What PG Calc does

PG Calc, founded in 1985 and headquartered in Cambridge, Massachusetts, is a specialized vertical software and services provider focused exclusively on charitable planned giving for US non-profits. The company's core product platform consists of three web-based software tools — PGM Anywhere (gift illustration and proposal generation), GiftWrap (administration for charitable gift annuities, charitable remainder trusts, and pooled income funds), and Bequest Manager (bequest tracking and stewardship) — augmented by GiftCalcs and BatchCalcs for website embedding and personalized direct-mail calculations. PG Calc is a subsidiary of Foundation Source, a broader philanthropy services platform, and also partners with the American Council on Gift Annuities (ACGA) to align product behavior with industry-standard rates and guidelines.

The platform performs deterministic actuarial, tax, and regulatory calculations including IRS §7520 discount-rate tracking (5.2% for July 2026) and FASB-compliant reserve reporting for gift-annuity reserves, supplemented by a content library (CGA Manual, knowledge base, eRate monthly newsletter) and educational webinars. Delivery is web-based via secure client logins, with software updates released on a regular cadence (GiftWrap, Bequest Manager, PGM Anywhere versions through 2020).

Revenue is generated through four streams: subscription software licensing for the core platform, professional consulting services (program launch, evaluation, risk assessment, state registration, qualified appraisals), marketing services (custom websites, direct mail, email, brochures, donor surveys), and training/education. Go-to-market is sales-led and event-driven, leveraging direct outreach led by President Gary Pforzheimer, conference presence at PGGNE, ACGA, NCPGC, and NOCGP, free educational webinars, and a referral program. Pricing is quote-based and not publicly disclosed. The customer base spans thousands of charities and non-profits across higher education, healthcare, advocacy, conservation, and social services, with named clients including UNC System, University of Denver, Vanderbilt University Medical Center, ACLU, and Africa Wildlife Foundation.

Name

PG Calc

Legal name

PG Calc

Website

https://pgcalc.com

Company type

Private

Founded year

1985

Operating status

Operating

Headcount range

11–50 employees

Short description

PG Calc is a US-based planned-giving software and services provider, founded in 1985, serving thousands of charities and non-profits with web-based illustration, administration, and bequest-management tools plus consulting and marketing services as a subsidiary of Foundation Source.

Ownership category

akta.pro rank

Headquarters

HQ city

Cambridge

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Marketing or Sales, Operations

Revenue model

1. Software Licensing/Subscription: Annual or recurring software licenses for PGM Anywhere, GiftWrap, Bequest Manager, and related tools. Subscription-based model with annual fees for access to software and updates.
2. Professional Services: Consulting services including program launch, evaluation, continuous guidance, gift annuity state registration, annual filings, risk assessments, and qualified appraisals. Also includes gift calculation service for clients without software.
3. Marketing Services: Marketing services including websites, direct mail campaigns, email newsletters, brochures, donor surveys, and marketing strategy consulting for planned giving programs.
4. Training and Education: Revenue from software training sessions, orientations, webinars, and custom instruction programs for planned giving professionals.

Pricing tiers

Go-to-market motion3 records

Distribution channels4 records

Marketing channels8 records

Core offering

PG Calc develops and sells planned giving software, marketing, and consulting solutions for nonprofit organizations. Its core offering combines proprietary web-based software (PGM Anywhere for gift illustration, GiftWrap for gift administration, Bequest Manager for bequest tracking) with professional consulting, marketing services, outsourced administration, and compliance support for charitable gift annuities, charitable remainder trusts, pooled income funds, and bequests.

Product overview

PG Calc is a comprehensive planned giving solutions provider offering an integrated platform of software products and professional services. The core product suite includes PGM Anywhere (web-based gift illustration and proposal software), GiftWrap (gift administration software), and Bequest Manager (bequest management software), which work together to support the full planned giving lifecycle from prospect identification through gift administration. Additional software tools include GiftCalcs (web-based calculators for websites), Designer Proposals (professional proposal formatting), BatchCalcs (mass personalization for mailings), and Private Label DAF (branded donor-advised funds). Professional services encompass consulting (program launch, evaluation, strategy, risk assessment), marketing services (websites, direct mail, email, brochures, donor surveys), gift administration outsourcing, compliance reporting, state registration, and software training. The company also provides educational resources including the eRate newsletter, CGA Manual, knowledge base, and webinars. Since 1985, PG Calc has served charities and non-profits of all types and sizes, operating as part of Foundation Source.

Differentiator

Problem solved

Functional benefit

Brands

• PGM Anywhere: Web-based gift illustration software for calculating and illustrating all planned gifts including charitable gift annuities, charitable remainder trusts, and other planned giving vehicles.
• GiftWrap
• Bequest Manager
• Designer Proposals
• GiftCalcs
• BatchCalcs
• eRate

Products and services

• PGM Anywhere Web-based gift illustration software that enables nonprofit organizations to calculate and illustrate all types of planned gifts and create professional proposals for donors.
• GiftWrap Comprehensive gift administration software for managing charitable gift annuities (CGAs), charitable remainder trusts (CRTs), and pooled income funds (PIFs) with compliance reporting and FASB reserve tracking.
• Bequest Manager Bequest management software for tracking, managing, and stewarding bequest intentions and testamentary gift commitments for nonprofit organizations.
• Gift Calculation Service Professional service providing quick, accurate gift calculations for organizations without software access or needing expert assistance with complex planned gift calculations.
• Planned Gift Administration Service Outsourced administration service for charitable gift annuities, charitable remainder trusts, and pooled income funds including compliance and reporting.
• Compliance Reporting FASB compliance reporting and reserve report services for gift annuity programs, ensuring accurate financial accounting and regulatory compliance.
• Endowment Sub-Accounting Sub-account tracking and reporting service for endowment management, providing detailed oversight of planned gift fund allocations.
• Program Launch Consulting Consulting service to help nonprofit organizations formalize and launch planned giving programs with strategic planning and implementation support.
• Program Evaluation and Strategy Consulting service providing comprehensive assessment of existing planned giving programs with strategic recommendations for improvement.
• Gift Annuity State Registration Compliance service helping organizations navigate state-by-state gift annuity registration requirements and maintain proper licensure.
• Gift Annuity Annual Filing Outsourced annual state filing service for gift annuity programs, ensuring timely and accurate regulatory submissions.
• Gift Annuity Risk Assessment Consulting service monitoring gift annuity program health and financial risk exposure with actuarial analysis.
• Continuous Guidance and Support Ongoing consulting support service providing continuous optimization and expert guidance for established planned giving programs.
• Marketing Services Comprehensive planned giving marketing services including websites, direct mail, email campaigns, brochures, donor surveys, and marketing strategy for nonprofits.
• Software Training Comprehensive software training programs for PGM Anywhere, GiftWrap, and Bequest Manager including webinars, orientations, and custom instruction.

Quantifiable outcome

• Over 40 years serving the planned giving industry
• +1 more outcomes

Named customers13 records

Segments3 records

Ideal customer profiles2 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature6 records

Partnerships

Two partnerships are on record, tiered core.

• Foundation SourcecoreStrategic or Co-development PartnerPG Calc is part of Foundation Source, a comprehensive platform for private foundations and philanthropic services. This affiliation provides resources, operational support, and shared expertise in serving the nonprofit sector.
• American Council on Gift Annuities (ACGA)coreOthersPG Calc follows ACGA suggested maximum gift annuity rates and guidelines. Company staff participate in ACGA conferences and the organization releases annual gift annuity survey data that PG Calc analyzes and reports on.

Scale indicators2 records

Recent moves6 records

Expansion highlights4 records

Others

• iWave: iWave is a prospect research platform offering wealth, philanthropic, and biographic data for nonprofit fundraising. It is comparable as an upstream data provider in the planned giving funnel that PG Calc's tools ultimately serve.
• DonorSearch: DonorSearch is a prospect research and wealth screening vendor widely used by nonprofits to identify planned giving prospects. It is comparable as an enabling data layer in the same planned giving workflow that PG Calc's illustration and marketing products support.
• WealthEngine: WealthEngine provides wealth and capacity ratings used by nonprofits for major and planned gift prospect identification. It is comparable because its data outputs feed the same pipeline of donors that PG Calc's illustration and marketing modules are designed to convert.
• American Council on Gift Annuities (ACGA): ACGA is the standards-setting body that publishes suggested gift annuity rates used across the industry. PG Calc explicitly follows ACGA guidance and reports on its annual survey, making ACGA a key ecosystem participant that shapes PG Calc's product logic.

Emerging players

• FreeWill: FreeWill is a digital estate planning platform that integrates planned giving and charitable bequest flows into nonprofit donor funnels. It overlaps with PG Calc on the planned giving output (bequest intent capture, gift illustrations) but competes via a consumer-grade self-service UX rather than enterprise software.
• GivingData: GivingData is a grants management and philanthropic data platform used by foundations and donor-advised funds. It is comparable because it operates in the same philanthropic services ecosystem and shares overlap with Foundation Source, PG Calc's parent.

Broad incumbents

• Foundation Source: Foundation Source is PG Calc's parent company and a leading provider of private foundation and donor-advised fund administration services. It is comparable as the broader philanthropic services platform that hosts PG Calc, serving overlapping nonprofit and high-net-worth donor customers.

Direct peers

• Crescendo Interactive: Crescendo Interactive is the most direct competitor to PG Calc, offering planned giving marketing, illustration, and administration software combined with donor acquisition services for nonprofits, serving the same target customers with the same bundled model.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/pgcalc
• LinkedInlinkedin.com/company/105083
• Xx.com/PGCalc

Revenue estimate

Valuation estimate

Number of profiles

Profiles3 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about PG Calc