CogniSure
CogniSure is a GenAI-powered insurance technology platform automating submission intake, loss run analysis, and underwriting workflows for commercial P&C carriers, brokers, and MGAs across trucking, healthcare, construction, property, and other specialty verticals.
- Company typePrivate
- Founded2019
- HeadquartersWarrenville, United States
- Headcount11–50
- GTM typeB2B
- OfferingSoftware
What CogniSure does
CogniSure, Inc. is a Delaware-incorporated, privately held insurance technology company that operates a GenAI-powered platform serving commercial property and casualty insurance carriers, brokers, and managing general agents (MGAs). The platform automates submission intake, loss run analysis, and underwriting workflows across roughly eight specialty vertical suites—Trucking, Middle Market, Healthcare, Construction, Workers Compensation, Property, Loss Run, and Employee Benefits—and operates from a US headquarters in Naperville, Illinois with an engineering and development center in Bengaluru, India. Go-to-market combines a direct enterprise field-sales motion with channel partnerships inside the dominant P&C core insurance platforms.
The technology stack combines three AI modules: Document AI (90+ pre-trained extraction models covering 95+ insurance document types with up to 99% accuracy through a triple-layer validation pipeline); Underwriting AI (proprietary risk scoring with 200+ risk factors, automated triage, and configurable business rules); and Conversational AI (natural-language interfaces for risk database queries). The architecture is a hybrid engine of proprietary document AI plus large language models, processes multi-format inputs (PDF, Excel, CSV, email, API), and supports multimodal extraction including computer vision for scanned and handwritten documents. Three no-code configuration studios (Extraction Studio, 360 Studio, and Underwriting Studio) enable underwriters to build custom extraction prompts and rules without engineering involvement. Named customers include Acrisure, QBE Insurance, West Bend Mutual, Magmutual, Marsh McLennan Agency (MMA), Mutual Underwriters, Conner Strong & Buckelew, Johnson-Kendall, NII, and VGM. Strategic integrations are live with Guidewire (Marketplace App), Duck Creek Technologies, Pega, Innoveo, PwC, Microsoft Azure, AWS, and Snowflake, plus data providers including HazardHub, OSHA, ISO, Google Maps, MVR providers, and NPI Registry.
CogniSure monetizes through annual subscription contracts invoiced in advance with monthly usage-based charges and separately billed professional services for configuration, integration, and training. The company holds ISO 27001, HIPAA Ready, NIST SP 800, and NIST CSF certifications, and its Terms of Use explicitly restrict platform use to jurisdictions outside the European Union, consistent with a current US-first footprint and an intent to expand into the London Market via the PwC partnership.
CogniSure firmographics
Firmographics- Name
- CogniSure
- Legal name
- CogniSure, Inc.
- Website
- https://cognisure.ai
- Company type
- Private
- Founded year
- 2019
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- CogniSure is a GenAI-powered insurance technology platform automating submission intake, loss run analysis, and underwriting workflows for commercial P&C carriers, brokers, and MGAs across trucking, healthcare, construction, property, and other specialty verticals.
- Ownership category
- akta.pro rank
CogniSure industry classification
Industry- Product category
- Insurance Technology Software
- NAICS
- Software Publishers (5132), Software Publishers (513210)
- SIC
- Services-Prepackaged Software (7372)
- akta.pro primary industry
- Policy Administration, Underwriting & Rating Platforms (Core Insurance SaaS) (FSAGAGAB)
- akta.pro secondary industries
- Data, Analytics & AI for Insurance (Risk, Pricing, Personalization) (FSAGAGAE), Document, Workflow & Policy Servicing Automation (RPA/No-Code) (FSAGAGAK)
Keywords
Where CogniSure is headquartered
LocationHeadquarters
- HQ city
- Warrenville
- HQ country
- United States
- HQ region
- North America
Offices2 records
Markets served
CogniSure business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Personnel, Technology or R&D, Infrastructure, Marketing or Sales, Operations
Revenue model
- Subscription Services (CogniSure AI Platform): Annual subscription-based access to the CogniSure AI Platform. Customers subscribe to the platform and receive access to document processing, underwriting automation, and analytics capabilities. Invoiced annually in advance with usage charges billed monthly. Minimum commitment during Initial SOW Term with no reductions allowed.
- Professional Services: Configuration, customization, integration, training, and setup services delivered under separate Statements of Work. Billed monthly at rates specified in applicable SOW.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Annual | Enterprise subscription with custom pricing based on scope and volume |
Go-to-market motion3 records
Distribution channels5 records
Marketing channels10 records
CogniSure product offering
Product offeringCore offering
CogniSure sells a GenAI-powered insurance technology platform that automates submission intake, loss run analysis, and underwriting workflows for commercial P&C insurance carriers, managing general agents (MGAs), and brokers. The platform leverages 90+ pre-trained document extraction models and a hybrid Document AI plus Large Language Model engine with triple-layer validation, and is sold as annual subscriptions delivered under Statements of Work, with separately contracted professional services for configuration, customization, integration, and training.
Product overview
CogniSure is a GenAI-powered insurance technology platform offering a unified solution for submission intake automation, loss run analysis, and underwriting workflows. The platform architecture consists of a core CogniSure AI Platform with three integrated AI modules (Document AI, Underwriting AI, Conversational AI) and three Product Configuration Studios (Extraction Studio, 360 Studio, Underwriting Studio). The portfolio includes six industry-specific 360 solutions (Truckers 360, Workers Comp 360, Construction 360, Middle Market 360, Healthcare 360, Property 360) plus two specialized products (Loss 360 for loss run analysis and Benefit 360 for employee benefits financial monitoring). All products share common platform capabilities including intelligent triage, risk scoring, automated clearance, and portfolio analytics through Portfolio360 View.
Differentiator
Problem solved
Functional benefit
Products and services
- CogniSure AI Platform GenAI-powered next-generation submission management platform that automates document processing, streamlines insurance workflows, and integrates across insurance ecosystems, serving as the core platform underlying CogniSure's submission, loss run, and underwriting automation offerings. Built on a hybrid engine combining Document AI and Large Language Models with 90+ pre-trained extraction models for insurance documents including ACORDs, Loss Runs, SOVs, MVRs, and supplemental applications, achieving up to 99% data extraction accuracy through triple-layer validation.
- Submissions AI-powered submission intake automation product offered in dedicated versions for brokers and for carriers that transforms the submissions-to-quote workflow by reducing manual effort and improving risk decision making. Built into CogniSure's commercial P&C platform portfolio with tailored functionality for both the carrier side (submission processing, clearance, triage) and the broker side (market submission acceleration, carrier matching, digital submission via API, bots, and email).
- Truckers 360 Trucking insurance underwriting solution that aggregates 2000+ data points on trucking risk, providing DOT/FMCSA validation, MVR ordering, risk insight scoring, multi-year multi-line loss structuring, IFTA/CAB/telematics comparison, program package design, and real-time digital submission to carriers. Designed for carriers and brokers specializing in commercial trucking insurance handling complex, multi-line submissions.
- Middle Market 360 Commercial P&C platform for middle market underwriting that combines AI-powered document processing, intelligent risk clearance, submission triage, and unified 360 data integration drawing on 15+ third-party data sources including HazardHub and OSHA. Incorporates 200+ risk factors in proprietary risk scoring algorithms and targets an 85% reduction in manual data entry for middle market processing.
- Workers Comp 360 AI-powered workers compensation underwriting solution that delivers 360-degree risk aggregation, automated risk appetite checks, compliance verification, and regulatory confidence features, integrating OSHA data feeds and supporting Ex-Mod validation, class code verification, and state-specific regulatory compliance requirements.
- Construction 360 Construction insurance underwriting automation product that applies AI document intelligence across multi-line coverage handling, automated eligibility checks, construction risk intelligence, and predictive claims insight for builder's risk, liability, professional indemnity, equipment, and bonds. Designed to streamline complex project documentation and contractor evaluation workflows.
- Healthcare 360 Medical malpractice underwriting solution offering on-demand rating models (HPL/PSL), precision risk scoring, auto-validation of physician identities through live NPI registry integration, ISO specialty description alignment, and a Dr. PECO conversational AI assistant for underwriting reviews and decisions. Supports healthcare risk scoring, specialty classification, and regulatory compliance for medical malpractice carriers.
- Property 360 AI-powered property insurance underwriting workspace delivering 360-degree property risk assessment, automated schedule analysis, catastrophe exposure evaluation, and risk appetite screening for property carriers handling multi-location policies and inspection report integration.
- Loss 360 Automated loss run processing and analysis platform that handles scanned documents, merged reports, spreadsheet parsing, nested tables, and intelligent prediction for missing fields, extracting structured data and generating automated loss narratives in under 30 seconds. Converts hard-to-digest commercial loss runs into underwriting summaries for carriers and brokers, with customers including West Bend Mutual Insurance and Graham (MMC Company) reporting strong outcomes.
- Benefit 360 Automated financial monitoring and decision workbench for employee benefits that consolidates data from 25+ carriers and third-party administrators, providing claims analysis, budget reconciliation, stop-loss threshold monitoring, and pharmacy cost insights. Targets employee benefits brokers and HR teams serving self-funded employer benefit plans with fragmented carrier and TPA data requiring manual consolidation.
Quantifiable outcome
- 90% faster time to quote for carriers
- +7 more outcomes
Companies that use CogniSure
Customer profileNamed customers15 records
Segments9 records
Ideal customer profiles4 records
CogniSure technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration10 records
AI capability11 records
Feature9 records
CogniSure partnerships and signals
Strategic signalPartnerships
13 partnerships are on record, tiered secondary, core, customer-partner, infrastructure and data provider.
- InnoveosecondaryStrategic partnership for commercial underwriting transformation, integrating CogniSure's AI capabilities with Innoveo's no-code platform for accelerated insurance digitalization.
- PwCcoreCollaboration to offer fully integrated digital underwriting solution for the London Market, combining PwC's consulting expertise with CogniSure's AI platform for market transformation.
- Duck Creek TechnologiescoreSolution partnership for transforming commercial underwriting workflows through integration with Duck Creek's platform, enabling seamless data exchange and automated submission processing.
- PegacoreStrategic partnership to help drive commercial underwriting transformation using Pega's workflow automation capabilities combined with CogniSure's document AI and extraction technology.
- GuidewirecoreGuidewire Marketplace App partnership enabling CogniSure's submission intake and underwriting automation to be available within the Guidewire platform ecosystem for carriers using Guidewire InsuranceSuite.
- West Bend Mutual Insurancecustomer-partnerPartnership to automate submission intake of commercial lines, utilizing CogniSure's AI platform to streamline document processing and improve underwriting efficiency.
- SnowflakeinfrastructureData warehouse and analytics platform integration for secure, scalable storage of structured insurance data with enterprise-grade security.
- Microsoft AzureinfrastructureCloud infrastructure platform providing the underlying compute and services for CogniSure's AI platform deployment.
- Amazon Web Services (AWS)infrastructureCloud infrastructure platform supporting CogniSure's platform operations and data processing capabilities.
- Zoho AnalyticssecondaryAnalytics and business intelligence integration for reporting and data visualization within the CogniSure platform.
- HazardHubdata providerThird-party hazard data provider integrated into CogniSure's platform for property risk assessment and catastrophe exposure analysis.
- OSHA Data Integrationdata providerIntegration with OSHA data feeds for workers compensation risk assessment and compliance verification within the platform.
- ISO (Insurance Services Office)data providerISO classification standards integration for specialty description alignment and exposure code standardization in healthcare underwriting.
Scale indicators10 records
Recent moves6 records
Expansion highlights6 records
CogniSure competitors and assessment
Company assessmentDirect peers
- Chisel AI: AI-powered document intelligence and underwriting automation purpose-built for commercial insurance. Closely comparable to CogniSure in target customers (carriers, brokers, MGAs), document AI focus, and commercial P&C verticalization.
- Eigen Technologies: Document AI platform with deep insurance and financial services penetration, offering no-code extraction and underwriting workflows. Comparable in document AI technology, customer base, and no-code configurability.
- Indico Data: AI-based intelligent document processing for insurance underwriting and claims. Directly comparable in applying transformer-based models to unstructured insurance documents for carrier and broker workflows.
- Cytora: AI-powered digital underwriting platform for commercial insurance. Comparable target market (commercial P&C carriers and brokers), risk-scoring approach, and focus on submission-to-quote automation.
- Planck: AI-driven commercial insurance data platform automating underwriting data acquisition and risk insights. Similar customer profile (commercial carriers, MGAs, brokers) and overlap with CogniSure's underwriting AI and risk scoring modules.
- Hyperscience: Enterprise document processing AI platform with insurance industry penetration. Comparable in applying machine learning to high-volume document extraction, though broader across industries than CogniSure's P&C focus.
Broad incumbents
- UiPath: Enterprise RPA and document automation platform with insurance industry solutions. Competes for similar document processing and underwriting workflow budgets, but as part of a much broader automation portfolio rather than insurance specialization.
- ABBYY: Document OCR and intelligent document processing vendor serving insurance and other regulated industries. Comparable in document extraction technology but operates broadly across verticals with more mature enterprise penetration.
- Guidewire: Dominant core insurance platform vendor for P&C carriers. CogniSure is a Guidewire Marketplace App partner, but Guidewire's own AI initiatives and broader underwriting suite represent both an integration channel and a competitive threat.
- Duck Creek Technologies: Core insurance system vendor for P&C carriers with emerging underwriting and AI capabilities. Partner and competitor dynamics mirror the Guidewire relationship, with CogniSure embedding into Duck Creek's platform ecosystem.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat6 records
Key risks6 records
Key highlights7 records
Customer concentration
CogniSure social profiles
Digital presenceCogniSure compliance and trust
Trust signalCompliance5 records
CogniSure financial estimates
Financial estimateRevenue estimate
Valuation estimate
CogniSure leadership team
Management profileNumber of profiles
Profiles10 records
CogniSure funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
CogniSure M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about CogniSure
What does CogniSure do?
CogniSure sells a GenAI-powered insurance technology platform that automates submission intake, loss run analysis, and underwriting workflows for commercial P&C insurance carriers, managing general agents (MGAs), and brokers. The platform leverages 90+ pre-trained document extraction models and a hybrid Document AI plus Large Language Model engine with triple-layer validation, and is sold as annual subscriptions delivered under Statements of Work, with separately contracted professional services for configuration, customization, integration, and training.
Is CogniSure a public or private company?
CogniSure is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was CogniSure founded?
CogniSure was founded in 2019. It employs 11 to 50 people.
Where is CogniSure based?
CogniSure is headquartered in Warrenville, United States, in the North America region.
How does CogniSure make money?
Two revenue lines are on record. Subscription Services (CogniSure AI Platform) is the primary driver. The others are professional Services.
Who are CogniSure's main competitors?
Direct peers on record are Chisel AI, Eigen Technologies, Indico Data, Cytora, Planck and Hyperscience. Broad incumbents are UiPath, ABBYY, Guidewire and Duck Creek Technologies.
Does CogniSure have an API?
Yes. CogniSure offers an API-first platform that enables real-time integration with carrier systems for digital submission transmission. The platform supports API ingestion from cloud and enterprise systems. For trucking insurance specifically, the Digital Submission feature transmits submission data to carriers through automated, secure, real-time API integration. The platform also supports API connections for quote-to-bind workflows. Developer documentation is at cognisure.ai/platform/overview.
What industry is CogniSure in?
CogniSure's product category is Insurance Technology Software. Its primary akta.pro industry code is FSAGAGAB, Policy Administration, Underwriting & Rating Platforms (Core Insurance SaaS), with a secondary code of FSAGAGAE, Data, Analytics & AI for Insurance (Risk, Pricing, Personalization). Its NAICS code is 5132 and its SIC code is 7372.