Arcot Systems
- Company typePrivate
- Founded1997
- HeadquartersSunnyvale, United States
- Headcount51–100
- GTM typeB2B
- OfferingSoftware
Arcot Systems firmographics
Firmographics- Name
- Arcot Systems
- Legal name
- Arcot Systems (operates as Arcot by Broadcom, a product line of Broadcom Inc.)
- Website
- https://arcot.com
- Company type
- Private
- Founded year
- 1997
- Operating status
- Operating
- Headcount range
- 51–100 employees
- Ownership category
- akta.pro rank
Arcot Systems industry classification
Industry- Product category
- Payment Security Software
- akta.pro primary industry
- 3-D Secure (3DS) & Authentication Services (FSAMACAD)
- akta.pro secondary industry
- Risk, Fraud & 3DS Orchestration for Payments (FSAGABAL)
Keywords
Where Arcot Systems is headquartered
LocationHeadquarters
- HQ city
- Sunnyvale
- HQ country
- United States
- HQ region
- North America
Markets served
Arcot Systems business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Infrastructure, Marketing or Sales, Operations
Revenue model
- Enterprise Software Licensing: B2B enterprise licensing model providing payment security and fraud prevention solutions to financial institutions (issuers) and merchants. Revenue generated through software licenses, subscriptions, and potentially transaction-based fees for authentication services.
Go-to-market motion1 record
Distribution channels2 records
Marketing channels6 records
Arcot Systems product offering
Product offeringCore offering
Arcot Systems (operating as Arcot by Broadcom) provides EMV 3-D Secure (3DS) payment authentication and fraud prevention software for the card payments ecosystem. Its core offering, The Arcot Network, is a 3DS payment authentication network that processes 2.85 billion transactions annually across 247 global markets, supporting both issuers (5,500+ financial institutions) and merchants with the Arcot Smart Ruleset, Fraud Score, and configurable rules engine to reduce eCommerce fraud and improve authorization rates.
Product overview
Arcot by Broadcom is a comprehensive payment security and fraud prevention platform organized around two primary product lines: Arcot Payment Security for Merchants and Arcot Payment Security for Issuers, both powered by The Arcot Network. The core network processes over 2.85 billion transactions annually across 247 global markets and serves 5,500+ financial institutions. Key modules include the Arcot Network Fraud Score for real-time anomaly detection, the Arcot Smart Ruleset for intelligent automation, EMV 3DS Access Control Server and Server for authentication compliance, Arcot Delegated Authentication, Smart Authorization, and the Arcot Merchant Initiative reporting portal. The platform integrates flexible configurations, a configurable rules engine, and consortium data to reduce fraud losses while driving higher payment approval rates.
Differentiator
Problem solved
Functional benefit
Brands
- The Arcot Network: A payment authentication network powered by 3-D Secure (3DS)
- Arcot Smart Ruleset
- Arcot Network Fraud Score
Products and services
- The Arcot Network A payment authentication network powered by 3-D Secure (3DS) that processes transactions from 247 global markets and over 2.85 billion transactions annually, providing fraud detection and prevention capabilities for merchants and issuers.
- Arcot Payment Security for Merchants EMV 3DS payment authentication and fraud prevention solution for online merchants, designed to reduce fraud and improve digital payment approval rates through configurable rules and real-time issuer data sharing.
- Arcot Payment Security for Issuers EMV 3DS Access Control Server (ACS) and fraud prevention capabilities for card-issuing financial institutions, providing eCommerce fraud prevention and improved digital payment approval rates across 5,500+ financial institutions.
- Arcot Merchant Initiative Merchant reporting portal providing fraud analytics, transaction insights, and performance metrics for merchants using the Arcot Network.
- Arcot Smart Ruleset Intelligent automation system that adapts fraud prevention rules to emerging fraud trends and regulations, boosting approval rates while reducing fraud losses without adding customer friction.
- Arcot Network Fraud Score Fraud scoring system that analyzes transaction patterns across the Arcot consortium network to identify and prevent fraudulent activities in real-time.
- Arcot Delegated Authentication Enables issuers to delegate authentication decisions to merchants, streamlining the checkout experience while maintaining fraud protection.
Quantifiable outcome
- Over 2.85 billion transactions processed on The Arcot Network in 2025
- +3 more outcomes
Companies that use Arcot Systems
Customer profileNamed customers4 records
Segments2 records
Ideal customer profiles2 records
Arcot Systems technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration1 record
AI capability4 records
Feature6 records
Arcot Systems partnerships and signals
Strategic signalPartnerships
Four partnerships are on record, tiered core.
- FIScoreFIS is shown as a partner logo on the Arcot payment security page, indicating integration and technology partnership for delivering payment security solutions.
- VeleracoreVelera partnered with Arcot to optimize 3DS payment authentication across hundreds of credit unions. The case study reports results over 9M+ transactions showing lower fraud losses and better customer experiences.
- HSBCcoreHSBC is shown as a partner logo on the Arcot payment security page, indicating usage of Arcot's payment authentication and fraud prevention solutions.
- BarclayscoreBarclays is shown as a partner logo on the Arcot payment security page, indicating usage of Arcot's payment authentication and fraud prevention solutions.
Scale indicators4 records
Recent moves6 records
Expansion highlights5 records
Arcot Systems competitors and assessment
Company assessmentDirect peers
- DataVisor: DataVisor provides AI-based fraud and AML detection across financial services, with capabilities overlapping Arcot's fraud scoring and rules-based detection modules.
- Outseer: Spun out of RSA's fraud and risk business, Outseer provides 3-D Secure ACS, transaction monitoring, and fraud prevention. Closest direct competitor to Arcot in independent 3DS authentication and fraud risk services.
- LexisNexis Risk Solutions (ThreatMetrix): ThreatMetrix provides digital identity, device intelligence, and fraud risk scoring integrated with payment authentication workflows. Directly comparable fraud/risk platform that integrates with and competes alongside Arcot.
- Feedzai: Feedzai provides AI-driven fraud detection and risk scoring for financial services and payments, including account opening, transaction monitoring, and CNP fraud — directly competing with Arcot's fraud scoring capabilities.
- Featurespace: Featurespace delivers adaptive behavioral analytics for fraud and risk management in payments and banking, overlapping with Arcot's Smart Ruleset and fraud scoring use cases for issuers and merchants.
Broad incumbents
- Visa Secure: Visa's proprietary 3-D Secure program (formerly Verified by Visa), operated by the card network itself and integrated into issuer and acquirer rails. Directly overlaps Arcot's EMV 3DS ACS and Server capabilities as a scheme-owned alternative.
- Mastercard Identity Check: Mastercard's 3-D Secure solution (formerly SecureCode), delivered as part of the scheme's core authentication infrastructure. Competes head-to-head with Arcot's 3DS offering for issuer and merchant volume.
- American Express SafeKey: Amex's 3-D Secure authentication service for its card network, comparable in scope and regulatory positioning to Arcot's EMV 3DS ACS but delivered by the scheme itself.
- FICO: FICO Falcon Fraud Manager and platform offerings address card-not-present fraud, authentication, and risk scoring across global issuers and acquirers, broadly competing with Arcot's fraud prevention and authentication stack.
- NICE Actimize: NICE Actimize offers enterprise fraud and financial crime management for banks and payment providers, including CNP and authentication risk — comparable broad fraud platform competing with Arcot.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat5 records
Key risks5 records
Key highlights6 records
Customer concentration
Arcot Systems social profiles
Digital presenceArcot Systems compliance and trust
Trust signalCompliance1 record
Arcot Systems financial estimates
Financial estimateRevenue estimate
Valuation estimate
Arcot Systems leadership team
Management profileNumber of profiles
Profiles1 record
Arcot Systems funding detail
Funding detailFunding overview
Funding rounds5 records
Investors14 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Arcot Systems M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Arcot Systems
What does Arcot Systems do?
Arcot Systems (operating as Arcot by Broadcom) provides EMV 3-D Secure (3DS) payment authentication and fraud prevention software for the card payments ecosystem. Its core offering, The Arcot Network, is a 3DS payment authentication network that processes 2.85 billion transactions annually across 247 global markets, supporting both issuers (5,500+ financial institutions) and merchants with the Arcot Smart Ruleset, Fraud Score, and configurable rules engine to reduce eCommerce fraud and improve authorization rates.
Is Arcot Systems a public or private company?
Arcot Systems is a private company. It is classified as corporate owned and is currently operating.
When was Arcot Systems founded?
Arcot Systems was founded in 1997. It employs 51 to 100 people.
Where is Arcot Systems based?
Arcot Systems is headquartered in Sunnyvale, United States, in the North America region.
How does Arcot Systems make money?
One revenue line is on record: enterprise Software Licensing.
Who are Arcot Systems's main competitors?
Direct peers on record are DataVisor, Outseer, LexisNexis Risk Solutions (ThreatMetrix), Feedzai and Featurespace. Broad incumbents are Visa Secure, Mastercard Identity Check, American Express SafeKey, FICO and NICE Actimize.
Does Arcot Systems have an API?
Yes. Arcot provides API-based integrations and documentation for its payment security solutions. Documentation is available at techdocs.broadcom.com for Arcot for Issuers. The platform offers flexible integrations for strong customer authentication (SCA) and real-time data sharing between merchants and issuers.
What industry is Arcot Systems in?
Arcot Systems's product category is Payment Security Software. Its primary akta.pro industry code is FSAMACAD, 3-D Secure (3DS) & Authentication Services, with a secondary code of FSAGABAL, Risk, Fraud & 3DS Orchestration for Payments.