Mobius Life
Mobius Life is an independent, PRA/FCA-authorised UK life insurance company providing an open-architecture investment platform that administers approximately £26.7 billion across 690+ pension and wealth schemes. It connects institutional pensions, master trusts, asset managers, and wealth managers to over 1,000 investment strategies from 80+ managers via a life-wrapped fund vehicle.
- Company typePrivate
- Founded1997
- HeadquartersLondon, United Kingdom
- Headcount11–50
- GTM typeB2B
- OfferingServices
What Mobius Life does
Mobius Life Limited is a UK-authorised life insurance company and independent institutional investment platform founded in 1997 and headquartered in London. The company administers approximately £26.7 billion in assets across more than 690 pension and wealth schemes as of March 2025, connecting those schemes to over 1,000 investment strategies from more than 80 asset managers through a life-wrapped fund vehicle that combines daily pricing, unitisation, and tax efficiency. Customer segments comprise institutional pension professionals (DC and DB trustees, master trusts, fiduciary managers), asset managers, retail pension professionals (wealth managers and IFAs), and other institutional investors such as SIPP providers and insurers. Named customers include Smart Pension (£5bn AUM, 1.4 million members, partnership announced June 2024), Moneyfarm, and consolidator Stoneport.
The core product, the Mobius Platform, delivers investment administration, bespoke fund manufacturing, automated rebalancing, automated LDI collateral waterfall management, TCFD and ESG reporting, proxy voting on pooled fund holdings, and access to private markets including private equity, private credit, infrastructure, and real assets. MobiusOS is the client-facing portal for real-time reporting and administration. Proprietary assets include a UK life company wrapper for tax efficiency, the ability to manufacture bespoke funds including zero-fee index funds, structured equity, target-date, and income-paying solutions, and tools that accommodate illiquid assets through daily pricing despite complex dealing terms. The competitive positioning is anchored in independence: no in-house funds and no restricted list distinguish Mobius from vertically integrated platforms.
The company is privately held following a 2014 management buyout, has no disclosed external institutional shareholders or parent company, and employs between 11 and 50 people. Revenue is generated on a fee-on-AUA subscription basis from institutional and wealth clients, with life company services provided through the PRA/FCA-regulated entity. The company has won the UK Professional Pensions Institutional Investment Platform Provider of the Year award for six consecutive years from 2019 to 2024.
Mobius Life firmographics
Firmographics- Name
- Mobius Life
- Legal name
- Mobius Life Limited
- Website
- https://mobiuslife.co.uk
- Company type
- Private
- Founded year
- 1997
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Mobius Life is an independent, PRA/FCA-authorised UK life insurance company providing an open-architecture investment platform that administers approximately £26.7 billion across 690+ pension and wealth schemes. It connects institutional pensions, master trusts, asset managers, and wealth managers to over 1,000 investment strategies from 80+ managers via a life-wrapped fund vehicle.
- Ownership category
- akta.pro rank
Mobius Life industry classification
Industry- Product category
- Institutional Pension Investment Platform
- NAICS
- Direct Life, Health, and Medical Insurance Carriers (52411), Portfolio Management and Investment Advice (52394)
- SIC
- Life Insurance (6311), Investment Advice (6282)
- akta.pro primary industry
- Managed Account / SMA Multi-Manager Platforms (FSANAGAL)
- akta.pro secondary industry
- Evergreen / Open-Ended Multi-Manager Platforms (FSANAGAM)
Keywords
Where Mobius Life is headquartered
LocationHeadquarters
- HQ city
- London
- HQ country
- United Kingdom
- HQ region
- Europe
Offices1 record
Markets served
Mobius Life business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Infrastructure, Marketing or Sales, Others
Revenue model
- Investment Administration Fees: Fees based on assets under administration (AUA). As of March 2025, Mobius administers around £26.7 billion in assets across more than 690 schemes.
- Life Company Services: Services provided through UK life insurance company structure, enabling schemes to access tax-efficient life-wrapped fund structures.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Not publicly disclosed | Assets under Administration Model |
| Other | Not publicly disclosed | Institutional Pricing Access |
Go-to-market motion3 records
Distribution channels3 records
Marketing channels6 records
Mobius Life product offering
Product offeringCore offering
Mobius Life operates an independent, open-architecture institutional investment platform through a UK life insurance company structure, providing investment administration, fund unitisation, daily pricing, life-wrapping, and reporting for DC, DB, master trust, and wealth pension schemes. It connects clients to more than 1,000 investment strategies from 80+ asset managers and enables access to private markets, structured equity, income-paying funds, and bespoke fund manufacturing via MobiusOS and the underlying Mobius Platform.
Product overview
Mobius Life is an independent, open-architecture institutional investment platform and UK life insurance company. The core offering is The Mobius Platform, which provides investment administration, fund management, and reporting infrastructure for DC schemes, DB schemes, master trusts, wealth managers, and asset managers. It is complemented by MobiusOS (client portal for real-time reporting and administration) and a Private Markets module (providing access to illiquid assets including private equity, private credit, infrastructure, and LTAFs via life-wrapped structures). The platform connects to over 1,000 investment strategies from 80+ managers, supports life-wrapping for tax efficiency, and offers capabilities including automated rebalancing, TCFD/ESG reporting, collateral management, proxy voting, and fund manufacturing. Together these form a unified platform infrastructure for institutional pension investment management.
Differentiator
Problem solved
Functional benefit
Brands
- Mobius Platform: The independent investment platform that powers cutting-edge tech and ambitious strategies
- MobiusOS
Products and services
- The Mobius Platform
Quantifiable outcome
- Institutional-level pricing achieved through aggregated scale and manager relationships
- +2 more outcomes
Companies that use Mobius Life
Customer profileNamed customers6 records
Segments4 records
Ideal customer profiles4 records
Mobius Life technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature7 records
Mobius Life partnerships and signals
Strategic signalPartnerships
Eleven partnerships are on record, tiered core and notable.
- Smart PensioncoreStrategic partnership where Mobius provides investment platform for Smart Pension's £5bn AUM and 1.4 million member pension scheme. Partnership enables Smart Pension to offer diversified portfolios across public and private markets including net zero objectives.
- MoneyfarmcorePartnership to bring institutional investing to digital wealth management. Mobius helps Moneyfarm enhance its SIPP investment proposition with institutional-level pricing, diversified multi-asset funds, and scalable operating model.
- River and MercantilecorePartnership to manufacture structured equity solution on the Mobius platform. DB pension schemes of all sizes can now structure growth assets tailored to specific requirements without legal, governance and minimum fee restrictions.
- Macquarie Investment ManagementnotablePartnership to create first zero-fee index fund for UK DC pension market.
- Aegon Asset ManagementnotablePartnership to develop UK's first diversified property fund for DC pension schemes, providing exposure to UK institutional property market.
- Apollo Global ManagementnotableAlternative credit strategies from Apollo made available to DB schemes through Mobius platform infrastructure.
- Alcentra LtdnotableAlternative credit strategies from Alcentra made available to DB schemes through Mobius platform.
- Barnett WaddinghamnotableIndependent trustee adviser recommending Mobius platform to Stoneport for investment administration services.
- Schroders SolutionsnotableGuest speaker at Mobius investment manager seminar. Schroders has experience working with Mobius to deliver complex and illiquid solutions to pension schemes.
- ISIOnotableGuest speaker at Mobius seminar. Used Mobius platform to deliver better service to smaller clients with low management and platform fees.
- BerenbergnotableBerenberg discussed as provider of structured equity solutions for decumulation strategies featured in Mobius webinar content.
Scale indicators9 records
Recent moves7 records
Expansion highlights5 records
Mobius Life competitors and assessment
Company assessmentBroad incumbents
- Legal & General Investment Management (LGIM): LGIM operates a large UK life-company investment platform offering life-wrapped funds, DC master trust services, and DB LDI solutions. Comparable to Mobius in life-wrapping and pension platform functionality, but with significantly larger scale and proprietary fund range.
- Aviva Investors: Aviva's platform combines a UK life company with workplace pension, master trust, and DC administration services. Comparable institutional pension platform capability to Mobius, but vertically integrated with proprietary funds.
- Scottish Widows: Scottish Widows provides life-wrapped pension platform services for workplace pensions and advisers. Comparable life-company structure and DC/DB administration capability to Mobius, though with a more retail-tilted distribution model.
Direct peers
- Embark Group: Embark is a UK-focused retirement and investment platform serving advisers and pension schemes with platform, wrap, and decumulation capabilities. Direct competitor in the UK institutional and advised pension platform space, with similar open-architecture positioning.
- Hargreaves Lansdown: UK retail platform serving SIPP, ISA, and workplace pension investors with extensive fund choice. Comparable in open-architecture platform capability, though more retail-focused than Mobius's institutional core.
- Zedra Group: Zedra provides pension, insurance, and trust administration including life-wrapped investment structures for institutional clients. Comparable UK pension administration and life-wrapping capability to Mobius, with similar institutional client base.
- Broadstone (formerly Talbot Hughes McIntyre): Broadstone provides actuarial, administration, and investment consulting to UK DB and DC pension schemes, including platform-adjacent services. Comparable in serving UK pension scheme clients with investment administration and advisory support.
Others
- FNZ: FNZ provides wealth and investment platform technology to financial institutions globally. An enabling/ecosystem peer whose technology underpins competitor platforms; potentially a future partner or competitor for Mobius's underlying stack.
- Bravura Solutions: Bravura provides administration and platform software to life insurers, superannuation funds, and wealth managers. An enabling technology peer whose Sonata platform competes at the infrastructure layer beneath life-company platforms like Mobius.
Regional players
- Sanlam UK: Sanlam UK provides wealth management and platform services in the UK market through subsidiaries including Sanlam Wealth and other acquired platforms. Comparable platform/infrastructure capability in the UK pensions and wealth segment, though with a broader South African parent footprint.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat6 records
Key risks6 records
Key highlights7 records
Customer concentration
Mobius Life social profiles
Digital presenceMobius Life compliance and trust
Trust signalCompliance2 records
Mobius Life financial estimates
Financial estimateRevenue estimate
Valuation estimate
Mobius Life leadership team
Management profileNumber of profiles
Profiles3 records
Mobius Life subsidiaries and ownership
Company hierarchySubsidiaries1 record
Mobius Life funding detail
Funding detailFunding overview
Funding rounds1 record
Investors1 record
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Mobius Life M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Mobius Life
What does Mobius Life do?
Mobius Life operates an independent, open-architecture institutional investment platform through a UK life insurance company structure, providing investment administration, fund unitisation, daily pricing, life-wrapping, and reporting for DC, DB, master trust, and wealth pension schemes. It connects clients to more than 1,000 investment strategies from 80+ asset managers and enables access to private markets, structured equity, income-paying funds, and bespoke fund manufacturing via MobiusOS and the underlying Mobius Platform.
Is Mobius Life a public or private company?
Mobius Life is a private company. It is classified as management employee owned and is currently operating.
When was Mobius Life founded?
Mobius Life was founded in 1997. It employs 11 to 50 people.
Where is Mobius Life based?
Mobius Life is headquartered in London, United Kingdom, in the Europe region.
How does Mobius Life make money?
Two revenue lines are on record. Investment Administration Fees are the primary driver. The others are life Company Services.
Who are Mobius Life's main competitors?
Broad incumbents on record are Legal & General Investment Management (LGIM), Aviva Investors and Scottish Widows. Direct peers are Embark Group, Hargreaves Lansdown, Zedra Group and Broadstone (formerly Talbot Hughes McIntyre). Others are FNZ and Bravura Solutions. Sanlam UK is listed as a regional player.
Does Mobius Life have an API?
No public API is recorded for Mobius Life.
What industry is Mobius Life in?
Mobius Life's product category is Institutional Pension Investment Platform. Its primary akta.pro industry code is FSANAGAL, Managed Account / SMA Multi-Manager Platforms, with a secondary code of FSANAGAM, Evergreen / Open-Ended Multi-Manager Platforms. Its NAICS code is 52411 and its SIC code is 6311.