What Cardinus does

Cardinus Risk Management Limited is a privately held UK health, safety, and risk management specialist founded in 1995 and headquartered in London, with an additional US entity in Charlotte, NC. The company serves approximately 2,000 global clients across enterprise, government, insurance, property, fleet, and education segments, with Healthy Working alone reaching 3 million users across 191 countries. Its product portfolio centers on three core software platforms — Healthy Working (DSE/ergonomics management, co-developed with the UK's Health and Safety Laboratory and delivered with the Health and Safety Executive), INDIGO (property risk management with API integration), and Fleet Risk Management Software — supplemented by AI-powered add-ons (RiskAI Suite and FlashAI motion capture, Healthy Working Analytics) and a broad eLearning catalogue covering DSE, health and safety, security, fleet, and wellbeing.

Cardinus generates revenue through four streams: recurring software subscriptions (per-user or per-assessed-employee licensing for DSE, INDIGO, insurance risk, and fleet software), eLearning course subscriptions, professional services (property surveys, fire risk assessments, DSE/ergonomics consultancy, safety auditing), and instructor-led training courses (£195+VAT per attendee for non-customers). Go-to-market combines direct enterprise field sales with consultative selling, channel partnerships with Aviva Specialist Partners and Gallagher Risk Management Partners for insurance-led distribution, and self-serve free trials for mid-market prospects. Pricing for enterprise software is quote-based and not publicly disclosed. The company is bootstrapped (no funding rounds identified), independently owned for 30 years, and operates with 51-100 employees under CEO Andy Hawkes.

Name

Cardinus

Legal name

Cardinus Risk Management Limited

Website

https://cardinus.com

Company type

Private

Founded year

1995

Operating status

Operating

Headcount range

51–100 employees

Short description

Cardinus is a UK-based health, safety, and risk management specialist serving 2,000+ global clients across enterprise, insurance, property, and government with integrated software (Healthy Working DSE, INDIGO property risk, fleet risk), eLearning, and professional services.

Ownership category

akta.pro rank

Product category

Risk Management Software

NAICS

Software Publishers (5132), Custom Computer Programming Services (541511), Finance and Insurance (52)

SIC

Services-Computer Programming, Data Processing, Etc. (7370), Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Enterprise Risk Management (ERM) Advisory (BPAHAFAA)

akta.pro secondary industry

Enterprise AI Governance, Risk & Compliance Platforms (Model Risk, Audit, Policies) (HDAEANAE)

Keywords

• Risk management software
• Workplace health and safety
• DSE ergonomics software
• Property risk management
• Fleet risk management

Headquarters

HQ city

London

HQ country

United Kingdom

HQ region

Europe

Offices2 records

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Marketing or Sales, Operations, Infrastructure

Revenue model

1. Software Subscriptions: Subscription-based access to DSE/ergonomics software, property risk management software (INDIGO), insurance risk management software, and fleet risk management software. Revenue generated through per-user or per-assessed-employee licensing with annual subscription fees.
2. eLearning Courses: Modular eLearning courses covering DSE/ergonomics, health & safety, security, fleet risk, and wellbeing & productivity. Offered as standalone courses or bundled with software subscriptions.
3. Professional Services: Consultancy and assessment services including property services (Reinstatement Cost Assessments, Fire Risk Assessments), insurance risk services, DSE/ergonomics services, health & safety consultancy, fleet risk services, and security services. Provided both virtually and on-site.
4. Training Courses: Instructor-led training including DSE Assessor Training (virtual, 3 hours + 1 hour pre-work), Healthy Working PACE Essentials Course, and various onsite training programs. Priced at £195 plus VAT for non-customers, free for existing customers.

Pricing tiers

Go-to-market motion2 records

Distribution channels4 records

Marketing channels6 records

Core offering

Cardinus sells subscription-based risk management software (Healthy Working® DSE/ergonomics, INDIGO property risk, Insurance Risk, and Fleet Risk management platforms) along with modular eLearning courses and on-site/virtual professional services (property assessments, safety consultancy, ergonomics, fleet, insurance and security). It also offers AI-powered motion capture tools (RiskAI Suite, FlashAI) for real-time ergonomic risk detection in non-office environments such as construction sites.

Product overview

Cardinus is a health, safety, and risk management specialist offering a comprehensive portfolio of software solutions and professional services. The product suite centers on three core software platforms: Healthy Working® (DSE/ergonomics management), INDIGO (property risk management), and Fleet Risk Management Software, supported by specialized modules including RiskAI Suite and FlashAI (AI-powered motion capture for ergonomic assessments), and Healthy Working Analytics (data-driven wellbeing tools). The software offerings are complemented by a full range of eLearning courses covering DSE/ergonomics, health & safety, fleet risk, security, and wellbeing topics, as well as professional consultancy services for property, insurance, fleet, safety, and security domains. The company also provides virtual assessment capabilities available in 191 countries.

Differentiator

Problem solved

Functional benefit

Brands

• Healthy Working: Award-winning DSE management program developed in partnership with the Health and Safety Executive, the world's most widely used DSE management program used by 2,000 organisations and 3 million people globally.
• INDIGO
• RiskAI Suite
• Healthy Working Pro
• FlashAI

Products and services

• Healthy Working® Award-winning DSE management program for organizations of all sizes, providing ergonomics assessments, eLearning, automated email communications and management reporting to minimize DSE compliance risk and maintain a healthy workforce. Used by 2,000 organizations and 3 million people globally.
• Healthy Working Pro Industrial ergonomics software that saves time managing industrial ergonomics data and assessments for non-office environments.
• INDIGO Property Risk Management Software Property risk management software offering full visibility of property portfolios, assessments, risk improvement progress, real-time management information, and API integration for property portfolio risk management.
• Fleet Risk Management Software End-to-end fleet risk management software solution dedicated to minimizing driver risks and improving operational efficiency, suitable for drivers with low, medium and high-risk profiles with built-in self-assessment capabilities.
• Insurance Risk Management Software Market-leading software enabling organizations to order and track surveys, manage risk improvements and access real-time management information for insurance risk assessment.
• RiskAI Suite AI-powered motion capture solution built for high-risk, non-office environments like construction sites. Uses advanced motion capture technology to monitor tasks and worker movements in real time, providing actionable insights to mitigate physical strain and detect ergonomic risks as they happen.
• FlashAI Motion capture solution using AI technology for ergonomic assessments, capturing video of worker movements to analyze posture and detect risks in industrial settings.
• Property Services On-site services including Reinstatement Cost Assessments, Fire Risk Assessments, and Health & Safety Assessments, with all risks managed in the INDIGO software platform.
• Insurance Risk Services Insurance risk management services enabling organizations to check risk, liability or potential loss, bringing together insurers, surveyors and policyholders.
• DSE / Ergonomics Services Virtual and on-site DSE and ergonomics services to protect the workforce from musculoskeletal discomfort, including virtual assessments available in 191 countries.
• Safety Consultancy Expert Health & Safety services including safety auditing, competent person services, 45001 safety management system implementation and onsite training to reduce frequency and severity of workplace injuries.
• Fleet Risk Services Fleet risk management services including document checking, driver licence verification, grey fleet checks, in-vehicle training, classroom training and consultancy to improve road safety standards and compliance.
• Security & Personal Safety Services Comprehensive security services including security auditing, consultancy, policies and procedures, travel tracking, and specialist security services to protect workforce and business assets.
• DSE Assessor Training Instructor-led virtual DSE Assessor Training course (3 hours live plus 1 hour pre-work), priced at £195+VAT for non-customers and free for existing Cardinus customers.

Quantifiable outcome

• 97% reduction in risk rating achieved by Severn Trent Water using Cardinus solutions
• +5 more outcomes

Named customers4 records

Segments6 records

Ideal customer profiles4 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

AI capability4 records

Feature5 records

Partnerships

Four partnerships are on record, tiered core.

• Health and Safety Laboratory (HSL)coreStrategic or Co-development PartnerLong-standing development partnership with the Health and Safety Laboratory (HSL) for the Healthy Working DSE management program. HSL provides scientific expertise and regulatory knowledge for the product development. The partnership has produced award-winning ergonomics software used by millions worldwide.
• Health and Safety Executive (HSE)coreStrategic or Co-development PartnerHealthy Working is delivered in partnership with the Health and Safety Executive (HSE), providing regulatory backing and recognition for the DSE management program. This partnership ensures alignment with UK health and safety regulations.
• Aviva Specialist PartnerscoreChannel Partner/ Reseller/ DistributorAviva Specialist Partners program providing property and risk management services to Aviva customers. Cardinus provides reinstatement cost assessments, fire risk assessments, and property risk services as part of the partnership.
• Gallagher Risk Management PartnerscoreChannel Partner/ Reseller/ DistributorPartnership with Gallagher Risk Management for property risk management services. Gallagher is a global insurance brokerage and risk management firm.

Scale indicators9 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• Alcumus: UK-headquartered provider of risk management, health & safety, and compliance software and services. Closest comparable by geography, customer segment (UK enterprises and insurers), and integrated software-plus-services model.
• Ideagen: UK-listed (now PE-owned) risk and compliance software vendor covering EHS, quality, and regulatory use cases. Closest large-scale UK peer by product breadth across risk domains and enterprise customer base.
• SHE Software (SHE Assure): UK-based health & safety / EHS software vendor. Directly comparable on EHS software subscription model and target customer base (UK enterprises managing workplace safety compliance).
• Citation: UK health & safety, HR, and compliance services firm serving SMEs and mid-market. Directly comparable on health & safety consultancy, training courses, and bundled compliance software — competes for the same UK mid-market buyer.

Emerging players

• Vector Solutions: US-headquartered provider of training and risk management software for safety-sensitive industries. Comparable on eLearning + risk-management software bundles, though more focused on workforce training than on-site consultancy.
• BSI (British Standards Institution): UK standards body offering risk management training, eLearning, and compliance advisory. Overlaps with Cardinus's eLearning and consultancy lines and shares the UK regulatory-credibility angle (BSI standards underpin many of the same compliance regimes).
• Pro-Sapien: EHS software built on Microsoft 365 / SharePoint, serving enterprise industrial customers. Comparable as a focused EHS software competitor in the same mid-market/enterprise safety buyer segment.

Broad incumbents

• VelocityEHS (now Cority): Global EHS software platform with deep industrial ergonomics and safety modules. Comparable on ergonomic assessment software and enterprise EHS buyer, but operates at significantly larger scale and broader scope.
• SAI Global: Provider of risk, compliance, and learning management software (SAI360) with insurance risk modules. Overlaps with Cardinus's insurance risk survey management and broader compliance training offerings.
• Wolters Kluwer (Enablon): Large global information services company whose Enablon division offers enterprise EHS and risk management software. Comparable as a broad incumbent offering overlapping risk, compliance, and audit functionality to large enterprises.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat5 records

Key risks5 records

Key highlights6 records

Customer concentration

• Xx.com/Cardinus
• LinkedInlinkedin.com/company/cardinus-risk-management-ltd

Compliance4 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles4 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Cardinus