Allianz Suisse Versicherungs-Gesellschaft AG

What Allianz Suisse Versicherungs-Gesellschaft AG does

Allianz Suisse Versicherungs-Gesellschaft AG is a Swiss multi-line insurance carrier and wholly-owned subsidiary of Munich-based Allianz Group, with roots dating to circa 1905 and approximately 120 years of continuous Swiss market presence. Operating from its headquarters at Richtiplatz 1, 8304 Wallisellen, the company serves over 1 million customers across Switzerland and Liechtenstein through more than 110 physical agency locations, a multi-language digital platform (German, French, Italian, English, Spanish, Portuguese), dedicated broker and intermediary portals, and partnership channels. It carries 5,001-10,000 employees and ranks in the Top 3 of Swiss insurers by customer satisfaction, with a 4.7-star rating across 637,197 recorded customer feedbacks. The group also operates the worldwide insurance partnership of the Olympic and Paralympic Movements (2021-2028), described as the largest Olympic sponsorship in Allianz's history.

The company's product portfolio is organized across three pillars: vehicle and travel insurance (auto, motorcycle, electric vehicle, classic car, boat, caravan, travel); home and legal protection (household contents, buildings, valuables, personal liability, legal protection, pet insurance); and retirement and life insurance (term life, savings and investment, children's insurance, occupational pensions under Pillar 2, and tax-advantaged Pillar 3a savings). It also distributes partner products including CAP legal protection and AWP P&C SA travel insurance. Underlying technology comprises a web-based customer portal, online premium and pension calculators, automated underwriting and claims decisioning systems, and participation in the HIS cross-insurer fraud-prevention network operated by SVV Solution AG.

Allianz Suisse generates revenue primarily through recurring insurance premiums across all major lines (non-life, life, occupational pensions) billed on a monthly cadence, with individually underwritten risk-based pricing. Its go-to-market is hybrid: direct-to-consumer through field agents at 110+ physical locations and digital self-service channels, plus intermediated sales through broker, intermediary, and partner portals. The corporate group includes 11 wholly-owned subsidiaries spanning life insurance (Allianz Suisse Lebensversicherungs-Gesellschaft AG), legal protection (CAP), travel (AWP P&C SA), and seven occupational pension foundations, producing an integrated insurance-and-pension ecosystem.

Name

Allianz Suisse Versicherungs-Gesellschaft AG

Legal name

Allianz Suisse Versicherungs-Gesellschaft AG

Website

https://allianz.ch

Company type

Private

Founded year

1905

Operating status

Operating

Headcount range

5,001–10,000 employees

Short description

Allianz Suisse Versicherungs-Gesellschaft AG is a Swiss multi-line insurance company and wholly-owned subsidiary of Allianz Group, serving over 1 million customers across Switzerland and Liechtenstein via 110+ agencies and digital channels.

Ownership category

akta.pro rank

Product category

Property and Casualty Insurance

NAICS

Insurance Carriers (5241), Direct Life Insurance Carriers (524113), Direct Property and Casualty Insurance Carriers (524126), Agencies, Brokerages, and Other Insurance Related Activities (5242)

SIC

Life Insurance (6311), Fire, Marine & Casualty Insurance (6331), Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Whole Life / UL Policy Riders & Add-ons (e.g., Waiver of Premium, Accidental Death, Child Term, LTC/Chronic Illness) (FSAIABAK)

akta.pro secondary industries

Guaranteed Issue Term Life Insurance (FSAIAAAG), Auto Liability Umbrella / Excess (FSAJANAK)

Keywords

• Property and casualty insurance
• Life and pension insurance
• Occupational pension BVG
• Motor vehicle insurance
• Swiss insurance provider

Headquarters

HQ city

Zürich

HQ country

Switzerland

HQ region

Europe

Offices3 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Non-Life Insurance Premiums: Collection of recurring insurance premiums from private individuals and business customers for property and casualty coverage including motor vehicle insurance (auto, motorcycle, boat), travel insurance, household insurance, building insurance, personal liability, legal protection, and pet insurance.
2. Life Insurance and Pension Products: Recurring premiums and one-time payments from life insurance products, risk life insurance, savings and investment products, children's insurance, retirement planning, and occupational pension (BVG) solutions.
3. Pillar 3a Retirement Savings: Tax-advantaged retirement savings products under Switzerland's third pillar pension system, allowing tax-deductible contributions for retirement planning.
4. Partnership Insurance Products: Distribution of partner insurance products including CAP legal protection insurance and AWP P&C SA travel insurance under agency/broker arrangements.

Pricing tiers

Go-to-market motion2 records

Distribution channels6 records

Marketing channels12 records

Core offering

Allianz Suisse Versicherungs-Gesellschaft AG underwrites and distributes a comprehensive range of non-life (property and casualty) and life insurance products for private individuals and business customers in Switzerland and Liechtenstein. Core offerings span vehicle and travel insurance, home and legal protection insurance (liability, household, buildings, valuables, pet, legal expense), and retirement and life insurance products including occupational pension (BVG), savings/investment, and Pillar 3a retirement solutions, delivered through a hybrid agency and digital channel model.

Product overview

Allianz Suisse Versicherungs-Gesellschaft AG operates as a multi-line insurance provider offering a comprehensive portfolio organized across three main pillars: (1) Vehicle & Travel Insurance including car, motorcycle, electric vehicle, classic car, boat, caravan, and travel insurance; (2) Home & Legal Insurance covering personal liability, household contents, buildings, valuables, pets, and legal protection; and (3) Retirement & Life Insurance encompassing term life, savings/investment, children's insurance, withdrawal plans, accident/health, and occupational pension (Pillar 2). The company supplements its core insurance products with digital services including premium calculators, mortgage and pension planning tools, Säule-3a retirement calculators, and multiple self-service portals for customers, brokers, and intermediaries. The Allianz Plus loyalty program provides exclusive benefits to policyholders.

Differentiator

Problem solved

Functional benefit

Brands

• Allianz Plus: Customer loyalty and benefits program offering exclusive advantages and discounts from Allianz and its partners.
• Allianz.ch

Products and services

• Autoversicherung (Car Insurance) Vehicle insurance for private individuals covering liability, accident damage, and theft for passenger cars. Distributed through direct agency, customer portal, and online premium calculator.
• Motorradversicherung (Motorcycle Insurance) Insurance coverage for motorcycles and motor scooters for private owners.
• Elektroauto-Versicherung (Electric Car Insurance) Specialized insurance coverage for electric vehicles for private owners.
• Oldtimerversicherung (Classic Car Insurance) Insurance coverage tailored for vintage and classic automobiles.
• Bootsversicherung (Boat Insurance) Insurance for private boats and watercraft.
• Wohnwagenversicherung (Caravan Insurance) Insurance coverage for caravans and mobile homes.
• Reiseversicherung (Travel Insurance) Travel insurance covering trip cancellations, medical emergencies abroad, and travel-related risks, distributed in partnership with AWP P&C SA.
• Haftpflichtversicherung (Personal Liability Insurance) Personal liability coverage for individuals against third-party claims for bodily injury or property damage.
• Hausratversicherung (Household Contents Insurance) Insurance for household contents against damage, theft, and loss for private households.
• Haushaltsversicherung (Combined Household Insurance) Combined household insurance bundling contents and liability protection in a single policy for private households.
• Gebäudeversicherung (Buildings Insurance) Insurance for residential and commercial buildings against structural damage.
• Gegenstands- & Wertsachenversicherung (Valuables Insurance) Insurance for valuable items and collectibles against loss, theft, or damage.
• Haustierversicherung (Pet Insurance) Veterinary cost insurance for dogs and cats covering illness and accident, with no age restrictions and coverage for pre-existing conditions.
• Rechtsschutzversicherung (Legal Protection Insurance) Legal expense insurance covering lawyer fees, court costs, and legal advisory, distributed in partnership with CAP Rechtsschutz-Versicherungsgesellschaft AG.
• Risikolebensversicherung (Term Life Insurance) Pure risk life insurance providing a death benefit to beneficiaries if the insured person dies during the policy term.
• Sparen & Anlegen (Savings & Investment Insurance) Savings and investment-linked insurance products combining protection with wealth accumulation.
• Kinderversicherung (Children's Insurance) Insurance products specifically designed for children, providing protection and savings components for minors.
• Entnahmeplan (Withdrawal Plan) Systematic withdrawal plan providing regular retirement income from accumulated pension or insurance capital.
• Unfall & Krankheit (Accident & Health Insurance) Accident and supplemental health insurance coverage for individuals complementing statutory health insurance.
• Meine Pensionskasse (Occupational Pension - Pillar 2 / BVG) Swiss occupational pension scheme (BVG / Pillar 2) coverage for employees, managed through the BVG portal and company pension foundations.
• Mietkautionsversicherung (Rental Deposit Insurance) Insurance substituting a traditional cash rental deposit with a guarantee for tenants and landlords.
• Allianz Plus Bonusprogramm (Allianz Plus Loyalty Program) Customer loyalty program providing exclusive benefits and discounts from Allianz Suisse and its partners to existing policyholders.

Quantifiable outcome

• 4.7-star customer satisfaction rating (637,197 customer feedbacks)
• +3 more outcomes

Named customers1 record

Segments4 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature4 records

Partnerships

Six partnerships are on record, tiered flagship and core.

• International Olympic Committee (IOC) and International Paralympic Committee (IPC)flagshipStrategic or Co-development Partner · 1 January 2021Allianz is the official worldwide insurance partner of both the Olympic and Paralympic Movements from 2021 to 2028. This is the largest Olympic sponsorship in Allianz's history, providing comprehensive insurance coverage for the games, athletes, and Olympic family members globally.
• SVV Solution AGcoreTechnology or IntegrationSVV Solution AG operates the HIS (Hinweis- und Informationssystem) information system for Swiss private insurers. Allianz Suisse participates in this fraud detection network that shares information about suspected insurance fraud across participating insurance companies to protect policyholders from premium increases due to fraudulent claims.
• informa HIS GmbHcoreTechnology or IntegrationInforma HIS GmbH based in Wiesbaden, Germany serves as the IT provider (system operator) for the HIS insurance fraud prevention system. They handle the technical infrastructure and data processing for the Swiss insurance industry fraud detection network.
• CAP Rechtsschutz-Versicherungsgesellschaft AGcoreChannel Partner/ Reseller/ DistributorCAP is a legal protection insurance partner of Allianz Suisse. The Allianz.ch & Elvia team advises customers on CAP legal protection insurance products distributed through Allianz Suisse channels. Located at Neue Winterthurerstrasse 88, 8304 Wallisellen.
• AWP P&C SA (Allianz Partners)coreChannel Partner/ Reseller/ DistributorAWP P&C SA based in Saint Ouen, Paris operates as the travel insurance provider for Allianz Suisse customers through the Allianz.ch & Elvia team. The company has a Swiss branch at Richtiplatz 1, 8304 Wallisellen for travel insurance distribution.
• Allianz GroupflagshipStrategic or Co-development PartnerAllianz Suisse is part of the global Allianz Group, one of the world's leading insurance companies. This affiliation provides access to global insurance expertise, Allianz Binding Corporate Rules for data protection, and the strength of a globally recognized insurance brand.

Scale indicators5 records

Recent moves6 records

Expansion highlights2 records

Direct peers

• Zurich Insurance Group: Switzerland's largest multi-line insurance carrier, offering property/casualty, life, and pension products with similar omni-channel distribution. The closest like-for-like peer in scale, product breadth, and Swiss market leadership.
• Swiss Life: Switzerland's leading life insurance and pension provider, directly competing in BVG occupational pensions, Pillar 3a retirement savings, and life products — overlapping heavily with Allianz Suisse's retirement and life pillar.
• Helvetia Insurance: Swiss-headquartered multi-line insurer offering non-life, life, and pension products through agency and broker channels — comparable in product portfolio structure, distribution model, and Swiss market positioning.
• Baloise Group: Basel-based multi-line insurer providing non-life, life, and pensions with strong digital and broker distribution in Switzerland — a comparable peer in scale, geography, and product mix.
• Mobiliar: Swiss cooperative insurer offering property, household, liability, and motor insurance through a dense agency network across Switzerland — directly comparable in distribution model and personal lines focus.
• AXA Switzerland: Swiss subsidiary of AXA Group offering P&C, life, and health products with strong agent and broker channels — a direct competitor in the Swiss market with similar portfolio breadth.
• Generali Switzerland: Swiss arm of Generali Group providing P&C, life, and pension products — directly competing for the same Swiss personal and commercial insurance customers through similar agency and broker channels.
• Vaudoise Assurances: Swiss mutual insurer offering non-life, life, and health insurance primarily in French-speaking Switzerland — a comparable Swiss peer with similar product breadth and agency-based distribution.

Broad incumbents

• Allianz Group: Global parent and world's largest insurance and asset management group — provides global insurance expertise, capital, reinsurance, and shared platforms (BCR) that enable Allianz Suisse's competitive position while serving as a broader portfolio peer.
• AXA Group: Global insurance and financial services group operating across P&C, life, and health with a large Swiss subsidiary — comparable as a broad incumbent with overlapping multi-line product capabilities and similar European footprint.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat6 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/allianzsuisse
• Facebookfacebook.com/allianzsuisse
• LinkedInlinkedin.com/company/allianz-suisse-versicherungs-gesellschaft-ag

Revenue estimate

Valuation estimate

Number of profiles

Subsidiaries11 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Allianz Suisse Versicherungs-Gesellschaft AG