Capital Alliance
- Company typePrivate
- Founded2008
- HeadquartersIrvine, United States
- Headcount51–100
- GTM typeB2B
- OfferingServices
Capital Alliance firmographics
Firmographics- Name
- Capital Alliance
- Legal name
- Capital Alliance
- Website
- https://capitalalliance.com
- Company type
- Private
- Founded year
- 2008
- Operating status
- Operating
- Headcount range
- 51–100 employees
- Ownership category
- akta.pro rank
Capital Alliance industry classification
Industry- Product category
- Small Business Lending
- NAICS
- Credit Intermediation and Related Activities (522), Mortgage and Nonmortgage Loan Brokers (52231), Sales Financing (522220)
- SIC
- Short-Term Business Credit Institutions (6153), Loan Brokers (6163)
- akta.pro primary industry
- SME Business Lending (Term Loans, Lines of Credit, Overdrafts) (FSABABAB)
- akta.pro secondary industries
- SME Term Loans & Growth Capital (FSAKAGAB), SME Trade Finance & Working Capital (LCs, Guarantees, Receivables) (FSABABAF)
Keywords
Where Capital Alliance is headquartered
LocationHeadquarters
- HQ city
- Irvine
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Capital Alliance business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Others
Revenue model
- Interest Income from Business Lending: Capital Alliance earns revenue through interest on business loans, lines of credit, and equipment financing. Products include Business Lines of Credit (starting at 1% per month), Equipment Financing (starting at 5% per annum), and Working Capital Loans (starting at 1.25% per month). The company does not charge prepayment penalties.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Usage-based | Monthly | Business Line of Credit - Flexible capital access |
| Unit Pricing | Annual | Equipment Financing - Equipment acquisition funding |
| Usage-based | Monthly | Working Capital Loan - Operational funding |
Go-to-market motion1 record
Distribution channels2 records
Marketing channels4 records
Capital Alliance product offering
Product offeringCore offering
Capital Alliance provides business funding solutions to U.S. small and medium-sized businesses through three core lending products: a revolving Business Line of Credit (up to $250,000, starting at 1% per month), Equipment Financing (up to $1 million, starting at 5% per annum), and a Working Capital Loan (up to $500,000, starting at 1.25% per month). Customers apply online through a self-serve digital platform with real-time status tracking, supported by salaried (non-commission) advisors who guide applicants through underwriting and funding.
Product overview
Capital Alliance is a business funding solutions company that offers three distinct financial products as a unified offering: Business Line of Credit (revolving credit up to $250,000), Equipment Financing (up to $1 million for equipment purchases), and Working Capital Loan (up to $500,000 for operational needs). These products are designed to address specific business challenges and opportunities, with each solution aligned to different cash flow patterns and business needs.
Differentiator
Problem solved
Functional benefit
Products and services
- Business Line of Credit A flexible revolving credit facility for U.S. small and medium-sized businesses with 2+ years of operating history and good to excellent credit; payments are based only on the amount used, with a starting rate of 1% per month, up to a $250,000 credit limit, and no prepayment penalty.
- Equipment Financing Financing for U.S. businesses (2+ years operating history) to acquire new or used equipment while preserving working capital, with up to $1 million in financing, up to 5-year repayment terms, starting at 5% per annum, and no prepayment penalty.
- Working Capital Loan Short-term operational funding for U.S. businesses (2+ years operating history and $20K monthly revenue) aligned to revenue cycles, with up to $500,000 in funding, up to 24-month repayment terms, starting at 1.25% per month, and no prepayment penalty.
Companies that use Capital Alliance
Customer profileNamed customers5 records
Segments2 records
Ideal customer profiles1 record
Capital Alliance technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature1 record
Capital Alliance partnerships and signals
Strategic signalScale indicators1 record
Recent moves5 records
Expansion highlights3 records
Capital Alliance competitors and assessment
Company assessmentDirect peers
- OnDeck (Enova International): OnDeck is a direct SMB online lender offering term loans and lines of credit up to $500K to small businesses; it is the closest functional and product-model comparable to Capital Alliance's core SMB credit products.
- Fundbox: Fundbox extends short-term working capital and credit lines to SMBs through a digital, self-serve experience, closely matching Capital Alliance's online application model and working capital product positioning.
- National Funding: National Funding specializes in SMB equipment financing and working capital loans, overlapping head-to-head with Capital Alliance's Equipment Financing (up to $1M) and Working Capital Loan products.
- BlueVine: BlueVine provides SMB lines of credit, invoice factoring, and term loans via a digital application — overlapping directly with Capital Alliance's Business Line of Credit and Working Capital Loan offerings for SMBs.
- Kabbage (American Express): Kabbage built a leading SMB working capital line of credit product now under American Express; its digital-first, fast-approval SMB lending approach is a direct benchmark for Capital Alliance's customer experience and product design.
- Biz2Credit: Biz2Credit operates a SMB lending marketplace matching borrowers to term loans and lines of credit from multiple capital providers — comparable to Capital Alliance's 'industry relationships' origination model and SMB loan products.
- Credibly: Credibly provides SMB working capital loans, lines of credit, and merchant cash advances with rapid approval — a directly comparable SMB funding competitor with similar ticket sizes and product structure.
- Fora Financial: Fora Financial originates working capital advances and term loans to SMBs through a digital/phone hybrid channel, closely mirroring Capital Alliance's blend of self-serve online application with advisor support.
Emerging players
- Currency: Currency is a digital SMB working capital provider focused on fast, transparent funding for small businesses — overlapping with Capital Alliance's speed and transparency positioning and targeting a similar SMB segment.
Broad incumbents
- LendingClub: LendingClub is an established online credit marketplace offering personal loans, business loans, and lines of credit; it competes broadly for the same SMB and small-dollar borrower demand Capital Alliance serves, though it spans additional consumer segments.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat3 records
Key risks6 records
Key highlights6 records
Customer concentration
Capital Alliance social profiles
Digital presenceCapital Alliance financial estimates
Financial estimateRevenue estimate
Valuation estimate
Capital Alliance leadership team
Management profileNumber of profiles
Capital Alliance funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Capital Alliance M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Capital Alliance
What does Capital Alliance do?
Capital Alliance provides business funding solutions to U.S. small and medium-sized businesses through three core lending products: a revolving Business Line of Credit (up to $250,000, starting at 1% per month), Equipment Financing (up to $1 million, starting at 5% per annum), and a Working Capital Loan (up to $500,000, starting at 1.25% per month). Customers apply online through a self-serve digital platform with real-time status tracking, supported by salaried (non-commission) advisors who guide applicants through underwriting and funding.
Is Capital Alliance a public or private company?
Capital Alliance is a private company. It is classified as unknown and is currently operating.
When was Capital Alliance founded?
Capital Alliance was founded in 2008. It employs 51 to 100 people.
Where is Capital Alliance based?
Capital Alliance is headquartered in Irvine, United States, in the North America region.
How does Capital Alliance make money?
One revenue line is on record: interest Income from Business Lending.
Who are Capital Alliance's main competitors?
Direct peers on record are OnDeck (Enova International), Fundbox, National Funding, BlueVine, Kabbage (American Express), Biz2Credit, Credibly and Fora Financial. Currency is listed as an emerging player. LendingClub is listed as a broad incumbent.
Does Capital Alliance have an API?
No public API is recorded for Capital Alliance.
What industry is Capital Alliance in?
Capital Alliance's product category is Small Business Lending. Its primary akta.pro industry code is FSABABAB, SME Business Lending (Term Loans, Lines of Credit, Overdrafts), with a secondary code of FSAKAGAB, SME Term Loans & Growth Capital. Its NAICS code is 522 and its SIC code is 6153.