East Commerce Solutions
East Commerce Solutions is a privately held US merchant payment services provider founded in 1994, offering processing terminals, POS systems, mobile payment, payroll, and gift and credit card processing to small and mid-sized businesses in the East Providence region.
- Company typePrivate
- Founded1994
- HeadquartersEast Providence, United States
- Headcount101–250
- GTM typeB2B
- OfferingServices
What East Commerce Solutions does
East Commerce Solutions is a privately held US merchant payment services provider founded in 1994 and headquartered in East Providence, Rhode Island. The company supplies small and mid-sized businesses with a bundled suite of payment acceptance and back-office financial workflow products, including processing terminals, point-of-sale (POS) systems, mobile payment solutions, payroll services, and gift and credit card processing services.
Operating with a workforce of 101-250 employees, East Commerce Solutions occupies the lower-mid tier of the merchant payments value chain, functioning as a regional direct-to-merchant ISO-adjacent provider. Its product mix combines front-end payment acceptance hardware and software with adjacent financial workflow services (notably payroll), which is a configuration more typical of community-oriented SMB services providers than of large-scale payment processors. The combination of long operating history, multi-product bundling, and physical presence in the southern New England market suggests a relationship-driven, install-based revenue model.
No first-party disclosures of revenue, transaction volume, merchant count, ownership structure, or leadership are available in the provided source material; the granular operational and financial data supplied in this dataset pertains predominantly to a separate, unrelated payment processing entity (Payroc) and is not attributable to East Commerce Solutions. As such, the depth of strategic, financial, and competitive analysis that can be performed on ECS from this input is materially constrained.
East Commerce Solutions firmographics
Firmographics- Name
- East Commerce Solutions
- Legal name
- Payroc WorldAccess, LLC
- Website
- https://eastcommercesolutions.com
- Company type
- Private
- Founded year
- 1994
- Operating status
- Operating
- Headcount range
- 101–250 employees
- Short description
- East Commerce Solutions is a privately held US merchant payment services provider founded in 1994, offering processing terminals, POS systems, mobile payment, payroll, and gift and credit card processing to small and mid-sized businesses in the East Providence region.
- Ownership category
- akta.pro rank
East Commerce Solutions industry classification
Industry- Product category
- Payment Processing Services
- NAICS
- Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320)
- akta.pro primary industry
- Integrated Payment Processors (PSP/Acquirer) (FSAMABAA)
- akta.pro secondary industry
- Merchant Acquiring & Processing Platforms (BPAMAFAB)
Keywords
Where East Commerce Solutions is headquartered
LocationHeadquarters
- HQ city
- East Providence
- HQ country
- United States
- HQ region
- North America
Offices2 records
Markets served
East Commerce Solutions business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Operations, Personnel, Technology or R&D, Marketing or Sales, Infrastructure
Revenue model
- Transaction Processing Fees: Primary revenue stream from processing payment transactions across all channels including card-present, card-not-present, ACH, and alternative payment methods. Fees are typically charged as a percentage of transaction volume plus per-transaction fees.
- Gateway/SaaS Platform Fees: Monthly or annual fees for access to payment gateway, cloud services, and API infrastructure. Tiered pricing based on transaction volume and feature access.
- Hardware Sales: Revenue from sale of payment terminals, POS devices, and related hardware equipment to merchants and partners.
- Partner/Referral Revenue Sharing: Residual income sharing arrangements with referral partners, ISOs, and sales agents based on transaction volume generated by referred merchants.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Monthly | Custom pricing based on merchant profile and volume |
Go-to-market motion3 records
Distribution channels5 records
Marketing channels5 records
East Commerce Solutions product offering
Product offeringCore offering
East Commerce Solutions provides payment processing services to merchants, including processing terminals, point-of-sale (POS) systems, mobile payment acceptance, payroll services, and gift and credit card processing. The company functions as a merchant services provider offering the hardware, software, and processing infrastructure that businesses need to accept electronic payments in person, on the go, and via card-not-present channels.
Product overview
Payroc is a full-stack payment processing platform built for partners, offering a unified platform-plus-modules architecture. The core offering includes the Gateway for secure transaction processing across all channels, supplemented by specialized products like Virtual Terminal, ACH, Payment Links, and Global Payment Orchestration. For point-of-sale, Roc Terminal+ and Roc Services serve field service businesses, while Bodega Ai addresses independent retail. The developer toolkit includes unified APIs (Payments, Boarding, Funding, Reporting), Integration Essentials for low-code SaaS integration, and comprehensive developer documentation. Additional products include Pricing Programs for cost optimization, Roc Giving for nonprofit donations, and Invoicing and Billing for automated AR workflows.
Differentiator
Problem solved
Functional benefit
Products and services
- Processing Terminals Provision of payment terminals that enable merchants to accept credit and debit card transactions at the point of sale.
- POS Systems Point-of-sale systems that combine checkout hardware and software to support in-store sales, payment acceptance, and basic business operations for merchants.
- Mobile Payment Processing Mobile payment acceptance enabling merchants to process card transactions on smartphones and tablets for on-the-go or remote sales environments.
- Credit Card Processing Merchant credit card processing services that authorize, capture, and settle card transactions for businesses, billed as a percentage and per-transaction service.
- Gift Card Processing Gift card issuance and processing services that allow merchants to sell, redeem, and track stored-value cards as part of their payment offering.
- Payroll Services Payroll processing services offered to merchants as a complementary back-office capability alongside payment processing.
Quantifiable outcome
- Next Day Funding enables faster merchant settlements
- +2 more outcomes
Companies that use East Commerce Solutions
Customer profileNamed customers7 records
Segments7 records
Ideal customer profiles1 record
East Commerce Solutions technology and API
TechnologyTechnology focussed No
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration3 records
Feature9 records
East Commerce Solutions partnerships and signals
Strategic signalPartnerships
Eight partnerships are on record, tiered core and minor.
- UIC PayworldcoreStrategic partnership for EV charging payment solutions revolutionizing the EV charging experience.
- EVEN RechargecorePartnership to deliver seamless payment solutions for EV charging networks.
- Nevada Psychological AssociationminorPartnership to offer credit card processing services to members of the professional association.
- Banterra BankminorPartnership to offer credit card processing services to bank customers.
- American Academy of Cosmetic SurgeryminorPartnership to offer credit card processing services to members.
- National Wild Turkey FederationminorPartnership to offer credit card processing services to members and businesses.
- First Bank of Highland ParkminorPartnership to offer credit card processing services to bank customers.
- National Pest Management AssociationminorPartnership to offer credit card processing services to members.
Scale indicators5 records
East Commerce Solutions competitors and assessment
Company assessmentBroad incumbents
- Toast: Toast provides restaurant-focused POS, payments, payroll, and gift cards — directly overlapping several of East Commerce Solutions' service lines, particularly within the restaurant vertical.
- Square (Block, Inc.): Square/Block provides integrated card processing, POS, mobile payments, payroll, and gift cards via Square Payroll — a directly overlapping product suite. Block's scale, software-led UX, and bundled SaaS approach make it the principal large-incumbent competitor for SMB merchants.
- Fiserv (Clover): Fiserv's Clover POS platform and First Data merchant acquiring heritage directly compete in the SMB POS and card processing space. Clover's app marketplace and hardware ecosystem overlap with East Commerce Solutions' terminal and POS offering.
- Stripe: Stripe offers online payment processing, terminal hardware, and developer APIs for embedded payments. While primarily card-not-present focused, Stripe Terminal and Stripe Issuing bring it into direct competition with East Commerce Solutions' in-person and POS offerings.
- Global Payments: Global Payments (post-Heartland and TSYS mergers) is one of the largest US merchant acquirers, directly competing for SMB card processing volume. Their integrated POS and payroll-adjacent services overlap with East Commerce Solutions' portfolio.
Direct peers
- Helcim: Helcim offers transparent-pricing card processing, virtual terminals, and POS tools to SMBs. Comparable in target market, product mix, and emphasis on customer-friendly pricing programs.
- Stax Payments: Stax is a subscription-based payment processor targeting SMBs with flat-fee pricing and integrated POS. Comparable to East Commerce Solutions in merchant segment (SMB), product overlap (card processing, POS), and channel model (ISO-friendly).
- Dharma Merchant Services: Dharma is a smaller US-focused payment processor offering card-present and card-not-present processing to SMBs. Comparable size and merchant-segment focus to East Commerce Solutions.
- Payroc: Payroc is a full-stack ISO-focused payment processor offering card processing, POS, mobile payments, gift cards, and partner channels. It is the closest size-and-model comparable to East Commerce Solutions, and the heavy overlap in the data record suggests an ISO-style competitive dynamic.
- Electronic Payments Inc. Electronic Payments Inc. (EPI) is a US ISO offering card processing, POS, gift/loyalty, and merchant cash advance. Closely comparable in ISO-style channel model and bundled SMB offering.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat2 records
Key risks4 records
Key highlights4 records
Customer concentration
East Commerce Solutions social profiles
Digital presenceEast Commerce Solutions compliance and trust
Trust signalCompliance2 records
East Commerce Solutions financial estimates
Financial estimateRevenue estimate
Valuation estimate
East Commerce Solutions leadership team
Management profileNumber of profiles
East Commerce Solutions subsidiaries and ownership
Company hierarchySubsidiaries2 records
East Commerce Solutions funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
East Commerce Solutions M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about East Commerce Solutions
What does East Commerce Solutions do?
East Commerce Solutions provides payment processing services to merchants, including processing terminals, point-of-sale (POS) systems, mobile payment acceptance, payroll services, and gift and credit card processing. The company functions as a merchant services provider offering the hardware, software, and processing infrastructure that businesses need to accept electronic payments in person, on the go, and via card-not-present channels.
Is East Commerce Solutions a public or private company?
East Commerce Solutions is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was East Commerce Solutions founded?
East Commerce Solutions was founded in 1994. It employs 101 to 250 people.
Where is East Commerce Solutions based?
East Commerce Solutions is headquartered in East Providence, United States, in the North America region.
How does East Commerce Solutions make money?
Four revenue lines are on record. Transaction Processing Fees are the primary driver. The others are gateway/SaaS Platform Fees, hardware Sales and partner/Referral Revenue Sharing.
Who are East Commerce Solutions's main competitors?
Broad incumbents on record are Toast, Square (Block, Inc.), Fiserv (Clover), Stripe and Global Payments. Direct peers are Helcim, Stax Payments, Dharma Merchant Services, Payroc and Electronic Payments Inc..
Does East Commerce Solutions have an API?
Yes. Payroc offers a unified API and extensive list of precertified POS devices from top manufacturers. The platform provides APIs for Payments (accept and process transactions), Boarding (onboard merchants easily), Funding (manage deposits and payouts), and Reporting (access real-time payment data). Developers can explore guides and documentation at docs.payroc.com. Developer documentation is at docs.payroc.com.
What industry is East Commerce Solutions in?
East Commerce Solutions's product category is Payment Processing Services. Its primary akta.pro industry code is FSAMABAA, Integrated Payment Processors (PSP/Acquirer), with a secondary code of BPAMAFAB, Merchant Acquiring & Processing Platforms. Its NAICS code is 522320.