Xerius
- Company typePrivate
- Founded1975
- HeadquartersAntwerp, Belgium
- Headcount251–500
- GTM typeB2B and B2C
- OfferingServices
Xerius firmographics
Firmographics- Name
- Xerius
- Legal name
- Xerius
- Website
- https://xerius.be
- Company type
- Private
- Founded year
- 1975
- Operating status
- Operating
- Headcount range
- 251–500 employees
- Ownership category
- akta.pro rank
Xerius industry classification
Industry- Product category
- Social Security and Insurance Services for Self-Employed
- NAICS
- Health and Welfare Funds (525120), Health and Welfare Funds (52512), Insurance and Employee Benefit Funds (5251), Professional Employer Organizations (561330)
- SIC
- Accident & Health Insurance (6321), Life Insurance (6311)
- akta.pro primary industry
- Association & PEO Group Health Plans (AHP/PEO-Sponsored) (FSAIAFAH)
- akta.pro secondary industry
- Claims Management & Digital FNOL Platforms (FSAGAGAC)
Keywords
Where Xerius is headquartered
LocationHeadquarters
- HQ city
- Antwerp
- HQ country
- Belgium
- HQ region
- Europe
Offices1 record
Markets served
Xerius business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure
Revenue model
- Social Security Contributions: Xerius, as a social insurance fund (sociaal verzekeringsfonds), collects quarterly social contributions from affiliated self-employed individuals. These contributions provide coverage for pension, healthcare, disability, maternity leave, and other social protections. The fund manages these contributions on behalf of the Belgian social security system.
- Insurance Products: Xerius offers supplementary pension and insurance products including VAPZ (supplementary pension for self-employed), IPT (Individual Pension Commitment for company directors), POZ (Pension Agreement for Self-employed), disability income insurance, and life insurance. These products generate premium revenue.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Monthly | OkiOki Start - Digital administration for entrepreneurs and accountants |
| Other | Pay-as-you-go | Pension Advisory Services |
Go-to-market motion2 records
Distribution channels3 records
Marketing channels6 records
Xerius product offering
Product offeringCore offering
Xerius is a Belgian social security fund (sociaal verzekeringsfonds) that administers mandatory social contributions and provides supplementary pension and insurance products for self-employed individuals. It also operates a digital platform including My Xerius (online customer portal), OkiOki (e-invoicing and document automation), AccountantMatch, and the AccDesk partnership platform with SD Worx, guiding entrepreneurs from startup through retirement.
Product overview
Xerius provides a comprehensive digital platform for Belgian self-employed professionals and small business owners, centered around social security administration and pension planning. The core offering includes My Xerius (online customer portal) and OkiOki (digital financial administration and e-invoicing tool), complemented by specialized calculators and simulators (Pensioenbuddy, Verzekeringsbuddy, Bruto-netto calculator, VAPZ Simulator, Wondernemerscan). The AccDesk platform integrates SD Worx payroll services with Xerius insurance offerings for accountants. Xerius also offers branded VAPZ pension products (Relax4Pension, Relax4More, Relax4Life) providing varying levels of disability protection alongside retirement savings.
Differentiator
Problem solved
Functional benefit
Brands
- AccDesk: Digital platform combining tools from SD Worx and Xerius for accountants and self-employed
- OkiOki
- AccountantMatch
- My Xerius
Products and services
- My Xerius Online customer portal providing 24/7 access to personal dossiers, social security documents, and direct communication with Xerius advisors for self-employed individuals.
- OkiOki Digital financial administration assistant that automatically collects invoices and documents from emails, supplier portals, and the Peppol network, performs OCR processing, generates CODA files for bank reconciliation, and enables e-invoicing compliance for self-employed and accountants.
- AccountantMatch Smart matching service that connects entrepreneurs with accountants based on preferences, industry specialization, and geographic location.
- Pensioenbuddy Pension planning tool that calculates optimal pension mix, determines fiscal advantages, and provides personalized retirement advice for self-employed individuals.
- Verzekeringsbuddy Insurance risk assessment tool for entrepreneurs and aspiring entrepreneurs to identify potential risks and determine appropriate protection coverage needs.
- AccDesk Digital platform combining SD Worx payroll and HR expertise with Xerius social insurance services, providing accountants and self-employed clients with an integrated toolset for HR, payroll, and social security administration.
- Social Security Contributions Management Quarterly social security contribution collection and administration on behalf of affiliated self-employed individuals, covering pension, healthcare, disability, maternity/paternity leave, and other social protections under the Belgian social security system.
- Xerius VAPZ Pension Products Supplementary pension insurance products including VAPZ (Free Additional Pension for Self-employed), IPT (Individual Pension Commitment for company directors), and POZ (Pension Agreement for Self-employed), offering up to 64% tax optimization, with branded variants (Relax4Pension, Relax4More, Relax4Life) covering varying levels of disability protection.
- Via Xerius Online Business Registration Online business registration tool (online ondernemingsloket) that guides users through starting a sole proprietorship or company, including enterprise number and VAT number registration, operated as a recognized Belgian business counter.
Quantifiable outcome
- Up to 64% tax savings through VAPZ contributions
- +2 more outcomes
Companies that use Xerius
Customer profileNamed customers13 records
Segments2 records
Ideal customer profiles2 records
Xerius technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature8 records
Xerius partnerships and signals
Strategic signalPartnerships
Three partnerships are on record, tiered core.
- Helan Onafhankelijk ZiekenfondscoreHelan is a health insurance fund specifically for self-employed individuals in Belgium. Xerius features Helan as a proud partner on their website, recognizing that a strong health insurance fund is essential for self-employed individuals facing illness, childbirth, or need for rest. The partnership provides cross-referrals and combined offerings for entrepreneurs.
- SD WorxcoreSD Worx and Xerius combined their tools on the AccDesk digital platform, bringing together social secretarial services and social insurance fund expertise. AccDesk integrates all SD Worx and Xerius tools into one digital platform for accountants and self-employed.
- Accountants (Partner Network)coreXerius partners with accountants and bookkeepers through tools like AccountantMatch, OkiOki, and AccDesk. These partners help entrepreneurs manage their finances and ensure compliance. Xerius provides account managers and partner portals for this channel.
Scale indicators2 records
Recent moves6 records
Expansion highlights5 records
Xerius competitors and assessment
Company assessmentDirect peers
- Acerta: Acerta is one of Belgium's largest social insurance funds and HR service providers for employers and self-employed, directly competing with Xerius for mandatory affiliations and adjacent payroll/HR services.
- Liantis: Liantis is a Belgian social insurance fund and HR solutions provider serving self-employed and SMEs, offering a comparable suite of social security, insurance, and advisory services in direct competition with Xerius.
- Partena Professional: Partena Professional is a Belgian social insurance fund and HR/administrative service provider for self-employed and small businesses, directly competing with Xerius in affiliations, pension, and digital tooling.
- Securex: Securex is a Belgian HR and social security services group offering social insurance fund services for self-employed alongside payroll and insurance, overlapping materially with Xerius's offering.
Broad incumbents
- SD Worx: SD Worx is a leading European HR and payroll provider and Xerius's strategic partner on the AccDesk platform; it competes more broadly in payroll/HR for employers but overlaps with Xerius in serving accountants and self-employed clients.
- Visma: Visma is a major Nordic/European provider of accounting, payroll, and HR software serving accountants and SMBs across multiple markets, including Belgium; it competes with Xerius's OkiOki and accountant tooling at the software layer.
Others
- Helan Onafhankelijk Ziekenfonds: Helan is a Belgian health insurance fund specifically for self-employed individuals and a featured Xerius partner; it is adjacent rather than directly competitive, addressing health insurance rather than social security contributions.
- VBO-FEB: VBO-FEB is the Federation of Belgian Enterprises, an employers' federation that influences the policy environment in which Xerius operates; not a commercial competitor but a structural stakeholder shaping demand for social insurance funds.
Emerging players
- Loket: Loket is a Dutch online payroll and HR administration platform for SMBs and self-employed; it represents an emerging SaaS-style competitor to Xerius's OkiOki/AccDesk tools, with potential cross-border expansion into Belgium.
- Billit: Billit is a Belgian e-invoicing and Peppol access point provider competing with OkiOki's e-invoicing functionality; it overlaps with Xerius on accountant- and self-employed-facing financial administration tooling.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
Xerius social profiles
Digital presenceXerius financial estimates
Financial estimateRevenue estimate
Valuation estimate
Xerius leadership team
Management profileNumber of profiles
Profiles1 record
Xerius subsidiaries and ownership
Company hierarchySubsidiaries1 record
Xerius funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Xerius M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Xerius
What does Xerius do?
Xerius is a Belgian social security fund (sociaal verzekeringsfonds) that administers mandatory social contributions and provides supplementary pension and insurance products for self-employed individuals. It also operates a digital platform including My Xerius (online customer portal), OkiOki (e-invoicing and document automation), AccountantMatch, and the AccDesk partnership platform with SD Worx, guiding entrepreneurs from startup through retirement.
Is Xerius a public or private company?
Xerius is a private company. It is classified as unknown and is currently operating.
When was Xerius founded?
Xerius was founded in 1975. It employs 251 to 500 people.
Where is Xerius based?
Xerius is headquartered in Antwerp, Belgium, in the Europe region.
How does Xerius make money?
Two revenue lines are on record. Social Security Contributions are the primary driver. The others are insurance Products.
Who are Xerius's main competitors?
Direct peers on record are Acerta, Liantis, Partena Professional and Securex. Broad incumbents are SD Worx and Visma. Others are Helan Onafhankelijk Ziekenfonds and VBO-FEB. Emerging players are Loket and Billit.
Does Xerius have an API?
No public API is recorded for Xerius.
What industry is Xerius in?
Xerius's product category is Social Security and Insurance Services for Self-Employed. Its primary akta.pro industry code is FSAIAFAH, Association & PEO Group Health Plans (AHP/PEO-Sponsored), with a secondary code of FSAGAGAC, Claims Management & Digital FNOL Platforms. Its NAICS code is 525120 and its SIC code is 6321.