminorStrategic or Co-development PartnerCRMI and Chedid Re co-hosted webinars with Swiss Re (Inherent Defects Insurance), RSA (Property Insurance and Reinsurance), and Hanover Re (Introduction to Reinsurance) in 2020, providing professional development content for insurance market participants.
• Mega Trust GreeceminorChannel Partner/ Reseller/ DistributorChedid Re signed a partnership agreement with Mega Trust Insurance Brokers in Greece upon its founding in Cyprus in 1998, establishing a correspondent relationship for insurance placements in the Greek market.

Scale indicators14 records

Recent moves13 records

Expansion highlights4 records

Broad incumbents

• Marsh McLennan: World's largest insurance broker and parent of reinsurance specialist Guy Carpenter. Operates across the Middle East, Africa, and Europe, overlapping with virtually every segment of Chedid's brokerage and advisory portfolio.
• Arthur J. Gallagher & Co. U.S.-listed global insurance brokerage and risk management firm with a long track record of acquiring regional brokers. Its acquisitive, decentralized growth model closely mirrors Chedid's roll-up strategy across multiple geographies and product lines.
• Willis Towers Watson (WTW): Global advisory, brokerage, and solutions firm with reinsurance brokerage capabilities and meaningful Middle East operations. Overlaps with Chedid's brokerage, risk advisory (Chedid Corporate Solutions), and reinsurance placement lines.
• Aon plc: Global insurance and reinsurance brokerage leader with extensive MENA presence through Aon中东 operations. Competes directly with Chedid Re for treaty and facultative placements and with Chedid Insurance Brokers for corporate accounts across the same 45+ countries.

Direct peers

• Lockton Companies: Largest privately-held insurance broker in the world, with international operations across Europe, Asia, the Middle East, and Latin America. Comparable to Chedid in being a private, partner-led broker competing against the listed global majors.
• Howden Group Holdings: London-headquartered specialty insurance and reinsurance broker with a strong emerging-markets franchise. Its mix of organic build-out and disciplined M&A, plus its specialty broking focus, makes it one of the closest analogues to Chedid Re and Chedid IB.
• Acrisure LLC: Privately-held, technology-forward insurance brokerage platform that has grown via aggressive serial acquisitions. Closely parallels Chedid's private status, M&A-driven scaling, and ambition to blend digital distribution with traditional brokerage.
• BMS Group: Independent, employee-owned reinsurance and specialty insurance broker. Comparable in scale, independence, and product mix to Chedid Re, particularly in treaty and facultative reinsurance placements for emerging-market cedents.
• Guy Carpenter & Company: Specialty reinsurance brokerage arm of Marsh McLennan and a top-3 global reinsurance intermediary. The most direct large-scale competitor to Chedid Re for treaty and facultative placements ceded by insurance companies in MENA, Africa, and Asia.
• Hub International Limited: North American-focused insurance brokerage platform that has scaled through hundreds of tuck-in acquisitions. Shares Chedid's playbook of acquiring and retaining regional broker brands under a centralized holding structure.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat6 records

Key risks6 records

Key highlights7 records

Customer concentration

• YouTubeyoutube.com/channel/UCC8SpKBTtbcl2o1QKzbpjBQ/videos
• Facebookfacebook.com/ChedidCapital
• LinkedInlinkedin.com/company/chedid-capital
• Instagraminstagram.com/chedid.capital

Revenue estimate

Valuation estimate

Number of profiles

Profiles15 records

Subsidiaries18 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A1 record

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Chedid