Name

Odealim

Legal name

Odealim SAS

Website

https://odealim.com

Company type

Private

Founded year

2018

Operating status

Operating

Headcount range

101–250 employees

Ownership category

akta.pro rank

Product category

Insurance Brokerage

NAICS

Finance and Insurance (52), Mortgage and Nonmortgage Loan Brokers (522310)

SIC

Insurance Agents, Brokers & Service (6411), Loan Brokers (6163)

akta.pro primary industry

Debt & Structured Finance / Mortgage Brokerage (BPAJABAK)

akta.pro secondary industries

Fraud Detection, Identity & KYC/AML for Mortgages (FSALALAH), Real Estate Transaction Advisory & Due Diligence (FSAEAJAJ)

Keywords

• Real estate insurance
• Insurance brokerage
• Rent guarantee insurance
• Tenant verification platform
• Mortgage brokerage

Headquarters

HQ city

Paris

HQ country

France

HQ region

Europe

Offices10 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Insurance brokerage commissions: Odealim earns commissions from insurance products sold through its network, including property insurance, liability coverage, lender insurance, and construction insurance (Dommages-Ouvrage). Revenue is generated from policy premiums as a broker intermediary between insurers and clients.
2. Credit/financing brokerage fees: Through Artémis Courtage (acquired in August 2021), Odealim earns brokerage fees on mortgage and real estate financing products, connecting borrowers with banks and lenders.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels5 records

Core offering

Odealim is a French insurance and financing brokerage firm that distributes real estate insurance products and mortgage financing solutions through its network of 90 agencies. The company brokers property insurance (multi-risk building, construction, landlord, tenant, professional liability, cyber) and offers LEBONLOC, an AI-powered tenant certification platform. It also provides credit brokerage services through Artémis Courtage for individuals and real estate professionals.

Product overview

Odealim is a French insurance and real estate financing broker specializing in property insurance. The company operates a platform-plus-modules architecture offering core insurance products for buildings, landlords, and real estate professionals, complemented by specialized add-on modules. The product portfolio includes Multirisque Immeuble and Dommages-Ouvrage as foundational building coverage products, paired with landlord-focused solutions like Garantie des Loyers Impayés (GLI), Pack Bailleur Individuel, and Propriétaire Non-Occupant (PNO). LEBONLOC serves as an AI-powered certification platform for tenant verification. Artémis Courtage (acquired in August 2021) provides mortgage financing and borrower insurance brokerage, integrated into the network of 90+ agencies. Additional products include Cyber Secure for digital protection, Risques d'Entreprise for business coverage, and Assur Sérénité Immeuble for emergency building assistance. The company positions itself as a comprehensive one-stop provider for real estate insurance and financing needs.

Differentiator

Problem solved

Functional benefit

Brands

• LEBONLOC: AI-powered certification and document verification tool for tenant dossier authentication and fraud detection, co-built by Odealim.
• Cautioneo

Products and services

• Multirisque Immeuble
• Dommages-Ouvrage Structural defect insurance covering construction flaws and defects, enabling rapid indemnification without legal proceedings against the contractor.
• Protection Juridique (Co-ownership) Legal protection insurance covering legal fees and providing assistance with dispute resolution for building and landlord disputes in co-ownership settings.
• Charges De Copropriété Impayées (Assur Tréso) Insurance covering unpaid co-ownership charges, providing financial protection and legal support for managing delinquent owners.
• Immobilier d'Entreprises et Risques Industriels Commercial real estate and industrial risk insurance covering property damage, financial losses, and specialized coverage for complex risks.
• Garantie Financière et RC Professionnelle Financial guarantee and professional liability insurance for real estate professionals, covering mandated guarantees and professional responsibilities.
• Risques d'Entreprise Business risk insurance covering general liability, director liability, machine breakage, fleet insurance, cyber security, and professional protection.
• Cyber Secure Cyber security insurance providing financial, legal, and reputational protection against digital intrusions, including emergency technical support and legal advice.
• Garantie des Loyers Impayés (GLI) Professionnels Guaranteed rent insurance for professionals covering unpaid rents, property damage, and litigation costs for property managers and landlords.
• Assurance des Loyers Impayés Particuliers Rent guarantee insurance for individual landlords covering unpaid rents up to 96,000 euros, property damage, and legal costs through Cautioneo brand.
• Garantie Locataire Cautioneo Tenant guarantee service enabling renters without traditional guarantors to secure housing by providing certification of their application in under 24 hours.
• Propriétaire Non-Occupant (PNO) Landlord insurance for non-occupying property owners covering civil liability, property damage, and loss of rent during vacancy periods.
• Multirisque Habitation (MRH) Comprehensive home insurance covering fire, water damage, theft, natural disasters, and civil liability for tenants and homeowners.
• Pack Bailleur Individuel (PBI) Comprehensive landlord bundle covering unpaid rent, premature tenant departure, property damage, litigation costs, and owner non-occupant coverage, backed by L'ÉQUITÉ underwriting.
• Garantie Revente Resale guarantee insurance covering loss of value when property is sold prematurely due to life events like job loss, divorce, or invalidity within 5-10 years of purchase.
• Garantie Carence et Vacance Locative Coverage for loss of rental income during void periods when a property is unoccupied, either during first rental (carence) or between tenants (vacancy).
• Protection Juridique Bailleur Legal protection for landlords covering disputes with tenants, neighbors, service providers, and co-ownership matters, including litigation costs.
• LEBONLOC AI-powered tenant certification and document verification platform that performs automated checks across 100+ control points, detecting fraud and ensuring regulatory compliance in real-time for property professionals, with API integration to property management software.
• Prêt Immobilier (Artémis Courtage) Real estate loan brokerage service providing personalized guidance on credit selection and borrower insurance, with access to best rates through Artémis Courtage network.
• Assurance Emprunteur Loan protection insurance covering death, total permanent disability, and temporary work incapacity, with digital pathways and automatic contract comparison.

Quantifiable outcome

• Document certification in minutes — 100% of candidates receive an instant result
• +2 more outcomes

Segments4 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration13 records

AI capability5 records

Feature1 record

Partnerships

Three partnerships are on record, tiered core.

• CautioneocoreOthers · 1 April 2022Cautioneo is a tenant guarantee provider that joined the Odealim group in April 2022. The product offers tenant guarantee solutions for renters without traditional guarantors, complementing Odealim's landlord insurance offerings (GLI - Garantie des Loyers Impayés). Cautioneo's platform analyzes renter dossiers using 196 control points.
• Artemis Courtage (Artémis Courtage)coreOthers · 31 August 2021Artemis Courtage (also styled Artémis Courtage) was a French credit and insurance broker for individuals, merged with Odealim in August 2021. The merger created the leading entity in France for real estate insurance and financing, expanding Odealim's network to 90 agencies and broadening service offerings to include mortgage financing and borrower insurance.
• Corim broker networkcoreChannel Partner/ Reseller/ DistributorOdealim is part of the Corim insurance broker network, which distributes Odealim's insurance products through affiliated brokers across France.

Scale indicators4 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• Verspieren: French family-owned insurance and reinsurance broker serving corporate and real estate clients; directly comparable to Odealim as a domestic multi-line broker with B2B and B2C capabilities.
• April Group: Euronext-listed French insurance broker with strong positions in health, property, and loan insurance for individuals and professionals; overlaps with Odealim's broker-led model across both consumer and professional lines.
• Diot-Siaci: PE-backed French insurance and reinsurance broker formed from the merger of Diot and Siaci Saint Honoré; a closely comparable mid-market French broker with corporate focus and active M&A strategy.
• SPB (Société de Protection des Biens): French insurance and service broker specialising in affinity, household, and electronic device coverage via partner distribution; comparable to Odealim in the broker intermediation model, though more affinity-channel focused.
• Howden France (formerly Premium Group): French insurance broker now part of the Howden group, serving SMEs and large accounts across property, liability, and specialty lines; comparable as a mid-market French broker with international backing.
• CEGEMA: French insurance broker specialised in real estate professionals and co-ownership; directly comparable to Odealim's core syndicate, co-ownership, and property manager focus.

Broad incumbents

• Aon France: Global insurance broker with a sizeable French practice serving large corporates and real estate accounts; overlaps with Odealim's commercial real estate and risk engineering capabilities but at much larger scale and broader scope.
• Marsh France: Global broker (Marsh & McLennan) with strong French presence in commercial property, casualty, and credit insurance; competes with Odealim in the commercial real estate segment but operates as part of a much wider portfolio.
• AXA France: France's largest insurer and a major distribution channel for property and landlord insurance; relevant to Odealim both as a carrier relationship and as a vertically integrated competitor with direct and brokered channels.
• Arthur J. Gallagher France: Global insurance broker with French operations in commercial property, real estate, and construction risks; comparable to Odealim in its real estate and construction lines, with broader international footprint.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• YouTubeyoutube.com/channel/UC7oa2O-MXf8MtxUB65hlODg
• LinkedInlinkedin.com/company/groupe-odealim
• Instagraminstagram.com/Odealim_
• Facebookfacebook.com/FR.Odealim

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles3 records

Subsidiaries2 records

Funding overview

Funding rounds1 record

Investors1 record

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A2 records

Investments1 record

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Odealim