Safety National
- Company typePrivate
- Founded1942
- HeadquartersSt Louis, United States
- Headcount501–1,000
- GTM typeB2B
- OfferingServices
Safety National firmographics
Firmographics- Name
- Safety National
- Legal name
- Safety National Casualty Corporation
- Website
- https://safetynational.com
- Company type
- Private
- Founded year
- 1942
- Operating status
- Operating
- Headcount range
- 501–1,000 employees
- Ownership category
- akta.pro rank
Safety National industry classification
Industry- Product category
- Specialty Insurance and Reinsurance
- NAICS
- Direct Property and Casualty Insurance Carriers (524126), Reinsurance Carriers (524130), Direct Insurance (except Life, Health, and Medical) Carriers (52412)
- SIC
- Fire, Marine & Casualty Insurance (6331), Surety Insurance (6351)
- akta.pro primary industry
- Workers’ Compensation Insurance (FSAJAKAM)
- akta.pro secondary industries
- Workers’ Compensation for High-Hazard & Specialty Trades (FSAJAEAF), Workers’ Compensation Treaty Reinsurance (FSAOAEAJ), Casualty Treaty Reinsurance (FSAOAEAD), Employer’s Liability (FSAJADAE)
Keywords
Where Safety National is headquartered
LocationHeadquarters
- HQ city
- St Louis
- HQ country
- United States
- HQ region
- North America
Offices10 records
Markets served
Safety National business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure
Revenue model
- Specialty Insurance Premiums: Safety National generates revenue primarily through specialty insurance premiums, offering excess workers' compensation, deductible casualty, commercial auto and general liability, cyber risk, opt-out alternatives, and loss portfolio transfers. The company also provides reinsurance solutions through Safety National Re, offering lead market terms for workers' compensation excess of loss products and casualty programs.
- Reinsurance Premiums: Safety National Re generates revenue through treaty reinsurance premiums, offering lead market terms for workers' compensation excess of loss products, casualty clash and contingency programs, general casualty programs with significant workers' compensation exposure, and specialty casualty programs including medical and non-medical professional liability.
Go-to-market motion1 record
Distribution channels2 records
Marketing channels7 records
Safety National product offering
Product offeringCore offering
Safety National is a specialty insurance and reinsurance carrier offering excess workers' compensation, large casualty programs combining large-deductible workers' compensation with commercial auto and general liability, cyber risk coverage, loss portfolio transfers, public entity multi-line programs, and construction coverage for large self-insured employers, public entities, and contractors. Through Safety National Re and its wholly-owned subsidiaries, the company also provides treaty reinsurance for workers' compensation excess of loss, casualty clash, professional liability, and specialty casualty lines.
Product overview
Safety National is a multi-line specialty insurance and reinsurance carrier offering a comprehensive portfolio of products through a platform-plus-modules architecture. Core products include Excess Workers' Compensation (the foundational offering since 1942), Large Casualty Program (combining large deductible workers' comp, commercial auto, and general liability), Cyber Risk Insurance, Loss Portfolio Transfer, and Public Entity Programs. The Safety National Re sub-brand provides treaty reinsurance across casualty, professional liability, and workers' compensation lines. Supporting modules include MAP Client Services (risk control resources), Claims Services (workers' compensation and liability claims handling with Medical Management), Crisis Protection, Risk Resources Network, and the Safety First Grant Program. Acquired brands include Safety Specialty Insurance Company (excess and surplus) and Midlands Companies (MGA/wholesale broker specializing in excess workers' comp). The company maintains A.M. Best A++ (Superior) and S&P A+ ratings and operates as a wholly-owned subsidiary of Tokio Marine Group.
Differentiator
Problem solved
Functional benefit
Brands
- Safety Specialty Insurance Company: Excess and surplus lines insurance company formed in 2016, providing form and coverage flexibility for new product development with initial focus on public entity multi-line program.
- Midlands Companies
- Safety National Re
Products and services
- Excess Workers' Compensation
- Large Casualty Program
- Cyber Risk Insurance
- Loss Portfolio Transfer
- Public Entity Program
- Construction Coverage
- Defense Base Act (DBA) Coverage
- Multinational Casualty
- Self-Insurance Bonds
- Large Guaranteed Cost Workers' Compensation
- Captives
- Safety National Re - Workers' Compensation Reinsurance
- Safety National Re - Casualty Reinsurance
- Safety National Re - Professional Liability Reinsurance
- Safety Specialty Insurance Company
- Midlands Companies
Quantifiable outcome
- Reimbursement checks typically delivered in 10 days or less
- +2 more outcomes
Companies that use Safety National
Customer profileNamed customers1 record
Segments5 records
Ideal customer profiles5 records
Safety National technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration1 record
AI capability6 records
Feature3 records
Safety National partnerships and signals
Strategic signalScale indicators6 records
Recent moves8 records
Expansion highlights6 records
Safety National competitors and assessment
Company assessmentDirect peers
- AmTrust Financial Services: Specialty property and casualty insurer with a major workers' compensation book, including small and mid-market and self-insured segments. Closely comparable to Safety National's excess workers' comp and casualty focus, though distributed more broadly and at smaller account sizes.
- AF Group (Accident Fund Holdings): Workers' compensation specialist carrier serving employers, groups, and public entities with a multi-state presence. Direct competitor in excess and large-deductible workers' compensation with similar self-insured employer target market.
- Everest Group: Global reinsurance and insurance provider with significant workers' compensation treaty and casualty reinsurance capabilities. Closely comparable to Safety National Re on the reinsurance side, with overlapping casualty treaty product lines.
- Munich Re: One of the world's largest reinsurers, active in workers' compensation treaty and casualty reinsurance globally. Comparable to Safety National Re on reinsurance underwriting scale, expertise in catastrophic claims, and medical cost containment.
Broad incumbents
- Tokio Marine HCC: Sister company within Tokio Marine Group, focused on specialty insurance including professional liability, surety, and credit. Comparable as a Tokio Marine specialty platform; serves the same ultimate parent and overlaps in casualty and specialty lines.
- Berkshire Hathaway Specialty Insurance: Specialty insurance arm of Berkshire Hathaway writing large commercial accounts across casualty, healthcare, and executive lines. Competes for the same large self-insured employer and broker-distributed specialty business as Safety National.
- Zurich North America: Large multi-line commercial insurer with a meaningful workers' compensation and casualty book serving middle-market and large accounts. Comparable distribution through brokers and similar specialty large-deductible offerings.
- The Hartford: Major commercial lines insurer with a strong workers' compensation franchise for middle-market and large employers, distributed through brokers. Overlaps with Safety National in workers' comp, commercial auto, and general liability for large self-insured accounts.
Others
- RPS (Ryan Specialty): Specialty insurance wholesale broker and MGA providing distribution for excess and surplus casualty, including workers' compensation. Comparable as a channel partner/adjacent — sits between carriers like Safety National and retail brokers in the same specialty distribution ecosystem.
- ESIS (Chubb subsidiary): Third-party administrator and claims services provider for workers' compensation, liability, and specialty lines. Adjacent rather than directly competitive — relevant peer for Safety National's claims services and TPA collaboration model.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat6 records
Key risks5 records
Key highlights6 records
Customer concentration
Safety National social profiles
Digital presenceSafety National compliance and trust
Trust signalCompliance5 records
Safety National financial estimates
Financial estimateRevenue estimate
Valuation estimate
Safety National leadership team
Management profileNumber of profiles
Profiles10 records
Safety National subsidiaries and ownership
Company hierarchySubsidiaries3 records
Safety National funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Safety National M&A and investment
M&A and investmentM&A1 record
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Safety National
What does Safety National do?
Safety National is a specialty insurance and reinsurance carrier offering excess workers' compensation, large casualty programs combining large-deductible workers' compensation with commercial auto and general liability, cyber risk coverage, loss portfolio transfers, public entity multi-line programs, and construction coverage for large self-insured employers, public entities, and contractors. Through Safety National Re and its wholly-owned subsidiaries, the company also provides treaty reinsurance for workers' compensation excess of loss, casualty clash, professional liability, and specialty casualty lines.
Is Safety National a public or private company?
Safety National is a private company. It is classified as corporate owned and is currently operating.
When was Safety National founded?
Safety National was founded in 1942. It employs 501 to 1,000 people.
Where is Safety National based?
Safety National is headquartered in St Louis, United States, in the North America region.
How does Safety National make money?
Two revenue lines are on record. Specialty Insurance Premiums are the primary driver. The others are reinsurance Premiums.
Who are Safety National's main competitors?
Direct peers on record are AmTrust Financial Services, AF Group (Accident Fund Holdings), Everest Group and Munich Re. Broad incumbents are Tokio Marine HCC, Berkshire Hathaway Specialty Insurance, Zurich North America and The Hartford. Others are RPS (Ryan Specialty) and ESIS (Chubb subsidiary).
Does Safety National have an API?
No public API is recorded for Safety National.
What industry is Safety National in?
Safety National's product category is Specialty Insurance and Reinsurance. Its primary akta.pro industry code is FSAJAKAM, Workers’ Compensation Insurance, with a secondary code of FSAJAEAF, Workers’ Compensation for High-Hazard & Specialty Trades. Its NAICS code is 524126 and its SIC code is 6331.