Lodasoft

What Lodasoft does

Lodasoft is a private US-based SaaS company headquartered in Livonia, Michigan, that sells a digital mortgage workflow platform to US residential mortgage lenders, brokers, and third-party originators (TPOs). The platform centers on an Intelligent Loan Manufacturing (iLM) approach and a configurable, task-based workflow engine that automates loan origination steps, document handling, dual-AUS submissions (Fannie Mae DU and Freddie Mac LPA), borrower/realtor communication, CRM/lead routing, and compliance tasks. The product is offered as three primary editions — Lodasoft for Lenders (enterprise workflow), Lodasoft for Brokers, and Lodasoft TPO — plus a broker-focused sub-brand (AGNOS), a Home Equity Platform module, and an Agentic Workflow module that adds AI-powered document intake, data extraction, and autonomous task completion.

The company operates a sales-led go-to-market with quote-based annual SaaS subscriptions, targeting enterprise and mid-market mortgage organizations through direct sales, inside sales, and a TPO-channel motion that lets lenders extend branded Lodasoft instances to their broker and correspondent networks. Revenue is recurring SaaS with optional add-on modules (CRM/Dialer, Home Equity). Lodasoft monetizes its open-API ecosystem by integrating with 40+ mortgage technology vendors (Black Knight Optimal Blue, Doma, Encompass/Calyx/LendingPad, Equifax, FormFree, Zillow, LendingTree, Plaid, Twilio, etc.), positioning itself as LOS-agnostic infrastructure rather than a replacement LOS.

Notable operational metrics disclosed by the company include 1,000% growth over 15 months (as of early 2021), a customer case study showing 53% loan volume growth with under 13% staff growth (Liberty Home Mortgage), and claims of up to 200% processor pipeline capacity gains and 176% reduction in time spent per file. The company holds SOC 2 Type II certification, has 1-10 employees per firmographic data, and has no disclosed funding rounds, investors, or revenue figures.

Name

Lodasoft

Legal name

LODASOFT

Website

https://lodasoft.com

Company type

Private

Founded year

2019

Operating status

Operating

Headcount range

1–10 employees

Short description

Lodasoft is a private US-based SaaS company that sells a configurable, AI-enabled digital workflow platform — Intelligent Loan Manufacturing — to US mortgage lenders, brokers, and third-party originators, automating loan origination, dual-AUS submissions, document handling, and borrower communication on an annual subscription basis.

Ownership category

akta.pro rank

Product category

Mortgage Workflow Automation Software

NAICS

Software Publishers (5132), Computer Systems Design and Related Services (54151)

SIC

Services-Prepackaged Software (7372), Services-Computer Integrated Systems Design (7373)

akta.pro primary industry

Mortgage Point-of-Sale (POS) & Borrower Intake Portals (FSALALAD)

akta.pro secondary industries

iBPMS (Intelligent BPM Suites) & Process Automation Suites (HDAEAHAG), LLMOps & Generative AI Platforms (Prompt/Agent Orchestration, RAG) (HDAEANAD)

Keywords

• Mortgage workflow automation
• Loan origination software
• Mortgage CRM software
• Digital mortgage platform
• Mortgage task automation

Headquarters

HQ city

Livonia

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Personnel, Marketing or Sales, Operations, Infrastructure

Revenue model

1. SaaS Subscription: Lodasoft operates as a cloud-based SaaS platform providing mortgage workflow automation on a subscription basis. The platform offers different tiers for brokers and lenders with features including secure borrower portals, email automation, CRM/lead management, loan application, document management, task-based workflow, and reporting. Optional add-ons include lead management/dialer functionality and home equity platform features.

Pricing tiers

Go-to-market motion2 records

Distribution channels4 records

Marketing channels6 records

Core offering

Lodasoft sells a cloud-based Digital Workflow Platform — branded as Intelligent Loan Manufacturing (iLM) — that automates the mortgage origination process for lenders, brokers, and third-party originators. The platform delivers task-based workflow automation, agentic AI document intake and data extraction, secure borrower/agent portals, CRM and lead management, communications, document/eSign, and dual-AUS submission, with an open API ecosystem of 40+ integrations. It is offered as a SaaS subscription under three primary configurations (Lodasoft for Lenders, Lodasoft for Brokers with the AGNOS sub-brand, and Lodasoft TPO) plus a dedicated Home Equity Platform module.

Product overview

Lodasoft offers a unified Digital Workflow Platform as its core product, augmented by targeted solutions for different market segments. The platform-plus-modules architecture centers on the Lodasoft Digital Workflow Platform with intelligent loan manufacturing (iLM), which is then configured for Lenders (Enterprise Workflow), Brokers (via Lodasoft for Brokers and the AGNOS sub-brand), and Third Party Originators (Lodasoft TPO). Key modules include Borrower and Agent Portals, Digital Assistant (24-hour virtual assistant), Smart Tasks and Workflow Engine, CRM/Dialer/Lead Management, Email Campaigns, Document Management with eSign, and Text Messaging. A dedicated Home Equity Platform handles home equity products, while the Agentic Workflow module brings AI-powered document processing and autonomous task completion. The platform integrates with major industry services including Fannie Mae, Freddie Mac, Black Knight's Optimal Blue, Doma, and 40+ other third-party tools via an open-API strategy.

Differentiator

Problem solved

Functional benefit

Brands

• AGNOS: A broker-focused sub-brand powered by Lodasoft's award-winning digital platform, providing complete loan management with visibility, accountability, transparency and automation of rudimentary functions.

Products and services

• Lodasoft Digital Workflow Platform Cloud-based, end-to-end mortgage process automation platform featuring intelligent loan manufacturing (iLM), task-based workflow, secure portals, CRM/lead management, document/eSign, and communications. Designed for mortgage lenders, brokers, and TPOs seeking to automate the everyday loan process and eliminate manual workflow.
• Lodasoft for Lenders (Enterprise Workflow) Enterprise-grade configuration of Lodasoft's Digital Workflow Platform that leverages intelligent loan manufacturing (iLM) to reduce cost to originate, identify training opportunities, and free branches to focus on growth across retail, wholesale, and consumer-direct lending operations.
• Lodasoft for Brokers Vendor- and lender-agnostic platform built specifically for mortgage brokers, delivering loan management, visibility, accountability, transparency, communication, and automation of rudimentary tasks across the loan lifecycle.
• Lodasoft TPO (Third Party Origination) Branded, lender-controlled task management platform for Third Party Originators (TPOs), enabling broker and correspondent networks to leverage dual-AUS, automated digital verifications, AI-powered CRM, dynamic reporting, and configurable product/pricing engines.
• Home Equity Platform Dedicated Lodasoft platform configuration for home equity products (HELOCs and home equity loans) with pre-fill applications, real-time pricing, automated disclosures, and configurable task-based workflow handling home-equity-specific processes.
• Agentic Workflow AI-powered workflow capability delivering Automated Document Intake & Classification, Agentic Data Extraction & Validation, and Processor Assist — an autonomous reasoning engine that identifies next steps, updates loan files, triggers alerts, runs calculations, and prepares disclosures automatically.
• AGNOS for Brokers Sub-brand powered by Lodasoft's digital platform that delivers brokers complete loan management combining visibility, accountability, transparency, and automation of rudimentary functions in one system.

Quantifiable outcome

• 1,000% growth in 15 months
• +5 more outcomes

Named customers7 records

Segments4 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration40 records

AI capability7 records

Feature12 records

Partnerships

Four partnerships are on record, tiered core.

• DomacoreTechnology or Integration · 29 June 2021Product integration enabling mortgage lenders to access Doma's machine intelligence and proprietary technology for instant clear-to-close real estate transactions. Doma's predictive analytics deliver clear-to-close decisions on over 80% of title insurance orders for refinance transactions in one minute or less. Top five national lender using Doma achieved 84% instant clear-to-close and 23% reduction in business days to close.
• Black Knight (Optimal Blue PPE)coreTechnology or Integration · 21 June 2021Integration with Black Knight's Optimal Blue PPE pricing engine enables mortgage lenders to seamlessly deliver pricing workflows into Lodasoft's platform. Lenders can automate pipeline management, loan searches, and price loans in real time for consumers and originators.
• Freddie MaccoreTechnology or Integration · 24 February 2021Single-click submission of loan data to Freddie Mac's Loan Product Advisor (LPA) automated underwriting system. Enables lenders to identify best options for borrowers up front and maximize loan fungibility in secondary market.
• Fannie MaecoreTechnology or Integration · 24 February 2021Single-click submission of loan data to Fannie Mae's Desktop Underwriter (DU) automated underwriting system. Enables lenders to quickly identify best option for borrower and improve loan quality through automation.

Scale indicators6 records

Recent moves6 records

Expansion highlights6 records

Direct peers

• Roostify: Roostify provides a digital mortgage POS and workflow platform for lenders, with similar focus on borrower experience, eSign, document collection, and LOS integration. It competes head-to-head for the same lender and credit union buyers as Lodasoft's lender and TPO offerings.
• Blend: Blend is a digital mortgage platform offering consumer POS, workflow automation, and integrations similar to Lodasoft's lenders and TPO products. It serves banks, credit unions, and non-bank lenders with a comparable SaaS subscription model, making it one of the closest direct peers.
• SimpleNexus (nCino): SimpleNexus, acquired by nCino, provides a digital mortgage platform combining POS, CRM, workflow, and mobile borrower experience for lenders and loan officers. It targets a similar customer profile and overlaps heavily with Lodasoft's lender and broker POS/CRM/lead management capabilities.

Emerging players

• Homebot: Homebot provides a borrower engagement and CRM-style platform for loan officers and real estate agents, with home equity and refinance pipeline nurturing tools. It is an adjacent peer whose lead nurturing and home equity focus overlaps with Lodasoft's lead management and home equity modules.
• Tavant: Tavant offers mortgage technology solutions including workflow automation and digital lending for lenders and servicers. It overlaps with Lodasoft's iLM value proposition and competes in mortgage workflow modernization, with deeper services-led delivery model.
• Polly (formerly Maxwell): Polly (rebranded from Maxwell) provides a digital mortgage platform including POS, CRM, and workflow for lenders and brokers. Its broker-focused workflow tools overlap with Lodasoft's broker and TPO products, though its deeper pricing engine roots are differentiated from Lodasoft's task-based workflow focus.
• Sagent: Sagent provides a default-servicing and mortgage technology platform for servicers and lenders, with borrower engagement and workflow capabilities. It is an adjacent peer to Lodasoft in mortgage technology but with greater emphasis on servicing rather than origination workflow.

Broad incumbents

• Black Knight (now part of ICE): Black Knight provides mortgage technology including origination, servicing, and the Optimal Blue pricing engine used by Lodasoft. It is a broad incumbent whose Empower LOS and Optimal Blue PPE overlap with Lodasoft's workflow and pricing integrations, making it both a partner and a competitor.
• ICE Mortgage Technology (Encompass): ICE Mortgage Technology, part of Intercontinental Exchange, is the dominant loan origination system (LOS) provider through its Encompass platform. It is a broad incumbent with overlapping workflow and POS capabilities, but operates as a full-stack LOS rather than a task-based workflow layer that sits parallel to the LOS like Lodasoft.
• Mortgage Cadence (ICE): Mortgage Cadence, an ICE Mortgage Technology company, provides enterprise mortgage origination and workflow software with point-of-sale, imaging, and analytics. It is a broader enterprise incumbent competing for similar large-lender workflow modernization deals as Lodasoft's iLM offering.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks5 records

Key highlights7 records

Customer concentration

• Xtwitter.com/lodasoftmpa
• Facebookfacebook.com/lodasoftmortgageprocessautomation
• LinkedInlinkedin.com/company/lodasoft

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles5 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Lodasoft