3 Comma Capital
3 Comma Capital is a CMVM-regulated Portuguese alternative asset manager operating five investment funds (multi-asset, bond, crypto, blockchain VC, and motorsport private equity) for international high-net-worth investors, primarily through Portugal Golden Visa pathways.
- Company typePrivate
- Founded2022
- HeadquartersLisbon, Portugal
- Headcount11–50
- GTM typeB2B
- OfferingServices
What 3 Comma Capital does
3 Comma Capital SCR, S.A. (3CC) is a Portuguese alternative asset management and venture capital firm headquartered in Lisbon, founded in 2022 by Nuno Serafim, Robert Hable, and Patrick Hable. The firm holds CMVM authorization number 182126 (share capital €125,000) and operates as an owner-managed, regulated investment company. Its primary commercial engine is the Portugal Golden Visa program, where it packages qualifying fund investments for international high-net-worth investors seeking EU residency. Target geographies span the US, China, Turkey, the UK, the Middle East, and Latin America, with go-to-market conducted via a multilingual website, an active blog, direct consultation, and bank-led distribution partnerships (Bison Bank and BNI).
The firm manages five distinct investment vehicles: the Portugal Golden Income Fund (PGIF, multi-asset: 70% Portuguese corporate bonds, 15% global equities, 15% digital assets/gold, 7-10% target returns, Golden Visa eligible, launched October 2024); the Atlantic Bond Fund (ABF, 100% investment-grade corporate bonds with ≥60% Portuguese allocation, 3.5-5% target returns, launched June 2025); the Global Crypto Fund (Portugal's first regulated 100% digital asset daily-liquidity fund, Gemini custody, launched April 2024); the Unbound Fund (closed vehicle investing in Portuguese blockchain companies); and the Speedster Fund (closed PE vehicle targeting the motorsport and sports ecosystem, launched November 2025). Performance disclosures indicate the PGIF Class A returned 9.59% since October 2024 inception, and an earlier private equity fund delivered a 73% return between September 2023 and June 2024.
Revenue is generated through a fee stack applied to fund NAV: annual management fees of 1.00-1.75% by share class, performance fees of 10-20% above hurdle rates (4-5%), one-time subscription fees of 0-5%, declining redemption fees (5% year 1 down to 0%), and depositary/custodian fees of 0.09-0.20%. Customer segments center on international HNW individuals seeking Golden Visa residency, with secondary segments including US SDIRA users and professional crypto investors. In April 2026, C2 Capital Partners (€920M+ raised across 17 funds since 2009) became a key shareholder, aligning long-term investor commitment to the platform.
3 Comma Capital firmographics
Firmographics- Name
- 3 Comma Capital
- Legal name
- 3 Comma Capital SCR, S.A.
- Website
- https://3commacapital.com
- Company type
- Private
- Founded year
- 2022
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- 3 Comma Capital is a CMVM-regulated Portuguese alternative asset manager operating five investment funds (multi-asset, bond, crypto, blockchain VC, and motorsport private equity) for international high-net-worth investors, primarily through Portugal Golden Visa pathways.
- Ownership category
- akta.pro rank
3 Comma Capital industry classification
Industry- Product category
- Alternative Asset Management
- NAICS
- Other Investment Pools and Funds (5259), Portfolio Management and Investment Advice (523940), Securities, Commodity Contracts, and Other Financial Investments and Related Activities (523)
- SIC
- Finance Services (6199), Investment Advice (6282)
- akta.pro primary industry
- Money Market Funds (FSAAAEAC)
Keywords
Where 3 Comma Capital is headquartered
LocationHeadquarters
- HQ city
- Lisbon
- HQ country
- Portugal
- HQ region
- Europe
Offices1 record
Markets served
3 Comma Capital business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure, Others
Revenue model
- Management Fees: Annual management fees charged on fund Net Asset Value. Portugal Golden Income Fund: 1.50% p.a. (Class A/AS), 1.75% p.a. (Class D), 1.65% p.a. (Class DS). Atlantic Bond Fund: 1.50% p.a. (Class CD/EA), 1.65% p.a. (Class ED). Global Crypto Fund: 1.00% p.a. (Class A), 1.50% p.a. (Class B).
- Performance Fees: 20% performance fee on returns above 5.0% p.a. for Portugal Golden Income Fund. Atlantic Bond Fund charges 10% above 4% hurdle with high-water mark. Speedster Fund charges 20% above 4% p.a. hurdle rate.
- Subscription Fees: Share Class AS and DS of Portugal Golden Income Fund charge 1.50% subscription fee. Atlantic Bond Fund Class CD charges 5.00% subscription fee.
- Redemption Fees: Portugal Golden Income Fund redemption fees scale from 5% (within first year) to 0% after 5 years. Atlantic Bond Fund charges 2.5% exit fee for withdrawals within first five years.
- Custodian and Depositary Fees: 0.09% p.a. depositary fee calculated monthly on Fund NAV. 0.20% p.a. custodian fees on digital assets held by Global Crypto Fund.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Annual | Portugal Golden Income Fund - Class A: €100,000 minimum, 0% subscription, 1.50% management fee, 20% performance fee above 5% |
| Subscription | Annual | Portugal Golden Income Fund - Class D: €250,000 minimum, 0% subscription, 1.75% management fee, income distribution available |
| Subscription | Annual | Portugal Golden Income Fund - Class AS/DS: €100,000-€250,000 minimum, 1.50% subscription fee, lower management fees |
| Subscription | Annual | Atlantic Bond Fund - Class CD: €250,000 minimum, 5.00% subscription, 1.50% management fee, 10% performance fee above 4% hurdle |
| Subscription | Annual | Atlantic Bond Fund - Class ED: €150,000 minimum, 1.50% subscription, 1.65% management fee |
| Subscription | Annual | Global Crypto Fund - Class A: €500,000 minimum, 0% entry costs, 1.00% p.a. management fee |
| Subscription | Annual | Global Crypto Fund - Class B: €100,000 minimum, 0% entry costs, 1.50% p.a. management fee |
Go-to-market motion1 record
Distribution channels4 records
Marketing channels4 records
3 Comma Capital product offering
Product offeringCore offering
3 Comma Capital is a CMVM-regulated Portuguese alternative asset management company that manages five investment funds covering multi-asset income (Portugal Golden Income Fund), investment-grade bonds (Atlantic Bond Fund), digital assets (Global Crypto Fund), Portuguese blockchain venture capital (Unbound Fund), and motorsport/sports ecosystem private equity (Speedster Fund). The firm primarily serves international high-net-worth investors pursuing Portugal's Golden Visa residency program through qualifying fund subscriptions, with daily liquidity across core funds and institutional custody for digital assets via Gemini Trust Company.
Product overview
3 Comma Capital is a CMVM-regulated alternative asset manager offering a suite of five distinct investment funds: the Portugal Golden Income Fund (multi-asset strategy combining bonds, equities and digital assets for Golden Visa eligibility), the Atlantic Bond Fund (100% fixed income for capital preservation), the Global Crypto Fund (Portugal's first regulated daily-liquidity digital asset fund), the Unbound Fund (closed fund for Portuguese blockchain companies), and the Speedster Fund (closed venture capital fund for motorsport/sports ecosystem). All funds are regulated by CMVM (authorization 182126) and are designed for both institutional and retail investors seeking Golden Visa pathway or diversified investment exposure.
Differentiator
Problem solved
Functional benefit
Brands
- 3CC Portugal Golden Income Fund: CMVM-regulated open-ended multi-asset alternative investment fund combining 70% Portuguese corporate bonds, 15% US/world equities, and 15% digital assets and gold. Targets 7-10% annual returns. Golden Visa eligible.
- 3CC Atlantic Bond Fund
- 3CC Global Crypto Fund
- Speedster Fund
- Unbound Fund
Products and services
- 3CC Portugal Golden Income Fund Open-ended multi-asset alternative investment fund combining Portuguese corporate debt (70%), U.S./World equities (15%), and alternative assets including Bitcoin and Gold (15%), targeting 7-10% annual returns. Golden Visa eligible with daily liquidity. Designed for international HNW investors pursuing Portuguese residency while diversifying across asset classes.
- 3CC Atlantic Bond Fund Open-ended alternative bond investment fund focused 100% on fixed income, targeting high-quality investment-grade corporate bonds with a minimum 60% Portuguese corporate bond allocation. Targets 3.5-5% annual returns with capital preservation focus and daily liquidity. Golden Visa eligible, suited for conservative investors and those approaching retirement.
- 3CC Global Crypto Fund Open-ended alternative investment fund providing long-only exposure to the largest digital assets by market cap in a regulated environment. Portugal's first 100% digital asset daily liquidity fund with active management and staking capabilities. Custodied by Gemini Trust Company, LLC. Designed for professional investors with high risk appetite seeking regulated crypto exposure.
- Unbound Fund Closed alternative investment fund investing in high-growth Portuguese blockchain companies using proprietary trading strategies backed by in-depth research. Golden Visa eligible, targeting investors seeking venture capital exposure within the firm's CMVM-regulated product suite.
- Speedster Fund Closed private capital fund targeting high-growth opportunities across the motorsport and sports ecosystem including racing teams (F2, F3, Formula E), talent development, motorsport technologies, digital media platforms, and sports-sector startups. Distributed through BNI - Banco de Negócios Internacional (Europa).
Quantifiable outcome
- 73% return since inception for 3 Comma Capital I Private Equity Fund (September 2023 to June 2024)
- +3 more outcomes
Companies that use 3 Comma Capital
Customer profileNamed customers2 records
Segments4 records
Ideal customer profiles4 records
3 Comma Capital technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature3 records
3 Comma Capital partnerships and signals
Strategic signalPartnerships
Three partnerships are on record, tiered core and minor.
- Bison BankcoreBison Bank serves as the Fund Depositary and marketing entity for Portugal Golden Income Fund and Global Crypto Fund. The bank also acts as depositary for fund assets, providing custody services and operational infrastructure for investor subscriptions and redemptions.
- Gemini Trust Company, LLCcoreGemini Trust Company provides custody and safekeeping services for the Global Crypto Fund's digital assets. Gemini is a regulated Fiduciary and qualified custodian under New York Banking Law, licensed by NYDFS, providing institutional-grade security for fund's Bitcoin, Ethereum and Solana holdings.
- BNI - Banco de Negócios Internacional (Europa)minorBNI serves as depositary and marketing entity for the Speedster Fund, providing custody services and distribution support for the closed-end venture capital fund targeting motorsport and sports ecosystem investments.
Scale indicators8 records
Recent moves7 records
Expansion highlights6 records
3 Comma Capital competitors and assessment
Company assessmentEmerging players
- CoinShares: European digital asset investment firm offering regulated crypto exposure products. Closest regulated multi-asset crypto fund peer to 3CC's Global Crypto Fund, with broader scale and European distribution.
- 21Shares: Swiss-based crypto asset manager offering regulated exchange-traded crypto products. Comparable to 3CC's Global Crypto Fund as a regulated multi-asset digital asset manager, though 21Shares operates an ETP rather than a daily-liquidity fund structure.
- Faber Ventures: Portuguese venture capital firm focused on early-stage technology companies. Partial overlap with 3CC's Unbound Fund for digital/blockchain ventures, but smaller mandate and earlier-stage focus.
Direct peers
- Optimize Investment Partners: Independent Portuguese asset manager offering multi-asset and alternative strategies to retail and institutional clients. Comparable in product breadth and target customer segment to 3CC's regulated fund stack.
- Portugal Ventures: Portuguese state-backed venture capital firm with multiple funds across sectors. Comparable to 3CC's venture activity under Unbound and to C2 Capital Partners' PE strategy in domestic Portuguese startup ecosystem.
- Indico Capital Partners: Portugal-focused venture capital firm investing in early-stage tech and digital companies. Comparable to 3CC's Unbound Fund strategy in backing Portuguese blockchain and tech startups.
- IMGA - Investimentos, Gestão e Asset Management: Portugal's largest private asset manager, where 3CC's CIO Nuno Serafim previously oversaw €4B across 28 funds. Direct competitor for Portuguese retail and institutional capital with comparable multi-asset and fixed income products.
- C2 Capital Partners: Established Portuguese private equity firm (€920M+ raised, 17 funds since 2009) that became 3CC's key shareholder in April 2026. Operates in overlapping alternative investment territory and serves as strategic investor and distribution ally.
Broad incumbents
- Caixa Gestão de Ativos: Asset management arm of state-owned Caixa Geral de Depósitos. Issues Portuguese corporate bonds that 3CC holds, and competes for retail and institutional Portuguese fixed income and multi-asset mandates.
- BPI Gestão de Ativos: Asset management arm of Banco BPI, one of Portugal's largest banks. Competes with 3CC for Portuguese savings and fixed income allocations through a broader but less specialized product range.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks7 records
Key highlights7 records
Customer concentration
3 Comma Capital social profiles
Digital presence3 Comma Capital compliance and trust
Trust signalCompliance2 records
3 Comma Capital financial estimates
Financial estimateRevenue estimate
Valuation estimate
3 Comma Capital leadership team
Management profileNumber of profiles
Profiles13 records
3 Comma Capital funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
3 Comma Capital M&A and investment
M&A and investmentM&A
Investments3 records
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about 3 Comma Capital
What does 3 Comma Capital do?
3 Comma Capital is a CMVM-regulated Portuguese alternative asset management company that manages five investment funds covering multi-asset income (Portugal Golden Income Fund), investment-grade bonds (Atlantic Bond Fund), digital assets (Global Crypto Fund), Portuguese blockchain venture capital (Unbound Fund), and motorsport/sports ecosystem private equity (Speedster Fund). The firm primarily serves international high-net-worth investors pursuing Portugal's Golden Visa residency program through qualifying fund subscriptions, with daily liquidity across core funds and institutional custody for digital assets via Gemini Trust Company.
Is 3 Comma Capital a public or private company?
3 Comma Capital is a private company. It is classified as private equity controlled and is currently operating.
When was 3 Comma Capital founded?
3 Comma Capital was founded in 2022. It employs 11 to 50 people.
Where is 3 Comma Capital based?
3 Comma Capital is headquartered in Lisbon, Portugal, in the Europe region.
How does 3 Comma Capital make money?
Five revenue lines are on record. Management Fees are the primary driver. The others are performance Fees, subscription Fees, redemption Fees and custodian and Depositary Fees.
Who are 3 Comma Capital's main competitors?
Emerging players on record are CoinShares, 21Shares and Faber Ventures. Direct peers are Optimize Investment Partners, Portugal Ventures, Indico Capital Partners, IMGA - Investimentos, Gestão e Asset Management and C2 Capital Partners. Broad incumbents are Caixa Gestão de Ativos and BPI Gestão de Ativos.
Does 3 Comma Capital have an API?
No public API is recorded for 3 Comma Capital.
What industry is 3 Comma Capital in?
3 Comma Capital's product category is Alternative Asset Management. Its primary akta.pro industry code is FSAAAEAC, Money Market Funds. Its NAICS code is 5259 and its SIC code is 6199.