Developer docs
API playgroundTry for free, no card

Search company profiles

HomeTown Bankshares Corporation

Full company profile

uuid000atxj

Namestring
HomeTown Bankshares Corporation
Websiteurl
hometownbank.com.
Company typeenum
Private
Founded yearint
2005
Descriptiontext

HomeTown Bankshares Corporation is a privately held bank holding company headquartered in Roanoke, Virginia, founded in 2005. Through its subsidiary HomeTown Bank, the firm operates as a regional community financial institution serving individual consumers and small-to-mid-sized businesses. Its reported service portfolio spans small business and commercial loans, residential mortgages, deposit products, and treasury services — the standard product set of a community bank.

The company's business model follows conventional U.S. community-banking economics: net interest income from loan and securities portfolios, supplemented by fee-based revenue from deposit accounts and treasury management. It raised a $14,000,000 funding round on 2013-07-11, providing the only quantified capital signal in the available record. Investor identity, lead investor, and use of proceeds are not disclosed.

The available data is materially incomplete. Detailed product names, named customers, management team, office locations, technology stack, pricing, AI/ML usage, certifications, M&A activity, and recent strategic announcements are all absent. The reported employee count of 1-10 is inconsistent with the operating profile of a chartered community bank and more likely reflects an aggregated-data artifact than actual headcount. Treat the company-level picture above as a baseline description supported by limited data; any deeper diligence would require primary-source disclosure.

Short descriptiontext

HomeTown Bankshares Corporation is a privately held Roanoke, Virginia community bank holding company operating HomeTown Bank, offering consumer and small business loans, mortgages, deposits, and treasury services.

Ownership categoryenum
Headcount rangeband
1–10
akta.pro rankint
HeadquartersRoanoke, United States
HQ citystring
Roanoke
HQ countrystring
United States
HQ regionstring
North America
Markets served

Serves global market

Keyword5 values
commercial banking services, small business lending, mortgage loans, deposit accounts, treasury services
Industry1 code
1Small Business Banking (Microbusiness/Sole Proprietor)
CodeFSABAAAIPrimaryYes
NAICS code2 codes
  • Commercial Banking52211
  • Offices of Bank Holding Companies551111
SIC code1 code
  • State Commercial Banks6022
Product category
Community Banking
Social media profiles1 record
Cost components4 values
Personnel, Operations, Infrastructure, Technology or R&D
GTM typeB2B
B2B
Offering typeServices
Services
Core offering1 text field

HomeTown Bankshares Corporation operates HomeTown Bank, a regional community bank that provides small business and commercial loans, residential mortgages, deposit accounts, and treasury management services. The bank primarily serves business and consumer customers in and around Roanoke, Virginia, operating as a traditional local lending and deposit-taking institution.

Differentiator
Functional benefit
Problem solved
Product overview1 text field

HomeTown Bankshares Corporation operates HomeTown Bank, a regional financial institution providing banking services to consumers and businesses. The available source content does not contain specific information about distinct named products, modules, or service offerings beyond the general banking services.

Product and service5 records
1Small business loans
CategoryCommercial lending
2Commercial loans
CategoryCommercial lending
3Mortgages
CategoryConsumer lending
4Deposit accounts
CategoryDeposit products
5Treasury services
CategoryBusiness banking services
Recent move1 record

Each record includes

Date, Type, Title, Description, Source

Peers10 records
1Atlantic Union Bankshares Corporation
TypeDirect peer
Description

Virginia-based bank holding company operating a regional commercial banking franchise with small business and commercial lending. Most directly comparable as a Virginia-headquartered BHC competing in the same regional footprint.

2TowneBank
TypeDirect peer
Description

Virginia-based community-oriented bank offering commercial lending, mortgages, deposits, and treasury services to businesses and consumers — closely aligned product set and regional Virginia positioning.

3Bank of the James Financial Group
TypeDirect peer
Description

Virginia community bank holding company providing commercial, small business, and consumer lending plus deposit services — highly comparable in size, geography, and product mix.

4Burke & Herbert Financial Services
TypeDirect peer
Description

Virginia-headquartered community bank with deep small business and commercial lending focus, comparable deposit and treasury service offerings.

5Carter Bank & Trust
TypeDirect peer
Description

Virginia-based community bank focused on commercial and consumer lending, deposits, and treasury services — direct competitor in the same regional Virginia market.

6Pinnacle Bankshares Corporation
TypeDirect peer
Description

Virginia community bank holding company offering commercial and consumer banking services — closely aligned BHC structure, regional footprint, and product offering.

7United Bank
TypeDirect peer
Description

Regional community bank with significant Virginia presence, providing commercial loans, mortgages, deposits, and treasury management to businesses and consumers.

8First National Corporation
TypeDirect peer
Description

Virginia community bank holding company providing commercial and consumer banking products; comparable scale and Shenandoah Valley / western Virginia market overlap.

9CVB Financial Corp
TypeBroad incumbent
Description

Multi-state community bank holding company focused on commercial and small business banking — broader geographic footprint but directly comparable business model and product mix.

10Citizens Financial Group
TypeBroad incumbent
Description

Large regional bank holding company offering commercial loans, mortgages, deposits, and treasury services to small and mid-sized businesses — overlapping capabilities at significantly larger scale.

Market position
Strengths4 records

Each record includes

Headline, Details, Source

Weaknesses4 records

Each record includes

Headline, Details, Source

Competitive moat1 record

Each record includes

Type, Details

Key risks5 records

Each record includes

Headline, Details, Source

Key highlights4 records

Each record includes

Headline, Details, Source

Customer concentration

Classification, Details

Segment1 record

Each record includes

Title, Type, Primary, Description, Pain point addressed, Use case, Source

Ideal customer profile2 records

Each record includes

Profile, Firmographic size, Sales motion, Sales cycle length, Buying structure, Purchase trigger, Buyer persona, Geography, Industry vertical, Primary use case, Description, Pain points, Evidence proof points, Target buyer

Technology focused
No
API detail
Has APIbool
No

Docs URL, Description

AI maturity
App detail

Has app

Core technology
Revenue estimate
Valuation estimate
Number of profiles
No data
No data
Funding overview

Funding stage, Last funding date, Total funding USD

Funding rounds1 record

Each record includes

Round, Amount USD, Date, Pre money valuation, Total investors, Investors, News

Investors

Each record includes

Name, Type, Date of entry, Rounds participated, Website

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Each record includes

Name, Acquisition type, Announced date, Completed date, Status, Website, News

Investment

Each record includes

Name, Round, Announced date, Lead investor, Website, News

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

HomeTown Bankshares Corporation

Community Bankinghometownbank.com.

HomeTown Bankshares Corporation is a privately held Roanoke, Virginia community bank holding company operating HomeTown Bank, offering consumer and small business loans, mortgages, deposits, and treasury services.

What HomeTown Bankshares Corporation does

HomeTown Bankshares Corporation is a privately held bank holding company headquartered in Roanoke, Virginia, founded in 2005. Through its subsidiary HomeTown Bank, the firm operates as a regional community financial institution serving individual consumers and small-to-mid-sized businesses. Its reported service portfolio spans small business and commercial loans, residential mortgages, deposit products, and treasury services — the standard product set of a community bank.

The company's business model follows conventional U.S. community-banking economics: net interest income from loan and securities portfolios, supplemented by fee-based revenue from deposit accounts and treasury management. It raised a $14,000,000 funding round on 2013-07-11, providing the only quantified capital signal in the available record. Investor identity, lead investor, and use of proceeds are not disclosed.

The available data is materially incomplete. Detailed product names, named customers, management team, office locations, technology stack, pricing, AI/ML usage, certifications, M&A activity, and recent strategic announcements are all absent. The reported employee count of 1-10 is inconsistent with the operating profile of a chartered community bank and more likely reflects an aggregated-data artifact than actual headcount. Treat the company-level picture above as a baseline description supported by limited data; any deeper diligence would require primary-source disclosure.

HomeTown Bankshares Corporation firmographics

Firmographics
Name
HomeTown Bankshares Corporation
Website
https://hometownbank.com.
Company type
Private
Founded year
2005
Headcount range
1–10 employees
Short description
HomeTown Bankshares Corporation is a privately held Roanoke, Virginia community bank holding company operating HomeTown Bank, offering consumer and small business loans, mortgages, deposits, and treasury services.
Ownership category
akta.pro rank

HomeTown Bankshares Corporation industry classification

Industry
Product category
Community Banking
NAICS
Commercial Banking (52211), Offices of Bank Holding Companies (551111)
SIC
State Commercial Banks (6022)
akta.pro primary industry
Small Business Banking (Microbusiness/Sole Proprietor) (FSABAAAI)

Keywords

  • Commercial banking services
  • Small business lending
  • Mortgage loans
  • Deposit accounts
  • Treasury services

Where HomeTown Bankshares Corporation is headquartered

Location

Headquarters

HQ city
Roanoke
HQ country
United States
HQ region
North America

Markets served

HomeTown Bankshares Corporation business model

Business model
GTM type
B2B
Offering type
Services
Cost components
Personnel, Operations, Infrastructure, Technology or R&D

HomeTown Bankshares Corporation product offering

Product offering

Core offering

HomeTown Bankshares Corporation operates HomeTown Bank, a regional community bank that provides small business and commercial loans, residential mortgages, deposit accounts, and treasury management services. The bank primarily serves business and consumer customers in and around Roanoke, Virginia, operating as a traditional local lending and deposit-taking institution.

Product overview

HomeTown Bankshares Corporation operates HomeTown Bank, a regional financial institution providing banking services to consumers and businesses. The available source content does not contain specific information about distinct named products, modules, or service offerings beyond the general banking services.

Differentiator

Problem solved

Functional benefit

Products and services

  • Small business loans
  • Commercial loans
  • Mortgages
  • Deposit accounts
  • Treasury services

Companies that use HomeTown Bankshares Corporation

Customer profile

Segments1 record

Ideal customer profiles2 records

HomeTown Bankshares Corporation technology and API

Technology

Technology focussed No

API detail

Has API
No
API docs
API detail

Core technology

AI maturity

App detail

HomeTown Bankshares Corporation partnerships and signals

Strategic signal

Recent moves1 record

HomeTown Bankshares Corporation competitors and assessment

Company assessment

Direct peers

  • Atlantic Union Bankshares Corporation: Virginia-based bank holding company operating a regional commercial banking franchise with small business and commercial lending. Most directly comparable as a Virginia-headquartered BHC competing in the same regional footprint.
  • TowneBank: Virginia-based community-oriented bank offering commercial lending, mortgages, deposits, and treasury services to businesses and consumers — closely aligned product set and regional Virginia positioning.
  • Bank of the James Financial Group: Virginia community bank holding company providing commercial, small business, and consumer lending plus deposit services — highly comparable in size, geography, and product mix.
  • Burke & Herbert Financial Services: Virginia-headquartered community bank with deep small business and commercial lending focus, comparable deposit and treasury service offerings.
  • Carter Bank & Trust: Virginia-based community bank focused on commercial and consumer lending, deposits, and treasury services — direct competitor in the same regional Virginia market.
  • Pinnacle Bankshares Corporation: Virginia community bank holding company offering commercial and consumer banking services — closely aligned BHC structure, regional footprint, and product offering.
  • United Bank: Regional community bank with significant Virginia presence, providing commercial loans, mortgages, deposits, and treasury management to businesses and consumers.
  • First National Corporation: Virginia community bank holding company providing commercial and consumer banking products; comparable scale and Shenandoah Valley / western Virginia market overlap.

Broad incumbents

  • CVB Financial Corp: Multi-state community bank holding company focused on commercial and small business banking — broader geographic footprint but directly comparable business model and product mix.
  • Citizens Financial Group: Large regional bank holding company offering commercial loans, mortgages, deposits, and treasury services to small and mid-sized businesses — overlapping capabilities at significantly larger scale.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat1 record

Key risks5 records

Key highlights4 records

Customer concentration

HomeTown Bankshares Corporation social profiles

Digital presence

HomeTown Bankshares Corporation financial estimates

Financial estimate

Revenue estimate

Valuation estimate

HomeTown Bankshares Corporation leadership team

Management profile

Number of profiles

HomeTown Bankshares Corporation funding detail

Funding detail

Funding overview

Funding rounds1 record

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

HomeTown Bankshares Corporation M&A and investment

M&A and investment

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about HomeTown Bankshares Corporation

What does HomeTown Bankshares Corporation do?

HomeTown Bankshares Corporation operates HomeTown Bank, a regional community bank that provides small business and commercial loans, residential mortgages, deposit accounts, and treasury management services. The bank primarily serves business and consumer customers in and around Roanoke, Virginia, operating as a traditional local lending and deposit-taking institution.

When was HomeTown Bankshares Corporation founded?

HomeTown Bankshares Corporation was founded in 2005. It employs 1 to 10 people.

Where is HomeTown Bankshares Corporation based?

HomeTown Bankshares Corporation is headquartered in Roanoke, United States, in the North America region.

Who are HomeTown Bankshares Corporation's main competitors?

Direct peers on record are Atlantic Union Bankshares Corporation, TowneBank, Bank of the James Financial Group, Burke & Herbert Financial Services, Carter Bank & Trust, Pinnacle Bankshares Corporation, United Bank and First National Corporation. Broad incumbents are CVB Financial Corp and Citizens Financial Group.

Does HomeTown Bankshares Corporation have an API?

No public API is recorded for HomeTown Bankshares Corporation.

What industry is HomeTown Bankshares Corporation in?

HomeTown Bankshares Corporation's product category is Community Banking. Its primary akta.pro industry code is FSABAAAI, Small Business Banking (Microbusiness/Sole Proprietor). Its NAICS code is 52211 and its SIC code is 6022.

Unlock the full company data

50 free credits on sign-up, no credit card required.

Contact sales
Live signals
GlobeNewswireAmerican National Bankshares Inc. Completes Merger with HomeTown Bankshares CorporationAmerican National Bankshares completed its merger with HomeTown Bankshares, valued at approximately $84.2 million. The combined company now operates 28 branches with about $2.5 billion in total assets. HomeTown's former CEO Susan Still will serve as President of Virginia Banking until her planned retirement in 2019.GlobeNewswireAmerican National Bankshares Inc. and HomeTown Bankshares Corporation Announce Regulatory Approvals for Proposed MergerAmerican National Bankshares and HomeTown Bankshares received regulatory approvals from the OCC, Federal Reserve, and Virginia SBC to proceed with their proposed merger. Shareholder meetings are set for March 19, 2019, with the merger expected to close on April 1, pending shareholder approval.GlobeNewswireHomeTown Bankshares Corporation Reports Record Earnings and Solid Growth for 2018; Announces Quarterly Cash Dividend of $0.04 per ShareHomeTown Bankshares reported record 2018 earnings, with net income up 58% to $4.0 million for the fiscal year and 21% to $459,000 for Q4. The company declared a quarterly cash dividend of $0.04 per share, payable March 15, 2019.GlobeNewswireHomeTown Bankshares Corporation Reports Strong Third Quarter and Year-To-Date Earnings; Announces Quarterly Cash Dividend of $0.04 per ShareHomeTown Bankshares reported Q3 2018 net income of $1.3 million, up 45% year-over-year, and a $3.5 million nine-month total, up 65%. The company declared a quarterly cash dividend of $0.04 per share, payable November 30, 2018.GlobeNewswireAmerican National Bankshares Inc. and HomeTown Bankshares Corporation Announce Agreement to MergeHomeTown Bankshares and American National Bankshares signed an agreement to merge, valued at approximately $95.6 million. HomeTown shareholders receive 0.4150 American National shares per HomeTown share, with a per-share price of about $16.23. The merger is expected to close in the first quarter of 2019.GlobeNewswireAmerican National Bankshares Inc. and HomeTown Bankshares Corporation Announce Agreement to MergeAmerican National Bankshares and HomeTown Bankshares signed an agreement to merge, valued at approximately $95.6 million. HomeTown shareholders will receive 0.4150 American National shares per HomeTown share, with a per-share price of about $16.23. The merger is expected to close in the first quarter of 2019.GlobeNewswireHomeTown Bankshares Corporation Reports Strong YTD Earnings on Solid Loan Growth and Stable Core Deposits; Announces Quarterly Cash Dividend of $0.04 per ShareHomeTown Bankshares reported Q2 2018 net income of $973,000, up 117% year-over-year, with fully diluted EPS of $0.17. Total loans rose 6% to $461 million, and the company declared a quarterly cash dividend of $0.04 per share.GlobeNewswireHomeTown Bankshares Corporation Declares First Cash DividendHomeTown Bankshares Corporation declared its first cash dividend of $0.04 per common share, payable June 15, 2018 to shareholders of record on May 31, 2018. The dividend was announced at the annual shareholders meeting on May 15, 2018.GlobeNewswireHomeTown Bankshares Corporation Reports Solid Growth and Increased Earnings through the Third Quarter of 2017HomeTown Bankshares reported Q3 2017 net income of $917,000, up 6% annualized, on core revenue of $6.0 million, up 5% from $5.7 million. YTD net income rose 10% to $2.1 million, and total loans grew 8% to $435 million. The bank remains well-capitalized with non-performing assets at 0.77% of total assets.GlobeNewswireHomeTown Bankshares Corporation Announces New Chief Credit OfficerWilliam W. Budd Jr. joined HomeTown Bankshares as Executive Vice President and second Chief Credit Officer, succeeding William C. Moses, who will retire on September 30, 2017. Budd brings over 30 years of commercial banking experience, including nine years as CCO at NewBridge Bancorp.