durchblicker.at

What durchblicker.at does

durchblicker.at is the consumer-facing brand of durchblicker GmbH, a privately held Austrian company headquartered at Salzgries 15 in Vienna's 1st district, operating Austria's largest comparison portal for household fixed costs. The platform enables Austrian consumers to anonymously compare and switch providers across 29 proprietary calculators spanning four verticals: insurance (14 categories including auto, motorcycle, household, home, travel, legal protection, life, accident, liability, pet, e-bike, bicycle, and health), energy (electricity and gas tariffs), credit and banking (consumer loans from seven Austrian banks, real estate financing, current accounts, savings products), and telecommunications (mobile plans, SIM-only, prepaid, internet, TV, and bundled packages). A registered user account ("Mein Konto") supports saved comparisons, contract management, personalized recommendations, and reminders, while paid advisory services offer phone, email, and live-chat consultation in German, Serbian, Turkish, and Polish.

The technology stack combines web-based comparison engines with provider integration APIs, AI-powered features built on third-party foundation models, and supporting compliance integrations. Notably, durchblicker has deployed Google Gemini for automated invoice scanning (OCR) that extracts consumption and contract data from uploaded electricity and gas bills, and a ChatGPT (OpenAI) integration that allows users to query non-binding electricity price calculations conversationally. The lending vertical is supported by credit bureau integrations with CRIF GmbH and KSV1870 and identity verification via IDnow GmbH. The platform's value proposition centers on independence, anonymity, and free expert-guided switching.

The business model is commission-based and free for end users. durchblicker earns transaction fees from insurance carriers, energy providers, banks, and telecom operators upon successful contract conclusion, and operates an affiliate partner program that pays fixed fees per successful referral to website operators, financial advisors, insurance intermediaries, real estate professionals, energy consultants, and associations. Distribution combines direct-to-consumer self-service via the website, inside-sales phone consultation, an affiliate network, and traditional above-the-line TV advertising. The company is led by Managing Director Márton Besnyő, has no disclosed parent, institutional investors, or funding rounds, and serves 700,000+ customers with a 4.4/5.0 satisfaction rating across 10,771 verified eKomi reviews.

Name

durchblicker.at

Legal name

durchblicker GmbH

Website

https://durchblicker.at

Company type

Private

Founded year

2010

Operating status

Operating

Headcount range

51–100 employees

Short description

durchblicker.at is Austria's largest comparison portal for household fixed costs, offering free, independent price comparisons and contract mediation across insurance, energy, credit, and telecommunications for Austrian consumers, monetized via provider commissions and an affiliate partner network.

Ownership category

akta.pro rank

Product category

Insurance & Utility Comparison Platform

NAICS

Agencies, Brokerages, and Other Insurance Related Activities (5242), Insurance Agencies and Brokerages (524210)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Price Comparison/Aggregator Generalist Marketplaces (CRAFAAAI)

akta.pro secondary industries

Digital Distribution & Comparison Platforms (Aggregators/Marketplaces) (FSAGAGAA), Lead Generation, Comparison & Marketplace Platforms (Financial Products) (FSAEAMAM), Auto-Switching & Price Comparison Platforms (EUAGAEAD), Mortgage Comparison, Marketplace & Rate-Shopping Platforms (FSALABAJ)

Keywords

• Tariff comparison platform
• Insurance comparison
• Energy switching service
• Consumer credit brokerage
• Telecom comparison

Headquarters

HQ city

Vienna

HQ country

Austria

HQ region

Europe

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Technology or R&D, Marketing or Sales, Operations, Others

Revenue model

1. Provider Commission on Contract Mediation: durchblicker earns commissions from insurance companies, energy providers, banks, and telecom operators when users successfully complete contracts through the platform. The service is free for consumers; revenue derives from provider fees upon successful contract conclusion.
2. Affiliate Partner Program Fees: Partners (websites, financial advisors, real estate professionals) earn fixed fees per successful contract completion referred through their partner links. durchblicker pays these commissions from provider fees received.

Pricing tiers

Go-to-market motion3 records

Distribution channels5 records

Marketing channels7 records

Core offering

durchblicker.at is Austria's largest comparison portal for household fixed costs, operating 29 comparison calculators across four categories: insurance (14 sub-categories), electricity and gas, credit and banking, and mobile/internet. The platform anonymously matches consumer requirements against offerings from integrated Austrian providers, mediates contracts, and provides free expert consultation by phone, email, and chat, monetized via commissions paid by product providers on successfully completed contracts.

Product overview

durchblicker.at is Austria's largest comparison portal for household fixed costs, offering a multi-category platform with four core product areas: (1) Insurance Comparisons covering 14 categories (auto, motorcycle, household, home, travel, legal protection, life, accident, personal liability, pet insurance for dogs and cats, e-bike, bicycle, and health insurance); (2) Energy Comparisons for electricity and gas tariffs from Austrian providers with an AI-powered ChatGPT feature for price calculations and automated invoice reading; (3) Credit & Banking products including consumer loans from 7 banks, real estate financing, and savings accounts; and (4) Mobile & Internet services for mobile plans, SIM-only options, prepaid, and fixed-line internet/TV packages. The platform combines anonymous comparison calculators with optional registered user accounts (Mein Konto) for saving comparisons and managing contracts, plus paid advisory services for insurance and credit products. A partner/affiliate program enables third parties to earn commissions by driving traffic or submitting applications.

Differentiator

Problem solved

Functional benefit

Products and services

• Versicherungsvergleiche (Insurance Comparisons) Comparison calculators across 14 Austrian insurance categories (auto, motorcycle, household, home, travel, legal protection, life, accident, personal liability, pet, e-bike, bicycle, health) producing anonymized price and coverage comparisons from multiple insurers. Intended for Austrian consumers seeking to evaluate and switch insurance providers.
• Energievergleiche (Energy Comparisons) Comparison calculators for electricity and gas tariffs from Austrian energy providers, with optional AI-powered OCR invoice scanning and ChatGPT-based price calculations for personalized recommendations. Intended for Austrian households seeking lower energy tariffs.
• Kredit & Konto (Credit & Banking) Comparison and application platform for Austrian consumer credit (online credit, auto credit, debt restructuring, credit cards) from 7 banks, real estate financing (mortgage, home loan, construction financing, debt restructuring), and banking products (current accounts, savings interest, building society savings). Intended for Austrian consumers and prospective mortgage borrowers.
• Handy & Internet (Mobile & Internet) Comparison service for Austrian mobile plans (handy+tariff, SIM-only, prepaid, mobile internet), fixed-line internet, business internet plans, digital TV, and bundled packages. Intended for Austrian consumers and small businesses seeking telecom and internet tariff optimization.
• Versicherungsberatung (Insurance Advisory) Personal consultation with trained insurance advisors delivered by phone or email (in German, Serbian, Turkish, Polish and other languages) to assist Austrian consumers in selecting appropriate insurance coverage.
• Partnerprogramm (Affiliate Program) Referral and affiliate program enabling website operators, financial advisors, insurance agents, real estate professionals, energy consultants, and organizations to earn fixed commissions on contracts completed via partner links or submitted applications.

Quantifiable outcome

• Users can save up to €4,800 annually on household fixed costs
• +2 more outcomes

Named customers1 record

Segments4 records

Ideal customer profiles2 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration3 records

AI capability4 records

Feature4 records

Partnerships

Twelve partnerships are on record, tiered core and minor.

• Website Operators (Affiliate Partners)coreChannel Partner/ Reseller/ DistributorWebsite operators with relevant content (finance, insurance, energy, real estate) join the affiliate program to earn fixed fees per successful contract completion. Partners place links or advertising materials on their websites; user clicks are tracked and attributed to partners for commission calculation.
• Financial Advisors & Insurance IntermediariescoreChannel Partner/ Reseller/ DistributorProfessional intermediaries use partner links to access throughblicker for clients who need products outside the intermediary's portfolio. Partners earn fixed fees per successful contract. Monthly commission settlements with monthly bank transfers.
• Real Estate Professionals & Property ManagersminorChannel Partner/ Reseller/ DistributorReal estate brokers and property managers use partner links on websites, emails, and newsletters to earn commissions when clients purchase insurance, energy, or building society savings products.
• Energy Consultants & Installation CompaniesminorChannel Partner/ Reseller/ DistributorEnergy professionals recommend throughblicker to clients for electricity and gas provider switching. Partners receive fixed fees per successful energy contract completion.
• Associations & ClubsminorChannel Partner/ Reseller/ DistributorAssociations and clubs earn fixed fees per member contract completion when members use partner links to purchase insurance, energy, or building society products through durchblicker.
• CRIF GmbHcoreTechnology or IntegrationCredit bureau used for pre-screening of consumer credit applicants. CRIF conducts creditworthiness checks and provides results to banks for loan decisions. Also used for consumer credit intermediaries.
• KSV1870coreTechnology or IntegrationCredit information provider (Kreditschutzverband) used for creditworthiness assessment of consumer credit applicants through KSV1870 PersonenProfil with RiskIndicator.
• Bank99coreTechnology or IntegrationAustrian bank with extensive branch network (400+ branches, 1,400+ post office locations) offering personal loan products through the durchblicker comparison platform.
• BAWAGcoreTechnology or IntegrationAustrian bank offering online personal loans through the durchblicker platform. Minimum loan amount €4,000 with 1-10 year terms and free special repayments.
• Santander Bank AustriacoreTechnology or IntegrationFilialbank offering online personal loan applications through the durchblicker platform.
• easybankcoreTechnology or IntegrationOnline bank offering personal loans from €4,000 to €75,000 with 1-10 year terms through the durchblicker comparison platform.
• Raiffeisenlandesbank Niederösterreich-WiencoreTechnology or IntegrationRegional Raiffeisen bank offering personal loans from €4,000 to €30,000 with fixed interest rates through the durchblicker platform.

Scale indicators5 records

Recent moves6 records

Expansion highlights5 records

Market position

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/thedurchblicker
• Facebookfacebook.com/durchblicker
• LinkedInlinkedin.com/company/1463763

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds1 record

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about durchblicker.at