OrbisPay
- Company typePrivate
- Founded2019
- HeadquartersNew York, United States
- Headcount11–50
- GTM typeB2B
- OfferingSoftware
OrbisPay firmographics
Firmographics- Name
- OrbisPay
- Legal name
- Orbis Financial Technologies, Inc.
- Website
- https://orbispay.me
- Company type
- Private
- Founded year
- 2019
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Ownership category
- akta.pro rank
OrbisPay industry classification
Industry- Product category
- Earned Wage Access / On-Demand Pay Software
- NAICS
- Payroll Services (541214)
- SIC
- Finance Services (6199)
- akta.pro primary industry
- Earned Wage Access (EWA) & Wage-Advance Products (FSAKAOAF)
- akta.pro secondary industries
- Embedded Payroll, Earned Wage Access & Benefits Finance (FSAGALAI), Instant Payouts & Earned Wage Access (EWA) (FSAMAKAM), Workforce Benefits Administration (Enrollment & Deductions) (BPACAIAF), Pay Card Programs & Earned Wage Access (EWA) Administration (BPACAIAK)
Keywords
Where OrbisPay is headquartered
LocationHeadquarters
- HQ city
- New York
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
OrbisPay business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Operations, Personnel, Marketing or Sales, Infrastructure
Revenue model
- Processing Fee (Employee Transaction Fee): Employees are charged a flat processing fee each time they request On-Demand Pay. This fee represents OrbisPay's costs associated with processing the request and is not dependent on the amount requested. Some employers choose to sponsor this cost and offer services for free to employees.
- Employer-Sponsored Access: Some employers opt to sponsor the processing fees for their employees, offering the service at no cost to workers. This represents an additional revenue opportunity where employers pay for enhanced employee benefits.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Freemium | Others | Free for Employers - No setup or recurring costs |
| Transaction based/ take rate | Pay-as-you-go | Employee Transaction Fee - Flat processing fee per On-Demand Pay request |
Go-to-market motion1 record
Distribution channels4 records
Marketing channels8 records
OrbisPay product offering
Product offeringCore offering
OrbisPay provides an on-demand pay (earned wage access) platform that enables employees to withdraw a portion of their already-earned wages before the regular payday. The offering is delivered as a mobile-first employee benefit, integrated with major payroll and HCM systems (ADP, Paychex, Paylocity, Gusto, Paycom, Mobicom, Benalign, EarnUp), and is sold to U.S. employers as a financial wellness benefit at zero cost to the employer, with employees paying a flat per-transaction processing fee unless the employer sponsors it.
Product overview
OrbisPay is a financial wellness platform offering On-Demand Pay (earned wage access) as its core product. The platform consists of the On-Demand Pay Platform for processing wage access requests, the OrbisPay Mobile App (iOS/Android) for employee access to earnings, the Employer Hub for business administration, and the Partner Hub for partner management. Additional offerings include Embedded Solution (API-based custom integration), White Label Solution (branded service), and Referral Agreement Program for channel partners. The platform integrates with major payroll providers including ADP, Paychex, Paylocity, Mobicom, Paycom, Gusto, BenAlign, and EarnUp, and supports SFTP/API data exchange for time and attendance integration.
Differentiator
Problem solved
Functional benefit
Products and services
- On-Demand Pay Platform Core earned wage access platform that lets employees withdraw a portion of already-earned wages before payday via instant debit card transfer or 2-day ACH, offered to U.S. employers as a zero-cost employee financial wellness benefit.
- OrbisPay Mobile App (iOS and Android) Mobile application available on iOS App Store and Google Play Store that lets employees track earned wages, request on-demand transfers to debit cards or bank accounts, and manage their financial activity.
- Employer Hub Web portal at employer.orbispay.me for enrolled employers to manage workforce access, view employee utilization, and administer the On-Demand Pay benefit.
- Embedded Solution API-based offering that lets partners integrate OrbisPay's on-demand pay capability directly into their own products via open APIs and SFTP/API file exchange.
- White Label Solution Fully branded on-demand pay product delivered under the partner's own identity with customizable platform features and dedicated account management.
Quantifiable outcome
- 16% reduction in employee turnover achievable by offering earned wage access
- +5 more outcomes
Companies that use OrbisPay
Customer profileNamed customers4 records
Segments6 records
Ideal customer profiles2 records
OrbisPay technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration9 records
Feature4 records
OrbisPay partnerships and signals
Strategic signalPartnerships
Ten partnerships are on record, tiered core and minor.
- MobiComcoreOrbisPay announced strategic partnership with MobiCom, a global private clubs network company. The collaboration enables MobiCom's global network of private clubs to leverage OrbisPay's on-demand pay solutions. The partnership aims to enhance revenue generation capabilities for clubs and improve the overall payment experience for employees. CEO Mo Saeed commented on the alignment with OrbisPay's mission to empower workers with financial flexibility.
- ADPcorePre-built integration with ADP payroll system. ADP customers can activate OrbisPay's on-demand pay service with approximately 20-minute setup process through the OrbisPay/ADP landing page.
- PaychexcorePre-built integration with Paychex payroll system. OrbisPay offers seamless integration for Paychex customers with easy setup. Paychex is a leading HCM company offering comprehensive technology and advisory services.
- PaylocitycorePre-built integration with Paylocity's cloud-based HR and payroll software. Paylocity provides intuitive products designed to streamline HR and payroll processes, attract and retain talent.
- MobicomcorePre-built integration with Mobicom's cloud-based HR and payroll software, which includes payroll processing, HR management, and benefits administration designed to enhance efficiency and employee engagement.
- BenaligncorePre-built integration with Benalign, which integrates payroll, HR, time management, and benefits tracking into a single system aimed at simplifying HR processes for benefits brokers and administrators.
- EarnUpcorePre-built integration with EarnUp, which automates loan payments and budget management, helping users reduce debt and avoid late fees by syncing with their financial accounts.
- GustocoreIntegration with Gusto payroll platform, one of the major payroll providers in the US market.
- Referral PartnersminorReferral partners can earn attractive commissions for every client referred to OrbisPay. Partners benefit from enhanced client value, minimal time investment, and dedicated support from OrbisPay's team.
- White Label PartnersminorWhite label partners receive a branded on-demand pay solution under their own brand. Partners get complete control to customize the platform to match their brand identity and specific client needs, with dedicated account management.
Scale indicators3 records
Recent moves5 records
Expansion highlights5 records
OrbisPay competitors and assessment
Company assessmentDirect peers
- Payactiv: EWA and financial wellness platform offering earned wage access, pay cards, and bill pay integrated with payroll and HR systems. Directly comparable to OrbisPay's payroll-embedded model and employer benefit framing.
- Even: EWA app focused on hourly workers with budgeting and savings tools. Competes with OrbisPay for the same hourly employee end user and offers employer-paid and integration-led distribution models.
- DailyPay: One of the largest US EWA providers, offering on-demand pay integrated with major payroll systems and serving employers and employees across hourly verticals. Directly comparable to OrbisPay in product, distribution strategy, and target customer base.
- ZayZoon: EWA provider targeting SMB employers with a payroll-integrated model and employer-sponsored fee option. Closely comparable to OrbisPay's employer-paid value proposition and integration approach.
- Branch: Payments and EWA platform purpose-built for hourly workers, offering instant pay, pay cards, and tip streaming. Directly comparable to OrbisPay on product scope and target segments.
- Tapcheck: EWA provider focused on hourly and shift-based workforces, offering same-day pay via payroll integrations. Comparable to OrbisPay on integration-led distribution and SMB-to-mid-market employer targeting.
- Earnin: Consumer-facing EWA app allowing users to access wages before payday, with a tip-based monetization model. Competes with OrbisPay for the same end employee user, though with a less employer-centric distribution motion.
- Instant Financial: EWA platform serving restaurants, hospitality, and hourly employers with instant payout and tip access. Direct peer in product and target verticals (especially QSR/restaurants) to OrbisPay.
Broad incumbents
- Wisely by ADP: ADP's pay card and digital wallet offering that includes early wage access features, distributed through ADP's payroll platform. Comparable to OrbisPay as both a partner and a potential competitor with massive built-in distribution.
- Paychex Flex: Paychex's HCM and payroll suite that OrbisPay integrates with and that also offers adjacent financial wellness benefits. Relevant as a partner today but a structural threat if Paychex expands native EWA functionality.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks1 record
Key highlights7 records
Customer concentration
OrbisPay social profiles
Digital presenceOrbisPay financial estimates
Financial estimateRevenue estimate
Valuation estimate
OrbisPay leadership team
Management profileNumber of profiles
Profiles9 records
OrbisPay funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
OrbisPay M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about OrbisPay
What does OrbisPay do?
OrbisPay provides an on-demand pay (earned wage access) platform that enables employees to withdraw a portion of their already-earned wages before the regular payday. The offering is delivered as a mobile-first employee benefit, integrated with major payroll and HCM systems (ADP, Paychex, Paylocity, Gusto, Paycom, Mobicom, Benalign, EarnUp), and is sold to U.S. employers as a financial wellness benefit at zero cost to the employer, with employees paying a flat per-transaction processing fee unless the employer sponsors it.
Is OrbisPay a public or private company?
OrbisPay is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was OrbisPay founded?
OrbisPay was founded in 2019. It employs 11 to 50 people.
Where is OrbisPay based?
OrbisPay is headquartered in New York, United States, in the North America region.
How does OrbisPay make money?
Two revenue lines are on record. Processing Fee (Employee Transaction Fee) is the primary driver. The others are employer-Sponsored Access.
Who are OrbisPay's main competitors?
Direct peers on record are Payactiv, Even, DailyPay, ZayZoon, Branch, Tapcheck, Earnin and Instant Financial. Broad incumbents are Wisely by ADP and Paychex Flex.
Does OrbisPay have an API?
Yes. Open APIs available for Embedded Solution partnerships, enabling partners to build custom on-demand pay solutions that integrate with existing services. The API supports file-exchange pathways via SFTP or API integration for time and attendance data. No public developer documentation or SDK mentioned.
What industry is OrbisPay in?
OrbisPay's product category is Earned Wage Access / On-Demand Pay Software. Its primary akta.pro industry code is FSAKAOAF, Earned Wage Access (EWA) & Wage-Advance Products, with a secondary code of FSAGALAI, Embedded Payroll, Earned Wage Access & Benefits Finance. Its NAICS code is 541214 and its SIC code is 6199.