White Clarke Group
White Clarke Group, operating as Solifi, is a UK-based vertical SaaS provider of unified secured-finance software — covering originations, portfolio management, servicing, risk, and compliance — for banks, captives, and equipment, auto, and working capital finance firms globally.
- Company typePrivate
- Founded1992
- HeadquartersMilton Keynes, United Kingdom
- Headcount501–1,000
- GTM typeB2B
- OfferingSoftware
What White Clarke Group does
White Clarke Group, operating commercially as Solifi, is a UK-headquartered (Milton Keynes) software provider founded in 1992 that builds end-to-end platforms for secured finance — encompassing lease and loan originations, portfolio management, servicing, risk, and compliance across equipment finance, wholesale floorplan, automotive and fleet finance, working capital (asset-based lending and factoring), and global financial institutions. The company's flagship product, the Open Finance Platform, is a unified architecture that connects previously fragmented lending workflows and data into a single system of record, with adjacent modules for vehicle data and professional services. The platform processes $165B+ in transaction volume and supports customer portfolio growth of 60%, based on company-reported metrics.
Solifi serves an enterprise customer base of banks, captives, and independent finance organizations, including SANY, PACCAR, Hitachi Capital, AT&T, Red Oak, Stonebriar, PEAC, and Diversified Financial. It employs 501-1000 people and operates through a direct enterprise sales model with quote-based, annual subscription pricing; pricing is not publicly disclosed. Geographic coverage spans the UK, Americas, EMEA, and Asia Pacific, with dedicated regional leadership in place for each territory. The company has raised institutional capital from Five Arrows Principal Investments (2016) and acquired Insyston (2018) to expand its automotive and consumer finance footprint, and has reorganized its go-to-market around six distinct lines of business, including a deliberate expansion into the SMB and mid-market segment.
White Clarke Group firmographics
Firmographics- Name
- White Clarke Group
- Legal name
- Solifi
- Website
- https://whiteclarkegroup.com
- Company type
- Private
- Founded year
- 1992
- Operating status
- Operating
- Headcount range
- 501–1,000 employees
- Short description
- White Clarke Group, operating as Solifi, is a UK-based vertical SaaS provider of unified secured-finance software — covering originations, portfolio management, servicing, risk, and compliance — for banks, captives, and equipment, auto, and working capital finance firms globally.
- Ownership category
- akta.pro rank
White Clarke Group industry classification
Industry- Product category
- Secured Finance Software
- NAICS
- Software Publishers (513210), Finance and Insurance (52)
- SIC
- Finance Services (6199)
- akta.pro primary industry
- Loan Operations & Servicing (Consumer/SME/Corporate) (FSABALAD)
Keywords
Where White Clarke Group is headquartered
LocationHeadquarters
- HQ city
- Milton Keynes
- HQ country
- United Kingdom
- HQ region
- Europe
Markets served
White Clarke Group business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Personnel, Technology or R&D, Marketing or Sales, Operations, Infrastructure
Revenue model
- Software Platform Subscription: SaaS platform fees for access to secured finance solutions including originations, portfolio management, and servicing capabilities
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Annual | Enterprise platform pricing |
Go-to-market motion1 record
Distribution channels1 record
Marketing channels4 records
White Clarke Group product offering
Product offeringCore offering
White Clarke Group (doing business as Solifi) provides a unified secured finance software platform connecting originations, portfolio management, servicing, risk, and compliance across the full lifecycle for banks, captives, and independent finance organizations. The platform supports equipment finance, wholesale floorplan finance, automotive and fleet finance, working capital, asset-based lending, factoring, and vehicle data workflows for enterprise customers.
Product overview
Solifi operates as a unified platform-plus-modules architecture for secured finance. The core Open Finance Platform connects originations, portfolio management, servicing, risk, and compliance across the full lifecycle. Supporting modules include Originations (Lease and Loan Origination Software), Portfolio Management, Wholesale Finance Software, Asset-Based Lending, Invoice Factoring, and Vehicle Data (Automotive Technical Data Software). The platform serves distinct business lines including Equipment Finance, Wholesale Floorplan Finance, Automotive & Fleet Finance, Working Capital Finance, Global Financial Institutions, and SMB & Mid-Market Finance. Professional Services support implementation and ongoing operations. The company reports $165B+ in transaction volume and supports 60% portfolio growth on platform.
Differentiator
Problem solved
Functional benefit
Brands
- Open Finance Platform: The unified platform for secured finance connecting originations, portfolio management, servicing, risk, and compliance
- Originations
- Portfolio Management
- Wholesale Finance Software
- Asset-Based Lending
- Factoring
- Vehicle Data
Products and services
- Open Finance Platform The unified platform for secured finance that connects originations, portfolio management, servicing, risk, and compliance across the full lifecycle for banks, captives, and independent finance organizations.
- Originations (Lease and Loan Origination Software) Software solution supporting lease and loan originations with connected workflows for equipment finance and other secured lending operations, for finance organizations.
- Portfolio Management Portfolio management software providing visibility and control across asset classes and business lines for secured finance operations.
- Wholesale Finance Software Software supporting wholesale floorplan finance with visibility across dealers, inventory, audits, and portfolios, for finance organizations.
- Asset-Based Lending Software solution for asset-based lending operations, bringing greater speed, discipline, and transparency to secured lending for finance organizations.
- Invoice Factoring Factoring software for invoice factoring operations supporting working capital finance workflows, for finance organizations.
- Vehicle Data (Automotive Technical Data Software) Automotive technical data software providing vehicle data for automotive and fleet finance operations, for finance organizations.
- Professional Services Professional services supporting implementation, customization, and ongoing support for Solifi software solutions.
Quantifiable outcome
- 60% Portfolio Growth on Platform
- +1 more outcomes
Companies that use White Clarke Group
Customer profileNamed customers8 records
Segments6 records
Ideal customer profiles2 records
White Clarke Group technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature6 records
White Clarke Group partnerships and signals
Strategic signalPartnerships
Eight partnerships are on record, tiered core.
- SANYcoreSANY uses Solifi platform for equipment finance operations. Listed as a proven customer leader on Solifi's homepage demonstrating partnership in equipment finance sector.
- PACCARcorePACCAR Financial uses Solifi for wholesale floorplan finance and equipment finance solutions. Featured as a key customer leader on Solifi's platform showcase.
- HitachicoreHitachi Capital uses Solifi platform for equipment finance operations. Listed as proven customer demonstrating equipment finance partnership.
- AT&TcoreAT&T uses Solifi for fleet finance operations. Featured as a customer leader showcasing automotive and fleet finance capabilities.
- Diversified FinancialcoreDiversified Financial Group uses Solifi platform for secured finance operations. Listed among customer leaders on Solifi's homepage.
- Red OakcoreRed Oak uses Solifi for secured finance operations. Listed as a proven customer leader on Solifi's platform showcase.
- StonebriarcoreStonebriar uses Solifi for secured finance operations. Featured among customer leaders demonstrating financial services partnership.
- PEACcorePEAC uses Solifi for secured finance operations. Listed as a proven customer demonstrating platform adoption in financial services sector.
Scale indicators2 records
Recent moves6 records
Expansion highlights5 records
White Clarke Group competitors and assessment
Company assessmentDirect peers
- Loxon Solutions: Hungarian-headquartered provider of loan origination, credit risk, and collection software to banks and financial institutions across CEE and beyond. Competes with Solifi in lending workflow automation for secured and unsecured lending.
- Baker Hill: Commercial loan origination and portfolio risk management software for community, regional, and mid-market banks. Directly comparable to Solifi's SMB & Mid-Market Finance segment with overlapping small-business and CRE lending workflows.
- Odessa (formerly LeaseAccelerator): Provider of lease accounting and asset finance software, now part of Roper Technologies. Directly comparable to Solifi's equipment finance and leasing operations modules with overlap in fleet and asset-based finance workflows.
- Alfa Systems (Alfa Financial Software): UK-based provider of asset finance and leasing software serving banks, captives, and independents globally. Most direct competitor to Solifi's equipment and asset finance platform with comparable end-to-end origination, servicing, and portfolio capabilities.
Emerging players
- Mambu: Cloud-native core banking and lending platform increasingly used by challenger banks and fintech lenders. While not specialized in secured asset finance, Mambu represents the cloud-native competitive risk to legacy specialists like Solifi.
- nCino: Cloud-native banking and lending platform purpose-built for financial institutions. While not specialized in secured/asset finance, nCino competes for the same bank procurement budgets with modern UX and faster deployment, pressuring Solifi on greenfield deals.
Broad incumbents
- CGI Group: IT services and systems integrator with deep financial services practice, including loan origination and asset finance consulting. Competes with Solifi on large bank transformation projects that bundle software with integration services.
- Temenos: Global banking software provider with origination, servicing, and core banking capabilities. Competes with Solifi in the lending operations stack of large banks but spans the full retail and corporate banking value chain.
- Infosys Finacle: Banking platform from Infosys providing digital lending, origination, and core banking solutions to global financial institutions. Competes with Solifi in large-scale bank modernization programs, especially across emerging markets.
- FIS (Fidelity National Information Services): Global fintech incumbent offering loan origination, servicing, and core banking software to financial institutions. Overlaps with Solifi in lending operations but serves a much broader portfolio across payments, capital markets, and wealth.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks6 records
Key highlights7 records
Customer concentration
White Clarke Group social profiles
Digital presenceWhite Clarke Group financial estimates
Financial estimateRevenue estimate
Valuation estimate
White Clarke Group leadership team
Management profileNumber of profiles
Profiles17 records
White Clarke Group funding detail
Funding detailFunding overview
Funding rounds1 record
Investors1 record
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
White Clarke Group M&A and investment
M&A and investmentM&A1 record
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about White Clarke Group
What does White Clarke Group do?
White Clarke Group (doing business as Solifi) provides a unified secured finance software platform connecting originations, portfolio management, servicing, risk, and compliance across the full lifecycle for banks, captives, and independent finance organizations. The platform supports equipment finance, wholesale floorplan finance, automotive and fleet finance, working capital, asset-based lending, factoring, and vehicle data workflows for enterprise customers.
Is White Clarke Group a public or private company?
White Clarke Group is a private company. It is classified as private equity controlled and is currently operating.
When was White Clarke Group founded?
White Clarke Group was founded in 1992. It employs 501 to 1,000 people.
Where is White Clarke Group based?
White Clarke Group is headquartered in Milton Keynes, United Kingdom, in the Europe region.
How does White Clarke Group make money?
One revenue line is on record: software Platform Subscription.
Who are White Clarke Group's main competitors?
Direct peers on record are Loxon Solutions, Baker Hill, Odessa (formerly LeaseAccelerator) and Alfa Systems (Alfa Financial Software). Emerging players are Mambu and nCino. Broad incumbents are CGI Group, Temenos, Infosys Finacle and FIS (Fidelity National Information Services).
Does White Clarke Group have an API?
No public API is recorded for White Clarke Group.
What industry is White Clarke Group in?
White Clarke Group's product category is Secured Finance Software. Its primary akta.pro industry code is FSABALAD, Loan Operations & Servicing (Consumer/SME/Corporate). Its NAICS code is 513210 and its SIC code is 6199.