Sun Loan Company
- Company typePrivate
- Founded1988
- HeadquartersSan Antonio, United States
- Headcount501–1,000
- GTM typeB2C
- OfferingServices
Sun Loan Company firmographics
Firmographics- Name
- Sun Loan Company
- Legal name
- Sun Loan Company
- Website
- https://sunloan.com
- Company type
- Private
- Founded year
- 1988
- Operating status
- Operating
- Headcount range
- 501–1,000 employees
- Ownership category
- akta.pro rank
Sun Loan Company industry classification
Industry- Product category
- Consumer Lending
- NAICS
- Sales Financing (52222), Accounting, Tax Preparation, Bookkeeping, and Payroll Services (5412)
- SIC
- Personal Credit Institutions (6141)
- akta.pro primary industry
- Large Purchase & Lifestyle Personal Loans (Unsecured Installment) (FSAKAAAG)
- akta.pro secondary industry
- Tax Refund Anticipation Loans (RAL) & Refund Advances (FSAKAOAG)
Keywords
Where Sun Loan Company is headquartered
LocationHeadquarters
- HQ city
- San Antonio
- HQ country
- United States
- HQ region
- North America
Offices4 records
Markets served
Sun Loan Company business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Others
Revenue model
- Personal Installment Loan Origination: Sun Loan originates personal installment loans up to $10,000, generating revenue through interest and fees charged on loans. Loan amounts and terms vary by state. The company uses soft credit inquiries for pre-qualification (no impact to credit score) and hard inquiries upon loan acceptance.
- Tax Preparation Services: Sun Loan offers year-round tax preparation services, including federal and state tax filing, online document upload, in-person filing, and drop-off services. Revenue is generated through fees for tax preparation services. The company also offers refund advance loans up to $7,500 (or $7,000 depending on the source) as a loan product contingent on bank approval, available January 2, 2026 – February 28, 2026.
- Tax Refund Advance: A short-term loan product that provides early access to a portion of the customer's expected tax refund. The advance is repaid directly from the customer's tax refund when the IRS processes it. Contingent on bank approval. Available during tax season.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Unit Pricing | Monthly | Personal Installment Loans up to $10,000 |
| Other | Pay-as-you-go | Tax Refund Advance up to $7,500 |
| Other | Pay-as-you-go | Tax Preparation Services |
Go-to-market motion1 record
Distribution channels3 records
Marketing channels6 records
Sun Loan Company product offering
Product offeringCore offering
Sun Loan Company originates personal installment loans up to $10,000 for individual consumers, with same-day approval and funding available online and at 200+ physical branches across 8 U.S. states (Alabama, Illinois, Missouri, Nevada, New Mexico, Oklahoma, Tennessee, and Texas). The company also operates a year-round tax preparation service offering federal and state filings via online upload, in-person, or drop-off channels, plus a Tax Refund Advance product up to $7,500 during tax season and an Auto Club membership program for vehicle owners.
Product overview
Sun Loan Company is a personal installment lender offering a portfolio of loan and tax preparation products. Its core offering is personal installment loans up to $10,000, available online or at 200+ branches across eight states (Alabama, Illinois, Missouri, Nevada, New Mexico, Oklahoma, Tennessee, Texas). Loan proceeds can be used for any purpose, with named use-case variants for auto repair, home improvement, debt consolidation, and celebrations. The company operates an affiliated tax preparation business with three service channels (online document upload, in-person filing, drop-off), and a related Tax Refund Advance product that provides early access to expected refunds up to $7,500. An Auto Club membership and financial education courses (MoneySKILL) round out the non-lending offerings.
Differentiator
Problem solved
Functional benefit
Products and services
- Personal Installment Loans
Quantifiable outcome
- 50,000+ positive customer reviews with 4.9 Google rating
- +3 more outcomes
Companies that use Sun Loan Company
Customer profileNamed customers13 records
Segments3 records
Ideal customer profiles2 records
Sun Loan Company technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Sun Loan Company partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- Brundage Management CompanycoreBrundage Management Company is the corporate parent and operator of Sun Loan Company and its related subsidiaries. Amy Sines serves as VP of Operations Support, Holly Munoz serves as Regional Vice President, and Jamie Lewton serves as Auxiliary Products Manager for Brundage Management. The company is incorporated and operated in the State of Texas.
Scale indicators5 records
Recent moves6 records
Expansion highlights6 records
Sun Loan Company competitors and assessment
Company assessmentDirect peers
- H&R Block: Largest U.S. retail tax preparation chain offering Refund Advances and Emerald Card alongside tax filing. Directly comparable to Sun Loan's tax preparation business and Refund Advance product, though at much larger scale.
- LendNation: Online and branch-based installment lender serving non-prime consumers in multiple U.S. states. Comparable product offering (personal installment loans) and similar customer profile to Sun Loan.
- Regional Finance: Private personal installment lender operating physical branches in 18+ states, focused on small-dollar loans to non-prime borrowers. Direct competitor with overlapping products (auto, home improvement, debt consolidation) and similar branch-based underwriting.
- Advance America: One of the largest U.S. payday and installment lenders with branches in 20+ states, serving subprime consumers with small-dollar loans. Comparable in customer segment and physical distribution, though product mix tilts more to short-term credit than Sun Loan's installment focus.
- Mariner Finance: Large private installment lender with 400+ branches across 20+ states offering personal, auto, and home improvement loans to non-prime consumers. Highly comparable to Sun Loan in distribution model, loan size, and customer profile.
- Speedy Cash: Multi-state consumer lender offering installment loans, payday loans, title loans, and lines of credit through branches and online. Overlapping customer base and small-dollar installment product with Sun Loan.
- World Finance (World Acceptance): Public subprime consumer installment lender with a comparable branch-based model serving small-loan customers across the South and Midwest. Closest publicly traded peer to Sun Loan in geography, loan size, and customer profile.
- Check Into Cash: Multi-state consumer lender offering installment loans, payday loans, and title loans to subprime borrowers through a retail branch network. Comparable to Sun Loan in customer base and small-dollar installment product, though with a heavier mix of short-term credit.
- OneMain Financial: Largest U.S. installment lender to non-prime consumers, with a multi-thousand-branch footprint and personal loan products up to $20,000. Directly comparable to Sun Loan in customer segment, product structure (fixed-payment installment loans), and branch-based service model.
- Liberty Tax: National retail tax preparation franchisor offering federal and state tax filing plus refund-related loan products. Comparable to Sun Loan's tax preparation and Refund Advance offering, with overlapping seasonal customer acquisition model.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
Sun Loan Company social profiles
Digital presenceSun Loan Company financial estimates
Financial estimateRevenue estimate
Valuation estimate
Sun Loan Company leadership team
Management profileNumber of profiles
Profiles3 records
Sun Loan Company funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Sun Loan Company M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Sun Loan Company
What does Sun Loan Company do?
Sun Loan Company originates personal installment loans up to $10,000 for individual consumers, with same-day approval and funding available online and at 200+ physical branches across 8 U.S. states (Alabama, Illinois, Missouri, Nevada, New Mexico, Oklahoma, Tennessee, and Texas). The company also operates a year-round tax preparation service offering federal and state filings via online upload, in-person, or drop-off channels, plus a Tax Refund Advance product up to $7,500 during tax season and an Auto Club membership program for vehicle owners.
Is Sun Loan Company a public or private company?
Sun Loan Company is a private company. It is classified as corporate owned and is currently operating.
When was Sun Loan Company founded?
Sun Loan Company was founded in 1988. It employs 501 to 1,000 people.
Where is Sun Loan Company based?
Sun Loan Company is headquartered in San Antonio, United States, in the North America region.
How does Sun Loan Company make money?
Three revenue lines are on record. Personal Installment Loan Origination is the primary driver. The others are tax Preparation Services and tax Refund Advance.
Who are Sun Loan Company's main competitors?
Direct peers on record are H&R Block, LendNation, Regional Finance, Advance America, Mariner Finance, Speedy Cash, World Finance (World Acceptance), Check Into Cash, OneMain Financial and Liberty Tax.
Does Sun Loan Company have an API?
No public API is recorded for Sun Loan Company.
What industry is Sun Loan Company in?
Sun Loan Company's product category is Consumer Lending. Its primary akta.pro industry code is FSAKAAAG, Large Purchase & Lifestyle Personal Loans (Unsecured Installment), with a secondary code of FSAKAOAG, Tax Refund Anticipation Loans (RAL) & Refund Advances. Its NAICS code is 52222 and its SIC code is 6141.