Cheki.com.ng

What Cheki.com.ng does

Cheki.com.ng is a Nigerian online vehicle marketplace that connects car dealers, importers, and private sellers with vehicle buyers in Nigeria. Founded in 2010 and headquartered in Lagos, the platform operates as a doing-business-as entity of Autochek Africa, a pan-African automotive technology company that has extended operations to 8 countries across West, East, and North Africa (Nigeria, Ghana, Uganda, Kenya, Côte d'Ivoire, Senegal, Morocco, and Egypt) through country-specific portals.

The underlying platform combines a transactional marketplace with an integrated vehicle financing product that allows customers to purchase vehicles and repay over 48-month installment plans, alongside warranty solutions and access to a partner-led network of over 500 service centers across the continent for maintenance and after-sales support. This positions the business as a full-stack automotive commerce provider rather than a pure listings site, capturing buyers at financing origination and retaining them through service touchpoints.

The revenue model rests on three pillars: transaction fees from marketplace vehicle sales across multiple African markets, recurring revenue from 48-month installment financing arrangements, and managed-services revenue from maintenance and warranty products delivered through the partner service center network. The customer base is split between individual vehicle buyers seeking personal or business transportation and a secondary segment of commercial/fleet buyers, with a horizontal segmentation approach distributed across multiple geographies.

Name

Cheki.com.ng

Legal name

Autochek Africa

Website

https://cheki.com.ng

Company type

Private

Founded year

2010

Operating status

Operating

Headcount range

51–100 employees

Short description

Cheki.com.ng is a Nigerian online vehicle marketplace, operating under Autochek Africa, that connects car dealers, importers, and private sellers with buyers and offers 48-month vehicle financing, warranty, and access to 500+ partner service centers across 8 African countries.

Ownership category

akta.pro rank

Product category

Online Automotive Marketplace

NAICS

Motor Vehicle and Parts Dealers (441), Automobile Dealers (4411), Automobile and Other Motor Vehicle Merchant Wholesalers (42311)

SIC

Retail-Auto Dealers & Gasoline Stations (5500)

akta.pro primary industry

Auto / Vehicle Marketplace Lending (FSAKAHAF)

akta.pro secondary industry

Auto & Vehicle Loan Brokerage (FSAEAEAK)

Keywords

• Online car marketplace
• Vehicle financing
• Automotive commerce
• Used car listings
• Auto loan platform

Headquarters

HQ city

Lagos

HQ country

Nigeria

HQ region

Africa

Offices1 record

Markets served

GTM type

B2C

Offering type

Digital Commerce or Content

Cost components

Technology or R&D, Marketing or Sales, Operations, Personnel, Supply Chain

Revenue model

1. Vehicle Financing: Revenue generated through financing arrangements allowing customers to pay for vehicles over 48-month installment periods
2. Marketplace Transactions: Transactional marketplace fees from vehicle sales across multiple African markets
3. After-Sales Services: Revenue from maintenance services and warranty solutions through partner service center network

Pricing tiers

Distribution channels1 record

Marketing channels1 record

Core offering

Cheki.com.ng is the Nigerian vehicle marketplace operated under Autochek Africa, an automotive technology company. It serves as a transactional marketplace where Nigeria's car dealers, importers, and private sellers post vehicles for sale, and buyers can access integrated auto loan financing payable over 48 months, along with after-sales maintenance and warranty solutions through Autochek's partner network.

Product overview

Cheki.com.ng is a Nigerian vehicle marketplace operated under Autochek Africa, an automotive technology company. The platform enables vehicle purchases with financing options (pay over 48 months). Autochek Africa's broader solution portfolio includes auto loans, maintenance and after-sales services, warranty solutions, and transactional marketplaces. The source data does not provide specific named products or modules for Cheki.com.ng beyond the general marketplace and financing offering.

Differentiator

Problem solved

Functional benefit

Products and services

• Cheki.com.ng Vehicle Marketplace
• Auto Loan Financing (48-Month Installments)

Segments2 records

Ideal customer profiles2 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Partnerships

One partnership is on record.

• 500+ Service Center PartnerscoreChannel Partner/ Reseller/ DistributorAutochek Africa has developed a partner-led retail footprint with over 500 service centers across Africa. These partners provide maintenance and after-sales services to vehicle buyers using the platform, creating an integrated automotive commerce ecosystem.

Scale indicators2 records

Recent moves5 records

Expansion highlights4 records

Direct peers

• Carmudi: Pan-African and emerging-market online vehicle classifieds platform operating in multiple African and Asian countries; competes head-on with Cheki/Autochek for dealer listings and car-buyer demand.
• Cars45 (now Cars45 / Autochek): Earlier-stage Nigerian auto inspection, valuation, and marketplace platform; directly comparable given overlapping Nigeria footprint, used-car focus, and dealer intermediation model. (Note: Cars45 and Autochek have been linked historically via shared investor/operator overlap, but as a marketplace model it remains the closest direct analog in West Africa.)

Others

• TrueCar: US online auto pricing and dealer-network platform with financing referrals; thematically comparable on dealer intermediation and finance routing, but a developed-market business model rather than a direct competitor.

Emerging players

• Spinny: India-based used-car full-stack platform combining inspection, financing, and warranty; comparable business model of integrated commerce + finance + after-sales, useful emerging-market benchmark.
• Jiji: Leading Nigerian general C2C classifieds marketplace with a substantial vehicles category; competes for auto listings and buyer traffic, though it does not offer integrated financing or a service network.
• CarDekho: Indian auto content, marketplace, and financing platform with strong emerging-market DNA; comparable on the combination of listings, loans, and dealer services, but operating in a different geography.

Regional players

• Be Forward: Japanese used-vehicle exporter with strong demand from African buyers; directly relevant as a supply-side competitor and channel partner for imported used cars, a key inventory source on African auto marketplaces.
• AutoTrader South Africa: Established South African online auto marketplace with deep dealer relationships and vehicle finance integrations; comparable in product surface area but geographically distinct, serving a more mature used-car market.

Broad incumbents

• CarMax: US used-car retailer with integrated financing and limited warranty offerings; a useful scaled benchmark for the marketplace + captive finance + after-sales construct, though operating in a vastly more mature credit environment.
• OLX (Africa): Global classifieds incumbent with a strong African footprint (notably OLX South Africa) covering vehicles among many categories; competes for listings and used-car buyer intent, with broader (not auto-specialized) monetization.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat3 records

Key risks5 records

Key highlights6 records

Customer concentration

• Xx.com/chekinigeria
• Facebookfacebook.com/chekinigeria
• LinkedInlinkedin.com/company/cheki-com-ng

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Cheki.com.ng