Fiskil
Fiskil provides a cloud-based API platform for secure, consumer-permissioned data sharing under open banking and open data frameworks. It serves banks, energy providers, fintechs, and non-bank lenders across Australia, the US, the UK, and Latin America.
- Company typePrivate
- Founded2021
- HeadquartersBrisbane, Australia
- Headcount11–50
- GTM typeB2B
- OfferingSoftware
What Fiskil does
Fiskil is an Australian-headquartered open banking and open data infrastructure provider, founded in 2021 and operating from Brisbane. The company offers a cloud-based, API-first SaaS platform that enables secure, consumer-permissioned data sharing between financial institutions, energy providers, fintechs, and non-bank lenders under regulatory frameworks including Australia's Consumer Data Right (CDR), the UK's PSD2, and the US's Section 1033 / Financial Data Exchange (FDX) specification. Its core product set comprises a Data Holder solution for regulated entities, Data APIs for data recipients, configurable Consent Flows, a Product Portal for non-bank lender compliance, and the Open Finance Tracker, a global regulatory monitoring tool covering 142+ markets.
Under the hood, Fiskil's platform connects to 115+ financial institutions and 20+ energy providers, with stated coverage of over 97% of Australia's Banking and Energy sectors. It is built on a REST API architecture, handles millions of API calls per month at 99.99% uptime, and is secured via AES-256 encryption, TLS, multi-factor authentication, SOC 2 Type II, and ASAE 3150 Type II certifications. Fiskil became an Active Data Recipient on the CDR Public Register in September 2021 and, in November 2022, executed the world's first real-time open energy data transfer via CDR.
Fiskil operates an enterprise sales motion with custom annual subscription pricing and no publicly disclosed tiers. Revenue is generated through recurring subscriptions for platform access, with engagement via direct enterprise outreach, proof-of-concept pilots, and developer self-serve channels. The go-to-market combines field sales targeting banks, energy retailers, and fintechs with API documentation and sandbox environments for technical evaluation. Geographic footprint spans Australia, the UK, the US, and — as of a March 2026 partnership with Prometeo — Mexico and Latin America. The company remains privately held with no disclosed funding rounds or institutional investors in the available data.
Fiskil firmographics
Firmographics- Name
- Fiskil
- Legal name
- Fiskil
- Website
- https://fiskil.com
- Company type
- Private
- Founded year
- 2021
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Fiskil provides a cloud-based API platform for secure, consumer-permissioned data sharing under open banking and open data frameworks. It serves banks, energy providers, fintechs, and non-bank lenders across Australia, the US, the UK, and Latin America.
- Ownership category
- akta.pro rank
Fiskil industry classification
Industry- Product category
- Open Banking API Infrastructure
- NAICS
- Computing Infrastructure Providers, Data Processing, Web Hosting, and Related Services (5182), Computer Systems Design and Related Services (54151)
- SIC
- Services-Computer Programming, Data Processing, Etc. (7370)
- akta.pro primary industry
- Customer Permissioning & Consent Management (OAuth, scopes, revocation) (FSAGACAC)
Keywords
Where Fiskil is headquartered
LocationHeadquarters
- HQ city
- Brisbane
- HQ country
- Australia
- HQ region
- Oceania
Markets served
Fiskil business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Infrastructure, Marketing or Sales, Operations
Revenue model
- API Platform Services: Fiskil generates revenue through subscription-based access to its API platform for data sharing and integration services. Financial institutions, fintechs, and energy providers pay for access to Data Holder APIs and Data APIs that enable secure consumer data sharing under regulatory frameworks such as CDR and Section 1033.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Annual | Custom enterprise pricing based on requirements |
Go-to-market motion1 record
Distribution channels1 record
Marketing channels4 records
Fiskil product offering
Product offeringCore offering
Fiskil provides a cloud-based, fully managed SaaS API platform for secure, standards-based consumer data sharing. Its offerings include Data Holder infrastructure for banks and energy providers, real-time Data APIs, and consent management tools that enable compliance with open banking and open data frameworks such as Australia's CDR, US FDX/Section 1033, and UK PSD2. The platform connects to 115+ financial institutions and 20+ energy providers, handling millions of API calls per month at 99.99% uptime.
Product overview
Fiskil offers an integrated platform for open banking and open data compliance. The core offering consists of the Data Holder infrastructure and Data APIs, which together enable secure consumer data sharing across 115+ financial institutions and 20+ energy providers. The platform supports multiple regulatory frameworks including CDR (Australia), PSD2 (Europe), and Section 1033 (US). Supporting products include the Open Finance Tracker for regulatory monitoring and the Product Portal for CDR compliance automation. Consent management is built into the platform as a configurable module.
Differentiator
Problem solved
Functional benefit
Products and services
- Data Holder
- API Platform
- Data APIs
- CDR Energy Data API
- Product Portal
- Open Finance Tracker
Quantifiable outcome
- 99.99% uptime for data sharing infrastructure
- +1 more outcomes
Companies that use Fiskil
Customer profileNamed customers14 records
Segments4 records
Ideal customer profiles3 records
Fiskil technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Feature5 records
Fiskil partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- PrometeocoreFiskil and Prometeo partnered to advance Open Finance infrastructure in Mexico by developing API connectivity and consent-governance layers. This initiative addresses Mexico's infrastructure gap in Open Finance, supporting the country's transition from regulation to operational adoption and aligning with regional trends in Latin America.
Scale indicators6 records
Recent moves5 records
Expansion highlights5 records
Fiskil competitors and assessment
Company assessmentDirect peers
- Plaid: The leading US open banking API platform connecting consumers to thousands of financial institutions. Plaid is the most direct competitor to Fiskil in standards-based consumer-permissioned data sharing, and both target banks, fintechs, and energy/utilities adjacent sectors.
- TrueLayer: European open banking API platform covering PSD2-regulated banks across the UK and EU. TrueLayer competes head-to-head with Fiskil in the UK/Europe jurisdiction on its multi-jurisdiction roadmap and offers similar consent and data APIs.
- MX: US open banking and financial data platform (now part of Mastercard Open Banking) providing data aggregation, connectivity, and money management APIs. MX is a direct Fiskil competitor in the US Section 1033 / FDX ecosystem.
- Yapily: European open banking API provider focused on PSD2 connectivity for banks, lenders, and fintechs. Yapily competes with Fiskil on multi-bank data access, consent management, and enterprise-grade reliability.
- Basiq: Australian open banking data aggregation platform providing CDR-compliant APIs to banks, lenders, and fintechs. Basiq is Fiskil's most direct domestic competitor in the Australian CDR market and overlaps heavily on customer segments and use cases.
- Salt Edge: Global open banking API platform covering 5,000+ institutions across multiple jurisdictions. Salt Edge is comparable to Fiskil in delivering multi-jurisdiction connectivity and consent management, particularly for fintechs and lenders.
- Akoya: US-based data access network (backed by major US banks and Fidelity) enabling secure, permissioned financial data sharing. Akoya competes with Fiskil's Data Holder/Data API model in the US FDX ecosystem.
- Token.io: Open banking payments and data network operating across Europe and the UK. Token.io overlaps with Fiskil on PSD2-based connectivity and consent, with a payments-led angle that complements pure data access use cases.
Emerging players
- Prometeo: Latin American open finance API platform focused on Mexico and the broader region. Prometeo is both a Fiskil partner (March 2026) and a regional competitor in the same open finance infrastructure category, addressing similar financial institution and fintech segments.
Broad incumbents
- Mastercard Open Finance: Mastercard's open banking connectivity and data sharing unit (incorporating Finicity and MX). Operates broadly across multiple geographies and use cases, overlapping with Fiskil on data holder connectivity, FDX alignment, and consent.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks5 records
Key highlights7 records
Customer concentration
Fiskil social profiles
Digital presenceFiskil compliance and trust
Trust signalCompliance2 records
Fiskil financial estimates
Financial estimateRevenue estimate
Valuation estimate
Fiskil leadership team
Management profileNumber of profiles
Fiskil funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Fiskil M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Fiskil
What does Fiskil do?
Fiskil provides a cloud-based, fully managed SaaS API platform for secure, standards-based consumer data sharing. Its offerings include Data Holder infrastructure for banks and energy providers, real-time Data APIs, and consent management tools that enable compliance with open banking and open data frameworks such as Australia's CDR, US FDX/Section 1033, and UK PSD2. The platform connects to 115+ financial institutions and 20+ energy providers, handling millions of API calls per month at 99.99% uptime.
Is Fiskil a public or private company?
Fiskil is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Fiskil founded?
Fiskil was founded in 2021. It employs 11 to 50 people.
Where is Fiskil based?
Fiskil is headquartered in Brisbane, Australia, in the Oceania region.
How does Fiskil make money?
One revenue line is on record: API Platform Services.
Who are Fiskil's main competitors?
Direct peers on record are Plaid, TrueLayer, MX, Yapily, Basiq, Salt Edge, Akoya and Token.io. Prometeo is listed as an emerging player. Mastercard Open Finance is listed as a broad incumbent.
Does Fiskil have an API?
Yes. Fiskil provides a REST API that enables secure, compliant consumer data sharing for open banking and open data. The API connects to 115+ financial institutions and 20+ energy providers, supporting data sharing across multiple jurisdictions including the US, Australia, and UK. The platform is standards-based, supporting the Financial Data Exchange (FDX) API specification. Fiskil handles consent management, data security, and compliance obligations. Example endpoints include POST /v1/balance for account balance data. The platform is described as a fully managed SaaS with 99.99% uptime, handling millions of API calls per month. Developer documentation is at api.fiskil.com.
What industry is Fiskil in?
Fiskil's product category is Open Banking API Infrastructure. Its primary akta.pro industry code is FSAGACAC, Customer Permissioning & Consent Management (OAuth, scopes, revocation). Its NAICS code is 5182 and its SIC code is 7370.