Tribal First
Tribal First is a San Diego-based specialized insurance and risk-management program (part of Alliant) serving tribal governments and enterprises—gaming, construction, housing, and employee benefits—across the U.S. and Canada's First Nations since 1993.
- Company typePrivate
- Founded1993
- HeadquartersSan Diego, United States
- Headcount51–100
- GTM typeB2B
- OfferingServices
What Tribal First does
Tribal First is a specialized insurance and risk management program operating under Alliant Specialty Insurance Services, Inc. (via Alliant Underwriting Solutions) that has focused exclusively on tribal governments and enterprises since 1993. Headquartered in San Diego with 51-100 employees, the company positions itself as the nation's largest provider of insurance solutions to tribal nations, serving segments spanning tribal governments, gaming and hospitality, construction, housing authorities, alternative-energy ventures, and broader tribal business enterprises across the United States and, via its Tribal Canada platform, Canada's First Nations.
The company's product surface is broad and vertical-specific: casualty, property, workers' compensation, excess liability, self-insurance, cyber liability (marketed as the only such program built for Indian Country), and EarthFirst environmental liability, alongside enterprise programs including a Tribally Controlled Insurance Program (TCIP) for construction and specialized gaming coverage. Its TribalCare suite delivers employee benefits—health administration, TribalCare Rx pharmacy management, TribalCare Re medical stop-loss, TribalCare Wellbeing wellness, and the TribalCare Connect clinic portal—integrated with tribal health facilities and IHS/PRC programs. Technology is delivered through the browser-based Origami claims system (real-time loss and claims data, examiner notes, reserves, and a Reporter function generating OSHA and financial reports, accessed via Okta SSO) and the TribalCare Connect portal, which includes predictive informatics for population health and cost forecasting.
Revenue is generated through insurance premiums backed by 'A' rated insurers, employee-benefits administration (managed services), and risk-management consulting (professional services). Go-to-market is a direct, consultative enterprise sales motion executed by regional producers and account executives across San Diego (HQ), Connecticut, Washington, California, Iowa, Alaska, and Minnesota, with no marketplace or self-service channel. Pricing is quote-based, customized to each tribal nation's risk profile, and typically structured as multi-year contracts; specific figures are not publicly disclosed.
Tribal First firmographics
Firmographics- Name
- Tribal First
- Legal name
- Alliant Specialty Insurance Services, Inc.
- Website
- https://tribalfirst.com
- Company type
- Private
- Founded year
- 1993
- Operating status
- Operating
- Headcount range
- 51–100 employees
- Short description
- Tribal First is a San Diego-based specialized insurance and risk-management program (part of Alliant) serving tribal governments and enterprises—gaming, construction, housing, and employee benefits—across the U.S. and Canada's First Nations since 1993.
- Ownership category
- akta.pro rank
Where Tribal First is headquartered
LocationHeadquarters
- HQ city
- San Diego
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Tribal First business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Others
Revenue model
- Insurance Premiums: Collection of insurance premiums from tribal governments and enterprises for coverage including casualty, property, workers' compensation, cyber liability, environmental liability, excess liability, self-insurance programs, and tribal enterprise insurance (construction, gaming, hospitality). Programs backed by 'A' rated insurers.
- Employee Benefits Administration: Comprehensive employee benefits services including health administration, pharmacy plan management (TribalCare Rx), medical stop-loss coverage (TribalCare Re), wellness programs, and PRC/Tribal Clinic Portal administration. Services include plan design, plan administration, claims administration, clinical care management, and proprietary stop loss.
- Risk Management Consulting: Risk control consulting services including workers' compensation mitigation, fleet safety analysis, regulatory compliance, program development, ergonomics, industrial hygiene, training services, and Total Cost of Risk (TCOR) reduction solutions. Services include unlimited phone and email access with prompt response, monthly risk alerts, and access to targeted industry experts.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Multi-year contract | Customized insurance programs tailored to tribal nation requirements |
Go-to-market motion2 records
Distribution channels1 record
Marketing channels7 records
Tribal First product offering
Product offeringCore offering
Tribal First is a specialized insurance program that provides insurance, risk management, and employee benefits solutions exclusively to tribal governments and tribal enterprises across the United States and Canada. The company places coverage through A-rated insurers across casualty, property, workers' compensation, cyber liability, environmental liability, excess liability, self-insurance, tribal gaming, tribal construction, and tribal housing authority lines. It also delivers employee benefits administration (health, pharmacy, stop-loss, wellness, tribal clinic portal) and risk control consulting via its TribalCare and Origami platforms.
Product overview
Tribal First is the nation's largest provider of insurance solutions to tribal nations, operating as a specialized program of Alliant Underwriting Solutions since 1993. The company offers a comprehensive and integrated platform combining insurance solutions, employee benefits, and risk management services. Insurance Solutions form the core offering with coverage types including Casualty, Excess Liability, Property, Workers' Compensation, Self-Insurance, Cyber Liability, Environmental Liability (EarthFirst), and Premier Housing. Tribal Enterprises provides industry-specific programs for Construction (including TCIP) and Gaming sectors. Employee Benefits are delivered through the TribalCare sub-brand encompassing Health Administration, TribalCare Rx (Pharmacy), TribalCare Re (Medical Stop-Loss), TribalCare Wellbeing (Wellness), and TribalCare Connect (Tribal Clinic Portal). Risk Management Solutions include Risk Control Consulting and a Resource Center with Training, Webinars, and newsletters. Claims services are powered by the Origami browser-based system. The company also operates Tribal Canada for First Nations and provides specialized solutions for tribal housing through Premier Housing.
Differentiator
Problem solved
Functional benefit
Brands
- EarthFirst: Site pollution liability insurance product designed specifically for tribal nations, addressing various pollution liability protection needs including clean-up, bodily injury, and property damage.
- TribalCare
- Tribal Canada
- Tribally Controlled Insurance Program (TCIP)
Products and services
- Casualty Insurance
Quantifiable outcome
- 250,000+ claims handled in Indian Country
- +1 more outcomes
Companies that use Tribal First
Customer profileSegments6 records
Ideal customer profiles5 records
Tribal First technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration12 records
AI capability1 record
Feature2 records
Tribal First partnerships and signals
Strategic signalPartnerships
Eleven partnerships are on record, tiered core and minor.
- AetnacoreNetwork partnership providing health administration services through TribalCare platform, connecting tribal members to Aetna's healthcare provider network for claims administration and medical services.
- AnthemcoreNetwork partnership providing health administration services through TribalCare platform, connecting tribal members to Anthem's healthcare provider network.
- Blue Cross Blue Shield of ArizonacoreNetwork partnership providing health administration services for tribal members in Arizona through TribalCare platform.
- Blue Cross Blue Shield of MinnesotacoreNetwork partnership providing health administration services for tribal members in Minnesota through TribalCare platform.
- Blue Cross Blue Shield of NebraskacoreNetwork partnership providing health administration services for tribal members in Nebraska through TribalCare platform.
- Blue Cross Blue Shield of North DakotacoreNetwork partnership providing health administration services for tribal members in North Dakota through TribalCare platform.
- CignacoreNetwork partnership providing health administration services through TribalCare platform, connecting tribal members to Cigna's healthcare provider network.
- Health Care Service Corporation (HCSC)coreNetwork partnership providing health administration services for tribal members through Blues plans in Montana, New Mexico, Oklahoma, and Texas through TribalCare platform.
- PremeracoreNetwork partnership providing health administration services for tribal members in Alaska and Washington through TribalCare platform.
- Wellmark Blue Cross Blue ShieldcoreNetwork partnership providing health administration services for tribal members in South Dakota and Iowa through TribalCare platform.
- WASP (Wildfire Safety Partner)minorPartnership to fight wildfire threats affecting tribal lands. WASP provides specialized wildfire risk management and safety services in collaboration with Tribal First's risk management consulting practice.
Scale indicators4 records
Recent moves6 records
Expansion highlights5 records
Tribal First competitors and assessment
Company assessmentBroad incumbents
- Willis Towers Watson: Global advisory and broking firm offering risk, benefits, and specialty coverage overlapping with Tribal First's consulting and benefits lines.
- Alliant Insurance Services: The parent brokerage of Tribal First; a large specialty insurance broker offering programs across many verticals, of which tribal is one niche.
- Arthur J. Gallagher & Co. Global insurance brokerage and risk management firm with public-entity and specialty program units that overlap with tribal government and enterprise insurance needs.
- Marsh McLennan: Global broker offering property/casualty, benefits, and risk consulting to large institutions, overlapping with Tribal First's full-service model at greater scale.
- HUB International: Large North American brokerage with specialty and program divisions that could serve tribal governments and enterprises, overlapping Tribal First's offerings.
- Brown & Brown Insurance: Diversified insurance intermediary with program/MGA operations serving niche verticals, comparable to Tribal First's specialty-program business model.
- USI Insurance Services: National broker providing property/casualty, employee benefits, and risk consulting to institutional clients, overlapping Tribal First's integrated service suite.
Others
- Origami Risk: Provider of the browser-based claims and risk management technology platform used by Tribal First; an enabling technology vendor rather than a competitor.
Emerging players
- Gaming and Leisure Insurance Specialists: Niche insurers focused on casino/gaming and hospitality risk overlap with Tribal First's tribal gaming and hospitality coverage segment.
Direct peers
- AMERIND Risk: A 100% tribally-owned risk pool providing property, casualty, and employee benefits coverage exclusively to tribes and tribal enterprises, directly competing with Tribal First in the Native American insurance niche.
Market position
Strengths5 records
Weaknesses4 records
Competitive moat5 records
Key risks5 records
Key highlights6 records
Customer concentration
Tribal First social profiles
Digital presenceTribal First financial estimates
Financial estimateRevenue estimate
Valuation estimate
Tribal First leadership team
Management profileNumber of profiles
Profiles4 records
Tribal First subsidiaries and ownership
Company hierarchySubsidiaries3 records
Tribal First funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Tribal First M&A and investment
M&A and investmentM&A2 records
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Tribal First
What does Tribal First do?
Tribal First is a specialized insurance program that provides insurance, risk management, and employee benefits solutions exclusively to tribal governments and tribal enterprises across the United States and Canada. The company places coverage through A-rated insurers across casualty, property, workers' compensation, cyber liability, environmental liability, excess liability, self-insurance, tribal gaming, tribal construction, and tribal housing authority lines. It also delivers employee benefits administration (health, pharmacy, stop-loss, wellness, tribal clinic portal) and risk control consulting via its TribalCare and Origami platforms.
Is Tribal First a public or private company?
Tribal First is a private company. It is classified as corporate owned and is currently operating.
When was Tribal First founded?
Tribal First was founded in 1993. It employs 51 to 100 people.
Where is Tribal First based?
Tribal First is headquartered in San Diego, United States, in the North America region.
How does Tribal First make money?
Three revenue lines are on record. Insurance Premiums are the primary driver. The others are employee Benefits Administration and risk Management Consulting.
Who are Tribal First's main competitors?
Broad incumbents on record are Willis Towers Watson, Alliant Insurance Services, Arthur J. Gallagher & Co., Marsh McLennan, HUB International, Brown & Brown Insurance and USI Insurance Services. Origami Risk is listed as an others. Gaming and Leisure Insurance Specialists is listed as an emerging player. AMERIND Risk is listed as a direct peer.
Does Tribal First have an API?
No public API is recorded for Tribal First.