Banque Palatine
- Company typePrivate
- Founded1780
- HeadquartersLyon, France
- Headcount1,001–5,000
- GTM typeB2B and B2C
- OfferingServices
Banque Palatine firmographics
Firmographics- Name
- Banque Palatine
- Legal name
- Banque Palatine
- Website
- https://palatine.fr
- Company type
- Private
- Founded year
- 1780
- Operating status
- Operating
- Headcount range
- 1,001–5,000 employees
- Ownership category
- akta.pro rank
Where Banque Palatine is headquartered
LocationHeadquarters
- HQ city
- Lyon
- HQ country
- France
- HQ region
- Europe
Offices3 records
Markets served
Banque Palatine business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Infrastructure, Marketing or Sales, Others
Revenue model
- Corporate Banking Services: Full-service commercial banking for French intermediate-sized enterprises (ETI) including financing, cash management, payment processing, international trade services, and employee benefit solutions.
- Private Banking Services: Wealth management and private banking services for high-net-worth individuals including asset management under mandate, estate planning, retirement planning, and tax optimization.
- EMTN Issuance: Euro Medium Term Note programs for structured investment products including Palatine Perspective, Palatine Harmonie, Palatine Vision, and Palatine GreenCap series.
- Leasing and Equipment Finance: Equipment and real estate leasing through BPCE Lease partnership including credit-bail mobilier (movable property) and credit-bail immobilier (real estate) with optional purchase at contract end.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Annual | Private Banking Entry Package |
| Subscription | Annual | Premium Services Package |
| Usage-based | Pay-as-you-go | Instant Transfer Limits |
Go-to-market motion1 record
Distribution channels4 records
Marketing channels5 records
Banque Palatine product offering
Product offeringCore offering
Banque Palatine is a French private bank (subsidiary of Groupe BPCE) serving intermediate-sized enterprises (ETI), family businesses, and high-net-worth individuals through corporate banking, private banking, asset management, structured investment products (EMTN), leasing, cash management (ePalatine Suite), payment services, and sector-specific financing for real estate, audiovisual, and renewable energy clients. It distributes through 26 business centers, 5 remote agencies, and the ePalatine digital banking platform.
Product overview
Banque Palatine operates as a banking group serving French mid-sized companies (ETI), business leaders, and private banking clients through a multi-channel distribution model. The product portfolio centers on ePalatine digital banking platform (web and mobile) with enterprise modules including ePalatine Suite for multi-bank cash management, ePalatine Secur'Pass/Secur'Cap for strong authentication, ePalatine Certification for digital certificates, and ePalatine Trade for international operations. Core banking offerings include Visa card programs (personal and business), EMTN structured investment products (Perspective, Harmonie, Vision, GreenCap series), equipment and real estate leasing (CBM/CBI via BPCE Lease), corporate payment solutions (instant payments, EBICS protocol, SWIFTNet), and split payment services (Oney, P@yBy). Specialized sector offerings cover real estate professionals, cinema/audiovisual industry, and renewable energy projects. Mobile payment integrations include Apple Pay, Google Pay, Garmin Pay, and WERO instant payment. Employee benefits include meal cards and gift cards via Swile, and savings solutions via Natixis Interépargne. The bank is part of Groupe BPCE.
Differentiator
Problem solved
Functional benefit
Brands
- ePalatine Entreprises: Online banking platform for businesses to manage accounts, payments, and financial operations
- ePalatine Secur'Pass
- ePalatine Secur'Cap
- ePalatine Suite
- Palatine Premium
- Palatine Vision
- Palatine Harmonie
- Palatine Perspective
- Palatine GreenCap
Products and services
- ePalatine Entreprises
Companies that use Banque Palatine
Customer profileNamed customers2 records
Segments6 records
Ideal customer profiles5 records
Banque Palatine technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration27 records
AI capability1 record
Feature5 records
Banque Palatine partnerships and signals
Strategic signalPartnerships
Twelve partnerships are on record, tiered core, minor and flagship.
- BPCE LeasecorePartner for movable property leasing (crédit-bail mobilier) and real estate leasing (crédit-bail immobilier) services. Enables equipment and property financing solutions for enterprise clients.
- BPCE AssurancesminorInsurance partner for property and casualty (IARD) insurance products, providing coverage solutions through the bank's digital platforms.
- BPCE FinancementminorConsumer credit partner managing credit offerings within the Palatine digital environment.
- BPCE VieminorLife insurance partner providing insurance savings and retirement products for private banking clients.
- BPCE FactorminorFactoring services partner for invoice management and accounts receivable financing.
- CertEuropecoreCertificate authority providing ePalatine Certification electronic certificates for secure banking transactions and administrative procedures. Certificates are RGS*** and eIDAS compliant.
- Kereis ExpertisesminorInsurance brokerage subsidiary of Kereis Group offering cyber security insurance, social liability coverage, and security protocol diagnostics for enterprises.
- Assfi (Groupe Kereis)minorInsurance broker partner offering key person insurance and business protection products through Assfi subsidiary.
- Natixis InterépargneminorEmployee savings partner, the leading account-keeping service provider with over 3 million accounts, specializing in PERCOL (collective retirement savings plan).
- OneyminorPayment solutions provider for split card payments (encaissement fractionné par carte bancaire) for enterprise clients.
- P@yByminorE-commerce payment platform partner for online payment acceptance solutions (P@yBy and P@yBy Mail).
- Institut ChoiseulflagshipStrategic partnership for the 'Choiseul x Palatine – Médias & Création' awards program recognizing excellence in media and creative industries. First edition launched June 2026.
Scale indicators3 records
Recent moves6 records
Expansion highlights5 records
Banque Palatine competitors and assessment
Company assessmentBroad incumbents
- BNP Paribas Wealth Management: Private banking arm of France's largest banking group, BNP Paribas, serving HNW clients globally. Comparable to Banque Palatine as a French incumbent offering both private banking and corporate services to a similar clientele, though with substantially broader international scale and product set.
- Société Générale Private Banking: Private banking division of Société Générale serving HNW clients with investment, wealth advisory, and financing services. Comparable to Banque Palatine for its French private banking offering to executives and family businesses, though operating at much larger scale as part of a global universal bank.
- HSBC Private Banking France: French private banking operations of HSBC, serving HNW clients with wealth management and corporate banking services. Comparable to Banque Palatine as a private bank serving HNW French executives, though with greater international reach and global product platform.
Direct peers
- Rothschild & Co: Major global private banking and financial advisory group with French operations through Rothschild & Co Banque Paris. Comparable to Banque Palatine for its dual focus on private banking for HNW/family clients and corporate advisory for mid-to-large French companies.
- Indosuez Wealth Management: Wealth management arm of Crédit Agricole, focused on HNW private banking across multiple geographies. Comparable to Banque Palatine for its French HNW wealth management offering and corporate-bank integration, though operating at a larger international scale.
- Edmond de Rothschild Banque: Swiss-founded but French-headquartered private banking group specializing in wealth management for HNW families and entrepreneurs. Directly comparable to Banque Palatine given its French private banking focus on HNW clients and entrepreneurial/family business segments.
- Neuflize OBC: Paris-based private bank serving HNW individuals, families, and entrepreneurs with wealth management and corporate banking services. Comparable to Banque Palatine for its French private banking focus on HNW family clients with corporate banking ties, operating at similar boutique scale.
- Lazard Banque: French private banking and asset management arm of Lazard, serving high-net-worth individuals, family businesses, and corporate executives. Highly comparable to Banque Palatine given its focus on French HNW clients with corporate banking and wealth advisory services offered through relationship banking.
- Banque Transatlantique: French private banking subsidiary of Crédit Mutuel Arkéa, specialized in wealth management for French executives, family businesses, and HNW individuals. Comparable to Banque Palatine due to its similar dual-segment focus on private banking and corporate banking for French mid-market and family-owned businesses.
Others
- BPI France: French public investment bank supporting French enterprise financing, including dedicated programs for ETIs. Comparable to Banque Palatine for its ETI and mid-market enterprise financing focus, but operating as a state-backed development institution rather than a commercial bank with retail private banking.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks5 records
Key highlights7 records
Customer concentration
Banque Palatine social profiles
Digital presenceBanque Palatine compliance and trust
Trust signalCompliance12 records
Banque Palatine financial estimates
Financial estimateRevenue estimate
Valuation estimate
Banque Palatine leadership team
Management profileNumber of profiles
Profiles2 records
Banque Palatine funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Banque Palatine M&A and investment
M&A and investmentM&A
Investments7 records
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Banque Palatine
What does Banque Palatine do?
Banque Palatine is a French private bank (subsidiary of Groupe BPCE) serving intermediate-sized enterprises (ETI), family businesses, and high-net-worth individuals through corporate banking, private banking, asset management, structured investment products (EMTN), leasing, cash management (ePalatine Suite), payment services, and sector-specific financing for real estate, audiovisual, and renewable energy clients. It distributes through 26 business centers, 5 remote agencies, and the ePalatine digital banking platform.
Is Banque Palatine a public or private company?
Banque Palatine is a private company. It is classified as corporate owned and is currently operating.
When was Banque Palatine founded?
Banque Palatine was founded in 1780. It employs 1,001 to 5,000 people.
Where is Banque Palatine based?
Banque Palatine is headquartered in Lyon, France, in the Europe region.
How does Banque Palatine make money?
Four revenue lines are on record. Corporate Banking Services are the primary driver. The others are private Banking Services, EMTN Issuance and leasing and Equipment Finance.
Who are Banque Palatine's main competitors?
Broad incumbents on record are BNP Paribas Wealth Management, Société Générale Private Banking and HSBC Private Banking France. Direct peers are Rothschild & Co, Indosuez Wealth Management, Edmond de Rothschild Banque, Neuflize OBC, Lazard Banque and Banque Transatlantique. BPI France is listed as an others.
Does Banque Palatine have an API?
No public API is recorded for Banque Palatine.