Sekura

What Sekura does

Sekura is one of the leading independent insurance, surety and affinity brokers in Mexico, serving more than 4,700 corporate clients across property and casualty (Daños), employee benefits (Beneficios para empleados), auto (Autos), surety bonds (Fianzas), B2B2C affinity programs (Afinidad) and personal lines (Líneas Personales). The firm places over $500M USD in annual premiums, intermediates $8B+ USD in bonded projects, insures 220,000+ vehicles and reaches 3M+ users through partner-led affinity programs, with 600,000+ people covered under group policies. Sekura generates revenue through brokerage commissions and transaction fees on placed premiums and surety bonds, operating an enterprise field-sales motion with specialized teams per solution vertical across four offices in CDMX, Monterrey, Querétaro and Guadalajara.

The company's technology backbone consists of four proprietary platforms: Kerno360 (an integrated client and HR portal for policies, renewals, collections and claims), InsuranceHub (a digital distribution platform connecting carriers for online quoting, issuance and card payments), KernoContigo (a mobile app for policyholders and employees) and VFlex (a configurable flexible-benefits administration platform). These systems provide 24/7 real-time connectivity between clients, providers, insurers and sureties, and serve as the operational layer enabling the firm's high 96% retention rate and 79.4 NPS. Sekura is a shareholder of the global broker network Brokerslink (133 countries, 45,000 professionals, 400 offices), giving it cross-border placement capability and an international co-sell channel.

Sekura has been majority-owned by Australis Partners since 2020, with a minority investment from the IFC (World Bank Group) in September 2021. In 2023 it acquired Alternativas en Riesgos to consolidate the Mexican risk-advisory market, and in April 2026 it announced a corporate identity evolution repositioning the firm as a strategic ally in risk management. Customer concentration risk appears moderate given a 4,700+ corporate book, though the absence of named logos limits visibility into any single-account dependency.

Name

Sekura

Legal name

SEKURA CONTROLADORA S.A.P.I. DE C.V.

Website

https://sekura.mx

Company type

Private

Founded year

2019

Operating status

Operating

Headcount range

251–500 employees

Short description

Sekura is a leading independent Mexican insurance, surety and affinity broker serving 4,700+ corporate clients across property, employee benefits, auto, surety bonds, B2B2C and personal lines via proprietary platforms and a four-office national footprint.

Ownership category

akta.pro rank

Product category

Insurance Brokerage

NAICS

Insurance Agencies and Brokerages (524210), Insurance Agencies and Brokerages (52421)

SIC

Insurance Agents, Brokers & Service (6411), Fire, Marine & Casualty Insurance (6331)

akta.pro primary industry

Insurtech-Enabled Brokerage (Digital Brokers & Aggregators) (FSAEADAN)

akta.pro secondary industry

Insurance Due Diligence & Transaction Risk Advisory (M&A, W&I) (FSAEADAM)

Keywords

• Insurance brokerage services
• Surety bond management
• Employee benefits administration
• Risk management consulting
• Commercial insurance solutions

Headquarters

HQ city

Mexico City

HQ country

Mexico

HQ region

Latin America

Offices4 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Insurance Brokerage Commissions: Sekura generates revenue primarily through commissions earned as an insurance broker placing policies with insurance companies. The company places over $500M USD in annual premiums and has $8B+ USD in bonded projects.
2. Surety Bond (Fianzas) Management: Revenue from managing and intermediating surety bonds for businesses, helping implement processes to maximize bonding programs and streamline operations.
3. Affinity B2B2C Programs: Through B2B2C model, develops sale of insurance, assistance, guarantees and value-added benefits for partner companies, generating recurring revenue streams and extending customer lifecycle.

Go-to-market motion3 records

Distribution channels3 records

Marketing channels4 records

Core offering

Sekura is a leading Mexican insurance broker offering commercial property/casualty insurance brokerage, surety bond (fianzas) management, employee benefits administration, auto/fleet insurance, and affinity B2B2C programs. The firm acts as an intermediary between clients and insurance/surety companies, providing risk analysis, exposure calculation, program design, and ongoing claims management. Its brokerage operations are supported by four proprietary technology platforms (Kerno360, InsuranceHub, KernoContigo, VFlex) that connect clients, employees, insurers, and surety providers in real time.

Product overview

Sekura offers a multi-module platform architecture centered on proprietary technology solutions (Kerno360, InsuranceHub, KernoContigo, VFlex) combined with six distinct service categories: Daños (property/casualty), Beneficios para empleados (employee benefits), Autos (auto insurance), Fianzas (surety bonds), Afinidad (affinity B2B2C programs), and Líneas Personales (personal lines). The technology platforms serve as the operational backbone, connecting clients, employees, insurers, and sureties in real-time, while the service categories represent the business lines where Sekura acts as broker and risk management advisor.

Differentiator

Problem solved

Functional benefit

Brands

• Kerno360: Integrated portal for clients providing real-time information on policies, renewals, collections, and claims for HR teams and policy administrators.
• InsuranceHub
• KernoContigo
• VFlex

Products and services

• Kerno360 Integrated client portal providing HR teams and policy administrators real-time access to policy information, renewals, collections, and claims, while giving employees a space to view policies, initiate claims, and purchase additional products.
• InsuranceHub Digital platform connected with insurers enabling online quoting, policy issuance, card payments, and collection management for a wide range of insurance products.
• KernoContigo Mobile application for clients and their employees to consult policies, coverage, general conditions, claims, medical network access, notifications, and contacts in real time.
• VFlex Secure platform for flexible benefits administration capable of configuring major and minor medical expense products, dental, vision, indemnity plans, retirement plans, and lifestyle services such as courses and gym memberships.
• Daños (Property/Casualty Insurance) Insurance brokerage and advisory services for property and casualty (daños) coverage programs, ensuring business continuity and asset recovery through detailed technical analysis, exposure calculation, and risk prevention tools for large corporations.
• Beneficios para empleados (Employee Benefits) Employee benefits brokerage offering traditional, optional, and flexible benefit plans for corporate HR departments, including communication campaigns and value-added services such as hospital modules, express discharge, VIP service, and international concierge through the AVALON Plus alliance.
• Autos (Auto Insurance) Integral consulting and brokerage services for fleet administrators and vehicle owners, including cost-benefit optimization, administration facilitation, complete claims support, and income return strategies through proprietary insurance programs.
• Fianzas (Surety Bonds) Management and intermediation of all types of surety bonds (fianzas), helping companies implement processes to maximize bonding programs, streamline operations, and select optimal surety companies, with expertise in construction project and contract bonding.
• Afinidad (Affinity B2B2C Programs) B2B2C insurance and assistance products developed for partner companies to offer to their end customers, extending customer lifecycle, generating recurring revenue streams, and enriching partner brand experience through unique personalized products.
• Líneas Personales (Personal Lines) Personal insurance brokerage covering medical expenses, life, auto, home, and travel for individual clients, backed by a specialized team available 24/7.

Quantifiable outcome

• 96% client retention rate
• +3 more outcomes

Segments6 records

Ideal customer profiles5 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature4 records

Partnerships

Two partnerships are on record, tiered core and supporting.

• BrokerslinkcoreStrategic or Co-development PartnerSekura is a shareholder of Brokerslink, the world's most important broker network present in 133 countries with 45,000 professionals and 400 offices. This membership provides global reach and cross-referrals while maintaining local execution capabilities.
• Avalon PlussupportingStrategic or Co-development PartnerStrategic alliance for international concierge services providing unlimited advice, special procedures and negotiations in the USA and other countries for employee benefits and medical cases.

Scale indicators12 records

Recent moves6 records

Expansion highlights6 records

Broad incumbents

• Lockton: Largest privately held global insurance broker, with significant operations across Latin America including Mexico. Competes directly with Sekura in commercial P&C, employee benefits, and risk management for mid-to-large corporates, though Lockton operates with a much broader global footprint.
• Marsh McLennan: Global insurance brokerage and risk advisory giant with an established Mexico presence. Directly comparable to Sekura across commercial insurance placement, surety, employee benefits, and risk consulting for enterprise clients.
• Aon: Global professional services firm offering insurance brokerage, reinsurance, and HR consulting. Operates in Mexico competing for the same enterprise risk management and employee benefits mandates as Sekura.
• Willis Towers Watson: Global advisory, brokerage, and solutions firm with strong Latin America operations. Overlaps with Sekura on commercial insurance placement, employee benefits, and risk advisory for Mexican corporates.
• Arthur J. Gallagher: US-headquartered global insurance brokerage expanding in Latin America. Competes with Sekura in commercial insurance, surety, and benefits brokerage, particularly for cross-border corporate clients.

Regional players

• JLT (now part of Marsh): Historically a peer global broker with strong Latin American franchise (now integrated into Marsh). Provided a like-for-like competitive benchmark in Mexico before consolidation, useful for comparing scale and product breadth.

Others

• HDI Seguros: Major Mexican P&C insurer. While a carrier rather than a broker, HDI is one of Sekura's key carrier counterparties and a structural competitor for clients choosing direct carrier relationships over brokerage distribution.
• GNP Seguros: One of the largest Mexican insurance groups across life, health and P&C. As both a potential carrier partner and competitor for direct corporate placement, GNP represents a key strategic counterparty in the same Mexican market.

Emerging players

• Lemonade: Insurtech-enabled digital insurance carrier leveraging proprietary technology platforms. Useful as a directional comparable for the insurtech-enabled distribution model Sekura is building with Kerno360, InsuranceHub, KernoContigo, and VFlex.
• CoverWallet: Digital commercial insurance brokerage (acquired by Aon). Closely comparable to Sekura's InsuranceHub and online quoting/issuance approach, providing a benchmark for digital brokerage economics in commercial lines.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/sekura2026

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds1 record

Investors2 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A1 record

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Sekura