Finity
Finity is a UK payroll software platform serving 150,000 workers via payroll bureaus, recruitment agencies, and umbrella companies. It integrates DIATF-certified biometric identity verification (Credas) and invoice finance (Hydr) to automate right-to-work compliance and next-day funding.
- Company typePrivate
- Founded2016
- HeadquartersLondon, United Kingdom
- Headcount11–50
- GTM typeB2B
- OfferingSoftware
What Finity does
Finity is a UK-based payroll software platform headquartered in London and founded in 2016. The company serves over 150,000 workers through three primary B2B customer segments: payroll bureaus, recruitment agencies, and umbrella companies operating in the UK temporary-worker market. Its core product is a unified payroll platform that automates worker onboarding and payment workflows, with positioning built around reducing administrative burden and compliance friction for high-volume payroll operators.
The platform's technical foundation rests on two embedded integrations: biometric identity verification provided by Credas (certified under the UK's Digital Verification Service Trust Framework / DIATF) for right-to-work checks, and invoice finance provided by Hydr for next-day funding against approved invoices. Together these integrations automate compliance verification (reducing per-worker right-to-work check time from 2-3 minutes to a single click, and saving approximately 5 administrative hours per 100 workers onboarded) and address cashflow timing issues common to recruitment-firm payroll. The platform-as-a-service architecture is delivered through direct integration into customer payroll systems.
Finity operates as a private company with no publicly disclosed funding rounds, ownership structure, revenue figures, or pricing model. Its go-to-market relies on industry press coverage and partnership announcements distributed through payroll, fintech, and HR-tech media. Operations are entirely UK-based with no stated international expansion.
Finity firmographics
Firmographics- Name
- Finity
- Legal name
- Finity
- Website
- https://finity.co.uk
- Company type
- Private
- Founded year
- 2016
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Finity is a UK payroll software platform serving 150,000 workers via payroll bureaus, recruitment agencies, and umbrella companies. It integrates DIATF-certified biometric identity verification (Credas) and invoice finance (Hydr) to automate right-to-work compliance and next-day funding.
- Ownership category
- akta.pro rank
Finity industry classification
Industry- Product category
- Payroll Software
- NAICS
- Payroll Services (541214), Financial Transactions Processing, Reserve, and Clearinghouse Activities (52232)
- akta.pro primary industry
- Income & Employment Verification (VOI/VOE, payroll-linked data) (FSAGACAE)
- akta.pro secondary industries
- Payouts, Disbursements & Mass Payments Infrastructure (FSAGABAN), Income, Employment & Cash-Flow Verification (Consumer) (FSAKAKAE), Account Verification & Ownership (AVS/AOV, micro-deposits, auth) (FSAGACAB)
Keywords
Where Finity is headquartered
LocationHeadquarters
- HQ city
- London
- HQ country
- United Kingdom
- HQ region
- Europe
Markets served
Finity business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure
Distribution channels1 record
Marketing channels1 record
Finity product offering
Product offeringCore offering
Finity is a UK payroll software platform serving 150,000 workers across payroll bureaus, recruitment agencies, and umbrella companies. The platform automates right-to-work identity verification through an embedded DIATF-certified biometric check (Credas) and embeds invoice finance (Hydr) for next-day payroll funding, combining compliance verification and cash-flow financing in a single workflow.
Product overview
Finity operates as a single unified UK payroll software platform that integrates multiple verification and funding services. The core platform provides automated right-to-work identity verification powered by Credas (DIATF-certified) and embedded invoice finance for next-day funding through Hydr, addressing compliance and cash flow needs for recruitment agencies, payroll bureaus, and umbrella companies.
Differentiator
Problem solved
Functional benefit
Products and services
- Finity Payroll Platform UK payroll software platform serving 150,000 people, integrating automated biometric identity and right-to-work verification through a partnership with Credas (DIATF-certified) and embedded invoice finance through Hydr for next-day payroll funding. Offered to payroll bureaus, recruitment agencies, and umbrella companies in the United Kingdom.
Quantifiable outcome
- Saves approximately 5 hours of administrative time per 100 workers onboarded
- +2 more outcomes
Companies that use Finity
Customer profileSegments3 records
Ideal customer profiles3 records
Finity technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration2 records
Feature2 records
Finity partnerships and signals
Strategic signalPartnerships
Four partnerships are on record, tiered core.
- CredascorePartnership integrates Credas' DIATF-certified biometric identity verification technology into Finity's payroll platform for automated right-to-work checks. The integration certifies under the UK's Digital Verification Service Trust Framework, transforming 2-3 minute manual document checks into a single-click process saving approximately 5 hours per 100 workers onboarded.
- CredascoreIntegration embeds automated identity and right-to-work verification directly into Finity's payroll platform serving over 150,000 UK workers monthly. The partnership provides competitive verification pricing to clients through cost savings passed on alongside time efficiencies.
- HydrcorePartnership with invoice finance provider Hydr delivers combined solution enabling businesses to access invoice verification and next-day funding through direct platform integration. The arrangement facilitates automatic verification of approved invoices and advance funding within 24 hours, addressing cash flow uncertainties for payroll teams.
- HydrcoreStrategic partnership between Finity and Hydr addresses financial friction in high-volume payroll operations for recruitment firms. The collaboration introduces embedded, automated invoice finance as a solution to systemic cashflow dislocation in the sector, transforming operational risk into a managed FinTech service.
Scale indicators2 records
Recent moves2 records
Expansion highlights3 records
Finity competitors and assessment
Company assessmentDirect peers
- IRIS Software Group: UK-headquartered payroll and HR software provider serving small and mid-market employers. Directly comparable as a payroll platform with compliance and compliance-driven onboarding features targeting the same UK customer base.
Broad incumbents
- Sage Group: UK-listed incumbent with Sage Payroll as a flagship product. While far broader in scope (accounting, HR, ERP), Sage Payroll overlaps directly with Finity's core offering and competes for the same mid-market and bureau customers.
- Xero: Global cloud accounting platform with Xero Payroll in the UK market. Competes with Finity for UK SMB payroll and offers an integrated ecosystem of financial tools that pressures pure-play payroll platforms.
- ADP: Global payroll and HR services giant with significant UK presence serving enterprise and mid-market clients. Overlaps with Finity in payroll processing, though ADP's scale and breadth dwarf Finity's specialist positioning.
Emerging players
- Onfido: Digital identity verification provider focused on right-to-work, KYC, and onboarding. Comparable as a potential competitor or partner to Credas within Finity's compliance workflow, and represents the broader competitive threat to embedded verification.
- Veremark: Background and right-to-work screening provider. Comparable as a specialist in the same verification niche that Finity integrates into payroll, and an alternative or complementary partner in the compliance stack.
Regional players
- Parasol: UK umbrella company serving contractors and freelancers. Comparable as a customer segment for Finity — large umbrella companies represent both potential clients and adjacent competitors considering in-house platforms.
- Paystream: UK umbrella and payroll services provider serving contractors. Comparable as a customer archetype for Finity's payroll bureau/umbrella vertical, and illustrative of the type of firm whose volume Finity processes monthly.
Others
- Credas: UK biometric identity verification provider and Finity's core integration partner. Comparable as a technology enabler whose DIATF certification underpins Finity's right-to-work compliance value proposition.
- Hydr: UK invoice finance provider and Finity's embedded lending partner. Comparable as the working-capital layer that turns Finity's payroll platform into a RecFinTech offering addressing cashflow friction.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat4 records
Key risks4 records
Key highlights5 records
Customer concentration
Finity social profiles
Digital presenceFinity compliance and trust
Trust signalCompliance2 records
Finity financial estimates
Financial estimateRevenue estimate
Valuation estimate
Finity leadership team
Management profileNumber of profiles
Profiles1 record
Finity funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Finity M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Finity
What does Finity do?
Finity is a UK payroll software platform serving 150,000 workers across payroll bureaus, recruitment agencies, and umbrella companies. The platform automates right-to-work identity verification through an embedded DIATF-certified biometric check (Credas) and embeds invoice finance (Hydr) for next-day payroll funding, combining compliance verification and cash-flow financing in a single workflow.
Is Finity a public or private company?
Finity is a private company. It is classified as unknown and is currently operating.
When was Finity founded?
Finity was founded in 2016. It employs 11 to 50 people.
Where is Finity based?
Finity is headquartered in London, United Kingdom, in the Europe region.
Who are Finity's main competitors?
IRIS Software Group is listed as a direct peer. Broad incumbents are Sage Group, Xero and ADP. Emerging players are Onfido and Veremark. Regional players are Parasol and Paystream. Others are Credas and Hydr.
Does Finity have an API?
No public API is recorded for Finity.
What industry is Finity in?
Finity's product category is Payroll Software. Its primary akta.pro industry code is FSAGACAE, Income & Employment Verification (VOI/VOE, payroll-linked data), with a secondary code of FSAGABAN, Payouts, Disbursements & Mass Payments Infrastructure. Its NAICS code is 541214.