Foconis

What Foconis does

Foconis is a Germany-headquartered B2B software provider specializing in data quality, regulatory compliance, payment processing, and electronic trading solutions for banks, savings banks (Sparkassen), and cooperative banks (Genossenschaftsbanken) across the DACH region. The company, owned by private equity firm Main Capital Partners since 2023, operates through four wholly-owned subsidiaries — Foconis Analytics GmbH, Foconis Trading GmbH, Foconis Payment GmbH, and Foconis Schweiz AG — serving 650+ customers from seven offices in Germany, Luxembourg, and Switzerland with approximately 400 employees.

The core platform comprises five flagship products: Foconis-ZAK (control processes and capital-market compliance including ISM, WP2, BAIT/MaRisk/DORA, WpHG, AEOI/FATCA, and DSGVO controls), Foconis-GDix (data warehouse, business intelligence, and process management with integrations to Atruvia, SCHUFA, IDnow, and VR-Data), Foconis-DECIDE (end-to-end pre-trade to post-trade platform covering MiFID II, Basel III, and FRTB), Foconis-MAX (order management system for electronic securities trading), and the Foconis-Payment Hub (central SEPA, SWIFT, EBICS, TARGET2/CBPR+ and instant payments processing). Supporting modules include Verification of Payee, CESOP Workflow, AI-supported controls, and Customer Potential Analysis (CPA) 2.0. The portfolio is certified to ISO 27001 and ISAE 3402 standards, supporting both on-premises and SaaS deployment.

Foconis generates revenue through software licenses, subscriptions, and project-based consulting/implementation services, with pricing models including fixed-price-plus-subscription, modular SaaS, and pay-per-use (for consent management). Go-to-market is sales-led and direct, supported by industry events (e.g., Foconis-GDixperience), trade press, whitepapers, and a LinkedIn-led social presence. The company pursues a buy-and-build strategy under Main Capital Partners, having acquired GenoData (2022) and MACD (2025), with the latter extending electronic securities trading capabilities and Swiss market reach.

Name

Foconis

Legal name

Foconis GmbH

Website

https://foconis.de

Company type

Private

Founded year

2000

Operating status

Operating

Headcount range

101–250 employees

Short description

Foconis is a Germany-based B2B software group serving 650+ banks, savings banks, and cooperative banks in DACH with compliance, data quality, payment processing, and electronic trading solutions, owned by Main Capital Partners since 2023.

Ownership category

akta.pro rank

Headquarters

HQ city

Cologne

HQ country

Germany

HQ region

Europe

Offices7 records

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Operations, Marketing or Sales

Revenue model

1. Software Licenses and Subscriptions: Foconis generates revenue through the sale and licensing of its specialized banking software solutions. Solutions are available as on-premises deployments or Software-as-a-Service (SaaS). The company offers project-based implementation, consulting, and ongoing support services alongside its software products. Pricing structures include fixed-price offerings and subscription models, with some solutions offered on a pay-per-use basis.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels8 records

Core offering

Foconis is a German B2B software provider for the regulated financial industry, delivering specialized solutions across compliance, data integrity, trading, payment processing, information management, process quality, and sales support. Its portfolio is anchored by five flagship products: Foconis-ZAK (compliance and control automation), Foconis-GDix (data management and business intelligence), Foconis-DECIDE (end-to-end trading platform), Foconis-MAX (order management for electronic trading), and Foconis-Payment Hub (central payment processing). The company serves banks, savings banks, cooperative banks, and other financial institutions across Europe, with deployment available as SaaS or on-premises.

Product overview

Foconis is a B2B software provider for the financial industry offering a modular platform architecture with five flagship products: Foconis-ZAK (compliance and control process system), Foconis-GDix (data management and business intelligence), Foconis-DECIDE (end-to-end trading platform), Foconis-MAX (order management system), and Foconis-Payment hub (payment processing platform). The portfolio spans seven solution areas: Compliance, Data Integrity, Trading, Information Management, Payment, Process Quality, and Sales Support. The solutions are designed for banks, savings banks, cooperative banks, financial institutions, and financial service providers across Europe, addressing regulatory requirements, data management, automated processes, and digital sales strategies.

Differentiator

Problem solved

Functional benefit

Brands

• Foconis-ZAK: Leading control process and capital market compliance system for banks and financial institutions
• Foconis-DECIDE
• Foconis-MAX
• Foconis-Payment Hub
• Foconis-GDix
• Foconis MIP

Products and services

• Foconis-ZAK Leading control process and capital market compliance system for banks and savings banks. Provides intelligent control automation for information security (ISM), securities control (WP2), whistleblowing systems, WP compliance controls, IKT controls (BAIT, MaRisk, DORA), sales self-monitoring, DSGVO status checks, WpHG documentation control, and AEOI/FATCA processing.
• Foconis-GDix Data management, business intelligence, and process management system for banks providing data warehouse solutions, workflow automation, reporting, customer potential analysis, customer segmentation, and sales reporting. Supports compliance with IDW and ISO standards and integrates with partners including Atruvia, SCHUFA, and IDnow.
• Foconis-DECIDE End-to-end trading platform covering pre-trade to post-trade processes for all common asset classes and instrument types. Modules include trading front-ends for exchange and OTC deals, order/execution management, brokerage, position and risk management, transfers to clearing/settlement, and subledger accounting. Supports MiFID II, Basel III, and FRTB compliance.
• Foconis-MAX Flexible order management system for electronic securities trading, providing automated and independent fund trading with Straight Through Processing (STP). Supports automated fund trading and integration with proprietary solutions for broker and trading environments.
• Foconis-Payment Hub (FPH) Central payment platform for interbank payment processing, covering import, conversion, validation, correction, matching, and output of payment transactions. Processes SEPAinstant, SEPAclassic, Individual payments (TARGET2 and CBPR+), with compliance checks, liquidity management, reconciliation, and multi-client/multi-user capabilities. Available as SaaS or on-premises.

Quantifiable outcome

• 75% reduction in inactive customers (as defined by Foconis) after implementing rules for inactive customers, reorganisation, and family groups
• +3 more outcomes

Named customers6 records

Segments5 records

Ideal customer profiles4 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration8 records

AI capability4 records

Feature5 records

Partnerships

Five partnerships are on record, tiered core.

• Atruvia AGcoreTechnology or IntegrationAtruvia AG is a partner of Foconis-GDix, integrated as a key data source and connectivity partner within the GDix ecosystem. Atruvia provides the IT infrastructure for many German cooperative banks, and GDix maintains compatibility and integration with Atruvia systems.
• IDnowcoreTechnology or IntegrationIDnow provides identity verification and legitimation services integrated into Foconis-GDix workflows and process management solutions. The integration enables seamless KYC and identity verification within Foconis banking workflows.
• SCHUFA Holding AGcoreTechnology or IntegrationSCHUFA is integrated into Foconis-GDix workflows, providing credit and identity checks that are embedded in banking processes for customer onboarding and compliance.
• VR-DatacoreTechnology or IntegrationVR-Data is a key data partner for the cooperative banking sector, providing data feeds and integration for Foconis-GDix solutions serving Genossenschaftsbanken.
• SCOREPLUS GmbHcoreTechnology or IntegrationSCOREPLUS provides the VERISCORE solution, a comprehensive legitimation and fraud protection software integrated into Foconis sales support and compliance offerings. VERISCORE automates onboarding checks, compliance with GWG and KWG, and fraud protection for banking customers.

Scale indicators5 records

Recent moves6 records

Expansion highlights6 records

Direct peers

• Sopra Banking Software: European banking software vendor (formerly Sopra Steria Banking) serving savings banks, cooperative banks, and retail banks with core, lending, and digital channels. Most directly comparable to Foconis on target customer base and European footprint.
• GFT Technologies: Stuttgart-based IT services and software provider focused on the financial services industry in DACH. Comparable on geography, customer segment (banks and Sparkassen), and the mix of proprietary software plus implementation services.
• msg: Germany-headquartered IT consultancy and software vendor with a major banking and insurance vertical, including its own core-banking and compliance products. Overlaps with Foconis on regulated-banking software and DACH customer base.
• PPI AG: Hamburg-based specialist in payment software, EBICS, and digital banking for German banks and Sparkassen. Direct overlap with Foconis's Payment Hub and Online Banking offerings in the same customer segment.
• adesso: German IT services group with a sizable banking vertical (adesso banking solutions), covering core banking, payments, and regulatory topics. Comparable on customer segment and on the blend of consulting plus proprietary software.

Broad incumbents

• Temenos: Swiss-headquartered global banking software platform with a significant DACH footprint and broad compliance, core, and payments modules. Overlaps with Foconis's compliance and trading offerings but at much larger scale and across many more geographies.
• Avaloq: Swiss banking and wealth management software platform serving private banks and larger financial institutions. Comparable on DACH roots, regulated-buyer focus, and breadth of integrated banking modules.
• Wolters Kluwer: Dutch multinational with a large financial-compliance division (OneSumX, RegTech). Comparable to Foconis on banking regulatory compliance software (MiFID, Basel, DORA-style obligations), though serving a much broader global customer base.

Emerging players

• Mambu: Berlin-based cloud-native core banking platform used by challenger banks, neobanks, and selected incumbents across Europe. Represents the modern SaaS competition that may pressure Foconis's on-premises-heavy installed base over time.
• Thought Machine: London-headquartered cloud-native core banking platform increasingly sold into European tier-1 and tier-2 banks. Relevant as a next-generation alternative to legacy Foconis-style deployments.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights6 records

Customer concentration

• YouTubeyoutube.com/@foconis
• LinkedInlinkedin.com/company/foconis
• Instagraminstagram.com/foconis4finance

Compliance4 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Subsidiaries4 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A2 records

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Foconis