Silkpay
Silkpay is a French fintech that provides omnichannel payment gateway solutions to European and US merchants, specializing in single-integration acceptance of Asian payment methods such as Alipay+, WeChat Pay, and UnionPay alongside global card schemes, serving retail, hospitality, e-commerce, and sole traders.
- Company typePrivate
- Founded2016
- HeadquartersParis, France
- Headcount11–50
- GTM typeB2B
- OfferingSoftware
What Silkpay does
Silkpay is a privately held French fintech founded in 2016 and headquartered in Paris, with additional offices in Montreuil (legal seat), Barcelona, Lyon, and New York. The company provides omnichannel payment acceptance solutions that enable European and US merchants to process card payments alongside Asian payment methods, including Alipay+, WeChat Pay, and UnionPay. Its core proposition is a single-integration gateway covering 30+ payment methods, unified backoffice reporting, and acceptance via POS terminals (PAX A920Pro), SoftPOS mobile app, e-commerce plugins for PrestaShop and WooCommerce, and PaybyLink.
The product portfolio spans in-store payment solutions (POS hardware, SoftPOS, QR code acceptance, cashier software integration, Silkpay App for Asian wallets), online payment solutions (API integration, e-commerce plugins, PaybyLink), the Alipay+ integration for 20+ Asia-Pacific e-wallets, and adjacent offerings such as Chinese Marketing Services on WeChat, Weibo, Little Red Book, Alipay, and Dianping, plus a Virtual UnionPay prepaid card for individual consumers. Silkpay acts as an agent of banking partners and payment service providers to process and settle transactions for merchants.
Silkpay generates revenue primarily through transaction processing commissions paid by merchants on each successful payment, supplemented by hardware sales and rentals of POS terminals (e.g., PAX A920Pro) and card readers. Pricing is transparent, transaction-based, and offered without maintenance fees or contractual commitments, targeting SMBs and sole traders via self-serve online registration as well as enterprise merchants via direct API integration. The company has no disclosed funding rounds, no parent company, and operates with 11-50 employees. Notable named customers include Rolex, Nissan, Yves Salomon, De Fursac, Pierre Marcolini, Pinko, Franprix, Dubai Duty Free, and Godechot Pauliet, and Silkpay has won the LVMH Innovation Award (2019) and Best Fintech awards from Capgemini and BPCE.
Silkpay firmographics
Firmographics- Name
- Silkpay
- Legal name
- Silkpay S.A.S.
- Website
- https://silkpay.eu
- Company type
- Private
- Founded year
- 2016
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Silkpay is a French fintech that provides omnichannel payment gateway solutions to European and US merchants, specializing in single-integration acceptance of Asian payment methods such as Alipay+, WeChat Pay, and UnionPay alongside global card schemes, serving retail, hospitality, e-commerce, and sole traders.
- Ownership category
- akta.pro rank
Silkpay industry classification
Industry- Product category
- Payment Processing / Payment Gateway
- NAICS
- Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320)
- akta.pro primary industry
- Merchant Payment Gateways (API/Hosted Checkout) (FSAMACAA)
- akta.pro secondary industries
- Merchant Cross-Border Collections (Pay-ins) & Local Payment Methods (FSAGAKAD), Cross-Border & Multi-Currency Gateway Services (FSAMACAI), Omnichannel Acquirers (Unified In-store + Online) (FSAMABAH), POS-to-Online Unified Payments (Omnichannel Payments) (CRAFALAL)
Keywords
Where Silkpay is headquartered
LocationHeadquarters
- HQ city
- Paris
- HQ country
- France
- HQ region
- Europe
Offices5 records
Markets served
Silkpay business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Operations, Supply Chain, Marketing or Sales, Infrastructure
Revenue model
- Transaction Processing Fees: Silkpay charges merchants a transaction fee (commission) for each successful payment processed. The pricing is transparent with no maintenance fees or hidden charges. Merchants can process payments online, in-store via POS terminals, or through PaybyLink, with each transaction incurring a commission fee.
- Hardware Sales: Sale of POS terminals (such as PAX A920Pro) and card readers to merchants for in-store payment acceptance. Hardware is available for purchase or rent.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Pay-as-you-go | Transaction-based pricing for all merchants |
Go-to-market motion2 records
Distribution channels6 records
Marketing channels5 records
Silkpay product offering
Product offeringCore offering
Silkpay provides omnichannel payment acceptance solutions to European and US merchants, enabling them to accept 30+ payment methods including Visa, Mastercard, UnionPay, Alipay, WeChat Pay, and 16+ Asia-Pacific e-wallets across in-store (POS terminals, SoftPOS, QR codes), online (API gateway, PrestaShop/WooCommerce plugins, PaybyLink), and mobile channels. The company specializes in bridging Asian payment methods for Western merchants targeting Chinese tourists and Asian consumers, with a unified backoffice for cross-channel transaction management.
Product overview
Silkpay is a fintech company providing omnichannel payment solutions for merchants in Europe and the United States. The core offering consists of In-Store Payment Solutions (POS terminals, SoftPOS, QR codes, cashier integration) and Online Payment Solutions (API integration, payment plugins, PaybyLink). Key products include the PAX A920Pro POS terminal, SoftPOS smartphone-based payment, the Silkpay App for mobile payments, Alipay+ for Asia-Pacific e-wallets (20+ e-wallets across 9 countries), and payment plugins for PrestaShop and WooCommerce. The product portfolio also includes Chinese Marketing Services for social media strategy and a Virtual UnionPay Card. All payment activities are managed through a unified backoffice platform.
Differentiator
Problem solved
Functional benefit
Products and services
- In-Store Payment Solutions Omnichannel payment solutions for physical retail including POS machines, SoftPOS smartphone-based terminals, QR code payments, and cashier software integration. Designed for retailers, restaurants, and hospitality businesses wanting to accept diverse payment methods including Asian mobile wallets and contactless cards.
- Online Payment Solutions Payment gateway integration for e-commerce websites and apps via API, ready-to-use plugins for PrestaShop and WooCommerce, and PaybyLink functionality. Designed for online merchants and digital businesses seeking multi-payment-method acceptance with cross-border capability.
- PAX A920Pro POS Terminal
Quantifiable outcome
- 48-hour onboarding time for merchants to start accepting payments worldwide
- +2 more outcomes
Companies that use Silkpay
Customer profileNamed customers10 records
Segments5 records
Ideal customer profiles4 records
Silkpay technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration6 records
Feature6 records
Silkpay partnerships and signals
Strategic signalPartnerships
Nine partnerships are on record, tiered core and supporting.
- Alipay+ (Ant Group)coreSilkpay integrates Alipay+ enabling European merchants to accept 20+ Asian e-wallets across China, South Korea, Japan, Philippines, Thailand, Malaysia, India, and Indonesia through a single integration.
- WeChat Pay (Tencent)coreSilkpay enables merchants to accept WeChat Pay payments in-store and online, targeting Chinese consumers who use the platform for messaging, shopping, and payments.
- UnionPay InternationalcoreSilkpay offers UnionPay acceptance for merchants, providing access to 400+ million users and enabling high-value transactions with no payment limits.
- VisacoreSilkpay provides Visa payment acceptance for merchants both in-store and online, supporting 3.5+ billion cardholders worldwide.
- MastercardcoreSilkpay enables Mastercard acceptance for merchants, offering global payment processing with enhanced security features.
- PrestashopsupportingSilkpay offers a ready-to-use Prestashop plugin for e-commerce merchants to easily integrate payment solutions.
- WooCommercesupportingSilkpay provides a WooCommerce plugin enabling online merchants to accept multiple payment methods through their WordPress-based stores.
- PAX TechnologysupportingSilkpay offers PAX A920Pro POS terminals for in-store payment acceptance supporting cards, contactless, and mobile wallet payments.
- Banking PartnerscoreSilkpay acts as an agent of payment service providers and banking partners, processing payments and managing merchant accounts.
Scale indicators7 records
Recent moves7 records
Expansion highlights5 records
Silkpay competitors and assessment
Company assessmentOthers
- PAX Technology: Global POS terminal manufacturer whose A920Pro Silkpay resells. Enabling partner/supplier rather than direct competitor, but offers its own merchant acceptance solutions in other regions.
Direct peers
- Mollie: European payment gateway serving SMBs and mid-market with multi-method checkout and plugins for major e-commerce platforms. Direct peer for the online payment gateway and e-commerce plugin motion.
- HiPay: French-headquartered payment service provider offering omnichannel processing with strong European APM coverage. Closely comparable in geography and merchant target market.
- SumUp: European SMB-focused payment provider with POS terminals, mobile card readers, and online checkout. Overlaps with Silkpay's SMB and sole-trader segment and European retail acceptance.
- Planet (Planet Payment): Cross-border and multi-currency payment specialist serving merchants globally. Comparable cross-border and currency-conversion positioning, particularly for international tourist traffic.
Broad incumbents
- Nexi: Large European payments group covering acquiring, gateways, and POS across multiple geographies. Broad incumbent competing for the same European retail, hospitality, and F&B merchant base.
- Adyen: Global omnichannel payments giant offering unified online, in-store, and platform payments across cards and APMs. Direct overlap with Silkpay's merchant payment gateway and omnichannel positioning, though much broader in scope and scale.
- Stripe: Global online payment platform with an expanding omnichannel footprint and broad APM coverage including Asian wallets. Competes with Silkpay for e-commerce and digital business merchants and increasingly for in-store acceptance.
- Worldline: European payment processor and acquirer with extensive merchant services across in-store and online. Direct competitor for European retail, F&B, and hospitality merchants — including Asian payment acceptance.
- Checkout.com: Global payment processor with strong APM coverage including Asian wallets, targeting enterprise and digital-first merchants. Overlaps with Silkpay's online payment gateway and enterprise/mid-market segment.
Market position
Strengths4 records
Weaknesses5 records
Competitive moat4 records
Key risks6 records
Key highlights6 records
Customer concentration
Silkpay social profiles
Digital presenceSilkpay financial estimates
Financial estimateRevenue estimate
Valuation estimate
Silkpay leadership team
Management profileNumber of profiles
Profiles1 record
Silkpay funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Silkpay M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Silkpay
What does Silkpay do?
Silkpay provides omnichannel payment acceptance solutions to European and US merchants, enabling them to accept 30+ payment methods including Visa, Mastercard, UnionPay, Alipay, WeChat Pay, and 16+ Asia-Pacific e-wallets across in-store (POS terminals, SoftPOS, QR codes), online (API gateway, PrestaShop/WooCommerce plugins, PaybyLink), and mobile channels. The company specializes in bridging Asian payment methods for Western merchants targeting Chinese tourists and Asian consumers, with a unified backoffice for cross-channel transaction management.
Is Silkpay a public or private company?
Silkpay is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Silkpay founded?
Silkpay was founded in 2016. It employs 11 to 50 people.
Where is Silkpay based?
Silkpay is headquartered in Paris, France, in the Europe region.
How does Silkpay make money?
Two revenue lines are on record. Transaction Processing Fees are the primary driver. The others are hardware Sales.
Who are Silkpay's main competitors?
PAX Technology is listed as an others. Direct peers are Mollie, HiPay, SumUp and Planet (Planet Payment). Broad incumbents are Nexi, Adyen, Stripe, Worldline and Checkout.com.
Does Silkpay have an API?
Yes. Silkpay offers API integration for online payment processing. The API enables merchants to integrate payment gateway directly into their website or app for seamless checkout experience. Merchants have access to clear API documentation in their backoffice. The API supports multiple payment methods including credit cards, digital wallets, and alternative payment options. Developer documentation is at extranet.silkpay.fr/registration/register/en.
What industry is Silkpay in?
Silkpay's product category is Payment Processing / Payment Gateway. Its primary akta.pro industry code is FSAMACAA, Merchant Payment Gateways (API/Hosted Checkout), with a secondary code of FSAGAKAD, Merchant Cross-Border Collections (Pay-ins) & Local Payment Methods. Its NAICS code is 522320.