ARTEMIS COURTAGE
- Company typePrivate
- Founded2009
- HeadquartersParis, France
- Headcount101–250
- GTM typeB2C
- OfferingServices
ARTEMIS COURTAGE firmographics
Firmographics- Name
- ARTEMIS COURTAGE
- Legal name
- Artémis Courtage
- Website
- https://artemiscourtage.com
- Company type
- Private
- Founded year
- 2009
- Operating status
- Operating
- Headcount range
- 101–250 employees
- Ownership category
- akta.pro rank
ARTEMIS COURTAGE industry classification
Industry- Product category
- Mortgage Brokerage
- NAICS
- Offices of Real Estate Agents and Brokers (531210), Offices of Real Estate Agents and Brokers (53121)
- SIC
- Loan Brokers (6163), Mortgage Bankers & Loan Correspondents (6162)
- akta.pro primary industry
- Hard Money & Private Mortgage Lending Intermediation (FSAEAEAH)
Keywords
Where ARTEMIS COURTAGE is headquartered
LocationHeadquarters
- HQ city
- Paris
- HQ country
- France
- HQ region
- Europe
Offices27 records
Markets served
ARTEMIS COURTAGE business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure, Others
Revenue model
- Mortgage and loan brokerage commissions: Artémis Courtage earns commissions from banking partners (80+ partner banks) when loans are successfully placed. These fees are typically paid by the lending bank, not the borrower. For new-build real estate brokerage, fees are paid by developer partners with no surcharge to the client.
- Insurance and related product referrals: Following the Odealim acquisition (August 2021), Artémis Courtage cross-sells insurance products (creditor insurance, rent guarantee via Cautioneo, property insurance) with commissions generated on policy placements.
- Artémis International - non-resident financing advisory: A dedicated team for expatriates and non-residents seeking French property financing, generating fees through the same loan placement commission structure.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Pay-as-you-go | Loan brokerage fees covered by banking/developer partners |
| Transaction based/ take rate | Monthly | Rent guarantee insurance (Cautioneo) - 2.75% of rent inclusive of charges |
Go-to-market motion2 records
Distribution channels5 records
Marketing channels6 records
ARTEMIS COURTAGE product offering
Product offeringCore offering
Artémis Courtage is a French mortgage and credit brokerage intermediary that connects individual and professional clients with 80+ banking partners to arrange real estate financing, credit consolidation, loan refinancing, borrower insurance, professional loans, wealth management advisory, and new-build property purchases. Revenue is generated primarily through commissions paid by lending banks and developer partners rather than direct client fees. Distribution combines 100+ physical agencies across France, a website with online simulators, and remote advisory (phone, email, video).
Product overview
Artémis Courtage operates as an omnichannel mortgage and financial brokerage platform offering a portfolio of interconnected services centered on real estate financing. The core offering spans mortgage brokerage (Crédit Immobilier), credit consolidation (Regroupement de Crédits), loan refinancing (Rachat de Crédit), loan insurance (Assurance de Prêt), and professional financing. Adjacent services include Gestion Privée (wealth advisory) and Courtage en Immobilier Neuf (new-build property brokerage). A dedicated sub-product, Artémis International, extends services to non-resident and expatriate buyers. The group also distributes third-party rental guarantee insurance (Assurance Loyers Impayés via Cautioneo partnership). A suite of digital simulator tools (mortgage calculator, PTZ eligibility, notary fees, amortization table) complements the advisory services. The company operates 100 physical agencies across France with 80+ banking partners, augmented by online and video-based remote services.
Differentiator
Problem solved
Functional benefit
Brands
- Artémis International: Dedicated division for international financing serving French expatriates and foreign residents seeking to purchase property in France
Products and services
- Crédit Immobilier (Mortgage Brokerage)
- Regroupement de Crédits (Credit Consolidation)
- Rachat de Crédit (Loan Refinancing)
- Assurance de Prêt (Borrower Insurance Brokerage)
- Financement Professionnel (Professional Financing)
- Gestion Privée (Private Wealth Advisory)
- Courtage en Immobilier Neuf (New-Build Property Brokerage)
- Artémis International (Non-Resident Financing)
- Cautioneo Rent Guarantee Insurance
Quantifiable outcome
- 340,000+ clients financed since founding in 2009
- +4 more outcomes
Companies that use ARTEMIS COURTAGE
Customer profileNamed customers2 records
Segments5 records
Ideal customer profiles5 records
ARTEMIS COURTAGE technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
ARTEMIS COURTAGE partnerships and signals
Strategic signalPartnerships
Six partnerships are on record, tiered core and flagship.
- Avantage CourtagecoreArtémis Courtage acquired a majority stake in Avantage Courtage in September 2021. Avantage Courtage specializes in real estate credit brokerage and new property sales in France. The acquisition was intended to strengthen Artémis's position in the Paris region and expand its service offerings.
- OdealimflagshipOdealim, France's leading insurance brokerage group specializing in property insurance, acquired Artémis Courtage in August 2021. The acquisition aimed to build France's leading combined insurance and financing advisory group. Odealim brought its digital distribution capabilities while Artémis contributed its nationwide 90-branch physical network. Artémis continues to operate under its own brands (Artémis Courtage, Carte Financement, Gestion Privée, Rescue Finances, Valorama). Odealim is backed by TA Associates (since 2018) and Raise Investissement.
- 80+ Banking PartnerscoreArtémis Courtage works with over 80 banking partners to negotiate the best financing conditions for its clients. These partner banks submit offers through Artémis's intermediary network, generating commission-based revenue for each successfully placed loan.
- CautioneocoreCautioneo is a rent guarantee insurance provider ranked #1 among comparators. Artémis Courtage resells Cautioneo's rent insurance products to its property investor clients, earning brokerage commissions. Cautioneo offers 100% rent guarantee, tenant dossier certification within 24 hours, and is backed by Sada Assurances, MNCAP, Allianz, Fidelidade, and Wakam insurance groups.
- Odealim (parent group - insurance partners)coreUnder the Odealim parent group, Artémis Courtage has access to a broader ecosystem of insurance partners including Sada Assurances, MNCAP, Allianz, Fidelidade, and Wakam (ex La Parisienne Assurances), collectively covering 225,000+ insured lots.
- Property Developers (Promoteurs)coreArtémis Courtage partners with property developers (promoteurs) for its new-build brokerage division. Developers pay Artémis's brokerage fees, allowing the company to offer no direct cost to clients. Partners include major French property developers shown in the new-build section's partner logos.
Scale indicators8 records
Recent moves8 records
Expansion highlights6 records
ARTEMIS COURTAGE competitors and assessment
Company assessmentEmerging players
- Pretto: Digital-native French mortgage broker that has scaled rapidly with a pure-online model, competing with Artémis for the same borrowers through a lower-cost digital experience.
- Younited Credit: French consumer credit platform with proprietary lending and brokerage, an adjacent peer in the credit intermediation space with overlap on personal loan and refinancing products.
- Magnolia (formerly Magnolia.fr): French digital mortgage broker with an agency and online hybrid model, overlapping with Artémis on residential mortgage intermediation for individual borrowers.
Direct peers
- Vousfinancer: French mortgage broker with both agency and digital channels, offering a directly comparable mortgage intermediation proposition to Artémis's hybrid model.
- ACE Crédit: French mortgage and credit brokerage network with multiple physical branches and bank partnerships, broadly comparable to Artémis in target market and service mix.
- BoursedesCrédits: Online-first French mortgage and credit consolidation broker, directly comparable to Artémis's mortgage and credit restructuring offerings though lighter on physical presence.
- CAFPI: Major French mortgage broker with a multi-branch network and multi-bank panel, directly competing with Artémis for residential mortgage brokerage volume.
- Meilleurtaux: One of France's largest mortgage broker networks with both physical branches and digital tools, directly comparable to Artémis in offering mortgage intermediation across a multi-bank panel.
- Cap Crédit: Franchise-based French mortgage broker network whose franchisees operate alongside Artémis's own agency network, directly comparable on branch-level economics and product mix.
Broad incumbents
- Odealim: Parent group of Artémis and a leading French insurance brokerage group; comparable as a broader insurance and financing advisory platform of which Artémis is the financing arm.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
ARTEMIS COURTAGE social profiles
Digital presenceARTEMIS COURTAGE financial estimates
Financial estimateRevenue estimate
Valuation estimate
ARTEMIS COURTAGE leadership team
Management profileNumber of profiles
Profiles12 records
ARTEMIS COURTAGE subsidiaries and ownership
Company hierarchySubsidiaries6 records
ARTEMIS COURTAGE funding detail
Funding detailFunding overview
Funding rounds1 record
Investors1 record
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
ARTEMIS COURTAGE M&A and investment
M&A and investmentM&A1 record
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about ARTEMIS COURTAGE
What does ARTEMIS COURTAGE do?
Artémis Courtage is a French mortgage and credit brokerage intermediary that connects individual and professional clients with 80+ banking partners to arrange real estate financing, credit consolidation, loan refinancing, borrower insurance, professional loans, wealth management advisory, and new-build property purchases. Revenue is generated primarily through commissions paid by lending banks and developer partners rather than direct client fees. Distribution combines 100+ physical agencies across France, a website with online simulators, and remote advisory (phone, email, video).
Is ARTEMIS COURTAGE a public or private company?
ARTEMIS COURTAGE is a private company. It is classified as private equity controlled and is currently operating.
When was ARTEMIS COURTAGE founded?
ARTEMIS COURTAGE was founded in 2009. It employs 101 to 250 people.
Where is ARTEMIS COURTAGE based?
ARTEMIS COURTAGE is headquartered in Paris, France, in the Europe region.
How does ARTEMIS COURTAGE make money?
Three revenue lines are on record. Mortgage and loan brokerage commissions are the primary driver. The others are insurance and related product referrals and artémis International - non-resident financing advisory.
Who are ARTEMIS COURTAGE's main competitors?
Emerging players on record are Pretto, Younited Credit and Magnolia (formerly Magnolia.fr). Direct peers are Vousfinancer, ACE Crédit, BoursedesCrédits, CAFPI, Meilleurtaux and Cap Crédit. Odealim is listed as a broad incumbent.
Does ARTEMIS COURTAGE have an API?
No public API is recorded for ARTEMIS COURTAGE.
What industry is ARTEMIS COURTAGE in?
ARTEMIS COURTAGE's product category is Mortgage Brokerage. Its primary akta.pro industry code is FSAEAEAH, Hard Money & Private Mortgage Lending Intermediation. Its NAICS code is 531210 and its SIC code is 6163.