Stancer
Stancer is a French ACPR-authorized payment institution and subsidiary of Iliad Group that provides omnichannel card acceptance (Tap to Pay, terminals, online, links, Microsoft Teams) to SMBs, freelancers, and enterprises in France and Italy via a flat-fee, no-subscription pricing model.
- Company typePrivate
- Founded2017
- HeadquartersParis, France
- Headcount11–50
- GTM typeB2B
- OfferingSoftware
What Stancer does
Stancer, operating through the legal entity Iliad78, is a French payment institution founded in 2017 as a subsidiary of the publicly listed Iliad Group. The company provides omnichannel payment acceptance for small and medium-sized businesses, freelancers, and independent professionals in France and Italy, holding ACPR payment institution authorization (number 11758) and PCI DSS Level 1 certification. Its product surface spans in-person acceptance via Verifone payment terminals and Tap to Pay on iPhone and Android, online payments through CMS modules (WooCommerce, PrestaShop, Magento, Odoo, Ugo) and a full API, remote payment links, and a native Microsoft Teams payment application.
The platform unifies transactions, refunds, and payouts in a single dashboard, with built-in 3D Secure authentication, anti-fraud algorithms, SEPA direct debit, IBAN verification, and a unified payment intent reference system. Stancer monetizes primarily through per-transaction fees at 0.7% plus €0.07-€0.15 for EEA cards and 2.5% plus €0.12 for non-EEA cards, with no subscription, no commitment, and no setup fee; payment terminals are free for merchants processing ≥150 transactions/month and €15/month otherwise. Distribution is digital and self-serve (signup.stancer.com and mobile apps), augmented by a strategic partnership with BoursoBank for Bourso Business customers and a 2024 partner ecosystem expansion including Allianz and AXEPTA by BNP Paribas.
At scale, Stancer processes over 253,000 transactions daily and €1.76 billion annually, serving a customer mix that ranges from micro-merchants and sole practitioners to named enterprises such as Bouygues Construction, Scaleway, Nice Matin, MACSF, and DoctoLib. The company is registered at 16 rue de la Ville l'Évêque, 75008 Paris, with reported share capital of €9,510,760.20 and SIREN 834 315 673.
Stancer firmographics
Firmographics- Name
- Stancer
- Legal name
- Iliad78 (Stancer)
- Website
- https://stancer.com
- Company type
- Private
- Founded year
- 2017
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Stancer is a French ACPR-authorized payment institution and subsidiary of Iliad Group that provides omnichannel card acceptance (Tap to Pay, terminals, online, links, Microsoft Teams) to SMBs, freelancers, and enterprises in France and Italy via a flat-fee, no-subscription pricing model.
- Ownership category
- akta.pro rank
Stancer industry classification
Industry- Product category
- Payment Processing Services
- NAICS
- Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320)
- SIC
- Services-Computer Programming, Data Processing, Etc. (7370)
- akta.pro primary industry
- Merchant Payment Gateways (API/Hosted Checkout) (FSAMACAA)
- akta.pro secondary industries
- Processor-Agnostic / White-Label Acquiring Platforms (Acquiring-as-a-Service) (FSAMABAI), In-Store Contactless & NFC Acceptance (Tap-to-Pay, EMV Contactless) (FSAMADAF), POS, SoftPOS & In-Person Acceptance Infrastructure (FSAGABAO), Payment PIN Pads, Card Readers & NFC Contactless Devices (HDACAKAG)
Keywords
Where Stancer is headquartered
LocationHeadquarters
- HQ city
- Paris
- HQ country
- France
- HQ region
- Europe
Offices1 record
Markets served
Stancer business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Infrastructure, Supply Chain, Operations, Marketing or Sales
Revenue model
- Payment Transaction Fees: Stancer charges per-transaction fees on all payments processed. For EEA-issued cards: 0.7% variable + €0.07 fixed per transaction (payment terminal); 0.7% + €0.15 (Tap to Pay, online payments). For transactions under €7 with payment terminal: only 0.7% variable, no fixed fee. For non-EEA cards: 2.5% variable + €0.12 fixed. No subscription, no commitment, no setup fee.
- Payment Terminal Hardware (Conditional): Terminal provided free of charge for merchants making 150+ transactions/month. Otherwise charged at €15/month. This is a hardware provisioning revenue, conditional on low transaction volume.
- Custom Volume Pricing: For merchants processing more than 100,000 transactions/month, custom pricing is available with multi-currency contracts upon request, creating a B2B negotiation revenue stream.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Pay-as-you-go | Payment Terminal (in-person) |
| Transaction based/ take rate | Pay-as-you-go | Tap to Pay on iPhone and Android |
| Transaction based/ take rate | Pay-as-you-go | Online Payments (e-commerce) |
| Transaction based/ take rate | Pay-as-you-go | Payment Links |
| Transaction based/ take rate | Pay-as-you-go | High-Volume Custom Pricing |
Go-to-market motion1 record
Distribution channels7 records
Marketing channels7 records
Stancer product offering
Product offeringCore offering
Stancer provides a unified omnichannel payment acceptance platform for merchants of all sizes, enabling in-person payments via Tap to Pay on iPhone/Android and Verifone mobile POS terminals, online payments through CMS modules and a Full API, remote payments via shareable payment links, and in-conversation payments inside Microsoft Teams. Pricing is transparent pay-as-you-go at 0.7% plus €0.07–€0.15 per EEA-card transaction with no subscription, no commitment, and no setup fee. The platform is ACPR-authorized (number 11758), PCI DSS Level 1 certified, and operated by Iliad78, a subsidiary of the Iliad Group.
Product overview
Stancer is a payment services platform offering a unified omnichannel payment solution with multiple acceptance channels: in-person payments via Tap to Pay on iPhone/Android and mobile payment terminals (Verifone); online payments through CMS module integrations (WooCommerce, PrestaShop, Magento, Odoo, Ugo), API, and payment pages; remote payments via shareable payment links; and in-conversation payments through Microsoft Teams. The platform is built around competitive transparent pricing (0.7% + €0.07-0.15 per transaction) with no subscription, no commitment, and no hidden fees. All solutions are powered by the same underlying infrastructure with unified dashboard tracking, fraud protection, and ACPR/PCI DSS security certifications.
Differentiator
Problem solved
Functional benefit
Products and services
- Tap to Pay on iPhone Contactless in-person payment acceptance solution that transforms a merchant's compatible iPhone into a payment terminal, accepting credit/debit cards, Apple Pay, Google Pay, and other digital wallets without additional hardware. Targeted at SMBs, freelancers, and mobile professionals in France and Italy.
- Tap to Pay on Android Contactless in-person payment solution that turns Android smartphones and tablets into secure payment terminals, accepting bank cards, Google Pay, Apple Pay, and digital wallets directly on device. Targeted at SMBs and mobile merchants in France and Italy.
- Payment Terminal
Quantifiable outcome
- 253,000+ transactions processed daily across the platform
- +5 more outcomes
Companies that use Stancer
Customer profileNamed customers25 records
Segments6 records
Ideal customer profiles4 records
Stancer technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration6 records
Feature13 records
Stancer partnerships and signals
Strategic signalPartnerships
Six partnerships are on record, tiered core and minor.
- BoursoBank (Boursorama)coreStrategic distribution partnership launched October 2024, enabling Bourso Business customers to access Stancer payment solutions including mobile terminals, Tap to Pay on iPhone, payment links, and e-commerce API. Bourso Business customers receive 2 months of free commissions on all Stancer transactions as a promotional offer.
- MagentocoreOfficial Stancer payment module integrated into the Magento e-commerce platform marketplace, enabling Magento merchants to easily add Stancer as a payment processor.
- OdoocoreDedicated Stancer module for Odoo ERP platform, allowing Odoo e-commerce users to configure and offer Stancer payments within their Odoo store.
- WooCommercecoreOfficial Stancer payment plugin available in the WooCommerce marketplace, allowing WordPress/WooCommerce merchants to integrate Stancer payments.
- PrestaShopcoreOfficial Stancer payment module available for PrestaShop e-commerce merchants, providing seamless integration for online checkout.
- AllianzminorTechnology partner mentioned in Stancer's 2024 retrospective as part of expanding partner ecosystem.
Scale indicators7 records
Recent moves6 records
Expansion highlights6 records
Stancer competitors and assessment
Company assessmentDirect peers
- SumUp: European SMB-focused payment acquirer offering card readers, Tap to Pay on iPhone, and online payment solutions. Competes directly with Stancer on in-person and mobile payment acceptance for freelancers and small businesses in France and across Europe.
- Zettle (PayPal Zettle): PayPal-owned mobile POS and payment solution provider targeting small merchants with hardware terminals and software. Direct competitor to Stancer's terminal and Tap to Pay offerings, especially in the European SMB segment.
- Square (Block): Global SMB payments platform offering POS hardware, Tap to Pay on iPhone, online checkout, and software integrations. Closely mirrors Stancer's omnichannel SMB payment stack and competes for similar freelancer and small business customers.
- Stripe: Dominant developer-first online payment processor offering APIs, hosted checkout, and CMS integrations. Direct competitor to Stancer's online payment and CMS module products for French e-commerce merchants.
- Mollie: European SMB-focused payment processor offering multi-method checkout, terminal solutions, and developer-friendly APIs. Competes with Stancer in online and omnichannel payments across Europe, particularly in France and Italy.
- myPOS: European SMB-focused payment solution provider offering mobile POS terminals, online payments, and Tap to Pay on iPhone. Directly comparable to Stancer in product mix and target customer segments across Europe.
Broad incumbents
- Adyen: Global enterprise-grade payment processor offering acquiring, processing, and POS solutions. Competes with Stancer on online payments and Tap to Pay infrastructure but primarily serves larger merchants rather than the SMB segment.
- Worldline: Europe's largest payment processor and major French incumbent. Overlaps with Stancer in merchant acquiring and payment terminals across France, particularly for enterprise and mid-market merchants.
Emerging players
- Viva Wallet: European fintech offering merchant acquiring, Tap to Pay, and online checkout targeting SMBs. Competes with Stancer in the mobile-first and Tap to Pay space, with growing presence in France.
Others
- Verifone: Global payment terminal hardware manufacturer whose devices Stancer distributes to its merchants. Adjacent relationship as Stancer's primary POS hardware provider, not a direct competitor in payment acceptance services.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
Stancer social profiles
Digital presenceStancer compliance and trust
Trust signalCompliance4 records
Stancer financial estimates
Financial estimateRevenue estimate
Valuation estimate
Stancer leadership team
Management profileNumber of profiles
Profiles1 record
Stancer funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Stancer M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Stancer
What does Stancer do?
Stancer provides a unified omnichannel payment acceptance platform for merchants of all sizes, enabling in-person payments via Tap to Pay on iPhone/Android and Verifone mobile POS terminals, online payments through CMS modules and a Full API, remote payments via shareable payment links, and in-conversation payments inside Microsoft Teams. Pricing is transparent pay-as-you-go at 0.7% plus €0.07–€0.15 per EEA-card transaction with no subscription, no commitment, and no setup fee. The platform is ACPR-authorized (number 11758), PCI DSS Level 1 certified, and operated by Iliad78, a subsidiary of the Iliad Group.
Is Stancer a public or private company?
Stancer is a private company. It is classified as corporate owned and is currently operating.
When was Stancer founded?
Stancer was founded in 2017. It employs 11 to 50 people.
Where is Stancer based?
Stancer is headquartered in Paris, France, in the Europe region.
How does Stancer make money?
Three revenue lines are on record. Payment Transaction Fees are the primary driver. The others are payment Terminal Hardware (Conditional) and custom Volume Pricing.
Who are Stancer's main competitors?
Direct peers on record are SumUp, Zettle (PayPal Zettle), Square (Block), Stripe, Mollie and myPOS. Broad incumbents are Adyen and Worldline. Viva Wallet is listed as an emerging player. Verifone is listed as an others.
Does Stancer have an API?
Yes. Stancer offers a Full API integration for e-commerce websites, allowing developers to fully customize payment form fields to suit their website. The API supports multiple payment methods including credit card, SEPA transfer, SEPA Direct Debit, and mobile wallets. Solutions adapt to merchant infrastructure to provide optimal payment experiences. Developer documentation is at docs.stancer.com/en.
What industry is Stancer in?
Stancer's product category is Payment Processing Services. Its primary akta.pro industry code is FSAMACAA, Merchant Payment Gateways (API/Hosted Checkout), with a secondary code of FSAMABAI, Processor-Agnostic / White-Label Acquiring Platforms (Acquiring-as-a-Service). Its NAICS code is 522320 and its SIC code is 7370.