Idaho Housing and Finance Association
Idaho Housing and Finance Association is a non-profit affordable housing organization founded in 1972 that services approximately 300,000 mortgage loans for Idaho residents and borrowers in other states, using Sagent's Dara platform for end-to-end mortgage servicing.
- Company typePrivate
- Founded1972
- HeadquartersBoise, United States
- Headcount101–250
- GTM typeB2C
- OfferingServices
What Idaho Housing and Finance Association does
Idaho Housing and Finance Association (IHFA) is a non-profit affordable housing organization founded in 1972 and headquartered in Boise, Idaho. It administers affordable housing finance programs and services approximately 300,000 mortgage loans for Idaho residents and borrowers in other states, fulfilling a public-purpose mandate to expand access to affordable housing in Idaho. The organization is governed by a Board of Commissioners chaired by Steve R. Keen, and operates as an independent entity without a parent company or external equity ownership.
IHFA's core operational technology is Sagent's Dara platform, deployed under a ten-year partnership announced in February 2026. The platform spans core, consumer, and default servicing operations and replaces a previously fragmented technology environment, following an initial pilot of Dara Claims in September 2025. Sagent is a Warburg Pincus-backed fintech specializing in mortgage servicing technology. The stated objectives of the platform modernization are reduced operational costs, improved automation and data integration, and enhanced borrower experiences.
As a non-profit entity, IHFA does not pursue traditional equity returns; its revenue mechanics are tied to loan servicing fees, program administration, and housing-finance activities rather than venture-backed growth. The organization employs between 101 and 250 people and operates primarily across Idaho with a multi-state servicing footprint. No pricing structures, named institutional customers, or financial disclosures were available in the source materials.
Idaho Housing and Finance Association firmographics
Firmographics- Name
- Idaho Housing and Finance Association
- Legal name
- Idaho Housing and Finance Association
- Website
- https://idahohousing.com
- Company type
- Private
- Founded year
- 1972
- Operating status
- Operating
- Headcount range
- 101–250 employees
- Short description
- Idaho Housing and Finance Association is a non-profit affordable housing organization founded in 1972 that services approximately 300,000 mortgage loans for Idaho residents and borrowers in other states, using Sagent's Dara platform for end-to-end mortgage servicing.
- Ownership category
- akta.pro rank
Idaho Housing and Finance Association industry classification
Industry- Product category
- Affordable Housing Finance
- NAICS
- Administration of Housing Programs (92511)
- SIC
- Mortgage Bankers & Loan Correspondents (6162)
- akta.pro primary industry
- State & Local Housing Finance Agencies (HFAs) (FSALAKAA)
- akta.pro secondary industries
- Affordable Housing / Down Payment Assistance (DPA) Mortgage Origination (FSALAAAM), Affordable Rental & Multifamily Housing Finance Programs (LIHTC/Tax Credits/Subsidized Loans) (FSALAKAF), Multifamily Mortgage Origination (FSALADAB)
Keywords
Where Idaho Housing and Finance Association is headquartered
LocationHeadquarters
- HQ city
- Boise
- HQ country
- United States
- HQ region
- North America
Markets served
Idaho Housing and Finance Association business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Infrastructure
Idaho Housing and Finance Association product offering
Product offeringCore offering
Idaho Housing and Finance Association (IHFA) is a non-profit affordable housing organization that provides mortgage loan servicing for approximately 300,000 loans across Idaho and other states. It finances affordable housing and administers housing-related resources to expand access to affordable housing for Idaho residents.
Product overview
Idaho Housing and Finance Association (IHFA) is a non-profit affordable housing organization that provides mortgage loan servicing for approximately 300,000 loans across Idaho and other states, with a mission of expanding access to affordable housing in Idaho. The organization has adopted Sagent's Dara platform to modernize its mortgage servicing technology infrastructure.
Differentiator
Problem solved
Functional benefit
Products and services
- Mortgage Loan Servicing
- Affordable Housing Financing
Quantifiable outcome
- Replaced fragmented technology environment with unified system spanning core, consumer, and default servicing
Companies that use Idaho Housing and Finance Association
Customer profileSegments1 record
Ideal customer profiles1 record
Idaho Housing and Finance Association technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature3 records
Idaho Housing and Finance Association partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- SagentcoreIHFA expanded its partnership with Sagent by adopting the full Dara platform for end-to-end mortgage servicing operations, following successful pilot with Dara Claims. The ten-year agreement replaces IHFA's fragmented technology environment with a unified system spanning core, consumer, and default servicing. Sagent is a Warburg Pincus-backed fintech company specializing in mortgage servicing technology.
Scale indicators1 record
Recent moves3 records
Expansion highlights3 records
Idaho Housing and Finance Association competitors and assessment
Company assessmentDirect peers
- Oregon Housing and Community Services: Oregon's state housing finance agency administering affordable housing finance programs, multifamily lending, and homeownership initiatives. Directly comparable to IHFA in mission, structure, and Mountain West/Pacific regional orientation.
- California Housing Finance Agency (CalHFA): California's state housing finance agency and one of the largest HFAs in the U.S. CalHFA is directly comparable to IHFA as a state-level non-profit HFA providing affordable mortgage financing and down payment assistance, though at materially larger scale.
- Nevada Housing Division: Nevada's state housing finance division administering affordable housing programs and mortgage assistance. Comparable to IHFA as a state HFA serving a neighboring Mountain West market with similar affordable housing demand drivers.
- Colorado Housing and Finance Authority (CHFA): Colorado's state housing finance authority offering affordable mortgage loans, multifamily financing, and down payment assistance. Highly comparable to IHFA in mission, structure, and Mountain West regional focus.
- Washington State Housing Finance Commission: Washington's state-level housing finance commission providing affordable mortgage financing, multifamily financing, and bond programs. Directly comparable to IHFA as a state HFA operating in a neighboring Pacific Northwest market.
Broad incumbents
- Freddie Mac: Government-sponsored enterprise providing liquidity, securitization, and affordable housing programs that interact directly with state HFAs. Comparable as a broad incumbent counterparty and program partner for IHFA's mortgage operations.
- Fannie Mae: Government-sponsored enterprise providing liquidity to the U.S. mortgage market, including affordable housing programs that often partner with state HFAs like IHFA. Comparable as a broad incumbent shaping the affordable housing finance ecosystem IHFA operates within.
Others
- Sagent: Warburg Pincus-backed fintech providing the Dara mortgage servicing platform adopted by IHFA. Adjacent rather than a direct peer, but a key enabling technology partner shaping IHFA's servicing capability and operating cost structure.
- NeighborWorks America: Federally chartered non-profit supporting a national network of affordable housing and community development organizations. Comparable to IHFA as a non-profit ecosystem participant focused on expanding affordable housing access.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat3 records
Key risks4 records
Key highlights5 records
Customer concentration
Idaho Housing and Finance Association social profiles
Digital presenceIdaho Housing and Finance Association financial estimates
Financial estimateRevenue estimate
Valuation estimate
Idaho Housing and Finance Association leadership team
Management profileNumber of profiles
Profiles1 record
Idaho Housing and Finance Association funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Idaho Housing and Finance Association M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Idaho Housing and Finance Association
What does Idaho Housing and Finance Association do?
Idaho Housing and Finance Association (IHFA) is a non-profit affordable housing organization that provides mortgage loan servicing for approximately 300,000 loans across Idaho and other states. It finances affordable housing and administers housing-related resources to expand access to affordable housing for Idaho residents.
Is Idaho Housing and Finance Association a public or private company?
Idaho Housing and Finance Association is a private company. It is classified as nonprofit foundation owned and is currently operating.
When was Idaho Housing and Finance Association founded?
Idaho Housing and Finance Association was founded in 1972. It employs 101 to 250 people.
Where is Idaho Housing and Finance Association based?
Idaho Housing and Finance Association is headquartered in Boise, United States, in the North America region.
Who are Idaho Housing and Finance Association's main competitors?
Direct peers on record are Oregon Housing and Community Services, California Housing Finance Agency (CalHFA), Nevada Housing Division, Colorado Housing and Finance Authority (CHFA) and Washington State Housing Finance Commission. Broad incumbents are Freddie Mac and Fannie Mae. Others are Sagent and NeighborWorks America.
Does Idaho Housing and Finance Association have an API?
No public API is recorded for Idaho Housing and Finance Association.
What industry is Idaho Housing and Finance Association in?
Idaho Housing and Finance Association's product category is Affordable Housing Finance. Its primary akta.pro industry code is FSALAKAA, State & Local Housing Finance Agencies (HFAs), with a secondary code of FSALAAAM, Affordable Housing / Down Payment Assistance (DPA) Mortgage Origination. Its NAICS code is 92511 and its SIC code is 6162.