What Biyo does

Biyo (operating as Biyo POS) is a US-based, privately-held point-of-sale software provider serving small and medium-sized businesses in retail, restaurant, and e-commerce. Founded in 2011 and headquartered in Ridgefield, New Jersey with a secondary city listing of New York, the company is organized as a Biyo Limited Liability Company. The platform is an all-in-one, cloud-based POS accessible via web browser on any device (Mac, PC, Linux, ChromeOS, iOS, Android), unifying payment processing, inventory management, online ordering, kitchen display, staff management, customer relationship management, and reporting in a single system. Industry-specific configurations cover restaurants (table service, quick service, cafe/bakery, bar/nightclub, pizzeria) and retail formats (grocery, health and beauty, pet stores, convenience stores, vape shops, carwashes, barbers). A key differentiator is Biyo's Zero Processing Fee program, which lets merchants accept credit cards at 0% cost by surcharging customers, with an automatic 4% cash discount applied to cash-paying customers.

The product surface is modular: the Biyo POS core product, Biyo Dashboard (back-office), Biyo KDS (Kitchen Display System), Biyo CDS (Customer Display), an Inventory Scanner mobile app, Online Ordering, WooCommerce/WordPress integration, Multi-Location Management, Offline Mode, Self-Service Kiosk, and a separate Biyo Voice AI sub-brand at biyoai.com. Data is hosted on AWS with a Germany data center for European storage and TLS-encrypted transit; payment processing is PCI DSS compliant. Revenue mechanics combine per-store subscriptions ($80-$97/month, with one free register included), additional register fees ($39-$47/month per extra register), payment processing economics via the Zero Processing Fee model, hardware sales (receipt printers, scanners, Ingenico card terminals offered free with processing signup), professional services for setup and migration, and a 15% revenue share paid to channel partners. The company maintains BBB Business Review accreditation.

Biyo employs 11-50 people and appears to be bootstrapped — no funding rounds, institutional investors, M&A activity, or leadership changes beyond the named founder/CTO Matt Saricicek are disclosed. The Terms of Service are governed by the laws of the Republic of Cyprus, an unusual structural detail relative to the US operating base. Customer evidence is entirely SMB: named testimonials reference individual restaurant and retail operators (Tommy H., Marc A., Marry M.) rather than named enterprise logos, consistent with a long-tail, self-serve go-to-market. The go-to-market combines product-led growth (signup.biyo.co with 14-day free trial and no credit card required, with stores creatable in 20 seconds), inside sales for retailers with 6+ stores, and a certified partner network for on-site installation. Service is currently US-only for payment processing, although the AWS infrastructure footprint implies potential for geographic expansion.

Name

Biyo

Legal name

Biyo Limited Liability Company

Website

https://biyopos.com

Company type

Private

Founded year

2011

Operating status

Operating

Headcount range

11–50 employees

Short description

Biyo (Biyo POS) provides a cloud-based, all-in-one point-of-sale platform for US small and medium-sized retail, restaurant, and e-commerce businesses, combining payment processing, inventory, online ordering, kitchen display, and a differentiated zero-card-processing-fee pricing model.

Ownership category

akta.pro rank

Product category

Point of Sale Systems

NAICS

Software Publishers (5132)

SIC

Retail-Computer & Computer Software Stores (5734)

akta.pro primary industry

POS Payment Software & Middleware (Terminal OS, Apps, Device Management) (FSAMADAC)

akta.pro secondary industries

POS Accessories & Spares (Cables, Stands, Cases, Replacement Parts) (HDACAKAL), Dashboarding & KPI/Performance Management (HDAEAMAF)

Keywords

• Point of sale systems
• Cloud POS software
• Restaurant POS platform
• Retail POS software
• Payment processing solutions

Headquarters

HQ city

New York

HQ country

United States

HQ region

North America

Offices2 records

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Marketing or Sales, Infrastructure, Personnel, Operations, Supply Chain

Revenue model

1. Subscription Fees (Store Locations): Monthly or annual subscription fees per store location. Plans range from free to $97 USD per month per store (or $80 billed annually). Includes one free register per outlet.
2. Additional Register Fees: Additional registers beyond the included one cost $47 USD per register per month (or $39 USD if billed annually).
3. Payment Processing (Zero Fee Model): Zero processing fee program where merchants can transfer credit card fees to customers, allowing 0% cost to accept cards. Revenue generated through surcharge and convenience fee management.
4. Hardware Sales: Sale of POS hardware accessories including receipt printers, credit card readers, customer-facing displays, barcode scanners, POS scales, cash drawers, and card terminals (Ingenico terminal offered free with card processing sign-up).
5. Professional Services: Hands-free setup services including product and customer migration, one-to-one training sessions, and on-site POS installation by certified partners.
6. Partner Revenue Share: Partners earn 15% of Net Revenue from qualified transactions they register. Revenue share is paid monthly on a pro-rata basis.

Pricing tiers

Go-to-market motion3 records

Distribution channels4 records

Marketing channels5 records

Core offering

Biyo sells an all-in-one, cloud-based point-of-sale (POS) software platform for small and medium-sized retail, restaurant, and ecommerce businesses. The platform combines payment processing, inventory management, online ordering, staff and customer management, and analytics into a single web-accessible system that runs on any device. Biyo also sells related POS hardware (receipt printers, card readers, barcode scanners) and offers a Zero Processing Fee program plus professional onboarding services.

Product overview

Biyo offers an all-in-one point of sale solution consisting of the core Biyo POS platform along with integrated modules and applications. The ecosystem includes Biyo Dashboard for back-office management, Biyo KDS (Kitchen Display System) for restaurant kitchen operations, Biyo CDS (Customer Display) for checkout enhancement, Inventory Scanner App for mobile stock management, Online Ordering for direct customer orders, and Biyo Voice AI for voice-enabled operations. The system supports industry-specific variants for restaurants (including table service, quick service, cafe/bakery, bar/nightclub, pizzeria) and retail (grocery, health and beauty, pet stores, convenience stores), with self-service kiosk capabilities. Core features include multi-location management, offline mode for uninterrupted operations, and a Zero Processing Fee Program. The platform is designed for small to medium-sized businesses with dynamic modes for different business types.

Differentiator

Problem solved

Functional benefit

Products and services

• Biyo POS All-in-one cloud-based point of sale subscription product for small and medium-sized businesses that combines payment processing, inventory tracking, staff and customer management, online ordering, and analytics in a single web-accessible platform.
• Biyo Restaurant POS Vertical POS configuration for restaurants covering table service, quick service, cafe/bakery, bar/nightclub, and pizzeria formats, including tableside ordering, table management, menu management, and kitchen display integration.
• Biyo Retail POS Vertical POS configuration for retail stores including grocery, health and beauty, pet store, vape shop, convenience store, and carwash, with inventory tracking, barcode scanning, customer purchase history, and supplier management.
• Biyo Self-Service Kiosk Self-service kiosk product that lets customers place their own orders, customize items, and complete transactions without staff assistance, intended for quick-service restaurants and retail stores.
• Biyo Voice AI Voice AI technology for POS operations marketed as a distinct product line on biyoai.com.
• Biyo Inventory Scanner App Mobile application that allows merchants to conduct stocktakes, monitor inventory levels across store locations, and transfer products between locations using a handheld device.
• Biyo Online Ordering Restaurant online ordering system that allows customers to place orders directly with the establishment, avoiding commission fees paid to third-party ordering platforms.
• Biyo POS Hardware Line of POS hardware accessories sold to merchants including thermal and label printers, barcode scanners, customer-facing displays, POS scales, cash drawers, and Ingenico credit card terminals.
• Biyo Zero Processing Fee Program Payment processing program that lets merchants accept credit cards at 0% cost by surcharging card-paying customers and offering a 4% discount for cash payments.
• Biyo Professional Onboarding Services Professional services covering hands-free POS setup, product and customer data migration, one-to-one training sessions, and on-site installation by certified partners.

Quantifiable outcome

• Store can be created and live within 24 hours
• +1 more outcomes

Named customers4 records

Segments5 records

Ideal customer profiles4 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration1 record

Feature8 records

Partnerships

Two partnerships are on record, tiered core.

• Amazon Web Services (AWS)coreTechnology or IntegrationBiyo hosts customer data with AWS in Germany for European data storage. TLS encryption (HTTPS) used for data transfers over the Internet.
• Certified Biyo POS PartnerscoreChannel Partner/ Reseller/ DistributorNetwork of certified on-site partners who provide POS installation, hardware setup, and account configuration services. Partners are trained Biyo experts available in various regions.

Scale indicators3 records

Recent moves6 records

Expansion highlights6 records

Direct peers

• Square (Block): Square is the dominant cloud-based POS for SMBs across retail and restaurant, with a freemium entry tier, integrated payment processing and a large app marketplace — directly comparable to Biyo on product, target customer and business model.
• Toast: Toast is a leading restaurant-specialist POS with integrated payments, KDS, online ordering and multi-location management — overlapping almost feature-for-feature with Biyo's restaurant vertical product.
• Lightspeed Commerce: Lightspeed provides cloud POS for retail and restaurant SMBs with inventory management, payments and ecommerce — closely matching Biyo's multi-vertical SMB positioning and freemium-to-paid GTM.
• Shopify POS: Shopify POS extends Shopify's ecommerce platform into in-store retail with integrated payments, inventory and online/offline unification — a direct alternative for Biyo's retail customers seeking omnichannel commerce.
• Clover (Fiserv): Clover is a cloud POS and payments platform serving SMBs across retail, restaurant and service, sold both direct and through bank/ISO channels — a close peer on bundled hardware-plus-software-plus-payments model.
• TouchBistro: TouchBistro is a restaurant-focused POS with tableside ordering, floor plan management and integrated payments — competing head-to-head with Biyo's restaurant/hospitality vertical variant.
• Revel Systems: Revel provides iPad-based cloud POS for retail and restaurant SMBs with inventory, multi-location and integrated payments — a similar SMB-focused, cloud-architecture peer.
• SpotOn: SpotOn combines POS, payments and restaurant/retail software with an SMB focus and an aggressive payment-processing pricing model — directly comparable to Biyo on cost-driven SMB positioning.

Emerging players

• Lavu: Lavu is a smaller, restaurant-specialist cloud POS targeting SMBs with ordering and payment features — comparable in scale and vertical depth to Biyo's restaurant product rather than its retail breadth.

Broad incumbents

• Stripe Terminal: Stripe Terminal provides developer-first POS hardware and integrated payments aimed at platforms and larger merchants — a broad incumbent competing on the payments-and-software layer underlying Biyo's processing offering.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/biyopos
• Facebookfacebook.com/biyopos
• LinkedInlinkedin.com/company/biyo-com

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Biyo