What RevitPay does

RevitPay (legal entity I.C.K., LLC, doing business as RevitPay) is a US-based payment processor and merchant services provider headquartered in Cleveland, Ohio, that delivers payment infrastructure and embedded payment solutions to small and mid-sized businesses across multiple verticals. Its flagship platform, RevitGate, is an API-first payment gateway supporting online, mobile, and in-person transaction acceptance, complemented by a modular product suite that includes a Virtual Terminal for phone and mail payments, Hardware and POS, Text-to-Pay and Conversational Payments, ACH and eCheck processing, Subscriptions and Recurring Billing, and a fraud and chargeback management platform branded ChargebackHelp. Core technical capabilities center on native, direct API integrations with third-party platforms such as the HawkSoft agency management system, Shopify, QuickBooks, and EZonline Ordering, with ChargebackHelp layered on top of pre-dispute alert integrations to Ethoca (Mastercard) and Verifi (Visa) for dispute prevention.

The company operates as a registered Independent Sales Organization and Member Service Provider with three sponsoring banks — Esquire Bank N.A., Evolve Bank and Trust, and Elavon, Inc. — enabling broad merchant coverage. Its go-to-market is sales-led and multi-channel: a direct sales team with dedicated account managers, an Agent/ISO Partner Program that pays residuals of up to 70% and activation bonuses of up to $200 per merchant, and embedded integrations into partner platforms such as HawkSoft. Revenue is generated primarily through transaction fees on credit, debit, and ACH processing, plus revenue share with agent and ISO partners and subscription or recurring billing infrastructure. Customer segments span insurance agencies (the primary vertical), retail and hospitality, travel, high-risk merchants, field and home services, ecommerce, subscription businesses, nonprofit, utilities, and education, with operational metrics on the company website including 99% merchant retention, an 8.5-year average merchant partnership duration, and 89% growth from client introductions.

The company is privately held and founder-led, with Peter Kusner as Founder and CEO (20+ years in payments), Maura Bevilacqua as VP of Operations (~30 years of industry experience), and recently expanded leadership through the March 2026 hire of Kimberly Coley, former founder of ePaymints, as VP of Partnerships. Ownership and management feature multiple Kusner family members in commercial roles, and the business holds BBB accreditation, ETA Certified Payments Professional recognition, PCI Security Standards Council membership, and a "Top Payment Gateway Platform Provider of 2024" award.

Name

RevitPay

Legal name

I.C.K., LLC dba RevitPay

Website

https://revitpay.com

Company type

Private

Founded year

2023

Operating status

Operating

Headcount range

1–10 employees

Short description

RevitPay is a US-based payment processor and registered ISO offering an API-first payment gateway, embedded HawkSoft AMS integration, fraud and chargeback management, and multi-vertical processing, primarily serving insurance agencies and SMB merchants via direct sales and an agent/ISO partner network.

Ownership category

akta.pro rank

Product category

Payment Processing Platform

NAICS

Financial Transactions Processing, Reserve, and Clearinghouse Activities (52232)

SIC

Finance Services (6199), Services-Prepackaged Software (7372)

akta.pro primary industry

Merchant-of-Record (MoR) & Payment Facilitation (PayFac) Infrastructure (FSAGABAE)

Keywords

• Payment processing
• Merchant services
• Payment gateway
• Fraud prevention
• High-risk processing

Headquarters

HQ city

Cleveland

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Marketing or Sales, Operations, Infrastructure

Revenue model

1. Payment Processing Transaction Fees: Revenue generated from processing credit card, debit card, and ACH transactions. Supports interchange-plus pricing, dual pricing programs, surcharging options, and cash discount structures.
2. Subscription and Recurring Billing Services: Revenue from subscription-based billing infrastructure supporting recurring payments, automated billing cycles, and autobill invoicing capabilities.
3. Agent and ISO Partner Residuals: Revenue share with agent and ISO partners who bring new merchants, with residuals up to 70% plus activation bonuses.

Pricing tiers

Go-to-market motion3 records

Distribution channels4 records

Marketing channels4 records

Core offering

RevitPay is a payment processing platform that provides credit card, debit card, and ACH transaction processing through its RevitGate payment gateway. The company operates as a registered ISO of multiple banking partners (Esquire Bank, Evolve Bank and Trust, Elavon) and serves merchants with embedded payments, virtual terminals, hardware/POS, text-to-pay, fraud prevention with chargeback management, recurring billing, and direct API integrations into platforms such as HawkSoft AMS.

Product overview

RevitPay is a payment processing platform built around business operations, offering a unified payment infrastructure with a core gateway (RevitGate) supported by multiple specialized modules. The platform includes Virtual Terminal for phone/mail payments, Hardware & POS for in-person acceptance, Text-to-Pay for SMS payments, Fraud Prevention & Chargeback Management for dispute protection, ACH and eCheck for bank transfers, Subscriptions and Recurring Billing for continuity businesses, plus supplementary services (Accounting Services, Call Center Services, 360 Healthcare). The company specializes in serving insurance agencies, high-risk merchants, and various industry verticals with embedded, mobile, and online payment solutions.

Differentiator

Problem solved

Functional benefit

Products and services

• RevitGate Payment gateway platform providing secure payment infrastructure for online, mobile, and in-person transactions. Connects merchants to payment processors and includes middleware (POS+) for platforms requiring embedded payment processing.
• Virtual Terminal Web-based terminal for processing phone-in and mail-in payments, built for agency operations and remote payment acceptance.
• Hardware & POS Point-of-sale hardware and terminal solutions for in-person payment acceptance including tap-to-pay and mobile payment capabilities.
• Text-to-Pay & Conversational Payments SMS and conversational messaging payment solution enabling instant payment collection through secure SMS and digital communication channels.
• Fraud Prevention & Chargeback Management Comprehensive fraud monitoring and dispute management tools including pre-dispute alerts through Ethoca and Verifi networks, chargeback monitoring, and dispute response support on the ChargebackHelp platform.
• Accounting Services Accounting and reconciliation services including multi-entity reporting and settlement matching to actual transactions and fee schedules.
• Call Center Services Integrated payment handling within call center environments for customer support payment processing.
• 360 Healthcare, Powered by Exectras Healthcare benefits platform providing affordable healthcare options for hourly employees in retail and restaurant industries.
• ACH and eCheck Bank-to-bank payment processing enabling ACH transfers and electronic check payments with configurable billing schedules and automated collection workflows.
• Subscriptions and Recurring Billing Recurring billing system for subscription-based businesses with automated billing cycles, dunning management for failed payment recovery, multiple payment methods, card updater functionality, and analytics.

Quantifiable outcome

• 99% merchant retention rate
• +3 more outcomes

Named customers3 records

Segments10 records

Ideal customer profiles6 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration4 records

AI capability1 record

Feature5 records

Partnerships

Nine partnerships are on record, tiered core and supporting.

• HawkSoftcoreTechnology or Integration · 26 March 2026HawkSoft, a provider of agency management systems for independent insurance agencies, announced RevitPay as an integrated payments partner following acquisition of the ePaymints integration. The direct API integration enables agencies to process payments directly within HawkSoft AMS, providing automated reconciliation, digital payment options including text-to-pay and email-to-pay, and next-day funding with same-day funding available.
• ShopifycoreTechnology or IntegrationEcommerce integration partnership enabling Shopify merchants to use RevitPay as their payment gateway for online transactions
• QuickBookscoreTechnology or IntegrationAccounting ERP integration partnership enabling seamless connection between payment processing and QuickBooks accounting software
• EZonline OrderingsupportingTechnology or IntegrationIntegration with EZonline Ordering platform for restaurant online ordering and customer checkout experiences
• Esquire Bank N.A.coreOthersRevitPay is a registered ISO of Esquire Bank N.A., Jericho, NY, enabling the company to offer merchant payment processing services
• Evolve Bank and TrustcoreOthersRevitPay is a registered ISO of Evolve Bank and Trust, Memphis, TN, enabling the company to offer merchant payment processing services
• Elavon, Inc.supportingOthersRevitPay is a registered MSP/ISO of Elavon, Inc. Georgia, providing additional banking relationship for merchant services
• Ethoca (Mastercard)coreTechnology or IntegrationPre-dispute alert integration through ChargebackHelp platform enabling merchants to receive alerts before chargebacks escalate, allowing proactive refund resolution
• Verifi (Visa)coreTechnology or IntegrationPre-dispute alert integration through ChargebackHelp platform enabling merchants to receive alerts before chargebacks escalate, allowing proactive refund resolution

Scale indicators5 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• PaymentCloud: High-risk merchant specialist and ISO with a similar agent/residual partner model. PaymentCloud targets the same high-risk and SMB verticals as RevitPay and competes head-to-head on interchange-plus pricing and chargeback tooling.
• ePayPolicy: Insurance agency payment platform with direct integrations into agency management systems. ePayPolicy is the closest direct competitor in RevitPay's primary insurance vertical and the predecessor whose integration RevitPay acquired from HawkSoft.
• Stax (formerly Fattmerchant): Subscription-based payment processor targeting SMB and mid-market merchants with interchange-plus pricing. Stax competes with RevitPay on pricing transparency, recurring billing, and high-touch service for similar customer profiles.
• Helcim: Payment processor offering interchange-plus pricing, online and in-person acceptance, and developer-friendly APIs. Helcim is comparable to RevitPay across product breadth, SMB focus, and transparent pricing model.
• PayJunction: Payment processor targeting professional services and SMB merchants with no long-term contracts and transparent pricing. PayJunction competes with RevitPay on customer-service differentiation and recurring billing.
• National Processing: Payment processor and ISO serving SMB and high-risk merchants with agent partner programs. Comparable to RevitPay on high-risk specialization, agent residuals, and vertical SMB targeting.

Broad incumbents

• Stripe: Global payments infrastructure platform offering gateway, processing, and embedded finance APIs. Stripe competes with RevitPay in ecommerce and embedded payments but serves a much broader market with significantly more capital and developer ecosystem reach.
• Block (Square): Payments incumbent offering hardware, POS, software, and processing for SMBs. Block competes with RevitPay in retail, hospitality, and field services but with a vastly larger product portfolio and balance sheet.
• Fiserv (Clover): Major payments processor and POS hardware provider through Clover. Fiserv competes with RevitPay on processing and POS for SMB merchants but operates at vastly greater scale and with direct bank sponsorship.
• Shift4 Payments: Public payments company serving hospitality, restaurants, and high-volume merchants with end-to-end processing and embedded software. Shift4 overlaps with RevitPay on hospitality, high-risk verticals, and integrated software ecosystems.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks7 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/revitpay
• Xx.com/RevItPay

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles10 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about RevitPay