What SMACC does

SMACC, operated by Arab Sea Information Systems Co. (ASISCO), is a Riyadh-headquartered software vendor that has built its business over 40+ years around cloud accounting and ERP software for small and medium enterprises in MENA. Its flagship SMACC Cloud ERP is a multi-tenant SaaS platform that integrates Financial Accounting, Inventory, Point of Sale, Human Resources & Payroll, Fixed Assets, E-Invoicing, and Manufacturing on a single database, accessible via web, iOS, and Android. The platform supports 13 languages including full Arabic RTL and is certified ZATCA Phase 2 compliant with cryptographic signing, QR code generation, and Fatoora integration — features that are mandatory for Saudi SMEs. SMACC also retains SMACC 5, an on-premises alternative, and operates 3S Cart as a sub-brand for e-commerce storefronts, plus vertical-specific sub-brands for customs clearance, pharmacy, transport, and automotive dealership operations.

SMACC operates three coordinated go-to-market motions: a product-led growth motion anchored by a 14-day free trial with no credit card required and a free 30-minute onboarding walkthrough; a sales-led motion for Enterprise-tier customers with quote-based pricing and sales-assisted demos; and a structured channel partner program offering resellers, distributors, and implementation partners recurring commissions on renewals with territory-based lead routing. The company maintains six physical offices across Saudi Arabia (Riyadh HQ plus Jeddah, Al-Khobar, Tabuk, Qassim, Khamis Mushait) and one in Dubai, serving a reported 99,000+ clients and 715,000+ users across 40+ countries.

The revenue model is dominated by tiered SaaS subscriptions (Basic $125/month, Advanced $159/month, Enterprise $185/month, net of VAT) with discounts of up to 10% on annual and up to 25% on 2-year commitments. Secondary revenue streams include training subscriptions and partner-driven residual commissions. Pricing is denominated in USD with VAT applied and supports 23 display currencies. SMACC holds ISO/IEC 20000-1:2018 and ISO 22301:2012 certifications, reinforcing operational credibility in regulated MENA markets. The company is privately held, founder-led by Muhammad Bin Saleh Al Suhibani, with no disclosed external private equity or venture capital backing.

Name

SMACC

Legal name

Arab Sea Information Systems Company

Website

https://smacc.com

Company type

Private

Founded year

1985

Operating status

Operating

Headcount range

101–250 employees

Short description

SMACC is a Riyadh-headquartered cloud accounting and ERP software vendor serving 99,000+ small and medium enterprises across MENA with integrated modules for financial accounting, inventory, POS, HR, payroll, fixed assets, and ZATCA-compliant e-invoicing, delivered via a tiered SaaS subscription model across web, iOS, and Android.

Ownership category

akta.pro rank

Product category

Cloud Accounting and ERP Software

NAICS

Software Publishers (513210)

akta.pro primary industry

SME Banking Suite (Business Accounts, Invoicing, Payroll Integrations) (FSAGAAAI)

akta.pro secondary industry

SME Cash Management & Payments (Merchant, ACH/Wires, Payroll) (FSABABAD)

Keywords

• Cloud accounting software
• Small business ERP
• E-invoicing compliance
• Point of sale system
• Payroll management software

Headquarters

HQ city

Riyadh

HQ country

Saudi Arabia

HQ region

Middle East

Offices7 records

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Personnel, Infrastructure, Marketing or Sales, Operations

Revenue model

1. SaaS Subscription (Cloud ERP): SMACC's primary revenue stream is a tiered SaaS subscription model. Customers choose a plan (Basic, Advanced, or Enterprise) that determines the number of modules and user seats included. All plans include e-invoicing, multi-currency, multi-branch, mobile apps, daily backups, and 24/7 support at no extra cost. Pricing is in USD with VAT applied, and discounts are available for annual (up to 10%) and 2-year (up to 25%) billing commitments. Upsell occurs as customers add modules or users beyond plan limits, and through expansion to higher tiers as their business grows.
2. Training and Certification Services: Live online training sessions (2-hour modules) delivered via Zoom with recordings, 1-on-1 follow-up, and certificate of attendance. Training subscriptions provide recurring revenue and also serve as a GTM and retention lever by deepening customer expertise and dependency on the platform.
3. Partner Program (Reseller/Distribution): Partners (resellers, distributors, implementation partners) earn recurring commissions on every renewal for as long as their customer stays on SMACC — creating a residual revenue stream for both SMACC and its partners. Partners also pay no upfront certification costs, lowering barriers to entry for the channel.

Pricing tiers

Go-to-market motion4 records

Distribution channels5 records

Marketing channels8 records

Core offering

SMACC sells an all-in-one cloud ERP platform (SMACC Cloud ERP) for small and medium enterprises, delivered via tiered SaaS subscriptions (Basic, Advanced, Enterprise). The platform unifies Financial Accounting, Inventory, Point of Sale, HR & Payroll, Fixed Assets, E-Invoicing (ZATCA Phase 2 compliant), and Manufacturing on a single multi-branch, multi-currency, multi-language database accessible via web, iOS, and Android.

Product overview

SMACC is an All-In-One Cloud Accounting Software for Small & Medium Enterprises built as a platform-plus-modules architecture. The core SMACC Cloud ERP platform unifies multiple modules: Financial Accounting (journals, payments, receipts, VAT), Inventory Management, Point of Sale, Human Resources & Payroll, Fixed Assets, and E-Invoicing (ZATCA Phase 2 / Fatoora compliant). All modules share a common database enabling cross-module reporting. SMACC also offers SMACC 5 as an on-premises alternative, a dedicated SMACC Academy for training, and 3S Cart as an e-commerce online store builder. The product portfolio is delivered via tiered pricing plans (Basic, Advanced, Enterprise) with modules selectable per plan.

Differentiator

Problem solved

Functional benefit

Brands

• SMACC Cloud ERP: Cloud-based enterprise resource planning platform integrating all modules including accounting, inventory, POS, HR, and e-invoicing on a single platform.
• SMACC 5
• 3S Cart

Products and services

• SMACC Cloud ERP Central cloud ERP platform for SMEs unifying all modules (Financial Accounting, Inventory, POS, HR, Fixed Assets, E-Invoicing, Manufacturing) on a single database with consolidated cross-module reporting, accessible via web, iOS, and Android with full Arabic RTL support.
• Financial Accounting Module General ledger, journal entries, accounts receivable/payable, multi-currency support, VAT handling, and real-time financial statements with banking and cash management for SMEs.
• Inventory Management Module Multi-warehouse inventory management with batch and serial tracking, weighted-average costing, reorder alerts, and BOM-based simple manufacturing for SME inventory operations.
• Point of Sale (POS) Module Cloud-based Point of Sale system accessible on web, desktop, iOS, and Android with touch UI, offline mode, real-time inventory sync, restaurant kitchen screen, and simplified ZATCA e-invoice generation for retailers, restaurants, and service businesses.
• Human Resources & Payroll Module Employee data management, attendance and leave tracking, multi-currency payroll processing, GOSI and end-of-service calculations, and WPS bank file generation for Saudi Arabia-based employers.
• Fixed Assets Module Asset register management with automatic depreciation calculations, asset transfers and disposals, all linked to the general ledger for accurate fixed-asset accounting.
• E-Invoicing Module ZATCA Phase 2 compliant e-invoicing with UUID generation, QR code embedding, and Fatoora platform integration; supports VAT returns for KSA and UAE FTA markets for regulatory-compliant electronic invoicing.
• Manufacturing Module Bill of materials (BOM) management, raw-to-finished goods conversion, and automatic production cost calculation linked to inventory and general ledger for simple manufacturing operations.
• SMACC 5 (On-Premises Accounting) On-premises accounting software alternative to SMACC Cloud for businesses preferring local deployment, with vertical modules for customs clearance, installments, pharmacy, transport, car maintenance, and car showroom management.
• 3S Cart E-commerce online store builder enabling businesses to create and manage online storefronts integrated with SMACC accounting for product listing, order management, and inventory synchronization.
• SMACC Training Subscription Official SMACC training subscription providing live online sessions with certified trainers, recorded video library, certificate of attendance, region-friendly session times, hands-on exercises, and 1-on-1 follow-up calls.
• SMACC Academy Training platform providing on-demand video lessons in Arabic and English, role-based learning paths, progress tracking, accredited certificates, sandbox environment, and live cohorts with expert instructors (rebuilt 2025 launch).
• Customs Clearance System Customs clearance system for enterprises managing import/export documentation and compliance, available as a vertical module within the SMACC 5 on-premises product family.
• Installment System EMI (Equated Monthly Installment) tracking system for managing installment-based sales and payments as a vertical module within SMACC 5.
• Pharmacy Software Pharmacy-specific management system for retail pharmacy operations including inventory, sales, and regulatory compliance, available as a vertical module within SMACC 5.
• Transport Management System Transport management system (TMS) for logistics and transportation companies managing fleets, routes, and operations, available as a vertical module within SMACC 5.
• Car Maintenance Software Car maintenance and workshop management software for automotive service centers, available as a vertical module within SMACC 5.
• Car Showroom Sales Software Car showroom sales and accounting system for automotive dealerships managing inventory, sales, and financial operations, available as a vertical module within SMACC 5.

Quantifiable outcome

• 99.9% guaranteed uptime
• +3 more outcomes

Segments1 record

Ideal customer profiles2 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration2 records

Feature10 records

Partnerships

Three partnerships are on record, tiered core.

• GeideacoreTechnology or IntegrationGeidea is integrated as SMACC's payment processing partner, enabling seamless in-POS and in-invoice payment collection. The Geidea logo appears in SMACC's Partners & Platforms section as a trusted infrastructure partner. The integration eliminates the need for manual reconciliation of payment transactions against sales records.
• Zakat, Tax and Customs Authority (ZATCA)coreTechnology or IntegrationSMACC maintains a direct technical integration with ZATCA (Saudi Arabia's tax authority) for Phase 2 e-invoicing compliance. This includes cryptographic signing, UUID generation, QR code embedding, and real-time submission of electronic invoices to the ZATCA system and Fatoora platform.
• Fatoora PlatformcoreTechnology or IntegrationSMACC is integrated with the Saudi Fatoora e-invoicing platform, enabling compliant electronic invoice generation and regulatory submission. This integration is mandatory for KSA customers and represents a core compliance feature of the platform.

Scale indicators7 records

Recent moves6 records

Expansion highlights6 records

Direct peers

• Odoo: Odoo is a global open-source cloud ERP offering modular Accounting, Inventory, POS, HR, Manufacturing, and e-commerce suites with multi-currency and multi-language support — directly comparable to SMACC's module-based Cloud ERP aimed at SMEs worldwide.
• Tally Solutions: Tally is the dominant SME accounting/ERP software brand in India and expanding across MENA, with multi-currency, GST/VAT, inventory, payroll, and manufacturing modules serving very similar SME customers to SMACC's.
• Zoho (Zoho Books / Zoho One): Zoho offers cloud accounting (Zoho Books) plus a full SME business suite with multi-currency, invoicing, inventory, HR, and e-invoicing — a leading global SaaS competitor to SMACC in the SME cloud ERP/accounting category.
• Xero: Xero is a global cloud accounting platform for SMEs with multi-currency, invoicing, payroll integrations, and growing MENA presence through regional partnerships — competing head-on with SMACC for SME financial workflows.

Broad incumbents

• Intuit QuickBooks: QuickBooks is the largest global cloud accounting SaaS for SMEs, covering invoicing, payroll, expenses, and basic inventory — a broad incumbent whose expanding localization represents a direct competitive threat to SMACC.
• Sage Group: Sage provides cloud and on-premises accounting and ERP solutions for SMEs globally (including Sage Business Cloud), overlapping with SMACC's mid-market/smaller-enterprise positioning and module breadth.
• Microsoft Dynamics 365 Business Central: Dynamics 365 Business Central is Microsoft's cloud ERP for SMEs and mid-market with financials, inventory, manufacturing, and HR — a broad incumbent increasingly targeted at MENA SMEs through Azure regions and local partners.
• SAP Business One: SAP Business One is the established enterprise-grade ERP for SMEs and subsidiaries globally, with multi-currency, financials, inventory, and manufacturing modules that overlap with SMACC's all-in-one ERP value proposition.

Emerging players

• ERPNext: ERPNext is an open-source cloud ERP covering accounting, inventory, manufacturing, HR, and POS for SMEs — an emerging alternative whose modular breadth and lower pricing pose partial-overlap competition to SMACC.
• Wave Financial: Wave is a cloud accounting and invoicing SaaS targeted at very small businesses and freelancers, comparable to SMACC's Basic tier entry-level SME positioning with limited module depth.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• YouTubeyoutube.com/channel/UCsmacc
• LinkedInlinkedin.com/company/smacc
• Xx.com/SMACCsoftware
• Facebookfacebook.com/SMACCsoftware

Compliance4 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles3 records

Funding overview

Funding rounds1 record

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about SMACC