American Retirement Plan Services
ARPS is an actuarial, consulting, design, and administration firm providing tax-qualified retirement plan services—including plan design, installation, administration, and ERISA bond placement—to U.S. business employers, operating as an affiliated partner of Strongpoint Partners.
- Company typePrivate
- Founded-
- HeadquartersHunt Valley, United States
- Headcount11–50
- GTM typeB2B
- OfferingServices
What American Retirement Plan Services does
American Retirement Plan Services (ARPS) is an actuarial, consulting, design, and administration firm specializing in tax-qualified retirement plans for U.S. business employers. The firm offers a unified service portfolio covering the full lifecycle of retirement plan management: Plan Design (consultation and concept recommendations), Plan Installation (implementation based on employee and business data), Plan Administration (ongoing census receipt, contribution calculations, discrimination and coverage testing, and IRS form preparation including Form 5500, 1096, 1099-R, and 945), ERISA fidelity bond placement, and Client Consulting. ARPS holds volume submitter status for IRS-approved plan documents, enabling efficient preparation of new plans and compliance updates when tax law changes.
The firm's technology footprint is modest, centered on a web-based client portal (FT William) for plan administration and document management, supported by a website, a LinkedIn presence, and a quarterly newsletter cadence. No proprietary AI, API, SDK, or platform-plus-modules architecture is disclosed. ARPS generates revenue through quote-based professional services on multi-year contracts, with proposals customized via Census and Business Information forms. Go-to-market is direct sales (phone, toll-free, email, website contact) supplemented by two referral channels: a core strategic partnership with Strongpoint Partners (announced October 2025 as Strongpoint's 20th partner, providing coast-to-coast reach) and a minor channel relationship with Colonial Surety for ERISA bonds (tracked via referral code MD0142). Customer segmentation is horizontal across business employers, with no named enterprise customers or public pricing disclosed. As of late 2025, ARPS operates as an affiliated partner of Strongpoint Partners, a multi-firm retirement services platform, and signals its affiliation prominently on its website.
American Retirement Plan Services firmographics
Firmographics- Name
- American Retirement Plan Services
- Legal name
- American Retirement Plan Services, L.L.C.
- Website
- https://arpsllc.com
- Company type
- Private
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- ARPS is an actuarial, consulting, design, and administration firm providing tax-qualified retirement plan services—including plan design, installation, administration, and ERISA bond placement—to U.S. business employers, operating as an affiliated partner of Strongpoint Partners.
- Ownership category
- akta.pro rank
American Retirement Plan Services industry classification
Industry- Product category
- Retirement Plan Administration & Actuarial Services
- NAICS
- Portfolio Management and Investment Advice (523940), Pension Funds (52511)
- SIC
- Investment Advice (6282)
- akta.pro primary industry
- Employer Retirement Plan Advisory (401(k)/Pension) (FSAEABAE)
- akta.pro secondary industry
- Retirement & Pension Planning (401(k)/IRA) (FSAEAAAD)
Keywords
Where American Retirement Plan Services is headquartered
LocationHeadquarters
- HQ city
- Hunt Valley
- HQ country
- United States
- HQ region
- North America
Offices2 records
Markets served
American Retirement Plan Services business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure
Revenue model
- Retirement Plan Consulting Services: ARPS generates revenue through professional consulting services for tax-qualified retirement plans, including plan design, installation, and administration. The firm operates as an actuarial and consulting firm preparing retirement plan documents under a volume submitter arrangement.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Multi-year contract | Quote-based professional services |
Go-to-market motion1 record
Distribution channels3 records
Marketing channels4 records
American Retirement Plan Services product offering
Product offeringCore offering
American Retirement Plan Services is an actuarial, consulting, design, and administration firm for tax-qualified retirement plans. The firm offers plan design, plan installation, ongoing plan administration, ERISA fidelity bond placement, and client consulting services for employer-sponsored retirement programs including 401(k) and defined benefit plans. ARPS operates as a volume submitter for plan documents and provides discrimination testing, Form 5500 preparation, and audit representation.
Product overview
American Retirement Plan Services (ARPS) is an actuarial, consulting, design and administration firm for tax-qualified retirement plans operating as a single unified service offering rather than a platform-plus-modules architecture. The core service portfolio consists of Plan Design, Plan Installation, Plan Administration, ERISA Bonds, and Client Consulting, supported by resource tools including Census Information forms, Business Information Reports, Annual Plan Limits references, and downloadable Forms. The company operates under a volume submitter for preparing retirement plan documents to comply with mandated law changes, and provides a Client Portal for existing clients to access their accounts.
Differentiator
Problem solved
Functional benefit
Products and services
- Plan Design Consultation-based retirement plan design service that identifies client goals and presents appropriate plan concepts, including review of existing plans for improvement recommendations. Targets employers seeking tax-qualified retirement plans.
- Plan Installation Service for implementing new retirement plans by collecting employee and business structure information to recommend and execute optimal plan options. Includes volume submitter document preparation to comply with mandated law changes.
- Plan Administration Comprehensive administrative functions including census data receipt, contribution calculations, discrimination testing, coverage testing, IRS form preparation (5500, 1096, 1099-R, Form 945), and ongoing participant support for employer-sponsored retirement plans.
- ERISA Bonds ERISA fidelity bond placement service provided through a referral partnership with Colonial Surety, offering plan asset and trustee coverage with referral code MD0142. Targets plan administrators and trustees requiring ERISA-compliant bonding.
- Client Consulting Consulting service using Census and Business Information forms to project and recommend optimal retirement plan alternatives for prospective employer clients evaluating new plan adoption or plan changes.
Companies that use American Retirement Plan Services
Customer profileSegments1 record
Ideal customer profiles1 record
American Retirement Plan Services technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
American Retirement Plan Services partnerships and signals
Strategic signalPartnerships
Two partnerships are on record, tiered core and minor.
- Strongpoint PartnerscoreARPS announced its partnership with Strongpoint Partners, marking Strongpoint's 20th partnership. This collaboration expands ARPS's coast-to-coast platform by integrating ARPS's expertise in tax-qualified retirement plans into Strongpoint's retirement services network across the U.S.
- Colonial SuretyminorARPS refers clients to Colonial Surety for ERISA fidelity bonds through a dedicated referral link. Clients use referral code MD0142 to apply for bonds directly, with ARPS tracking referrals.
Scale indicators2 records
Recent moves4 records
Expansion highlights4 records
American Retirement Plan Services competitors and assessment
Company assessmentBroad incumbents
- ADP Retirement Services: Large payroll-integrated 401(k) recordkeeper serving small and mid-sized employers — addresses the same employer customer base as ARPS, often bundling plan administration with HR/payroll services.
- Empower Retirement: One of the largest U.S. retirement plan recordkeepers and administrators serving 401(k), 403(b), and defined benefit plans — overlaps with ARPS in plan administration, testing, and compliance services but at far greater scale.
- Principal Financial Group (Retirement): National retirement plan provider offering recordkeeping, plan design, and administration for 401(k), 403(b), and defined benefit plans — directly comparable in service scope but at incumbent scale.
- OneDigital Retirement + Wealth: Large U.S. employee benefits advisory firm with a dedicated retirement plan consulting practice providing design, administration, and fiduciary services — competes with ARPS in the mid-market employer segment.
- Fidelity Workplace Investing: Major 401(k) recordkeeper and plan administration provider serving employers of all sizes — competes with ARPS for employer retirement plan mandates, especially in the small/mid-market segment ARPS targets.
Direct peers
- Sentinel Benefits & Financial Group: Mid-sized actuarial and retirement plan consulting firm offering plan design, administration, and compliance services — directly comparable in service mix and target customer (small/mid-market plan sponsors) to ARPS.
- ERISA Plan Advisors: Boutique retirement plan consulting firm providing 401(k) advisory, plan design, and fiduciary services to mid-market employers — comparable in size, niche specialization, and high-touch advisory positioning.
- Haefele Flanagan: Retirement plan administration and actuarial consulting firm serving defined benefit and 401(k) plan sponsors — operates in the same regional/mid-market segment as ARPS with a comparable comprehensive service stack.
- Strongpoint Partners: ARPS's parent platform and direct national peer — Strongpoint aggregates retirement plan advisory and actuarial firms; ARPS now operates as its 20th partner firm, making Strongpoint the closest comparison in scale, service mix, and target market.
- Milliman (Retirement Practice): Large actuarial consulting firm with a dedicated retirement plan practice providing compliance testing, Form 5500 preparation, and plan design — comparable in actuarial/consulting capabilities though serving larger plans than ARPS.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat3 records
Key risks5 records
Key highlights5 records
Customer concentration
American Retirement Plan Services social profiles
Digital presenceAmerican Retirement Plan Services financial estimates
Financial estimateRevenue estimate
Valuation estimate
American Retirement Plan Services leadership team
Management profileNumber of profiles
American Retirement Plan Services funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
American Retirement Plan Services M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about American Retirement Plan Services
What does American Retirement Plan Services do?
American Retirement Plan Services is an actuarial, consulting, design, and administration firm for tax-qualified retirement plans. The firm offers plan design, plan installation, ongoing plan administration, ERISA fidelity bond placement, and client consulting services for employer-sponsored retirement programs including 401(k) and defined benefit plans. ARPS operates as a volume submitter for plan documents and provides discrimination testing, Form 5500 preparation, and audit representation.
Is American Retirement Plan Services a public or private company?
American Retirement Plan Services is a private company. It is classified as corporate owned and is currently operating.
When was American Retirement Plan Services founded?
American Retirement Plan Services was founded in -1. It employs 11 to 50 people.
Where is American Retirement Plan Services based?
American Retirement Plan Services is headquartered in Hunt Valley, United States, in the North America region.
How does American Retirement Plan Services make money?
One revenue line is on record: retirement Plan Consulting Services.
Who are American Retirement Plan Services's main competitors?
Broad incumbents on record are ADP Retirement Services, Empower Retirement, Principal Financial Group (Retirement), OneDigital Retirement + Wealth and Fidelity Workplace Investing. Direct peers are Sentinel Benefits & Financial Group, ERISA Plan Advisors, Haefele Flanagan, Strongpoint Partners and Milliman (Retirement Practice).
Does American Retirement Plan Services have an API?
No public API is recorded for American Retirement Plan Services.
What industry is American Retirement Plan Services in?
American Retirement Plan Services's product category is Retirement Plan Administration & Actuarial Services. Its primary akta.pro industry code is FSAEABAE, Employer Retirement Plan Advisory (401(k)/Pension), with a secondary code of FSAEAAAD, Retirement & Pension Planning (401(k)/IRA). Its NAICS code is 523940 and its SIC code is 6282.