Red Link
Red Link S.A. is an Argentine B2B API-first fintech infrastructure provider offering open APIs for payments, collections, banking-as-a-service, QR payments, real-time transfers, and token-based security to domestic banks, fintechs, digital platforms, and merchants.
- Company typePrivate
- Founded1998
- HeadquartersBuenos Aires, Argentina
- Headcount501–1,000
- GTM typeB2B
- OfferingSoftware
What Red Link does
Red Link S.A. is an Argentine privately held financial technology company that operates as a B2B API-first infrastructure provider for the domestic financial ecosystem. Its core offering is an open API environment that connects services, platforms, and products, enabling financial institutions, fintech companies, digital platforms, and merchants to integrate payment processing, collection, banking-as-a-service, real-time transfers, QR-based merchant payments, and token-based security into their own products. The company also operates an ATM network and has launched a consumer-facing digital wallet, suggesting a deliberate broadening from pure infrastructure into adjacent consumer-facing layers.
The underlying technology stack is built around open, secure, ready-to-use APIs that interoperate with banking systems, payment processors, and digital platforms, with a stated design emphasis on real-time processing, global security standards, and a customizable white-label BaaS architecture. Product lines span Soluciones de Pago (payment disbursement), Soluciones de Cobro (collection), Banking as a Service, API Banco, Plataformas Digitales, ATM services, and Seguridad, complemented by Billeteras Digitales, Pagos con Transferencia (QR), and Pagos con Transferencias (P2P). The technology is positioned as an enabling layer rather than a direct consumer brand, with integration interoperability and token-based security highlighted as the primary technical differentiators.
Red Link's business model is multi-stream and largely transaction- and usage-linked: API services generate usage-based revenue, payment processing yields transaction fees, Banking-as-a-Service is monetized through licensing-style infrastructure fees, and the digital wallet targets subscription/recurring revenue from end users. The go-to-market is direct B2B engagement with Argentine financial institutions and fintechs via embedded API integration and white-label partnerships, with no publicly disclosed pricing and no visible international expansion. Customer segmentation is horizontal across banks, fintechs, digital platforms, and merchants, with financial institutions and fintechs identified as primary segments.
Red Link firmographics
Firmographics- Name
- Red Link
- Legal name
- Red Link S.A.
- Website
- https://redlink.com.ar
- Company type
- Private
- Founded year
- 1998
- Operating status
- Operating
- Headcount range
- 501–1,000 employees
- Short description
- Red Link S.A. is an Argentine B2B API-first fintech infrastructure provider offering open APIs for payments, collections, banking-as-a-service, QR payments, real-time transfers, and token-based security to domestic banks, fintechs, digital platforms, and merchants.
- Ownership category
- akta.pro rank
Red Link industry classification
Industry- Product category
- Payment Infrastructure
- NAICS
- Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320)
- SIC
- Finance Services (6199)
- akta.pro primary industry
- Cross-Border & FX Payments Platforms (BPAMAFAK)
- akta.pro secondary industry
- Alternative Payments & Digital Wallet Acceptance (A2A, RTP, wallets) (THALAHAH)
Keywords
Where Red Link is headquartered
LocationHeadquarters
- HQ city
- Buenos Aires
- HQ country
- Argentina
- HQ region
- Latin America
Markets served
Red Link business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Personnel, Technology or R&D, Operations, Infrastructure
Revenue model
- API Services: Revenue generated from providing open APIs for banking, payments, and financial services to third-party platforms and financial institutions
- Payment Processing: Transaction-based revenue from processing payments, QR code transactions, and money transfers in real-time
- Banking as a Service: Licensing and infrastructure fees for white-label banking platform services provided to partners
- Digital Wallet Services: Revenue from digital wallet platform serving individual consumers with financial management tools
Go-to-market motion1 record
Distribution channels3 records
Marketing channels2 records
Red Link product offering
Product offeringCore offering
Red Link S.A. is an Argentine financial technology company that provides an open API environment connecting financial services, platforms, and products. The company offers payment solutions, collection solutions, Banking-as-a-Service infrastructure, digital wallets, QR-based payments, peer-to-peer transfers, ATM services, and token-based security for financial institutions, fintechs, digital platforms, and merchants.
Product overview
Red Link operates as a unified financial technology platform offering multiple interconnected services: its core API infrastructure (API Banco) serves as the foundation connecting all services, while product-specific offerings include payment solutions (Soluciones de Pago), collection solutions (Soluciones de Cobro), Banking as a Service, digital platforms, ATM services, and security features. The product portfolio also includes consumer-facing features like digital wallets (Billeteras Digitales), QR payments (Pagos con Transferencia), and peer-to-peer transfers (Pagos con Transferencias), all powered by the company's open API environment.
Differentiator
Problem solved
Functional benefit
Products and services
- API Banco (Open Banking API) Open banking API connecting services, platforms, and products with secure and ready-to-use interfaces for financial operations; serves banks, fintechs, and digital platforms integrating Red Link infrastructure.
- Banking as a Service BaaS platform providing infrastructure and APIs for financial institutions and businesses to offer white-label branded banking services.
- Soluciones de Pago (Payment Solutions)
Quantifiable outcome
- Millions of payments processed in real-time through QR technology
Companies that use Red Link
Customer profileSegments4 records
Ideal customer profiles4 records
Red Link technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Feature7 records
Red Link partnerships and signals
Strategic signalScale indicators1 record
Recent moves6 records
Expansion highlights5 records
Red Link competitors and assessment
Company assessmentDirect peers
- MODO: Joint venture of major Argentine banks (Santander, Galicia, BBVA, HSBC, Macro, Supervielle, Patagonia, ICBC) operating a unified QR payment and digital wallet platform. Directly competes with Red Link's digital wallet and QR payment products in the Argentine market.
- Naranja X: Argentine fintech spun off from Tarjeta Naranja, offering digital wallet, payment processing, and consumer financial services. Competes directly with Red Link's digital wallet and payment solutions in Argentina.
- Ualá: Argentine-founded neobank with prepaid card, digital wallet, and consumer financial services. Competes with Red Link's consumer-facing wallet and competes for the same fintech and bank-infrastructure customer base in Argentina.
- Pomelo: Argentina-based LatAm Banking-as-a-Service platform providing card issuing, accounts, and payment infrastructure via APIs. Direct competitor to Red Link's BaaS and API banking offerings across Latin America.
- Belvo: LatAm open banking API platform enabling financial data connectivity and payment initiation. Directly competes with Red Link's open banking API and API-based connectivity positioning across Latin America.
Broad incumbents
- MercadoPago: Dominant Argentine and LatAm fintech owned by MercadoLibre, offering payments, wallet, POS, credit, and merchant services. Overlaps significantly with Red Link's payment processing and digital wallet offerings but at vastly larger scale.
- Plaid: Global open banking API platform connecting bank accounts, payments, and financial data. While primarily US-focused, Plaid represents the global benchmark for the open banking API model Red Link aspires to in Argentina.
- Galileo Financial Technologies: US-based payments and Banking-as-a-Service platform owned by SoFi, providing card issuing, payment processing, and digital banking infrastructure. Direct comparability to Red Link's BaaS and payment processing capabilities at global scale.
Emerging players
- dLocal: Uruguay-headquartered cross-border payments platform serving emerging markets including Argentina. Adjacent competitor whose payment processing and emerging-market focus overlap with Red Link's transaction infrastructure business.
- Marqeta: US-based card issuing and payment processing API platform. Comparable to Red Link as an API-first payments infrastructure provider, though focused on card issuance rather than full banking services.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
Red Link social profiles
Digital presenceRed Link financial estimates
Financial estimateRevenue estimate
Valuation estimate
Red Link leadership team
Management profileNumber of profiles
Red Link funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Red Link M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Red Link
What does Red Link do?
Red Link S.A. is an Argentine financial technology company that provides an open API environment connecting financial services, platforms, and products. The company offers payment solutions, collection solutions, Banking-as-a-Service infrastructure, digital wallets, QR-based payments, peer-to-peer transfers, ATM services, and token-based security for financial institutions, fintechs, digital platforms, and merchants.
Is Red Link a public or private company?
Red Link is a private company. It is classified as unknown and is currently operating.
When was Red Link founded?
Red Link was founded in 1998. It employs 501 to 1,000 people.
Where is Red Link based?
Red Link is headquartered in Buenos Aires, Argentina, in the Latin America region.
How does Red Link make money?
Four revenue lines are on record. API Services are the primary driver. The others are payment Processing, banking as a Service and digital Wallet Services.
Who are Red Link's main competitors?
Direct peers on record are MODO, Naranja X, Ualá, Pomelo and Belvo. Broad incumbents are MercadoPago, Plaid and Galileo Financial Technologies. Emerging players are dLocal and Marqeta.
Does Red Link have an API?
Yes. Red Link offers an open API environment ('API abierta, segura y lista para usar') that connects services, platforms, and products. The API enables payment solutions, collection solutions, banking as a service, digital wallet functionality, QR payments, real-time transfers, and security token services for financial operations.
What industry is Red Link in?
Red Link's product category is Payment Infrastructure. Its primary akta.pro industry code is BPAMAFAK, Cross-Border & FX Payments Platforms, with a secondary code of THALAHAH, Alternative Payments & Digital Wallet Acceptance (A2A, RTP, wallets). Its NAICS code is 522320 and its SIC code is 6199.