Massachusetts Capital Resource Company
- Company typePrivate
- Founded1977
- HeadquartersBoston, United States
- Headcount11–50
- GTM typeB2B
- OfferingServices
Massachusetts Capital Resource Company firmographics
Firmographics- Name
- Massachusetts Capital Resource Company
- Legal name
- Massachusetts Capital Resource Company
- Website
- https://masscapital.com
- Company type
- Private
- Founded year
- 1977
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Ownership category
- akta.pro rank
Where Massachusetts Capital Resource Company is headquartered
LocationHeadquarters
- HQ city
- Boston
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Massachusetts Capital Resource Company business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D
Revenue model
- Mezzanine Capital Investments: MCRC provides mezzanine capital through 5-10 year fixed rate subordinated notes with equity features such as warrants and equity co-investments. This junior capital fills the gap between senior debt and equity for Massachusetts businesses.
- Long-term Debt Financing: MCRC offers long-term debt financing options to support strategic growth initiatives, acquisitions, and recapitalizations for portfolio companies.
- Late-stage Venture Capital: MCRC provides equity co-investments and growth capital support, often alongside other institutional investors, to support portfolio company expansion.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Multi-year contract | Typical investment range |
Go-to-market motion1 record
Distribution channels1 record
Marketing channels3 records
Massachusetts Capital Resource Company product offering
Product offeringCore offering
Massachusetts Capital Resource Company is a private investment firm that provides mezzanine capital (subordinated debt with equity features), long-term debt financing, and late-stage venture capital equity co-investments to Massachusetts-based businesses. Typical transaction sizes range from $1-5 million.
Product overview
Massachusetts Capital Resource Company (MCRC) is a private investment firm providing mezzanine capital, long-term debt, and late-stage venture capital to Massachusetts-based businesses. Founded in 1977, MCRC offers financing solutions including 5-10 year fixed rate subordinated notes with equity features such as warrants and equity co-investments, with typical investment sizes ranging from $1 to $5 million. The firm supports strategic growth initiatives, acquisitions, management buyouts, and balance sheet recapitalizations across manufacturing, technology, software, healthcare, distribution, and service businesses. MCRC does not invest in retail or financial service industries. With $100 million in evergreen capital and a 49-year track record, MCRC has invested more than $840 million in over 375 companies.
Differentiator
Problem solved
Functional benefit
Products and services
- Mezzanine Capital Subordinated debt with equity features provided to Massachusetts-based businesses seeking growth capital in the $1-5 million range. The financing combines debt repayment with equity upside, suitable for companies needing flexible capital structures.
- Long-term Debt Financing Long-term debt capital provided to Massachusetts businesses, typically in the $1-5 million range, for companies requiring stable, extended financing for growth and expansion.
- Late-stage Venture Capital Co-investments Equity co-investments made alongside venture capital firms in late-stage Massachusetts companies. MCRC partners with VC firms to provide equity capital to growth-stage businesses.
Quantifiable outcome
- Over $840 million invested in 375 companies over 49 years
- +1 more outcomes
Companies that use Massachusetts Capital Resource Company
Customer profileNamed customers10 records
Segments5 records
Ideal customer profiles1 record
Massachusetts Capital Resource Company technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Massachusetts Capital Resource Company partnerships and signals
Strategic signalScale indicators3 records
Recent moves6 records
Expansion highlights3 records
Massachusetts Capital Resource Company competitors and assessment
Company assessmentDirect peers
- Massachusetts Growth Capital Corporation: Massachusetts state-chartered economic development finance company providing debt and equity capital to MA-based small and mid-sized businesses. Most directly comparable peer given the overlapping MA-only mandate, lower mid-market check size, and growth-stage focus.
- Saratoga Investment Corp: Externally managed BDC providing first-lien, second-lien, and mezzanine debt to lower mid-market U.S. companies, with typical check sizes of $5–30M. Comparable in lower mid-market credit focus and junior capital orientation, though publicly traded and slightly larger.
- Capitala Group: Private investment firm providing debt and equity capital to lower middle-market companies. Highly comparable in target market and check size, though geographically broader than MCRC's MA-only mandate.
- PGIM Private Capital: Insurance-backed (Prudential Financial) private debt and mezzanine arm that invests across the capital structure of mid-market companies. Highly comparable in structure and insurance-LP funding model, though at materially larger scale than MCRC.
Broad incumbents
- Main Street Capital: Largest lower middle-market BDC, providing debt and equity capital to companies with $5–50M EBITDA. Comparable in target market and lower mid-market orientation, but operates at substantially larger scale and is publicly traded.
- New Mountain Finance Corporation: BDC affiliated with New Mountain Capital, providing senior and junior debt to middle-market companies. Comparable in direct lending and junior capital focus, but operates at significantly larger scale with PE sponsor backing.
- Golub Capital: One of the largest middle-market direct lenders, providing senior, unitranche, and junior debt to U.S. companies. Comparable in direct lending focus, but at a much larger scale and with a broader product set that increasingly overlaps MCRC's niche.
- PennantPark: Specialty finance firm operating as a BDC, providing direct lending to middle-market private equity-backed companies. Comparable in direct lending and middle-market focus, but at materially larger scale and with a sponsor-backed deal emphasis.
Regional players
- Cambridge Savings Bank: Massachusetts-based community bank providing commercial lending and cash management to MA-based businesses. Operates in MCRC's geographic market with an overlapping customer base, but provides senior bank debt rather than mezzanine capital.
Emerging players
- Trinity Capital: Specialty finance company providing venture debt, equipment financing, and growth capital to venture and growth-stage companies. Comparable in growth-stage capital focus, but emphasizes venture debt rather than mezzanine.
Market position
Strengths4 records
Weaknesses5 records
Competitive moat3 records
Key risks6 records
Key highlights7 records
Customer concentration
Massachusetts Capital Resource Company social profiles
Digital presenceMassachusetts Capital Resource Company financial estimates
Financial estimateRevenue estimate
Valuation estimate
Massachusetts Capital Resource Company leadership team
Management profileNumber of profiles
Profiles7 records
Massachusetts Capital Resource Company funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Massachusetts Capital Resource Company M&A and investment
M&A and investmentM&A4 records
Investments28 records
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Massachusetts Capital Resource Company
What does Massachusetts Capital Resource Company do?
Massachusetts Capital Resource Company is a private investment firm that provides mezzanine capital (subordinated debt with equity features), long-term debt financing, and late-stage venture capital equity co-investments to Massachusetts-based businesses. Typical transaction sizes range from $1-5 million.
Is Massachusetts Capital Resource Company a public or private company?
Massachusetts Capital Resource Company is a private company. It is classified as corporate owned and is currently operating.
When was Massachusetts Capital Resource Company founded?
Massachusetts Capital Resource Company was founded in 1977. It employs 11 to 50 people.
Where is Massachusetts Capital Resource Company based?
Massachusetts Capital Resource Company is headquartered in Boston, United States, in the North America region.
How does Massachusetts Capital Resource Company make money?
Three revenue lines are on record. Mezzanine Capital Investments are the primary driver. The others are long-term Debt Financing and late-stage Venture Capital.
Who are Massachusetts Capital Resource Company's main competitors?
Direct peers on record are Massachusetts Growth Capital Corporation, Saratoga Investment Corp, Capitala Group and PGIM Private Capital. Broad incumbents are Main Street Capital, New Mountain Finance Corporation, Golub Capital and PennantPark. Cambridge Savings Bank is listed as a regional player. Trinity Capital is listed as an emerging player.
Does Massachusetts Capital Resource Company have an API?
No public API is recorded for Massachusetts Capital Resource Company.