Auxiga Group

What Auxiga Group does

Auxiga Group is a European professional services firm specialising in outsourced vehicle and asset audits and inventory pledge (gage sur stock) services, headquartered in Boulogne-Billancourt, France. The company serves motor finance providers, captive finance companies, banks, dealer groups, and SMEs across eleven European countries, with operating subsidiaries in France, the UK, Ireland, Belgium, and the Netherlands and partnership coverage extending into Spain, Portugal, Italy, Germany, Scandinavia, and Eastern Europe. Auxiga audits approximately 1.65 million assets annually with a combined value of £28.6bn (2024/25), identifying £515m of dual finance risk each year, and manages €3bn in stock guarantees across a 2,500-client base.

The group's service offering rests on a proprietary in-house platform called SMART, which combines structured audit workflows, evidence capture (photographs, GPS, date/time stamping, VIN OCR), and real-time reporting through a web-based customer portal. Six core service lines sit on top of SMART: wholesale finance audits, sub-hire audits, asset inspections, vehicle recovery (delivered with Wilsons Auctions), dealer oversight services (including the JAAM AI-powered FCA Consumer Duty portal launched October 2025 with jaam automation), and floor-check / contrôle d'actifs. Pricing is quote-based across multi-year contracts with motor finance funders, banks, and SME/ETI businesses; revenue is generated through per-audit fees, setup fees for stock guarantees, and recurring monitoring/control fees.

Auxiga is PE-backed by Andera Partners, which acquired the group from IK Partners in November 2019, and has executed a roll-up strategy (Auxicontrol 2008/2009, Sofigarant 2014, Eurogage 2019, VAS 2021) followed by a 2026 unified rebrand across all entities. The group employs 140-170 staff, including a national network of approximately 150 field auditors in the UK and Ireland, and holds FLA associate membership, Hellios FSQS accreditation, and Asset Finance Connect corporate membership.

Name

Auxiga Group

Legal name

Vehicle & Asset Solutions Ltd

Website

https://auxiga.com

Company type

Private

Founded year

1974

Operating status

Operating

Headcount range

101–250 employees

Short description

Auxiga Group is a European professional services firm providing outsourced vehicle and asset audits and inventory pledge services for motor finance providers, banks, and SMEs across eleven countries, supported by its proprietary SMART platform.

Ownership category

akta.pro rank

Product category

Asset Audit and Inventory Pledge Services

NAICS

Insurance and Employee Benefit Funds (5251), Offices of Certified Public Accountants (541211), Trusts, Estates, and Agency Accounts (52592)

SIC

Insurance Agents, Brokers & Service (6411), Services-Engineering, Accounting, Research, Management (8700)

akta.pro primary industry

Compliance, Audit & Regulatory Services for Collections (FSAKAJAL)

akta.pro secondary industries

Fleet Expense Auditing, Controls & Fraud Management (TLABAMAG), Expense Management & T&E Audit (Employee Expenses, Corporate Cards) (BPAAAGAE)

Keywords

• Vehicle asset audits
• Stock guarantee services
• Motor finance auditing
• Asset inspection services
• Inventory pledge services

Headquarters

HQ city

Paris

HQ country

France

HQ region

Europe

Offices6 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Outsourced Vehicle & Asset Audit Services: Auxiga charges financial institutions (motor finance providers, captive finance companies, independent funders) for physical and digital audits of vehicles and assets held as collateral. Services include wholesale floor plan audits, sub-hire audits, asset inspections, dealer oversight, and vehicle recovery. Revenue is generated through service fees per audit or on a contract retainer basis. The company operates across the UK, Ireland, France, and Benelux.
2. Stock Guarantee / Gage sur Stock Services: Auxiga acts as a trusted third party (tiers de confiance) between businesses and banks, facilitating stock-based financing. The company provides feasibility studies, drafts guarantee acts, monitors pledged stocks through periodic physical controls and web-based portals, and delivers regular rotation and value reports to financiers. Revenue is derived from setup fees and ongoing monitoring/control service fees. Particularly prominent in France, serving SMEs and ETIs.
3. Dealer Oversight & Compliance Services: FCA-aligned dealer and intermediary oversight services for motor finance providers, including compliance verification against Consumer Duty requirements, TCF, AML, KYC, GDPR, and training competency validation. Delivered via the JAAM AI-powered portal or on-site audit.

Pricing tiers

Go-to-market motion3 records

Distribution channels5 records

Marketing channels7 records

Core offering

Auxiga Group provides outsourced physical and digital vehicle and asset audit services to motor finance providers, banks, and dealers across Europe, delivering independent verification of financed assets through a national network of field auditors and its proprietary SMART platform. In France, the company also acts as a trusted third party facilitating "gage sur stock" (inventory pledge) financing between businesses and banks, conducting feasibility studies, drafting guarantee acts, and monitoring pledged stock.

Product overview

Auxiga Group operates as a unified platform-plus-services organization offering comprehensive asset audit and inventory guarantee solutions across Europe. The core offering centers on the proprietary SMART platform (Asset Audit, Stocking Finance & Compliance Platform), which serves as the technological backbone for all audit and verification services. This platform is complemented by six distinct service lines: Wholesale Finance Audit, Sub-Hire Audit, Asset Inspection, Vehicle Recovery Services, Dealer Oversight Services, and Floor-Check/Contrôle d'actifs. Additionally, the company provides inventory pledge/gage sur stock financing solutions for businesses. The services span both physical auditing (through a network of field auditors across Europe) and digital audit solutions (including dealer self-audit capabilities), with the SMART platform providing real-time visibility, structured workflows, and integrated evidence capture across all service lines.

Differentiator

Problem solved

Functional benefit

Brands

• SMART: Proprietary purpose-built platform for managing stocking finance audits, asset inspections, sub-hire checks and compliance activities. Developed and managed entirely in-house by Auxiga.

Products and services

• SMART Platform Proprietary purpose-built platform for managing stocking finance audits, asset inspections, sub-hire checks, and compliance activities. Delivers real-time reporting, structured audit workflows, integrated evidence capture (photographs, GPS, date/time stamping, VIN OCR), automated alerts, and full audit history traceability through a secure centralised web portal accessible to funders, auditors, and dealers.
• Wholesale Finance Audit Comprehensive wholesale floor plan audit solutions covering independent physical audit and digital auditing for funders, ensuring the highest standard of asset verification. Includes dealer self-audit, dealer management system comparison, and current account audits.
• Sub-Hire Audit Independent asset audits for funders using sub-hire arrangements, including vehicle and asset documentation verification and financial analysis to ensure operators run facilities to correct standards.
• Asset Inspection Physical inspection and verification of assets requiring financing or re-financing for effective risk management and fraud prevention. Includes existence confirmation, location verification, condition assessment, and GPS/photographic evidence capture.
• Vehicle Recovery Services Full turnkey service from paperwork and key holding to asset collection and disposal, including 24-hour site guarding, secure storage, and delivery to nominated auction houses (partner: Wilsons Auctions).
• Dealer Oversight Services Motor finance oversight services ensuring dealers and intermediaries comply with FCA requirements, particularly Consumer Duty and treating customers fairly. Includes compliance verification, policy validation, training competency assessment, and structured health reporting.
• Floor-Check (Contrôle d'actifs) Asset compliance, standards, and controls verification service providing physical inspections of financed assets in distribution networks (primarily automotive and agriculture sectors), ensuring inventory control and financial exposure assurance for funders.
• Gage sur Stock (Stock Guarantee Services) Trusted third party (tiers de confiance) service facilitating stock-based financing between businesses and banks in France and Europe. Provides feasibility studies, drafts guarantee acts (gage sans dépossession, gage avec dépossession, warrant agricole), monitors pledged stocks through periodic physical controls and web-based portals, and delivers rotation and value reports to financiers.

Quantifiable outcome

• 1.65 million assets audited annually with a total audited value of £28.6 billion (2024/25)
• +7 more outcomes

Named customers8 records

Segments6 records

Ideal customer profiles5 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

AI capability5 records

Feature5 records

Partnerships

Nine partnerships are on record, tiered core and minor.

• Wilsons AuctionscoreStrategic or Co-development Partner · 1 January 2026Wilsons Auctions is the largest independent auction company with 19 sites throughout the UK and Ireland, and the only auction company in the British Isles to offer national coverage. Together, Auxiga and Wilsons Auctions supply a same-day asset recovery service for funders when dealer businesses fail, covering vehicle collection, secure storage, and delivery to auction.
• jaam automationcoreTechnology or Integration · 1 October 2025Technology collaboration between Vehicle Asset Solutions (now Auxiga) and jaam automation to launch an AI-powered Attestation and Audit Portal for dealer and broker oversight in the UK motor finance market. The platform addresses FCA compliance requirements, commission disclosure monitoring, and ongoing oversight of dealer networks.
• Carbon Neutral Britain™minorOthersCarbon Neutral Britain conducted a full review of Auxiga UK's carbon footprint and certified the company as carbon neutral in 2023 through investment in verified carbon offsetting projects. Annual recalculation and offsetting required to maintain the certification.
• Hellios (FSQS)minorOthersHellios provides the Financial Services Qualification System (FSQS), an accreditation benchmark used by banks and finance companies to assess suppliers on compliance, risk management, and operational integrity standards.
• Finance & Leasing Association (FLA)coreOthersAuxiga is an associate member of the FLA, the trade association for the UK banking and finance industry. FLA members provided £155bn of new finance to UK businesses and households in 2024, financing around a third of UK investment in machinery, equipment, and software.
• Asset Finance ConnectminorOthersAuxiga is a corporate member of Asset Finance Connect, a platform that brings together professionals from across asset finance, leasing, and automotive finance sectors for thought leadership and networking.
• BFR Expertise & SolutionsminorStrategic or Co-development PartnerIn February 2023, Auxiga entered into a partnership with BFR Expertise & Solutions, a financing solutions firm specialising in factoring, credit insurance, surety bonds, and reverse factoring. The partnership enables Auxiga to offer comprehensive advice on working capital financing topics.
• LABESTonlineminorStrategic or Co-development PartnerAssociation between Auxiga Group and LABESTonline to help businesses obtain financing by leveraging their asset wealth. Joint focus on inventory pledge and asset-based financing solutions.
• Woodland Fund™ PortfoliominorOthersCarbon offsetting investment portfolio used by Carbon Neutral Britain to certify Auxiga UK as carbon neutral. Supports verified global carbon offsetting projects.

Scale indicators15 records

Recent moves8 records

Expansion highlights6 records

Broad incumbents

• Intertek: Global assurance, testing, inspection and certification company providing asset and collateral inspection services to financial clients across multiple verticals. Comparable to Auxiga's audit and inspection model for motor finance and equipment leasing, but operating across a much wider range of industries.
• SGS: Swiss-headquartered global inspection, verification, testing and certification company with extensive automotive and commodity finance inspection offerings. Comparable to Auxiga in providing independent collateral and inventory inspection for financial institutions, but with a far broader geographic and vertical footprint.
• Euler Hermes (Allianz Trade): Global trade credit insurer operating as a trusted intermediary between businesses and financial institutions, helping to secure financing through risk transfer. Comparable to Auxiga in providing trusted third-party services that facilitate credit between French/European corporates and banks, with overlapping banking partner relationships.
• Coface: French-headquartered global trade credit insurance and credit management firm. Comparable to Auxiga in operating from a French base as a trusted third party between businesses and banks, providing risk mitigation services that complement collateral-based lending, though Coface focuses on receivables rather than inventory.
• Bureau Veritas: Global testing, inspection and certification firm operating across automotive, industrial and financial services. Comparable to Auxiga as both deliver independent asset verification and collateral inspection services to lenders and finance providers, though Bureau Veritas operates at much larger scale and across many more verticals.
• Capita (Fleet Services): UK business process outsourcer with fleet and asset management services for public and enterprise clients. Comparable to Auxiga's UK audit business in delivering outsourced field inspection and asset verification at scale, though Capita operates across a much wider portfolio of public sector and enterprise contracts.

Regional players

• BCA Marketplace: UK's largest vehicle auction and remarketing business, providing vehicle inspection, logistics and valuation services across the UK dealer market. Comparable to Auxiga in serving UK motor finance funders and dealer groups with asset inspection and recovery services, with overlapping customer base but focused on auction-stage rather than live floorplan monitoring.

Direct peers

• TÜV SÜD: Global testing, inspection and certification firm with significant automotive and asset finance inspection services in Europe. Comparable to Auxiga in performing independent vehicle and equipment inspections for lenders, with overlapping service lines around asset verification and dealer/operator audits.
• DEKRA: German-based global testing and certification organization with a strong automotive inspection and vehicle verification practice. Directly comparable to Auxiga's UK/IE wholesale finance audit and asset inspection services for funders, captive finance companies and dealer networks across Europe.

Emerging players

• Manheim (Cox Automotive): Global vehicle remarketing and auction business with significant UK/European presence, offering vehicle inspection and condition reporting services at scale. Comparable to Auxiga in providing condition and asset verification services within the motor ecosystem, though focused primarily on the auction lifecycle rather than live dealer floorplan audits.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat6 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/auxiga-group-international
• Xx.com/actifsenaction

Compliance4 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles10 records

Subsidiaries5 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Auxiga Group