Investors Trust Assurance

What Investors Trust Assurance does

Investors Trust Assurance SPC, founded in 2002 and headquartered in Grand Cayman, is a privately held international insurance group that designs, distributes, and administers unit-linked investment products for expatriate and cross-border clients served through independent financial advisors (IFAs). Operating under the parent ITA International Holdings LLC, the group holds insurance licenses across Cayman Islands (CIMA, Unrestricted Class B(iii)), Puerto Rico (OCS Class 5, NAIC member), Labuan Malaysia (Labuan FSA), Dubai (DFSA Category 4), and now India (GIFT City), and has maintained an AM Best A- (Excellent) Financial Strength Rating with Stable Outlook for eight consecutive years through end-2025. The product suite spans six core unit-linked families — Evolution regular savings (5–25 year terms with loyalty bonuses), Platinum lump sum, S&P 500 Index and MSCI Index principal-protected savings plans, Fixed Income (100% capital protected), and Access Portfolio open-architecture portfolio bond — supported by a fund platform aggregating 15+ world-class asset managers (BlackRock, JPMorgan, PIMCO, Schroders, Franklin Templeton and others), the ITA Connect mobile application for advisors, and ITA University, an online education platform co-developed with IE University and CFA Institute.

The company's revenue model is subscription/recurring in nature, built on administration charges on AUM (ranging from approximately 0.35% to 2.33% annually depending on product and term), monthly/quarterly policy fees (e.g., USD 7/month on Evolution, USD 180/quarter on Access Portfolio), fund switching and conversion charges, transaction-based dealing fees (USD 50–100 per trade), declining-balance surrender charges on early withdrawal, and credit card processing fees. AUM grew from $1.006 billion in 2015 to $5.9 billion at end-2025, with clients in 100+ markets supported by seven offices (Grand Cayman, Kuala Lumpur/Labuan, Guaynabo Puerto Rico, Dubai, Miami, Montevideo, and GIFT City India). Distribution is entirely advisor-mediated; there is no direct-to-consumer channel, and the company invests in advisor enablement through ITA University credentialing, ITA Connect marketing tools, and regular presence at Investment International Forums in Latin America and the Middle East, as well as masterclasses and roadshows in markets including Madrid, Dubai, and Riyadh.

The company is led by a distributed regional management structure with Ariel Amigo as Chief Marketing & Distribution Officer, Christian Burmeister as Chief Financial Officer, Philip Story as Head of Distribution EMEA, David Knights as Head of Distribution Asia, Gustavo Otero as Head of Distribution LATAM, and Nicolás Henderson as Head of Product. The firm has no public listing, no external institutional investors identified in available materials, and has been recognized across multiple categories at the Investment International Awards from 2018 through 2025, including Company of the Year, Best International Savings Plan (S&P 500 Index and Evolution), Excellence in Client Service, and Excellence in Fintech. Geographic restrictions exclude the United States, Cayman Islands, and Puerto Rico for client acquisition, and the company explicitly disclaims registration as a broker-dealer outside its licensed jurisdictions.

Name

Investors Trust Assurance

Legal name

ITA International Holdings LLC

Website

https://investors-trust.com

Company type

Private

Founded year

2002

Operating status

Operating

Headcount range

101–250 employees

Short description

Investors Trust Assurance is a Cayman Islands-regulated international insurance group, founded 2002, that issues unit-linked investment products (Evolution, Platinum, S&P 500 Index, MSCI Index, Fixed Income, Access Portfolio) distributed through independent financial advisors to expatriate and cross-border clients across 100+ markets, with $5.9B AUM at end-2025 and AM Best A- rating for eight consecutive years.

Ownership category

akta.pro rank

Product category

Offshore Investment & International Life Insurance

NAICS

Portfolio Management and Investment Advice (523940), Open-End Investment Funds (52591), Other Investment Pools and Funds (5259)

SIC

Investors, Nec (6799), Investment Advice (6282)

akta.pro primary industry

Alternative Investments for Private Wealth (Hedge Funds, PE/VC Access, Private Credit) (FSAAABAI)

akta.pro secondary industries

Corporate & Institutional Trust Services (FSAAANAB), Multi-Asset Income Funds (Diversified Income) (FSAAAJAG)

Keywords

• Unit-linked investment products
• Offshore investment plans
• International savings plans
• Portfolio bond solutions
• Expatriate wealth management

Headquarters

HQ city

Grand Cayman

HQ country

Cayman Islands

Offices7 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Unit-Linked Investment Product Fees: Investors Trust earns revenue primarily through various fees associated with its unit-linked investment products. These include annual administration charges (e.g., 1.9% years 1-10, 0.35% years 11+ for Evolution), policy fees (e.g., USD 7/month or USD 180/quarter), plan structure fees (e.g., 0.125% monthly of account value), fund switching fees (first 15 free, then per-transaction charges), and surrender charges for early withdrawals. The company also earns on the spread/charging structure across its multiple product families including Evolution, Platinum, Access Portfolio, Fixed Income, S&P 500 Index, and MSCI Index.
2. Management and Administration Fees: Ongoing fees calculated on account value or premiums paid, including administration charges that vary by product and term (e.g., 0.25% quarterly for Access Portfolio 10-year plan, up to 0.58% quarterly for 3-year plan). Loyalty bonuses are funded from accumulated administration charges. Additional revenue comes from dealing charges on stocks, ETFs, funds, bonds, and structured notes (e.g., USD 50 per transaction for funds).
3. Front-End and Transaction Charges: Initial surrender charges on early withdrawals (e.g., 7% declining to 0 for 3-year Access Portfolio, 10% declining for 10-year plan), credit card processing fees (3.5% for Evolution Plus), and asset transfer charges (USD 50 per asset beyond first 20 free transfers). These are one-time or event-driven charges tied to specific client actions.

Pricing tiers

Go-to-market motion1 record

Distribution channels4 records

Marketing channels10 records

Core offering

Investors Trust Assurance sells medium- to long-term unit-linked investment products—including regular savings plans, lump-sum plans, index-linked plans, and open-architecture portfolio bonds—to expatriate and international investors through independent financial advisors. Investments are held within segregated portfolios in regulated jurisdictions (Cayman Islands, Puerto Rico, Labuan Malaysia), enabling tax-efficient, cross-border wealth structuring for globally mobile clients.

Product overview

Investors Trust offers a comprehensive suite of unit-linked investment products designed for international investors. The core portfolio includes six distinct products: Evolution (flexible regular savings with 5-25 year terms), Platinum (lump sum with diversified fund access), S&P 500 Index (principal-protected equity-linked savings), MSCI Index (global developed market exposure), Fixed Income (100% capital-protected income products), and Access Portfolio (open-architecture portfolio bond with flexible terms). These products are supported by a Fund Platform providing access to institutional asset managers, the ITA Connect mobile app for advisor tools and client engagement, and ITA University for financial advisor education. The platform operates across multiple jurisdictions (Cayman Islands, Malaysia, Puerto Rico, Dubai) with an A- AM Best rating, targeting clients in 100+ markets globally.

Differentiator

Problem solved

Functional benefit

Brands

• Evolution: Regular savings plan with loyalty bonuses and flexible terms of 5, 10, 15, 20, or 25 years
• Platinum
• Access Portfolio
• S&P 500 Index
• MSCI Index
• Fixed Income
• ITA Connect
• ITA University
• Investors Trust Cares

Products and services

• Evolution Unit-linked regular savings plan for expatriate and international investors, allowing recurring contributions invested in segregated portfolios. Designed for medium- to long-term wealth accumulation advised through IFAs.
• Platinum

Quantifiable outcome

• Assets under management grew from $1.006 billion (2015) to $2.355 billion (2020) to $5.9 billion (2025) — representing ~6x growth in 10 years
• +5 more outcomes

Segments4 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature5 records

Partnerships

Eight partnerships are on record, tiered supporting and core.

• BLIS GlobalsupportingGTM or Marketing Partner · 1 January 2026Investors Trust sponsored the BLIS Global Roadshow in Dubai (January 9, 2026) and Riyadh (February 4, 2026), bringing together experts from 10 professions across financial and business planning ecosystem. Phil Story, Head of Distribution EMEA, was among the main speakers. The events focus on cross-industry dialogue addressing gaps in financial planning, particularly for the middle market and SMEs.
• Investment InternationalcoreGTM or Marketing Partner · 1 January 2025Investors Trust is the main sponsor of the Investment International Latin America Forum (sponsored for multiple consecutive years including 2023, 2024, 2025) and participated in the II Middle East Forum 2025. These industry forums are key channels for reaching financial advisors and wealth management professionals globally. Executives present thought leadership content on fintech, AI, and financial planning topics.
• IE UniversitycoreStrategic or Co-development Partner · 1 January 2023Strategic partnership with IE University (ranked #1 Online MBA globally per Financial Times 2023) to deliver ITA University's Online Learning Journeys specifically created for Investors Trust financial advisors. The partnership provides tailor-made educational content, on-demand self-paced courses, and certificates expedited by IE University. In October 2024, the first-ever ITA University Masterclass was held in Madrid, Spain in partnership with IE University. IE Business School was ranked number one Online MBA program in the world in 2023 and among the top ten universities globally for innovation in technologies and teaching.
• CFA InstitutecoreStrategic or Co-development Partner · 1 January 2023Strategic alliance with CFA Institute, the global organization providing education for investment professionals since 1947, promoting highest standards of ethics, education, and professional excellence in the global investment industry. ITA University provides entry to the Investment Foundations Certificate for those selected and sponsored by Investors Trust. Participants gain access to unlimited educational materials from CFA Institute. This is a one-year, self-paced certificate including six courses with checkpoint tests and a final exam. First cohort launched in 2025.
• BlackRock (iShares)supportingTechnology or Integration · 1 January 2020iShares ETFs (a BlackRock product) are available on the Investors Trust fund platform. Performance data sourced from Bloomberg. iShares is a registered trademark of BlackRock, Inc. and is not affiliated with Investors Trust Assurance SPC.
• Bloomberg (Refinitiv)supportingTechnology or Integration · 1 January 2020Bloomberg and Refinitiv provide fund performance data and market information for Investors Trust's fund platform. Fund performance reports cite Bloomberg as the data source. Refinitiv is listed as the source for fund platform performance data.
• World-Class Asset Managers (AB, BlackRock, Franklin Templeton, GAM, Henderson, JPMorgan, Investec, iShares, Man, MFS, Morgan Stanley, NinetyOne, Pictet, PIMCO, Schroders)coreTechnology or Integration · 1 January 202015+ world-class investment management firms provide funds and investment options on Investors Trust's open architecture platform. Investment strategies covered include Global Equity, Global Bonds, Global Currency, Global Arbitrage, Global Technology, North American Equities, European Equities, Emerging Market Equities, US Government Bonds, European Bonds, Emerging Market Bonds, Hedge Funds, Structured Products, Money Market, and Index Funds. These partnerships enable the open architecture platform that is a key differentiator for Investors Trust.
• MorningstarsupportingTechnology or Integration · 1 January 2020Morningstar Portfolio X-Ray tool is integrated into Investors Trust's online platform, providing a powerful analytical tool that illustrates how particular investments or groups of investments drive portfolio performance.

Scale indicators6 records

Recent moves10 records

Expansion highlights7 records

Direct peers

• RL360° Insurance Company Limited: RL360° is a Bermuda-based offshore life insurance company offering unit-linked investment bonds for expatriate and international investors, distributed exclusively through IFAs. Closely comparable business model — segregated portfolios, multi-currency, advisor-led sales.
• Hansard Global plc: Hansard Global is a specialist offshore provider of unit-linked investment and savings products for international clients, listed on the London Stock Exchange with significant IFA distribution. Same product architecture (unit-linked savings plans, portfolio bonds) and same target expatriate / globally mobile client base.
• Utmost Wealth Solutions: Utmost (formerly Generali Worldwide and Old Mutual Wealth international life) is a leading offshore life and wealth platform serving expatriate and HNW clients through financial advisors. Direct competitor in international portfolio bonds and unit-linked savings.
• Quilter International: Quilter International offers offshore bonds and investment solutions aimed at UK expatriates and international investors, distributed via IFAs. Comparable product mix (regular savings plans, portfolio bonds) and shared focus on cross-border wealth structuring.
• Friends Provident International: Friends Provident International is an Isle of Man-based offshore life office providing investment-linked products for expatriate clients through financial advisers. Direct peer in unit-linked bonds, multi-currency options, and IFA distribution.
• Transamerica Life Bermuda: Transamerica Life (Bermuda) sells offshore universal life and accumulation products to high-net-worth international clients via intermediaries. Comparable in offering insurance-wrapped investment solutions for globally mobile individuals.

Broad incumbents

• Zurich International (Zurich Life): Zurich International offers offshore savings and investment products within a much larger global insurance and asset management group. Overlapping in IFA-distributed offshore bonds but operates at far greater scale and broader geographic scope.
• Sun Life Financial International: Sun Life's International division offers offshore investment-linked insurance products targeting expatriate clients in Asia, the Caribbean, and beyond. Broader incumbent player with overlapping unit-linked offerings and shared IFA distribution channels.
• Royal London 360°: Royal London 360° is the offshore arm of UK mutual Royal London, providing investment bonds for UK expatriates. Larger parent with overlapping IFA-distributed offshore product set.
• St. James's Place International: St. James's Place International provides offshore investment solutions to UK expatriates and international clients through a restricted adviser network. Comparable target client (globally mobile investors) and comparable wrapper-based product architecture, but operates within a much larger UK wealth group.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• YouTubeyoutube.com/watch?v=hKFpqogU3xc
• Instagraminstagram.com/investorstrust_
• LinkedInlinkedin.com/company/investors-trust

Compliance3 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles6 records

Subsidiaries5 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Investors Trust Assurance