VR Data GmbH

What VR Data GmbH does

VR Data GmbH is a Stuttgart-based, wholly-owned subsidiary of the Baden-Württembergischer Genossenschaftsverband e.V. (BWGV) that operates as the designated external data provider for Volksbanken Raiffeisenbanken within the Genossenschaftliche FinanzGruppe. The company aggregates and processes structured company data drawn from German commercial, cooperative, association, and partnership registers, and delivers this data to cooperative banks through subscription-based data services. Its product portfolio is anchored by two core platforms — GENO-Monitor (automated commercial-register and insolvency monitoring for bank client portfolios) and GENO-Firmendatenbank (a web-based company database with balance sheets, ownership structures, and the proprietary GENO-Score) — supplemented by a suite of modular Datenpakete (A through G and S) for register reconciliation, KMU identification, sustainability data, and segmentation, plus a Befragungen & Studien module for customer surveys and board evaluations.

Technically, VR Data's offering is built around automated ingestion of German registry publications delivered next business day into banks' core systems via the IDA-Schnittstelle and agree21-API, with native integration into agree21BAP, BankingWorkSpace, DMS, and DZ BANK's VR-GeschäftsNavigator. The platform also exposes a web application, and integrates with analytics platforms including FOCONIS-ZAK, MinD.banker, and GDix. The company's AI footprint is minimal — its differentiation rests on data aggregation breadth and framework contracts with multiple German data providers, not on proprietary ML models.

Commercially, VR Data is sales-led and operates within a closed ecosystem: revenue is generated through recurring subscriptions and add-on data packages sold to Genossenschaftsbanken, with regional audit associations (BWGV, GVB, Genoverband) co-funding access for member banks. Penetration among large cooperative banks exceeds 90% for GENO-Monitor and 55% (balance-sheet-weighted) for GENO-Firmendatenbank. The company is led by two managing directors — Dr. Ralph Würthwein (Marktfolge) and Simon Israel (Markt, since January 2025) — and operates with a team of 1-10 employees, reflecting a high-leverage, niche-services model.

Name

VR Data GmbH

Legal name

VR Data GmbH

Website

https://vrdata.de

Company type

Private

Founded year

1932

Operating status

Operating

Headcount range

1–10 employees

Short description

VR Data GmbH is the designated external data provider for German cooperative banks, delivering subscription-based company-data, registry-monitoring, and survey solutions to Volksbanken Raiffeisenbanken within the Genossenschaftliche FinanzGruppe.

Ownership category

akta.pro rank

Product category

Banking Data Services

NAICS

Computing Infrastructure Providers, Data Processing, Web Hosting, and Related Services (518)

SIC

Services-Computer Processing & Data Preparation (7374)

akta.pro primary industry

Data Extraction & Structuring (Invoices, POs, Receipts, KYC) (BPAAAKAF)

akta.pro secondary industry

Customer Experience (CX) & Voice-of-Customer Analytics (BPAHALAK)

Keywords

• External company data
• Cooperative banking data
• Commercial register monitoring
• Regulatory compliance data
• Business intelligence services

Headquarters

HQ city

Stuttgart

HQ country

Germany

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Technology or R&D, Operations, Infrastructure

Revenue model

1. Data Services Subscription: VR Data generates revenue through subscription-based data services to Genossenschaftsbanken, including the GENO-Monitor (monitoring service) and GENO-Firmendatenbank (company database). Products are delivered via secure data connections and integrated into the banks' core systems.
2. Data Packages: Additional revenue from specialized data packages (A-G and S) that provide various data services including register matching, KMU identification, extended firm data, balance sheets, sustainability data, and data for sole proprietors and freelancers.

Go-to-market motion1 record

Distribution channels2 records

Marketing channels3 records

Core offering

VR Data GmbH provides external company data, monitoring, and survey solutions for cooperative banks (Volksbanken Raiffeisenbanken) within the Genossenschaftliche FinanzGruppe. The company aggregates and delivers structured data on German companies drawn from commercial registers and other business registries via its core products GENO-Monitor (automated customer monitoring) and GENO-Firmendatenbank (web-based company database), supplemented by modular Datenpakete for compliance and analytics, plus a suite of survey and market research services.

Product overview

VR Data GmbH is an information services provider for the cooperative financial group (Genossenschaftliche FinanzGruppe), offering a portfolio of data solutions centered on two core products—GENO-Monitor and GENO-Firmendatenbank—supplemented by a suite of modular Datenpakete (A, B, C, D, E, G, S) for data enrichment and compliance, and a Befragungen & Studien module for market research and board evaluation. The products are designed for seamless integration into the cooperative banks' existing IT infrastructure (primarily agree21/BAP, BankingWorkSpace, DMS, and DZ BANK systems) and are built around automated digital delivery of external company data, registry monitoring, and regulatory compliance support.

Differentiator

Problem solved

Functional benefit

Brands

• GENO-Monitor: Automated monitoring system for commercial register announcements, shareholder lists, company contracts, and insolvency notices for bank customer portfolios.
• GENO-Firmendatenbank
• Datenpakete
• VR-Kundenfeedback

Products and services

• GENO-Monitor A modular monitoring service that automatically keeps a cooperative bank's entire corporate client portfolio up to date regarding commercial register announcements, shareholder lists, articles of association, and private and corporate insolvency filings. Data is delivered the next business day after publication via IDA interface to agree21, GVM, DMS, and/or Foconis ZAK.
• GENO-Firmendatenbank A web-based company lookup database providing comprehensive company information including addresses, structural data, balance sheets, and ownership structures drawn from all German business registries and covering sole traders and freelancers. Accessible via the internet, BankingWorkSpace (BWS), VR-GeschäftsNavigator (DZ BANK), VR-WORKS, and MuV-Manager.
• Datenpakete (Data Packages A–G and S) A suite of modular data packages for register matching (A), SME identification (B), extended company master data (C), balance sheets and GENO-Score (D), sustainability/ESG data (E), revenue segmentation (G), and data for sole proprietors and freelancers (S). Designed for compliance with AnaCredit, GWG anti-money-laundering, LCR ratio, and ESG risk scoring requirements.
• Befragungen & Studien (Surveys & Studies) A suite of market research and survey services for cooperative banks including VR-Kundenfeedback online customer satisfaction and after-sales surveys, scorecards for evaluating executive and supervisory boards per §25 c,d KWG, compensation studies for management levels F1 and F2, and bespoke customer, member, and employee surveys.

Named customers1 record

Segments1 record

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration11 records

AI capability2 records

Feature3 records

Partnerships

Seven partnerships are on record, tiered core and minor.

• Atruvia AGcoreTechnology or IntegrationAtruvia AG is the digitalization partner in the cooperative financial group. VR Data has integrated an IDA interface in the GENO-Monitor for exchanging customer data between banks and VR Data, as well as the agree21-API for archiving information in the DMS archive system. Additionally, banks can directly access the GENO-Firmendatenbank through the BankingWorkSpace (BWS).
• AWADO BankenberatungcoreImplementation/ SI/ Consulting PartnerAWADO Bankenberatung supports banks in setting the right sales channels. VR Data data is used in AWADO's RPA solution (Robot Process Automation) for conversation preparation in corporate customer business. Additionally, AWADO Bankenberatung supports VR Data in programming IDA reports for banks.
• Baden-Württembergische Genossenschaftsverband (BWGV)coreStrategic or Co-development PartnerBWGV is one of the most significant and member-rich economic organizations in southwestern Germany. VR Data maintains close cooperation with various departments at BWGV. Through the 'MitgliederCenter Genossenschaftsbanken', the GENO-Firmendatenbank is offered free of charge to member banks. There is also a cooperation on 'Scorecards for the evaluation of Executive Board & Supervisory Board according to §25 c,d KWG'.
• GenoPersonalConsult (GPC)minorStrategic or Co-development PartnerGenoPersonalConsult is a specialized management consultancy supporting cooperative banks in implementing strategic changes. VR Data and GPC jointly offer compensation studies, with anonymized compensation data for the first and second management levels, or for executive and supervisory boards, collected annually on a rolling basis.
• Genossenschaftsverband Bayern e.V. (GVB)minorStrategic or Co-development PartnerGVB is a service provider and statutory audit association for Bavarian cooperatives. In cooperation with the 'Zentraler Werbefonds Bayerischer Genossenschaftsbanken (ZWF)', member banks are offered free use of the GENO-Firmendatenbank.
• Genoverband e.V.coreStrategic or Co-development PartnerGenoverband e.V. is an audit and consulting association with around 2,600 member cooperatives across 14 German states. VR Data maintains close cooperation with various departments. Through regional marketing budgets, member banks can use the GENO-Firmendatenbank, Handelsregistermonitor, and market area analysis free of charge. There is also cooperation on 'Scorecards for the evaluation of Executive Board & Supervisory Board according to §25 c,d KWG'.
• AWADO KommunikationsberatungminorGTM or Marketing PartnerAWADO Kommunikationsberatung supports cooperative banks with proven solutions in market and organizational research as well as internal and external communication. Together with VR Data, they developed the VR-Kundenfeedback (VR customer feedback) product.

Scale indicators7 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• SCHUFA Holding AG: Germany's dominant consumer and business credit bureau, providing banks with company data, credit information, and KYC/AML support. Highly comparable to VR Data as a German data provider serving banks for credit decisions and compliance, though SCHUFA operates across all bank types rather than only cooperatives.
• CRIF GmbH: German subsidiary of Italian CRIF, providing business information, credit bureau data, and analytics to German banks and financial institutions. Directly competes in the same German bank-data segment as VR Data with overlapping products in company data, AML, and credit risk.
• Bürgel Wirtschaftsinformationen GmbH & Co. KG: German business information provider serving banks and financial services with company data, credit information, and compliance support. Directly comparable to VR Data's GENO-Firmendatenbank and Datenpakete offerings.
• Hoppenstedt Firmeninformationen GmbH: Established German provider of company information, corporate structure data, and business directories serving German B2B customers including banks. Comparable to VR Data in focus on German company registry data and bank-facing delivery.
• Creditsafe Group: European business data provider offering company reports, credit information, and compliance data to banks and businesses. Comparable in product scope to VR Data, with similar focus on serving SMEs and bank workflows.
• Verband der Vereine Creditreform e.V. A cooperative-structured German business information network providing company data, credit reports, and economic research to banks and businesses. Closely comparable to VR Data in both organizational structure (cooperative/association-owned) and product offering (German company data for credit and compliance).

Broad incumbents

• Arvato Financial Solutions: Bertelsmann subsidiary providing risk management, credit information, and financial services BPO to banks across Europe. Comparable in serving German banks with data-driven services, though from a much broader portfolio perspective.
• Bureau van Dijk (Moody's): Global provider of business information and KYC/AML data for financial institutions, now part of Moody's. Comparable in serving bank compliance workflows with company data, but at much larger global scale than VR Data's cooperative-only footprint.
• Euler Hermes (Allianz Trade): World leader in trade credit insurance with associated business data and credit intelligence services for banks and corporates. Overlaps with VR Data in serving German banks with company financial and ownership data, though from an insurance-led rather than data-led model.
• Dun & Bradstreet: Global leader in business data and analytics, providing company information, risk data, and compliance solutions to financial institutions worldwide. Overlaps with VR Data's GENO-Firmendatenbank at much larger scale and across geographies.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/vr-data-gmbh

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about VR Data GmbH