Business Impact Northwest

Name

Business Impact Northwest

Legal name

Business Impact NW

Website

https://businessimpactnw.org

Company type

Private

Founded year

1997

Operating status

Operating

Headcount range

11–50 employees

Ownership category

akta.pro rank

Product category

Community Development Financial Services

NAICS

Sales Financing (52222), Management Consulting Services (54161)

SIC

Short-Term Business Credit Institutions (6153), Services-Management Consulting Services (8742)

akta.pro primary industry

Impact Investing & Social Finance (Funds, CDFIs, Microfinance) (BPAGALAA)

akta.pro secondary industries

Financial Inclusion & Consumer Empowerment (Banking Access, Credit Building) (BPAGALAJ), SME Term Loans & Growth Capital (FSAKAGAB), Small Business & Self-Employment Personal Finance (Income, Expenses, Cash Reserves) (EDAAAJAL)

Keywords

• Community development lending
• Small business loans
• Business coaching services
• Entrepreneur training programs
• Nonprofit financial institution

Headquarters

HQ city

Seattle

HQ country

United States

HQ region

North America

Offices4 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Others

Revenue model

1. Loan Interest Income: Business Impact NW generates revenue through interest on small business loans ranging from $5,000 to $1,500,000. Average interest rates are 11-13%. As a nonprofit CDFI, interest rates are set to cover cost of funds, repayment risk, and a small margin for operating expenses.
2. Program and Training Fees: Technical assistance services include free one-on-one counseling and free to low-cost classes and training. Some programs may have nominal fees to cover materials.

Pricing tiers

Go-to-market motion2 records

Distribution channels5 records

Marketing channels6 records

Core offering

Business Impact NW is a nonprofit Community Development Financial Institution (CDFI) providing small business loans ($5,000-$1,500,000) and commercial real estate loans to underbanked entrepreneurs who cannot access conventional financing. It complements its lending with free one-on-one business coaching and a catalog of free and low-cost classes covering topics such as business planning, loan readiness, financial management, marketing, and government contracting. Targeted programs serve women entrepreneurs (via three SBA Women's Business Centers), veteran and military-connected entrepreneurs (VBOC), and food and farm businesses.

Product overview

Business Impact NW is a nonprofit Community Development Financial Institution (CDFI) providing a portfolio of interconnected services centered on three pillars: coaching, classes/training, and access to capital. The core lending product consists of small business loans ($5,000–$750,000) and commercial real estate loans (up to $1,500,000). Supporting these are free one-on-one business coaching and a library of free-to-low-cost on-demand and live training classes covering topics such as loan readiness, business planning, financial management, and government contracting. Specialized programs include the Alaska, Idaho, and Washington Women's Business Centers (SBA-partnered sub-brands offering targeted support for women entrepreneurs), the Veterans Business Outreach Center (supporting veteran and military-connected entrepreneurs), Food & Farm Business Services (including the Kitchen Incubator at 21 Acres), Sustainability Business Consulting (fee-based analysis for utility/upgrade decisions), and seasonal programs such as the IMPACT Pitch competition (a multi-round pitch event with cash prizes) and Celebrating Dreams (women-owned business showcase). The organization also administers regional opportunity programs such as the Vancouver Small Business Loan Fund, SeaTac Capital Access stipend, City of Seattle contracting support, and the Hospitality-Ready Accelerator.

Differentiator

Problem solved

Functional benefit

Products and services

• Business Loans Small business loans ranging from $5,000 to $750,000 and commercial real estate loans up to $1,500,000 at an average interest rate of 11% to 13%, targeted at underbanked entrepreneurs who cannot access conventional bank financing. Median loan size is $49,000; terms range from 1 to 7 years; 10% equity injection typically required.
• Business Coaching

Quantifiable outcome

• 99% of small business loans go to traditionally unbankable entrepreneurs
• +5 more outcomes

Named customers12 records

Segments7 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

15 partnerships are on record, tiered flagship, core and minor.

• City of VancouverflagshipStrategic or Co-development Partner · 18 June 2026City of Vancouver launched a $2.4 million Revolving Loan Fund in partnership with Business Impact NW to expand access to capital for small businesses. Fund capitalized with $1.2M federal ARPA funding plus $1.2M matching funds from BINW, with $1.2M dedicated to Fourth Plain investment area. Applications open, funding expected to begin June 2026.
• U.S. Small Business Administration (SBA)coreStrategic or Co-development Partner · 1 May 2023SBA provides grants to establish and operate Women's Business Centers (Alaska, Idaho, Washington) and Veterans Business Outreach Center (expanding from 22 to 28 locations). SBA Resource Partner since 1997. Cooperative Agreement for WBC operations.
• Washington APEX AcceleratorcoreStrategic or Co-development PartnerPartnership with Washington APEX Accelerator and Tabor 100 to provide business support services for companies wishing to contract with the City of Seattle. Services include business finance support and contracting assistance.
• Tabor 100coreStrategic or Co-development PartnerBusiness advocates committed to economic empowerment. Partner in City of Seattle contracting program providing support services for small businesses seeking government contracts.
• Port of SeattleflagshipStrategic or Co-development PartnerPort of Seattle partnership for Business Accelerator Program supporting small business owners. Program invites small businesses to apply for accelerator services and support.
• 21 AcresflagshipStrategic or Co-development PartnerFood & Farm Business Incubator at 21 Acres in Woodinville provides food production space, hands-on guidance, and market testing support for food and farm entrepreneurs. Currently accepting applications.
• Credit Builders AlliancecoreOthersProud member organization supporting credit building initiatives. BINW works with credit unions and financial institutions to ensure small businesses get capital and support.
• National Association for Latino Community Asset Builders (NALCAP)coreOthersProud member. NALCAB awarded Business Impact NW with Funding & Training Grant in June 2024 to support business owners.
• Association of Washington BusinessminorOthersProud member organization representing Washington businesses.
• WA LGBTQ and Allied Chamber of Commerce (GSBA)minorOthersProud member supporting LGBTQ and allied business community.
• Housing Development ConsortiumminorOthersProud member organization supporting housing development and community building.
• Association of Accredited Small Business ConsultantsminorOthersProud member organization.
• City of SeattlecoreStrategic or Co-development PartnerPartnership for contracting support services. Business support for primes or sub-contractors that wish to contract with the City of Seattle. Program helps businesses prepare operationally and financially for City contracts.
• Bunker LabsminorStrategic or Co-development PartnerReferral partner - active community of military-connected entrepreneurs. Free services for veteran entrepreneurs.
• Rosie NetworkminorStrategic or Co-development PartnerReferral partner - international network of military entrepreneurs and business owners.

Scale indicators11 records

Recent moves8 records

Expansion highlights5 records

Direct peers

• CDC Small Business Finance: CDC Small Business Finance is a California-based CDFI providing SBA 504 and 7(a) loans plus technical assistance to small businesses, with significant mission focus on women and minority entrepreneurs. Comparable as a high-volume SBA-partnered CDFI serving underbanked SMBs.
• Accion Opportunity Fund: Accion Opportunity Fund is a CDFI providing small business loans ($5K-$100K) to underserved entrepreneurs, paired with business advising and coaching. Comparable mission, product range, and wraparound services model to BINW, though smaller loan sizes on average.
• Craft3: Craft3 is a Pacific Northwest-focused CDFI providing small business loans and coaching to underserved entrepreneurs in Oregon and Washington. Highly comparable to BINW on mission, geography, products (term loans + coaching), and target segment (women, minorities, rural).
• LiftFund: LiftFund is a Texas-based CDFI offering small business loans (micro to $500K+) and business coaching to underbanked entrepreneurs, including SBA microlending. Highly comparable mission, products, and target borrower profile to BINW, though regionally different.
• Kiva US: Kiva is a nonprofit crowdfunding platform enabling 0% interest loans to underserved small business owners in the US and globally. Comparable mission-driven small-dollar SMB lending, though structurally different via crowdfunded capital rather than CDFI balance sheet.
• Grameen America: Grameen America is a nonprofit microfinance organization providing small loans, business training, and peer-group support to women entrepreneurs in low-income communities across the U.S. Comparable mission and microlending focus, though their model is more narrowly micro-loan focused.
• BCL of Texas: BCL of Texas is a CDFI providing microloans and SBA loans plus business development services to underserved entrepreneurs, including SBA Women's Business Center operations. Directly comparable in CDFI lending + WBC + coaching model.
• Pursuit (formerly BPL): Pursuit is a New York-based nonprofit CDFI providing small business loans, coaching, and business training to underbanked entrepreneurs, including formerly incarcerated individuals. Directly comparable mission-aligned lending + wraparound services model.
• California Capital Financial Development Corporation: CalCap is a California CDFI providing SBA-guaranteed loans, microloans, and business development services to underserved entrepreneurs, including SBA Women's Business Center operations. Comparable CDFI lending + WBC structure to BINW.

Others

• SCORE: SCORE is a national nonprofit providing free business mentoring and education to small businesses, fully SBA-resourced. Not a direct competitor for lending, but a close peer in BINW's free coaching and classes product line, with similar SBA-affiliated positioning.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/businssimpactnw
• Facebookfacebook.com/businessimpactnw

Revenue estimate

Valuation estimate

Number of profiles

Profiles5 records

Subsidiaries6 records

Funding overview

Funding rounds3 records

Investors2 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Business Impact Northwest